<ARTICLE> 9 <LEGEND> This schedule contains summary financial information extracted from the Form 10-Q filed as of June 30, 1998. </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-1998 <PERIOD-START> JAN-01-1998 <PERIOD-END> JUN-30-1998 <CASH> 28,621 <INT-BEARING-DEPOSITS> 3,382 <FED-FUNDS-SOLD> 52,750 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 208,962 <INVESTMENTS-CARRYING> 0 <INVESTMENTS-MARKET> 0 <LOANS> 533,264 <ALLOWANCE> 9,171 <TOTAL-ASSETS> 866,344 <DEPOSITS> 615,831 <SHORT-TERM> 31,370 <LIABILITIES-OTHER> 7,712 <LONG-TERM> 44,121 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 50,578 <OTHER-SE> 31,411 <TOTAL-LIABILITIES-AND-EQUITY> 866,344 <INTEREST-LOAN> 24,154 <INTEREST-INVEST> 5,611 <INTEREST-OTHER> 1,334 <INTEREST-TOTAL> 31,099 <INTEREST-DEPOSIT> 12,301 <INTEREST-EXPENSE> 14,851 <INTEREST-INCOME-NET> 16,248 <LOAN-LOSSES> 1,242 <SECURITIES-GAINS> 431 <EXPENSE-OTHER> 10,858 <INCOME-PRETAX> 7,787 <INCOME-PRE-EXTRAORDINARY> 5,176 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 5,176 <EPS-PRIMARY> 0.90 <EPS-DILUTED> 0.87 <YIELD-ACTUAL> 4.58 <LOANS-NON> 1,013 <LOANS-PAST> 478 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 8,356 <CHARGE-OFFS> 706 <RECOVERIES> 279 <ALLOWANCE-CLOSE> 9,171 <ALLOWANCE-DOMESTIC> 9,171 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 1,936