page: 72 Form 2 COMBINED ANNUAL STATEMENT FOR THE YEAR 1994 OF THE UNITED STATES FIDELITY AND GUARANTY COMPANY AND ITS AFFILIATED FIRE AND CASUALTY INSURERS SCHEDULE P - ANALYSIS OF LOSSES AND LOSS EXPENSES Notes to Schedule P (1) The Parts of Schedule P: Part 1 - detailed information on losses and loss expenses. Part 2 - history of incurred losses and allocated expenses. Part 3 - history of loss and allocated expense payments. Part 4 - history of bulk and incurred-but-not reported reserves. Part 5 - history of claims. Part 6 - history of premiums earned. Schedule P Interrogatories (2) Lines of business A through M, R, and S are groupings of the lines of business used on Page 14, the state page. (3) Reinsurance A, B, C, and D (lines N to Q) are: Reinsurance A = nonproportional property (1988 and subsequent) Reinsurance B = nonproportional liability (1988 and subsequent) Reinsurance C = financial lines (1988 and subsequent) Reinsurance D = old Schedule O line 30 (1987 and prior) SCHEDULE P - PART 1 - SUMMARY (000 omitted) !-------------#-----------------------------------------#--------------------------------------------------------------------------- | | Premiums Earned | Loss and Loss Expense Payments | 1 |-------------#-------------#-------------|-----------------------------#-----------------------------#--------------# | Years | 2 | 3 | 4 | Loss Payments | Allocated Loss | 9 | | in Which | | | | | Expense Payments | | |Premiums Were| | | |--------------#--------------|--------------#--------------| Salvage | | Earned and | Direct | | Net | 5 | 6 | 7 | 8 | and | | Losses Were | and | Ceded | (2 - 3) | Direct | | Direct | | Subrogation | | Incurred | Assumed | | | and Assumed | Ceded | and Assumed | Ceded | Received | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | |`1.`Prior` | X X X X | X X X X | X X X X | 155,501 | 79,683 | 32,973 | 9,413 | 13,655 | |`2.`1985` | 3,142,333 | 416,447 | 2,725,886 | 2,581,423 | 435,556 | 202,820 | 19,090 | 111,857 | |`3.`1986` | 3,844,761 | 469,224 | 3,375,537 | 2,301,124 | 307,045 | 188,480 | 12,758 | 100,918 | |`4.`1987` | 4,131,013 | 563,250 | 3,567,763 | 2,301,288 | 397,943 | 175,280 | 16,957 | 92,051 | |`5.`1988` | 4,332,667 | 758,689 | 3,573,978 | 2,374,890 | 502,526 | 173,030 | 14,977 | 92,367 | |`6.`1989` | 4,327,680 | 986,791 | 3,340,889 | 2,594,939 | 638,705 | 165,360 | 14,897 | 87,770 | |`7.`1990` | 4,261,322 | 927,403 | 3,333,919 | 2,327,777 | 582,202 | 173,440 | 17,499 | 101,952 | |`8.`1991` | 3,682,715 | 699,588 | 2,983,127 | 1,847,732 | 366,876 | 125,042 | 9,496 | 63,135 | |`9.`1992` | 3,156,709 | 696,137 | 2,460,572 | 1,669,771 | 541,097 | 77,066 | 12,531 | 43,069 | |10.`1993` | 2,959,792 | 883,225 | 2,076,567 | 1,007,460 | 260,425 | 38,862 | 2,732 | 29,836 | |11.`1994` | 2,777,987 | 580,355 | 2,197,632 | 603,794 | 78,874 | 12,763 | 1,136 | 15,278 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |12.`Totals` | X X X X | X X X X | X X X X | 19,765,699 | 4,190,932 | 1,365,116 | 131,486 | 751,888 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - -----------------------------#--------------# | | - --------------#--------------| 12 | 10 | 11 | | | | Number of | Unallocated | Total | Claims | Loss | Net Paid | Reported - | Expense | (5 - 6 + 7 | Direct and | Payments | - 8 + 10) | Assumed | - --------------|--------------|--------------| | | | 5,446 | 104,824 | X X X X | 112,309 | 2,441,906 | X X X X | 119,988 | 2,289,789 | X X X X | 114,732 | 2,176,400 | X X X X | 120,047 | 2,150,464 | X X X X | 128,757 | 2,235,454 | X X X X | 137,076 | 2,038,592 | X X X X | 140,908 | 1,737,310 | X X X X | 124,108 | 1,317,317 | X X X X | 90,734 | 873,899 | X X X X | 60,424 | 596,971 | X X X X | - --------------|--------------|--------------| 1,154,529 | 17,962,926 | X X X X | | | | - -------------->-------------->--------------> !-------------#--------------------------------------------------------#-----------------------------------------------------------# | | Losses Unpaid | Allocated Loss Expenses Unpaid | | |---------------------------#----------------------------|-----------------------------#-----------------------------| | | Case Basis | Bulk + IBNR | Case Basis | Bulk + IBNR | | |-------------#-------------|-------------#--------------|--------------#--------------|--------------#--------------| | | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | | | Direct | | Direct | | Direct | | Direct | | | | and Assumed | Ceded | and Assumed | Ceded | and Assumed | Ceded | and Assumed | Ceded | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | |`1.