<ARTICLE> 9 <LEGEND> This schedule contains summary financial information extracted from Provident Financial Group, Inc.'s 10-Q for June 30, 1999 and is qualified in its entirety by reference to such financial statments. </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-1999 <PERIOD-END> JUN-30-1999 <CASH> 227,137 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 15,000 <TRADING-ASSETS> 15,404 <INVESTMENTS-HELD-FOR-SALE> 1,628,309 <INVESTMENTS-CARRYING> 0 <INVESTMENTS-MARKET> 0 <LOANS> 5,841,836 <ALLOWANCE> 80,122 <TOTAL-ASSETS> 8,492,353 <DEPOSITS> 5,751,349 <SHORT-TERM> 781,472 <LIABILITIES-OTHER> 447,544 <LONG-TERM> 794,944 <PREFERRED-MANDATORY> 0 <PREFERRED> 7,000 <COMMON> 12,825 <OTHER-SE> 697,219 <TOTAL-LIABILITIES-AND-EQUITY> 8,492,353 <INTEREST-LOAN> 267,298 <INTEREST-INVEST> 50,257 <INTEREST-OTHER> 2,813 <INTEREST-TOTAL> 320,368 <INTEREST-DEPOSIT> 111,132 <INTEREST-EXPENSE> 168,943 <INTEREST-INCOME-NET> 151,425 <LOAN-LOSSES> 20,950 <SECURITIES-GAINS> 106 <EXPENSE-OTHER> 146,959 <INCOME-PRETAX> 107,000 <INCOME-PRE-EXTRAORDINARY> 69,281 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 69,281 <EPS-BASIC> 1.62 <EPS-DILUTED> 1.56 <YIELD-ACTUAL> 3.86 <LOANS-NON> 55,333 <LOANS-PAST> 23,280 <LOANS-TROUBLED> 1,565 <LOANS-PROBLEM> 45,839 <ALLOWANCE-OPEN> 75,907 <CHARGE-OFFS> 22,365 <RECOVERIES> 5,630 <ALLOWANCE-CLOSE> 80,122 <ALLOWANCE-DOMESTIC> 80,122 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0