<ARTICLE> 5 <LEGEND> THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE CONDENSED CONSOLIDATED BALANCE SHEET AND STATEMENT OF INCOME AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <MULTIPLIER> 1,000,000 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> JAN-01-2000 <PERIOD-END> JUL-03-1999 <CASH> 397 <SECURITIES> 3,600<F1> <RECEIVABLES> 17,656 <ALLOWANCES> 885 <INVENTORY> 5,000 <CURRENT-ASSETS> 27,485 <PP&E> 11,722 <DEPRECIATION> 5,390 <TOTAL-ASSETS> 35,850 <CURRENT-LIABILITIES> 11,674 <BONDS> 14,042 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 323 <OTHER-SE> 5,960 <TOTAL-LIABILITY-AND-EQUITY> 35,850 <SALES> 8,955 <TOTAL-REVENUES> 1,037 <CGS> 6,640 <TOTAL-COSTS> 6,640 <OTHER-EXPENSES> 2,260<F2> <LOSS-PROVISION> 215 <INTEREST-EXPENSE> 313 <INCOME-PRETAX> 552 <INCOME-TAX> 209 <INCOME-CONTINUING> 331 <DISCONTINUED> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 331 <EPS-BASIC> 0.87<F3> <EPS-DILUTED> 0.86 <FN> <F1> Represents retained interest in transferred credit card receivables <F2> Represents the sum of selling and administrative expense, and depreciation and amortization expense <F3> Represents basic earnings per share </FN>