<ARTICLE> 9 <LEGEND> This schedule contains summary financial information extracted from Provident Financial Group, Inc.'s 10-Q for June 30, 1999 and is qualified in its entirety by reference to such financial statements. </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-1998 <PERIOD-END> JUN-30-1998 <CASH> 225,541 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 34,000 <TRADING-ASSETS> 59,794 <INVESTMENTS-HELD-FOR-SALE> 1,550,187 <INVESTMENTS-CARRYING> 0 <INVESTMENTS-MARKET> 0 <LOANS> 5,588,006 <ALLOWANCE> 75,472 <TOTAL-ASSETS> 7,841,942 <DEPOSITS> 4,781,849 <SHORT-TERM> 1,435,657 <LIABILITIES-OTHER> 264,182 <LONG-TERM> 668,101 <PREFERRED-MANDATORY> 0 <PREFERRED> 7,000 <COMMON> 12,744 <OTHER-SE> 672,409 <TOTAL-LIABILITIES-AND-EQUITY> 7,841,942 <INTEREST-LOAN> 250,488 <INTEREST-INVEST> 50,166 <INTEREST-OTHER> 1,831 <INTEREST-TOTAL> 302,485 <INTEREST-DEPOSIT> 109,926 <INTEREST-EXPENSE> 166,982 <INTEREST-INCOME-NET> 135,503 <LOAN-LOSSES> 10,000 <SECURITIES-GAINS> 5,716 <EXPENSE-OTHER> 135,535 <INCOME-PRETAX> 96,504 <INCOME-PRE-EXTRAORDINARY> 63,050 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 63,050 <EPS-BASIC> 1.46 <EPS-DILUTED> 1.40 <YIELD-ACTUAL> 3.93 <LOANS-NON> 57,924 <LOANS-PAST> 10,058 <LOANS-TROUBLED> 9,196 <LOANS-PROBLEM> 17,185 <ALLOWANCE-OPEN> 71,980 <CHARGE-OFFS> 12,859 <RECOVERIES> 6,351 <ALLOWANCE-CLOSE> 75,472 <ALLOWANCE-DOMESTIC> 75,472 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0