<ARTICLE> 9 <LEGEND> This schedule contains summary financial information extracted from Provident Financial Group, Inc.'s 10-Q for September 30, 1998 and is qualified in its entirety by reference to such financial statements. </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> DEC-31-1998 <PERIOD-END> SEP-30-1998 <CASH> 202,240 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 36,000 <TRADING-ASSETS> 98,761 <INVESTMENTS-HELD-FOR-SALE> 1,608,520 <INVESTMENTS-CARRYING> 0 <INVESTMENTS-MARKET> 0 <LOANS> 5,679,522 <ALLOWANCE> 76,445 <TOTAL-ASSETS> 8,280,817 <DEPOSITS> 5,102,400 <SHORT-TERM> 1,172,458 <LIABILITIES-OTHER> 390,466 <LONG-TERM> 890,365 <PREFERRED-MANDATORY> 0 <PREFERRED> 7,000 <COMMON> 12,773 <OTHER-SE> 705,355 <TOTAL-LIABILITIES-AND-EQUITY> 8,280,817 <INTEREST-LOAN> 388,798 <INTEREST-INVEST> 72,551 <INTEREST-OTHER> 5,088 <INTEREST-TOTAL> 466,437 <INTEREST-DEPOSIT> 165,839 <INTEREST-EXPENSE> 258,257 <INTEREST-INCOME-NET> 208,180 <LOAN-LOSSES> 19,500 <SECURITIES-GAINS> 9,777 <EXPENSE-OTHER> 206,490 <INCOME-PRETAX> 145,454 <INCOME-PRE-EXTRAORDINARY> 94,900 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 94,900 <EPS-PRIMARY> 2.20 <EPS-DILUTED> 2.11 <YIELD-ACTUAL> 3.89 <LOANS-NON> 35,460 <LOANS-PAST> 13,443 <LOANS-TROUBLED> 8,950 <LOANS-PROBLEM> 28,270 <ALLOWANCE-OPEN> 71,980 <CHARGE-OFFS> 23,133 <RECOVERIES> 8,098 <ALLOWANCE-CLOSE> 76,445 <ALLOWANCE-DOMESTIC> 76,445 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0