<ARTICLE> 9 <LEGEND> This schedule contains summary financial information extracted from the Form 10-K filed as of December 31, 1996. </LEGEND> <CIK> 0000318300 <NAME> PEOPLES BANCORP INC. <MULTIPLIER> 1,000 <PERIOD-TYPE> YEAR <FISCAL-YEAR-END> DEC-31-1996 <PERIOD-START> JAN-01-1996 <PERIOD-END> DEC-31-1996 <CASH> 26,200 <INT-BEARING-DEPOSITS> 217 <FED-FUNDS-SOLD> 2,100 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 147,783 <INVESTMENTS-CARRYING> 0 <INVESTMENTS-MARKET> 0 <LOANS> 422,413 <ALLOWANCE> 6,873 <TOTAL-ASSETS> 616,635 <DEPOSITS> 504,692 <SHORT-TERM> 19,522 <LIABILITIES-OTHER> 7,028 <LONG-TERM> 29,200 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 34,349 <OTHER-SE> 21,844 <TOTAL-LIABILITIES-AND-EQUITY> 616,635 <INTEREST-LOAN> 37,140 <INTEREST-INVEST> 8,607 <INTEREST-OTHER> 1,650 <INTEREST-TOTAL> 47,397 <INTEREST-DEPOSIT> 18,880 <INTEREST-EXPENSE> 21,966 <INTEREST-INCOME-NET> 25,431 <LOAN-LOSSES> 1,965 <SECURITIES-GAINS> 48 <EXPENSE-OTHER> 17,522 <INCOME-PRETAX> 11,122 <INCOME-PRE-EXTRAORDINARY> 7,651 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 7,651 <EPS-PRIMARY> 2.20 <EPS-DILUTED> 2.18 <YIELD-ACTUAL> 4.75 <LOANS-NON> 999 <LOANS-PAST> 621 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 6,726 <CHARGE-OFFS> 2,329 <RECOVERIES> 511 <ALLOWANCE-CLOSE> 6,873 <ALLOWANCE-DOMESTIC> 6,873 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 873