<ARTICLE> 9 <CIK> 0000351155 <NAME> WEST ONE BANCORP <MULTIPLIER> 1000 <PERIOD-TYPE> YEAR <FISCAL-YEAR-END> DEC-31-1994 <PERIOD-START> JAN-01-1994 <PERIOD-END> DEC-31-1994 <CASH> 632,577 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 112,516 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 1,139,765 <INVESTMENTS-CARRYING> 581,155 <INVESTMENTS-MARKET> 568,488 <LOANS> 6,065,423 <ALLOWANCE> (81,757) <TOTAL-ASSETS> 8,792,699 <DEPOSITS> 6,810,882 <SHORT-TERM> 926,314 <LIABILITIES-OTHER> 86,661 <LONG-TERM> 253,073 <COMMON> 36,745 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <OTHER-SE> 679,024 <TOTAL-LIABILITIES-AND-EQUITY> 8,792,699 <INTEREST-LOAN> 471,971 <INTEREST-INVEST> 88,015 <INTEREST-OTHER> 3,000 <INTEREST-TOTAL> 562,986 <INTEREST-DEPOSIT> 179,639 <INTEREST-EXPENSE> 221,361 <INTEREST-INCOME-NET> 341,625 <LOAN-LOSSES> 13,278 <SECURITIES-GAINS> (1,067) <EXPENSE-OTHER> 294,692 <INCOME-PRETAX> 147,101 <INCOME-PRE-EXTRAORDINARY> 147,101 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 103,171 <EPS-PRIMARY> 2.88 <EPS-DILUTED> 2.74 <YIELD-ACTUAL> 4.95 <LOANS-NON> 19,597 <LOANS-PAST> 1,218 <LOANS-TROUBLED> 240 <LOANS-PROBLEM> 57 <ALLOWANCE-OPEN> 74,923 <CHARGE-OFFS> 18,999 <RECOVERIES> 8,772 <ALLOWANCE-CLOSE> 81,757 <ALLOWANCE-DOMESTIC> 81,757 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 57