<ARTICLE> 5
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONDENSED CONSOLIDATED BALANCE SHEETS AND STATEMENTS OF INCOME AND IS
QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000,000
       
                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          JAN-02-1999
<PERIOD-END>                               JUL-04-1998
<CASH>                                             450
<SECURITIES>                                     4,302<F1>
<RECEIVABLES>                                   18,297
<ALLOWANCES>                                     1,137
<INVENTORY>                                      5,146
<CURRENT-ASSETS>                                28,631
<PP&E>                                          11,721
<DEPRECIATION>                                   5,218
<TOTAL-ASSETS>                                  37,171
<CURRENT-LIABILITIES>                           13,816
<BONDS>                                         13,257
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                           323
<OTHER-SE>                                       5,862
<TOTAL-LIABILITY-AND-EQUITY>                    37,171
<SALES>                                         17,016
<TOTAL-REVENUES>                                19,410
<CGS>                                           12,734
<TOTAL-COSTS>                                   12,734
<OTHER-EXPENSES>                                 4,402<F2>
<LOSS-PROVISION>                                   749
<INTEREST-EXPENSE>                                 737
<INCOME-PRETAX>                                    797
<INCOME-TAX>                                       315
<INCOME-CONTINUING>                                469
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                       469
<EPS-PRIMARY>                                     1.20<F3>
<EPS-DILUTED>                                     1.19
<FN>
<F1>Represents retained interest in transferred credit card receivables
<F2>Represents the sum of selling and administrative expense and depreciation
and amortization expense
<F3>Represents basic earnings per share
</FN>