`Prior` | 544,838 | 143,827 | 338,296 | 94,079 | 0 | 0 | 126,377 | 4,395 | |`2.`1985` | 109,149 | 32,599 | 68,584 | 5,432 | 0 | 0 | 25,388 | 603 | |`3.`1986` | 91,771 | 13,181 | 75,594 | 7,854 | 0 | 0 | 29,089 | 865 | |`4.`1987` | 111,895 | 23,986 | 97,978 | 8,233 | 0 | 0 | 33,924 | 911 | |`5.`1988` | 201,044 | 85,800 | 126,336 | 22,834 | 0 | 0 | 42,893 | 843 | |`6.`1989` | 243,972 | 106,256 | 156,573 | 21,289 | 0 | 0 | 52,313 | 1,842 | |`7.`1990` | 317,483 | 131,161 | 173,442 | 28,067 | 0 | 0 | 75,681 | 2,959 | |`8.`1991` | 257,242 | 48,058 | 221,390 | 59,033 | 0 | 0 | 93,811 | 4,456 | |`9.`1992` | 324,903 | 77,703 | 237,659 | 92,249 | 0 | 0 | 102,866 | 3,573 | |10.`1993` | 339,617 | 92,041 | 359,893 | 141,266 | 0 | 0 | 120,130 | 4,438 | |11.`1994` | 513,478 | 106,694 | 627,315 | 152,685 | 0 | 0 | 150,211 | 14,255 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |12.`Totals` | 3,055,392 | 861,306 | 2,483,060 | 633,021 | 0 | 0 | 852,683 | 39,140 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - --------------#--------------#--------------#-------------# | | | | 21 | 22 | 23 | 24 | | | | Number of | Salvage | Unallocated | Total | Claims | and | Loss | Net Losses |Outstanding -| Subrogation | Expenses | and Expenses | Direct | Anticipated | Unpaid | Unpaid | and Assumed | - --------------|--------------|--------------|-------------| | | | | (8,018)| 24,885 | 792,095 | X X X X | (4,216)| 6,218 | 170,705 | X X X X | (3,939)| 6,479 | 181,033 | X X X X | (4,819)| 7,829 | 218,496 | X X X X | (7,517)| 10,059 | 270,855 | X X X X | (8,062)| 13,054 | 336,525 | X X X X | (11,079)| 17,291 | 421,710 | X X X X | (13,101)| 20,254 | 481,150 | X X X X | (13,231)| 24,800 | 516,703 | X X X X | (15,175)| 30,825 | 612,720 | X X X X | (26,958)| 48,288 | 1,065,658 | X X X X | - --------------|--------------|--------------|-------------| (116,115)| 209,982 | 5,067,650 | X X X X | | | | | - -------------->-------------->-------------->-------------> !-------------#-----------------------------------------#--------------------------------------------#-----------------------------# | | Total Losses and | Loss and Loss Expense Percentage | Discount for Time | | | Loss Expenses Incurred | (Incurred/Premiums Earned) | Value of Money | | |-------------#-------------#-------------|--------------#--------------#--------------|--------------#--------------| | | 25 | 26 | 27 | 28 | 29 | 30 | 31 | 32 | | | Direct | | | Direct | | | | Loss | | | and Assumed | Ceded | Net | and Assumed | Ceded | Net | Loss | Expense | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | |`1.`Prior` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 81,517 | 6,514 | |`2.`1985` | 3,105,891 | 493,280 | 2,612,611 | 98.8 | 118.4 | 95.8 | 16,254 | 2,413 | |`3.`1986` | 2,812,525 | 341,703 | 2,470,822 | 73.2 | 72.8 | 73.2 | 14,468 | 2,416 | |`4.`1987` | 2,842,926 | 448,030 | 2,394,896 | 68.8 | 79.5 | 67.1 | 14,149 | 2,722 | |`5.`1988` | 3,048,299 | 626,980 | 2,421,319 | 70.4 | 82.6 | 67.7 | 16,986 | 3,243 | |`6.`1989` | 3,354,968 | 782,989 | 2,571,979 | 77.5 | 79.3 | 77.0 | 19,732 | 3,958 | |`7.`1990` | 3,222,190 | 761,888 | 2,460,302 | 75.6 | 82.2 | 73.8 | 18,967 | 4,228 | |`8.`1991` | 2,706,379 | 487,919 | 2,218,460 | 73.5 | 69.7 | 74.4 | 15,658 | 3,972 | |`9.`1992` | 2,561,173 | 727,153 | 1,834,020 | 81.1 | 104.5 | 74.5 | 9,678 | 3,995 | |10.`1993` | 1,987,521 | 500,902 | 1,486,619 | 67.2 | 56.7 | 71.6 | 5,243 | 3,449 | |11.`1994` | 2,016,273 | 353,644 | 1,662,629 | 72.6 | 60.9 | 75.7 | 0 | 1,088 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |12.`Totals` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 212,652 | 37,998 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - --------------#-----------------------------# | Net Balance Sheet Reserves | 33 | After Discount | Inter-Company |--------------#--------------| Pooling | 34 | 35 | Participation | Losses |Loss Expenses | Percentage | Unpaid | Unpaid | - --------------|--------------|--------------- | | | X X X X | 563,711 | 140,353 | 0.0 | 123,448 | 28,590 | 0.0 | 131,862 | 32,287 | 0.0 | 163,505 | 38,120 | 0.0 | 201,760 | 48,866 | 0.0 | 253,268 | 59,567 | 0.0 | 312,730 | 85,785 | 0.0 | 355,883 | 105,637 | 0.0 | 382,932 | 120,098 | 0.0 | 460,960 | 143,068 | 0.0 | 881,414 | 183,156 | - --------------|--------------|--------------| X X X X | 3,831,473 | 985,527 | | | | - -------------->-------------->--------------> Page 73 Form 2 COMBINED ANNUAL STATEMENT FOR THE YEAR 1994 OF THE UNITED STATES FIDELITY AND GUARANTY COMPANY AND ITS AFFILIATED FIRE AND CASUALTY INSURERS SCHEDULE P - PART 2 - SUMMARY !