<ARTICLE> 9 <LEGEND> This schedule contains summary financial information extracted from the Form 10-K filed as of December 31, 1995. </LEGEND> <CIK> 0000318300 <NAME> PEOPLES BANCORP INC. <MULTIPLIER> 1,000 <PERIOD-TYPE> YEAR <FISCAL-YEAR-END> DEC-31-1995 <PERIOD-START> JAN-01-1995 <PERIOD-END> DEC-31-1995 <CASH> 17,251 <INT-BEARING-DEPOSITS> 243 <FED-FUNDS-SOLD> 3,500 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 131,762 <INVESTMENTS-CARRYING> 0 <INVESTMENTS-MARKET> 0 <LOANS> 379,526 <ALLOWANCE> 6,726 <TOTAL-ASSETS> 543,430 <DEPOSITS> 429,077 <SHORT-TERM> 33,276 <LIABILITIES-OTHER> 6,461 <LONG-TERM> 23,142 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 30,898 <OTHER-SE> 20,576 <TOTAL-LIABILITIES-AND-EQUITY> 543,430 <INTEREST-LOAN> 34,501 <INTEREST-INVEST> 6,881 <INTEREST-OTHER> 2,010 <INTEREST-TOTAL> 43,392 <INTEREST-DEPOSIT> 18,384 <INTEREST-EXPENSE> 20,777 <INTEREST-INCOME-NET> 22,615 <LOAN-LOSSES> 1,315 <SECURITIES-GAINS> 24 <EXPENSE-OTHER> 16,818 <INCOME-PRETAX> 8,639 <INCOME-PRE-EXTRAORDINARY> 6,050 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 6,050 <EPS-PRIMARY> 1.90 <EPS-DILUTED> 1.89 <YIELD-ACTUAL> 4.73 <LOANS-NON> 482 <LOANS-PAST> 1,236 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 2,041 <ALLOWANCE-OPEN> 6,783 <CHARGE-OFFS> 1,803 <RECOVERIES> 431 <ALLOWANCE-CLOSE> 6,726 <ALLOWANCE-DOMESTIC> 6,726 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 150