******** SAMPLE FOR Y2K TESTING ********


                      SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D. C. 20549

                                    FORM 8-K

                                 CURRENT REPORT
                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934


                                  July 19, 1999
                ------------------------------------------------
                Date of Report (Date of earliest event reported)


                              PEOPLES BANCORP INC.
              -----------------------------------------------------
             (Exact name of Registrant as specified in its charter)


                                     0-16772
                             ----------------------
                             Commission File Number


                    Ohio                                       31-0987416
- ----------------------------------------------           ---------------------
(State or other jurisdiction of incorporation)           (I.R.S. Employer
                                                         Identification Number)

            138 Putnam Street
             P.O. Box 738,
            Marietta, Ohio                                      45750
- ----------------------------------------                      ---------
(Address of principal executive offices)                      (Zip Code)


               Registrant's telephone number, including area code:
                                 (614) 373-3155


                                 Not applicable
          -------------------------------------------------------------
          (Former name or former address, if changed since last report)






                           Index to Exhibits on page 3





Item 1.  Changes in Control of Registrant
         Not applicable.

Item 2.  Acquisition or Disposition of Assets
         Not applicable.

Item 3.  Bankruptcy or Receivership
         Not applicable.

Item 4.  Changes in Registrant's Certifying Accountant
         Not applicable.

Item 5.  Other Events

         On July 19 1999, Peoples  Bancorp Inc.  announced  earnings for the
         second quarter ended June 30, 1999. The release is included herewith
         as Exhibit 99.

Item 6.  Resignations of Registrant's Directors
         Not applicable.

Item 7.  Financial Statements and Exhibits
         (a) Non required
         (b) Non required
         (c) Exhibits.

              EXHIBIT NUMBER        DESCRIPTION

              99                    News Release issued July 19, 1999

Item 8.  Change in Fiscal Year
         Not applicable.

Item 9.  Sales of Equity Securities Pursuant to Regulation S
         Not applicable.





                                   SIGNATURES


Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereunto duly authorized.



DATE:  July 19, 1999                 PEOPLES BANCORP INC.
                                     --------------------
                                     Registrant



                        By:      /s/ ROBERT E. EVANS
                                     Robert E. Evans
                                     President and Chief Executive Officer




                                INDEX TO EXHIBITS


Exhibit Number      Description                                  Page
- ---------------     -----------------------------          ------------------
     99             News Release issued July 19, 1999            4 - 6