-------------------#--------------------------------------------------------------------------------------------------------------- | 1 | Incurred Losses and Allocated Expenses Reported At Year End (000 omitted) | Years in Which |---------------------------#-------------#-------------#-------------#-------------#-------------#------------- | Losses Were | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | Incurred | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | 1991 | 1992 |-------------------|-------------|-------------|-------------|-------------|-------------|-------------|-------------|------------- | | | | | | | | | | | | | | | | | | |``1.```Prior` | 2,020,586 | 2,118,881 | 2,263,719 | 2,437,117 | 2,583,202 | 2,757,848 | 2,879,831 | 2,966,543 |``2.```1985` | 2,142,607 | 2,245,106 | 2,282,630 | 2,361,121 | 2,417,339 | 2,482,675 | 2,504,166 | 2,516,665 |``3.```1986` | X X X X | 2,411,082 | 2,341,214 | 2,318,178 | 2,279,204 | 2,330,633 | 2,349,777 | 2,367,338 |``4.```1987` | X X X X | X X X X | 2,438,545 | 2,317,450 | 2,230,906 | 2,284,996 | 2,261,356 | 2,286,080 |``5.```1988` | X X X X | X X X X | X X X X | 2,331,366 | 2,272,482 | 2,393,038 | 2,294,603 | 2,326,986 |``6.```1989` | X X X X | X X X X | X X X X | X X X X | 2,484,773 | 2,462,974 | 2,513,285 | 2,469,398 |``7.```1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 2,436,245 | 2,427,489 | 2,403,989 |``8.```1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 2,286,833 | 2,214,445 |``9.```1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 1,837,632 |`10.```1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X |`11.```1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | |------------------->--------------------------->------------->------------->------------->------------->------------->------------- | |`12.````Totals | <----------------------------------------------------------------------------------------------------------------------------------- - ----------------------------#-----------------------------# | Development | #-------------#-------------|--------------#--------------| | 10 | 11 | 12 | 13 | | 1993 | 1994 | One Year | Two Year | |-------------|-------------|--------------|--------------| | | | | | | | | | | | 3,094,660 | 3,121,383 | 26,723 | 154,840 | | 2,508,329 | 2,509,119 | 790 | (7,546)| | 2,361,246 | 2,359,673 | (1,573)| (7,665)| | 2,290,880 | 2,286,866 | (4,014)| 786 | | 2,308,609 | 2,307,955 | (654)| (19,031)| | 2,467,653 | 2,449,162 | (18,491)| (20,236)| | 2,342,293 | 2,323,317 | (18,976)| (80,672)| | 2,090,395 | 2,069,306 | (21,089)| (145,139)| | 1,741,753 | 1,692,589 | (49,164)| (145,043)| | 1,407,819 | 1,368,982 | (38,837)| X X X X | | X X X X | 1,554,294 | X X X X | X X X X | | | | | | >------------->-------------|--------------|--------------| | | | | (125,285)| (269,706)| | | | - ---------------------------->-------------->--------------> SCHEDULE P - PART 3 - SUMMARY !-------------------#--------------------------------------------------------------------------------------------------------------- | | | 1 | Cumulative Paid Losses and Allocated Expenses At Year End (000 omitted) | Years in Which |-------------#-------------#-------------#-------------#-------------#-------------#-------------#------------- | Losses Were | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | Incurred | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | 1991 | 1992 | | | | | | | | | |-------------------|-------------|-------------|-------------|-------------|-------------|-------------|-------------|------------- | | | | | | | | | |``1.```Prior` | 000 | 610,747 | 1,060,513 | 1,369,338 | 1,618,387 | 1,833,740 | 1,970,743 | 2,079,921 |``2.```1985` | 877,117 | 1,477,411 | 1,772,308 | 1,966,184 | 2,105,231 | 2,197,999 | 2,252,315 | 2,279,081 |``3.```1986` | X X X X | 823,675 | 1,342,052 | 1,633,087 | 1,829,361 | 1,964,805 | 2,053,589 | 2,110,387 |``4.```1987` | X X X X | X X X X | 623,238 | 1,087,547 | 1,349,137 | 1,725,565 | 1,892,354 | 1,971,535 |``5.```1988` | X X X X | X X X X | X X X X | 729,935 | 1,260,773 | 1,543,332 | 1,756,160 | 1,896,074 |``6.```1989` | X X X X | X X X X | X X X X | X X X X | 770,924 | 1,361,936 | 1,687,467 | 1,885,933 |``7.