<ARTICLE> 9
<LEGEND>
This schedule contains restated summary financial information extracted
from the Form 10-Q filed as of September 30, 1996, June 30, 1996, and
March 31, 1996.
</LEGEND>
<RESTATED>
<MULTIPLIER> 1,000
<PERIOD-TYPE> 9-MOS 6-MOS 3-MOS
<FISCAL-YEAR-END> DEC-31-1996 DEC-31-1996 DEC-31-1996
<PERIOD-START> JAN-01-1996 JAN-01-1996 JAN-01-1996
<PERIOD-END> SEP-30-1996 JUN-30-1996 MAR-31-1996
<CASH> 27,315 25,647 17,680
<INT-BEARING-DEPOSITS> 193 247 1,479
<FED-FUNDS-SOLD> 0 0 11,800
<TRADING-ASSETS> 0 0 0
<INVESTMENTS-HELD-FOR-SALE> 153,709 152,079 156,559
<INVESTMENTS-CARRYING> 0 0 0
<INVESTMENTS-MARKET> 0 0 0
<LOANS> 417,072 398,823 383,696
<ALLOWANCE> 6,906 6,723 6,743
<TOTAL-ASSETS> 617,241 596,506 582,883
<DEPOSITS> 506,803 493,964 435,839
<SHORT-TERM> 18,478 22,614 67,523
<LIABILITIES-OTHER> 6,797 6,575 5,703
<LONG-TERM> 31,455 21,508 22,395
<PREFERRED-MANDATORY> 0 0 0
<PREFERRED> 0 0 0
<COMMON> 34,263 34,139 31,100
<OTHER-SE> 19,445 17,706 20,323
<TOTAL-LIABILITIES-AND-EQUITY> 617,241 596,506 582,883
<INTEREST-LOAN> 27,379 17,946 8,790
<INTEREST-INVEST> 7,433 4,863 2,434
<INTEREST-OTHER> 275 232 92
<INTEREST-TOTAL> 35,087 23,041 11,316
<INTEREST-DEPOSIT> 13,917 9,060 4,345
<INTEREST-EXPENSE> 16,322 10,783 5,367
<INTEREST-INCOME-NET> 18,765 12,258 5,949
<LOAN-LOSSES> 1,380 795 360
<SECURITIES-GAINS> 26 26 26
<EXPENSE-OTHER> 12,890 8,312 4,013
<INCOME-PRETAX> 8,258 5,610 2,764
<INCOME-PRE-EXTRAORDINARY> 8,258 5,610 2,764
<EXTRAORDINARY> 0 0 0
<CHANGES> 0 0 0
<NET-INCOME> 5,682 3,852 1,881
<EPS-PRIMARY> 1.65 1.12 0.55
<EPS-DILUTED> 1.64 1.11 0.54
<YIELD-ACTUAL> 4.63 4.77 4.72
<LOANS-NON> 1,008 652 939
<LOANS-PAST> 644 972 1,441
<LOANS-TROUBLED> 0 0 0
<LOANS-PROBLEM> 2,698 2,100 2,181
<ALLOWANCE-OPEN> 6,726 6,726 6,726
<CHARGE-OFFS> 1,578 1,009 431
<RECOVERIES> 378 211 88
<ALLOWANCE-CLOSE> 6,906 6,723 6,743
<ALLOWANCE-DOMESTIC> 6,906 6,723 6,743
<ALLOWANCE-FOREIGN> 0 0 0
<ALLOWANCE-UNALLOCATED> 150 150 150