SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) December 15, 2003 ---------------------- PEOPLES BANCORP INC. -------------------------------------------------------------- (Exact name of Registrant as specified in its charter) 0-16772 ---------------------------------------- Commission File Number Ohio ------------------------------------------------ (State or other jurisdiction of incorporation) 31-0987416 ----------------------------------------- (I.R.S. Employer Identification Number) 138 Putnam Street P.O. Box 738, Marietta, Ohio 45750 - -------------------------------------------- ---------------------- (Address of principal executive office) (Zip Code) Registrant's telephone number, including area code: (740) 373-3155 -------------- Not applicable - -------------------------------------------------------------------------------- (Former name or former address, if changed since last report) Index to Exhibits on Page 3 Item 1. Changes in Control of Registrant Not applicable. Item 2. Acquisition or Disposition of Assets Not applicable. Item 3. Bankruptcy or Receivership Not applicable. Item 4. Changes in Registrant's Certifying Accountant Not applicable. Item 5. Other Events and Regulation FD Disclosure Peoples Bancorp Inc. (Nasdaq: PEBO) committed to prepay $63 million of Federal Home Loan Bank (FHLB) convertible fixed rate borrowings. The release is included herwith as Exhibit 99. Item 6. Resignations of Registrant's Directors Not applicable. Item 7. Financial Statements and Exhibits (a) None required (b) None required (c) Exhibits EXHIBIT NUMBER DESCRIPTION - ------------------- --------------------------------------- 99 News Release issued December 15, 2003 Item 8. Change in Fiscal Year Not applicable. Item 9. Regulation FD Disclosure Not applicable. Item 10. Amendments to the Registrant's Code of Ethics, or Waiver of a Provision of the Code of Ethics Not applicable. Item 11. Temporary Suspension of Trading Under Registrant's Employee Benefits Plan Not applicable. Item 12. Results of Operations and Financial Condition Not applicable. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. DATE: December 15, 2003 PEOPLES BANCORP INC. ---------------------------------------- Registrant By: /s/ ROBERT E. EVANS ---------------------------------------- Robert E. Evans President and Chief Executive Officer INDEX TO EXHIBITS EXHIBIT NUMBER DESCRIPTION - ------------------- --------------------------------------- 99 News Release issued December 15, 2003