```1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 751,137 | 1,301,579 | 1,578,159 |``8.```1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 726,068 | 1,175,879 |``9.```1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 612,444 |`10.```1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X |`11.```1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <------------------->------------->------------->------------->------------->------------->------------->------------->------------- - ---------------------------#--------------#--------------# | 12 | 13 | | Number of | Number of | #-------------#-------------| Claims | Claims | | 10 | 11 | Closed With | Closed | | 1993 | 1994 | Loss | Without Loss | | | | Payment | Payment | |-------------|-------------|--------------|--------------| | | | | | | 2,185,750 | 2,285,128 | X X X X | X X X X | | 2,309,398 | 2,329,598 | X X X X | X X X X | | 2,142,303 | 2,169,800 | X X X X | X X X X | | 2,025,215 | 2,061,668 | X X X X | X X X X | | 1,971,662 | 2,030,417 | X X X X | X X X X | | 2,016,227 | 2,106,696 | X X X X | X X X X | | 1,776,001 | 1,901,516 | X X X X | X X X X | | 1,427,667 | 1,596,402 | X X X X | X X X X | | 998,141 | 1,193,210 | X X X X | X X X X | | 489,488 | 783,165 | X X X X | X X X X | | X X X X | 536,548 | X X X X | X X X X | | | | | | >------------->------------->-------------->--------------> SCHEDULE P - PART 4 - SUMMARY !-------------------#------------------------------------------------------------------------------------------------- | 1 | Bulk and Incurred But Not Reported Reserves on Losses and Allocated Expenses at | Years in Which |-------------#-------------#-------------#-------------#-------------#-------------#------------- | Losses | 2 | 3 | 4 | 5 | 6 | 7 | 8 | Were Incurred | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | 1991 |-------------------|-------------|-------------|-------------|-------------|-------------|-------------|------------- | | | | | | | | ````````````|``1.`````Prior` | 708,173 | 420,833 | 271,261 | 225,629 | 222,807 | 280,654 | 301,982 ``````````````|``2.`````1985` | 713,681 | 358,461 | 191,786 | 136,709 | 105,938 | 124,537 | 119,515 ``````````````|``3.`````1986` | X X X X | 1,047,584 | 608,162 | 377,661 | 212,452 | 178,951 | 132,433 ``````````````|``4.`````1987` | X X X X | X X X X | 1,143,801 | 651,481 | 386,088 | 315,649 | 175,577 ``````````````|``5.`````1988` | X X X X | X X X X | X X X X | 1,043,348 | 588,535 | 504,699 | 257,546 ``````````````|``6.`````1989` | X X X X | X X X X | X X X X | X X X X | 1,092,267 | 644,732 | 460,780 ``````````````|``7.`````1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 1,070,045 | 665,496 ``````````````|``8.`````1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 953,453 ``````````````|``9.`````1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X ``````````````|`10.`````1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X ``````````````|`11.`````1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | <------------------->------------->------------->------------->------------->------------->------------->------------- - -------------------------------------------# Year End (000 omitted) | #-------------#-------------#--------------| | 9 | 10 | 11 | | 1992 | 1993 | 1994 | |-------------|-------------|--------------| | | | | | 356,040 | 442,702 | 374,296 | | 129,659 | 126,504 | 94,371 | | 125,429 | 132,241 | 101,637 | | 168,827 | 164,297 | 129,230 | | 223,953 | 183,152 | 150,266 | | 312,733 | 250,602 | 195,553 | | 477,407 | 320,209 | 227,926 | | 641,678 | 373,665 | 258,749 | | 724,041 | 418,843 | 248,869 | | X X X X | 555,438 | 337,379 | | X X X X | X X X X | 610,587 | | | | | >------------->------------->--------------> Page: Page 74 Form 2 COMBINED ANNUAL STATEMENT FOR THE YEAR 1994 OF THE UNITED STATES FIDELITY AND GUARANTY COMPANY AND ITS AFFILIATED FIRE AND CASUALTY INSURERS SCHEDULE P - PART 1A - HOMEOWNERS/FARMOWNERS (000 omitted) !-------------#-----------------------------------------#--------------------------------------------------------------------------- | 1 | Premiums Earned | Loss and Loss Expense Payments | |-------------#-------------#-------------|-----------------------------#-----------------------------#--------------# | Years | 2 | 3 | 4 | Loss Payments | Allocated Loss | 9 | | in Which | | | | | Expense Payments | | |Premiums Were| | | |--------------#--------------|--------------#--------------| Salvage | | Earned and | Direct | | Net | 5 | 6 | 7 | 8 | and | | Losses Were | and | Ceded | (2 - 3) | Direct | | Direct | | Subrogation | | Incurred | Assumed | | | and Assumed | Ceded | and Assumed | Ceded | Received | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |`1.