<ARTICLE> 9
<LEGEND>
This schedule contaings restated summary financial information extracted
from the Form 10-Q filed as of September 30, 1997, June 30, 1997, and
March 31, 1997.
</LEGEND>
<RESTATED> 
<MULTIPLIER> 1,000
       
                                                                       
<PERIOD-TYPE>                   9-MOS                   6-MOS                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1997             DEC-31-1997             DEC-31-1997
<PERIOD-START>                             JAN-01-1997             JAN-01-1997             JAN-01-1997
<PERIOD-END>                               SEP-30-1997             JUN-30-1997             MAR-31-1997
<CASH>                                          27,072                  22,389                  23,329
<INT-BEARING-DEPOSITS>                             583                     836                   1,200
<FED-FUNDS-SOLD>                                     0                   3,300                  15,000
<TRADING-ASSETS>                                     0                       0                       0
<INVESTMENTS-HELD-FOR-SALE>                    149,209                 147,856                 146,912
<INVESTMENTS-CARRYING>                               0                       0                       0
<INVESTMENTS-MARKET>                                 0                       0                       0
<LOANS>                                        484,183                 467,445                 448,860
<ALLOWANCE>                                      7,763                   7,298                   7,152
<TOTAL-ASSETS>                                 679,947                 661,517                 655,153
<DEPOSITS>                                     555,779                 545,330                 542,684
<SHORT-TERM>                                    24,579                  19,775                  17,959
<LIABILITIES-OTHER>                              6,605                   6,896                   6,688
<LONG-TERM>                                     31,593                  30,601                  31,363
<PREFERRED-MANDATORY>                                0                       0                       0
<PREFERRED>                                          0                       0                       0
<COMMON>                                        34,399                  34,442                  34,438
<OTHER-SE>                                      26,992                  24,473                  22,021
<TOTAL-LIABILITIES-AND-EQUITY>                 679,947                 661,517                 655,153
<INTEREST-LOAN>                                 31,848                  20,758                  10,181
<INTEREST-INVEST>                                6,391                   4,281                   2,139
<INTEREST-OTHER>                                 1,284                     845                     442
<INTEREST-TOTAL>                                39,523                  25,884                  12,762
<INTEREST-DEPOSIT>                              16,321                  10,640                   5,230
<INTEREST-EXPENSE>                              18,467                  12,024                   5,918
<INTEREST-INCOME-NET>                           21,056                  13,860                   6,844
<LOAN-LOSSES>                                    1,905                   1,229                     588
<SECURITIES-GAINS>                                (31)                    (31)                    (29)
<EXPENSE-OTHER>                                 14,277                   9,426                   4,705
<INCOME-PRETAX>                                  9,251                   6,054                   2,940
<INCOME-PRE-EXTRAORDINARY>                       6,285                   4,127                   2,002
<EXTRAORDINARY>                                      0                       0                       0
<CHANGES>                                            0                       0                       0
<NET-INCOME>                                     6,285                   4,127                   2,002
<EPS-PRIMARY>                                     1.82                    1.20                    0.58
<EPS-DILUTED>                                     1.77                    1.17                    0.57
<YIELD-ACTUAL>                                    4.73                    4.73                    4.72
<LOANS-NON>                                        746                     875                   1,204
<LOANS-PAST>                                       428                     580                     776
<LOANS-TROUBLED>                                     0                       0                       0
<LOANS-PROBLEM>                                      0                       0                       0
<ALLOWANCE-OPEN>                                 6,873                   6,873                   6,873
<CHARGE-OFFS>                                    1,529                   1,153                     511
<RECOVERIES>                                       394                     229                      82
<ALLOWANCE-CLOSE>                                7,763                   7,298                   7,152
<ALLOWANCE-DOMESTIC>                             7,763                   7,298                   7,152
<ALLOWANCE-FOREIGN>                                  0                       0                       0
<ALLOWANCE-UNALLOCATED>                            856                     786                     726