<ARTICLE> 9
<LEGEND>
This schedule contains restated summary financial information extracted from
the Form 10-K filed as of December 31, 1996, and December 31, 1995.
</LEGEND>
<RESTATED>
<MULTIPLIER> 1,000
<PERIOD-TYPE> YEAR YEAR
<FISCAL-YEAR-END> DEC-31-1996 DEC-31-1995
<PERIOD-START> JAN-01-1996 JAN-01-1995
<PERIOD-END> DEC-31-1996 DEC-31-1995
<CASH> 26,200 17,251
<INT-BEARING-DEPOSITS> 217 243
<FED-FUNDS-SOLD> 2,100 3,500
<TRADING-ASSETS> 0 0
<INVESTMENTS-HELD-FOR-SALE> 147,783 131,762
<INVESTMENTS-CARRYING> 0 0
<INVESTMENTS-MARKET> 0 0
<LOANS> 422,413 379,526
<ALLOWANCE> 6,873 6,726
<TOTAL-ASSETS> 616,635 543,430
<DEPOSITS> 504,692 429,077
<SHORT-TERM> 19,522 33,276
<LIABILITIES-OTHER> 7,028 6,461
<LONG-TERM> 29,200 23,142
<PREFERRED-MANDATORY> 0 0
<PREFERRED> 0 0
<COMMON> 34,349 30,898
<OTHER-SE> 21,844 20,576
<TOTAL-LIABILITIES-AND-EQUITY> 616,635 543,430
<INTEREST-LOAN> 37,140 34,501
<INTEREST-INVEST> 8,607 6,881
<INTEREST-OTHER> 1,650 2,010
<INTEREST-TOTAL> 47,397 43,392
<INTEREST-DEPOSIT> 18,880 18,384
<INTEREST-EXPENSE> 21,966 20,777
<INTEREST-INCOME-NET> 25,431 22,615
<LOAN-LOSSES> 1,965 1,315
<SECURITIES-GAINS> 48 24
<EXPENSE-OTHER> 17,522 16,818
<INCOME-PRETAX> 11,122 8,639
<INCOME-PRE-EXTRAORDINARY> 7,651 6,050
<EXTRAORDINARY> 0 0
<CHANGES> 0 0
<NET-INCOME> 7,651 6,050
<EPS-PRIMARY> 2.23 1.74
<EPS-DILUTED> 2.20 1.73
<YIELD-ACTUAL> 4.75 4.73
<LOANS-NON> 999 482
<LOANS-PAST> 621 1,236
<LOANS-TROUBLED> 0 0
<LOANS-PROBLEM> 0 2,041
<ALLOWANCE-OPEN> 6,726 6,783
<CHARGE-OFFS> 2,329 1,803
<RECOVERIES> 511 431
<ALLOWANCE-CLOSE> 6,873 6,726
<ALLOWANCE-DOMESTIC> 6,873 6,726
<ALLOWANCE-FOREIGN> 0 0
<ALLOWANCE-UNALLOCATED> 873 150