`Prior` | X X X X | X X X X | X X X X | 163 | 0 | 57 | 0 | 8 | |`2.`1985` | 227,650 | 16,606 | 211,044 | 182,072 | 22,379 | 4,625 | (97)| 1,585 | |`3.`1986` | 246,295 | 15,410 | 230,885 | 140,046 | 4,910 | 4,053 | (103)| 2,178 | |`4.`1987` | 244,766 | 5,446 | 239,320 | 121,500 | 444 | 3,808 | 62 | 1,507 | |`5.`1988` | 228,322 | 4,738 | 223,584 | 120,628 | 11 | 3,999 | 66 | 2,356 | |`6.`1989` | 221,373 | 4,005 | 217,368 | 154,552 | 8,744 | 4,437 | 274 | 2,235 | |`7.`1990` | 221,970 | 6,038 | 215,932 | 132,800 | (49)| 5,383 | 51 | 1,599 | |`8.`1991` | 223,033 | 5,060 | 217,973 | 157,115 | 351 | 4,459 | 104 | 1,769 | |`9.`1992` | 205,577 | 9,150 | 196,427 | 246,509 | 72,430 | 3,547 | 2,692 | 1,024 | |10.`1993` | 174,684 | 19,202 | 155,482 | 102,058 | 7,802 | 1,290 | 73 | 499 | |11.`1994` | 165,494 | 31,054 | 134,440 | 98,769 | 7,540 | 587 | 37 | 254 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |12.`Totals` | X X X X | X X X X | X X X X | 1,456,212 | 124,562 | 36,245 | 3,159 | 15,014 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - -----------------------------#--------------# | | - --------------#--------------| | 10 | 11 | 12 | | | Number of | Unallocated | Total | Claims | Loss | Net Paid | Reported - | Expense | (5 - 6 + 7 | Direct and | Payments | - 8 + 10) | Assumed | - --------------|--------------|--------------| | | | | | | | | | 8 | 228 | X X X X | 11,819 | 176,234 | 84,681 | 15,286 | 154,578 | 67,406 | 13,886 | 138,688 | 62,506 | 12,647 | 137,197 | 59,153 | 15,946 | 165,917 | 75,045 | 16,787 | 154,968 | 66,752 | 18,261 | 179,380 | 74,331 | 18,718 | 193,652 | 65,183 | 15,490 | 110,963 | 54,836 | 13,216 | 104,995 | 56,371 | - --------------|--------------|--------------| 152,064 | 1,516,800 | X X X X | | | | - -------------->-------------->--------------> !-------------#--------------------------------------------------------#-----------------------------------------------------------# | | Losses Unpaid | Allocated Loss Expenses Unpaid | | |---------------------------#----------------------------|-----------------------------#-----------------------------| | | Case Basis | Bulk + IBNR | Case Basis | Bulk + IBNR | | |-------------#-------------|-------------#--------------|--------------#--------------|--------------#--------------| | | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | | | Direct | | Direct | | Direct | | Direct | | | | and Assumed | Ceded | and Assumed | Ceded | and Assumed | Ceded | and Assumed | Ceded | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | |`1.`Prior` | 90 | 12 | (6)| 0 | 0 | 0 | 65 | 0 | |`2.`1985` | 66 | 0 | 88 | 1 | 0 | 0 | 102 | 1 | |`3.`1986` | 461 | 0 | 211 | 0 | 0 | 0 | 108 | 0 | |`4.`1987` | 763 | 0 | 1,038 | 0 | 0 | 0 | 192 | 0 | |`5.`1988` | 628 | 0 | 570 | 1 | 0 | 0 | 269 | 1 | |`6.`1989` | 996 | 0 | 672 | 57 | 0 | 0 | 437 | 1 | |`7.`1990` | 2,183 | 10 | 459 | 1 | 0 | 0 | 886 | 2 | |`8.`1991` | 3,352 | 0 | 956 | 0 | 0 | 0 | 1,291 | 0 | |`9.`1992` | 5,990 | 537 | 1,007 | 2 | 0 | 0 | 2,125 | 3 | |10.`1993` | 5,866 | 608 | 1,651 | 9 | 0 | 0 | 2,272 | 59 | |11.`1994` | 25,575 | 2,329 | 8,612 | 1,908 | 0 | 0 | 3,196 | 77 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |12.`Totals` | 45,970 | 3,496 | 15,258 | 1,979 | 0 | 0 | 10,943 | 144 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - --------------#--------------#--------------#-------------# | | | | 21 | 22 | 23 | 24 | | | | Number of | Salvage | Unallocated | Total | Claims | and | Loss | Net Losses |Outstanding -| Subrogation | Expenses | and Expenses | Direct and | Anticipated | Unpaid | Unpaid | Assumed | - --------------|--------------|--------------|-------------| | | | | | | | | (6)| 4 | 141 | 8 | (6)| 9 | 263 | 3 | (9)| 21 | 801 | 5 | (23)| 21 | 2,014 | 8 | (42)| 28 | 1,493 | 19 | (85)| 54 | 2,101 | 35 | (268)| 133 | 3,648 | 72 | (285)| 217 | 5,816 | 145 | (540)| 404 | 8,984 | 267 | (744)| 495 | 9,608 | 421 | (970)| 2,053 | 35,122 | 3,931 | - --------------|--------------|--------------|-------------| (2,978)| 3,439 | 69,991 | 4,914 | | | | | - -------------->-------------->-------------->-------------> !