<ARTICLE> 9 <CIK> 0000353650 <NAME> BWC FINANCIAL CORP. <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-END> JUN-30-2000 <CASH> 18906000 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 5419000 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 51009000 <INVESTMENTS-CARRYING> 11092000 <INVESTMENTS-MARKET> 10941000 <LOANS> 231463000 <ALLOWANCE> 4893000 <TOTAL-ASSETS> 323180000 <DEPOSITS> 288746000 <SHORT-TERM> 0 <LIABILITIES-OTHER> 3438000 <LONG-TERM> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 18791000 <OTHER-SE> 12205000 <TOTAL-LIABILITIES-AND-EQUITY> 323180000 <INTEREST-LOAN> 12946000 <INTEREST-INVEST> 1837000 <INTEREST-OTHER> 207000 <INTEREST-TOTAL> 14990000 <INTEREST-DEPOSIT> 4054000 <INTEREST-EXPENSE> 4116000 <INTEREST-INCOME-NET> 10874000 <LOAN-LOSSES> 475000 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 2578000 <INCOME-PRETAX> 4792000 <INCOME-PRE-EXTRAORDINARY> 4792000 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 3051000 <EPS-BASIC> 1.16 <EPS-DILUTED> 1.04 <YIELD-ACTUAL> 7.53 <LOANS-NON> 24000 <LOANS-PAST> 21000 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 1142000 <ALLOWANCE-OPEN> 4466000 <CHARGE-OFFS> 106000 <RECOVERIES> 58000 <ALLOWANCE-CLOSE> 4893000 <ALLOWANCE-DOMESTIC> 3117000 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 1776000