-------------#-----------------------------------------#--------------------------------------------#-----------------------------# | | Total Losses and | Loss and Loss Expense Percentage | Discount for Time | | | Loss Expenses Incurred | (Incurred/Premiums Earned) | Value of Money | | |-------------#-------------#-------------|--------------#--------------#--------------|--------------#--------------| | | 25 | 26 | 27 | 28 | 29 | 30 | 31 | 32 | | | | | | | | | | | | | Direct | | | Direct | | | | Loss | | | and Assumed | Ceded | Net | and Assumed | Ceded | Net | Loss | Expense | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | | | | | | | | | | | |`1.`Prior` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | 0 | |`2.`1985` | 198,781 | 22,284 | 176,497 | 87.3 | 134.2 | 83.6 | 0 | 0 | |`3.`1986` | 160,186 | 4,807 | 155,379 | 65.0 | 31.2 | 67.3 | 0 | 0 | |`4.`1987` | 141,208 | 506 | 140,702 | 57.7 | 9.3 | 58.8 | 0 | 0 | |`5.`1988` | 138,769 | 79 | 138,690 | 60.8 | 1.7 | 62.0 | 0 | 0 | |`6.`1989` | 177,094 | 9,076 | 168,018 | 80.0 | 226.6 | 77.3 | 0 | 0 | |`7.`1990` | 158,631 | 15 | 158,616 | 71.5 | 0.2 | 73.5 | 0 | 0 | |`8.`1991` | 185,651 | 455 | 185,196 | 83.2 | 9.0 | 85.0 | 0 | 0 | |`9.`1992` | 278,300 | 75,664 | 202,636 | 135.4 | 826.9 | 103.2 | 0 | 0 | |10.`1993` | 129,122 | 8,551 | 120,571 | 73.9 | 44.5 | 77.5 | 0 | 0 | |11.`1994` | 152,008 | 11,891 | 140,117 | 91.9 | 38.3 | 104.2 | 0 | 0 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |12.`Totals` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | 0 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - --------------#-----------------------------# | Net Balance Sheet Reserves | 33 | After Discount | |--------------#--------------| Inter-Company | 34 | 35 | Pooling | | Loss | Participation | Losses | Expenses | Percentage | Unpaid | Unpaid | - --------------|--------------|--------------| | | | | | | X X X X | 72 | 69 | 0.0 | 153 | 110 | 0.0 | 672 | 129 | 0.0 | 1,801 | 213 | 0.0 | 1,197 | 296 | 0.0 | 1,611 | 490 | 0.0 | 2,631 | 1,017 | 0.0 | 4,308 | 1,508 | 0.0 | 6,458 | 2,526 | 0.0 | 6,900 | 2,708 | 0.0 | 29,950 | 5,172 | - --------------|--------------|--------------| X X X X | 55,753 | 14,238 | | | | - -------------->-------------->--------------> Page: Page 75 Form 2 COMBINED ANNUAL STATEMENT FOR THE YEAR 1994 OF THE UNITED STATES FIDELITY AND GUARANTY COMPANY AND ITS AFFILIATED FIRE AND CASUALTY INSURERS SCHEDULE P - PART 1B - PRIVATE PASSENGER AUTO LIABILITY/MEDICAL (000 omitted) !-------------#-----------------------------------------#--------------------------------------------------------------------------- | 1 | Premiums Earned | Loss and Loss Expense Payments | |-------------#-------------#-------------|-----------------------------#-----------------------------#--------------# | Years | 2 | 3 | 4 | Loss Payments | Allocated Loss | 9 | | in Which | | | | | Expense Payments | | |Premiums Were| | | |--------------#--------------|--------------#--------------| Salvage | | Earned and | Direct | | Net | 5 | 6 | 7 | 8 | and | | Losses Were | and | Ceded | (2 - 3) | Direct | | Direct | | Subrogation | | Incurred | Assumed | | | and Assumed | Ceded | and Assumed | Ceded | Received | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | | | | | | | | | | | |`1.`Prior` | X X X X | X X X X | X X X X | 3,066 | 1,465 | 250 | 8 | 477 | |`2.`1985` | 362,303 | 27,468 | 334,835 | 339,473 | 25,932 | 17,495 | 577 | 5,783 | |`3.`1986` | 375,875 | 28,452 | 347,423 | 331,212 | 28,071 | 17,240 | 905 | 6,292 | |`4.`1987` | 384,704 | 37,207 | 347,497 | 327,861 | 38,085 | 15,423 | 1,137 | 5,821 | |`5.`1988` | 398,017 | 55,787 | 342,230 | 329,104 | 48,134 | 16,477 | 1,578 | 6,276 | |`6.`1989` | 416,775 | 61,260 | 355,515 | 343,253 | 50,673 | 16,467 | 2,007 | 6,976 | |`7.`1990` | 440,104 | 57,837 | 382,267 | 324,557 | 44,253 | 16,961 | 1,900 | 8,621 | |`8.`1991` | 450,711 | 26,970 | 423,741 | 296,820 | 15,872 | 18,116 | 745 | 7,227 | |`9.`1992` | 366,643 | 8,381 | 358,262 | 187,730 | 3,875 | 8,869 | 103 | 5,857 | |10.`1993` | 337,348 | 5,911 | 331,437 | 136,947 | 2,720 | 5,627 | 26 | 3,049 | |11.`1994` | 275,727 | 4,647 | 271,080 | 65,832 | 803 | 1,821 | 8 | 1,134 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |12.`Totals` | X X X X | X X X X | X X X X | 2,685,855 | 259,883 | 134,746 | 8,994 | 57,513 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - -----------------------------#--------------# | | - --------------#--------------| | 10 | 11 | 12 | | | Number of | Unallocated | Total | Claims | Loss | Net Paid | Reported - | Expense | (5 - 6 + 7 | Direct and | Payments | - 8 + 10) | Assumed | - --------------|--------------|--------------| 63 | 1,906 | X X X X | 16,852 | 347,311 | 158,056 | 17,480 | 336,956 | 147,546 | 15,655 | 319,717 | 133,532 | 13,047 | 308,916 | 126,177 | 14,795 | 321,835 | 123,081 | 18,304 | 313,669 | 114,717 | 23,506 | 321,825 | 103,349 | 26,702 | 219,323 | 80,781 | 21,273 | 161,101 | 63,294 | 12,583 | 79,425 | 53,346 | - --------------|--------------|--------------| 180,260 | 2,731,984 | X X X X | | | | - -------------->-------------->--------------> !-------------#--------------------------------------------------------#-----------------------------------------------------------# | | Losses Unpaid | Allocated Loss Expenses Unpaid | | |---------------------------#----------------------------|-----------------------------#-----------------------------| | | Case Basis | Bulk + IBNR | Case Basis | Bulk + IBNR | | |-------------#-------------|-------------#--------------|--------------#--------------|--------------#--------------| | | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | | | Direct | | Direct | | Direct | | Direct | | | | and Assumed | Ceded | and Assumed | Ceded | and Assumed | Ceded | and Assumed | Ceded | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | | | | | | | | | | | |`1.`Prior` | 27,845 | 10,606 | 1,308 | 15 | 0 | 0 | 1,856 | 319 | |`2.`1985` | 2,752 | 2,618 | 1,747 | 16 | 0 | 0 | 161 | 1 | |`3.`1986` | 1,186 | 361 | 1,582 | 86 | 0 | 0 | 219 | 11 | |`4.`1987` | 1,391 | 37 | 1,663 | 116 | 0 | 0 | 301 | 14 | |`5.`1988` | 3,066 | 139 | 1,325 | 199 | 0 | 0 | 605 | 52 | |`6.`1989` | 6,622 | 639 | 1,882 | 287 | 0 | 0 | 1,211 | 131 | |`7.`1990` | 11,914 | 869 | 3,481 | 361 | 0 | 0 | 3,056 | 242 | |`8.`1991` | 22,865 | 982 | 7,046 | 258 | 0 | 0 | 5,257 | 240 | |`9.`1992` | 36,232 | 386 | 10,376 | 144 | 0 | 0 | 6,847 | 102 | |10.`1993` | 61,108 | 752 | 20,555 | 241 | 0 | 0 | 9,423 | 153 | |11.`1994` | 77,667 | 753 | 57,575 | 748 | 0 | 0 | 11,391 | 135 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |12.`Totals` | 252,648 | 18,142 | 108,540 | 2,471 | 0 | 0 | 40,327 | 1,400 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - --------------#--------------#--------------#-------------# | | | | 21 | 22 | 23 | 24 | | | | Number of | Salvage | Unallocated | Total | Claims | and | Loss | Net Losses |Outstanding -| Subrogation | Expenses | and Expenses | Direct and | Anticipated | Unpaid | Unpaid | Assumed | - --------------|--------------|--------------|-------------| | | | | (84)| 762 | 20,831 | 183 | 23 | 117 | 2,142 | 46 | 123 | 170 | 2,699 | 33 | 132 | 197 | 3,385 | 50 | 92 | 245 | 4,851 | 125 | 16 | 410 | 9,068 | 234 | (182)| 811 | 17,790 | 475 | (651)| 1,568 | 35,256 | 1,151 | (1,113)| 2,363 | 55,186 | 1,903 | (1,849)| 3,931 | 93,871 | 3,439 | (3,005)| 7,260 | 152,257 | 12,199 | - --------------|--------------|--------------|-------------| (6,498)| 17,834 | 397,336 | 19,838 | | | | | - -------------->-------------->-------------->-------------> !-------------#-----------------------------------------#--------------------------------------------#-----------------------------# | | Total Losses and | Loss and Loss Expense Percentage | Discount for Time | | | Loss Expenses Incurred | (Incurred/Premiums Earned) | Value of Money | | |-------------#-------------#-------------|--------------#--------------#--------------|--------------#--------------| | | 25 | 26 | 27 | 28 | 29 | 30 | 31 | 32 | | | | | | | | | | | | | Direct | | | Direct | | | | Loss | | | and Assumed | Ceded | Net | and Assumed | Ceded | Net | Loss | Expense | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | | | | | | | | | | | |`1.`Prior` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | 0 | |`2.`1985` | 378,597 | 29,144 | 349,453 | 104.5 | 106.1 | 104.4 | 0 | 0 | |`3.`1986` | 369,089 | 29,434 | 339,655 | 98.2 | 103.5 | 97.8 | 0 | 0 | |`4.`1987` | 362,491 | 39,389 | 323,102 | 94.2 | 105.9 | 93.0 | 0 | 0 | |`5.`1988` | 363,869 | 50,102 | 313,767 | 91.4 | 89.8 | 91.7 | 0 | 0 | |`6.`1989` | 384,640 | 53,737 | 330,903 | 92.3 | 87.7 | 93.1 | 0 | 0 | |`7.`1990` | 379,084 | 47,625 | 331,459 | 86.1 | 82.3 | 86.7 | 0 | 0 | |`8.`1991` | 375,178 | 18,097 | 357,081 | 83.2 | 67.1 | 84.3 | 0 | 0 | |`9.`1992` | 279,119 | 4,610 | 274,509 | 76.1 | 55.0 | 76.6 | 0 | 0 | |10.`1993` | 258,864 | 3,892 | 254,972 | 76.7 | 65.8 | 76.9 | 0 | 0 | |11.`1994` | 234,129 | 2,447 | 231,682 | 84.9 | 52.7 | 85.5 | 0 | 0 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |12.`Totals` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | 0 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - --------------#-----------------------------# | Net Balance Sheet Reserves | 33 | After Discount | |--------------#--------------| Inter-Company | 34 | 35 | Pooling | | Loss | Participation | Losses | Expenses | Percentage | Unpaid | Unpaid | - --------------|--------------|--------------| X X X X | 18,532 | 2,299 | 0.0 | 1,865 | 277 | 0.0 | 2,321 | 378 | 0.0 | 2,901 | 484 | 0.0 | 4,053 | 798 | 0.0 | 7,578 | 1,490 | 0.0 | 14,165 | 3,625 | 0.0 | 28,671 | 6,585 | 0.0 | 46,078 | 9,108 | 0.0 | 80,670 | 13,201 | 0.0 | 133,741 | 18,516 | - --------------|--------------|--------------| X X X X | 340,575 | 56,761 | | | | - -------------->-------------->--------------> Page: Page 76 Form 2 COMBINED ANNUAL STATEMENT FOR THE YEAR 1994 OF THE UNITED STATES FIDELITY AND GUARANTY COMPANY AND ITS AFFILIATED FIRE AND CASUALTY INSURERS SCHEDULE P - PART 1C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL (000 omitted) !-------------#-----------------------------------------#--------------------------------------------------------------------------- | 1 | Premiums Earned | Loss and Loss Expense Payments | |-------------#-------------#-------------|-----------------------------#-----------------------------#--------------# | Years | 2 | 3 | 4 | Loss Payments | Allocated Loss | 9 | | in Which | | | | | Expense Payments | | |Premiums Were| | | |--------------#--------------|--------------#--------------| Salvage | | Earned and | Direct | | Net | 5 | 6 | 7 | 8 | and | | Losses Were | and | Ceded | (2 - 3) | Direct | | Direct | | Subrogation | | Incurred | Assumed | | | and Assumed | Ceded | and Assumed | Ceded | Received | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | |`1.`Prior` | X X X X | X X X X | X X X X | 701 | 32 | 1,365 | 0 | 12 | |`2.`1985` | 347,749 | 43,409 | 304,340 | 353,597 | 46,101 | 24,288 | 279 | 4,132 | |`3.`1986` | 451,376 | 29,279 | 422,097 | 305,136 | 21,605 | 22,930 | 356 | 3,982 | |`4.`1987` | 504,537 | 27,137 | 477,400 | 298,947 | 26,203 | 25,610 | 1,679 | 3,158 | |`5.`1988` | 461,136 | 39,794 | 421,342 | 290,842 | 34,360 | 23,736 | 2,505 | 4,374 | |`6.`1989` | 424,657 | 43,290 | 381,367 | 278,210 | 37,292 | 22,195 | 3,370 | 2,997 | |`7.`1990` | 419,676 | 42,803 | 376,873 | 246,464 | 33,944 | 21,102 | 2,743 | 3,645 | |`8.`1991` | 384,380 | 39,874 | 344,506 | 184,253 | 17,341 | 16,021 | 1,661 | 2,688 | |`9.`1992` | 319,764 | 39,044 | 280,720 | 125,676 | 16,583 | 10,257 | 1,338 | 2,271 | |10.`1993` | 259,903 | 30,644 | 229,259 | 68,978 | 11,020 | 4,536 | 425 | 1,336 | |11.`1994` | 232,561 | 29,388 | 203,173 | 29,478 | 4,000 | 1,877 | 89 | 747 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |12.`Totals` | X X X X | X X X X | X X X X | 2,182,282 | 248,481 | 173,917 | 14,445 | 29,342 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - -----------------------------#--------------# | | - --------------#--------------| | 10 | 11 | 12 | | | Number of | Unallocated | Total | Claims | Loss | Net Paid | Reported - | Expense | (5 - 6 + 7 | Direct and | Payments | - 8 + 10) | Assumed | - --------------|--------------|--------------| 40 | 2,074 | X X X X | 15,925 | 347,430 | 92,814 | 13,371 | 319,476 | 79,779 | 12,742 | 309,417 | 73,859 | 13,319 | 291,032 | 66,851 | 12,758 | 272,501 | 61,475 | 13,501 | 244,380 | 56,559 | 13,062 | 194,334 | 46,838 | 14,064 | 132,076 | 40,575 | 11,489 | 73,558 | 33,124 | 6,617 | 33,883 | 27,677 | - --------------|--------------|--------------| 126,888 | 2,220,161 | X X X X | | | | - -------------->-------------->--------------> !-------------#--------------------------------------------------------#-----------------------------------------------------------# | | Losses Unpaid | Allocated Loss Expenses Unpaid | | |---------------------------#----------------------------|-----------------------------#-----------------------------| | | Case Basis | Bulk + IBNR | Case Basis | Bulk + IBNR | | |-------------#-------------|-------------#--------------|--------------#--------------|--------------#--------------| | | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | | | Direct | | Direct | | Direct | | Direct | | | | and Assumed | Ceded | and Assumed | Ceded | and Assumed | Ceded | and Assumed | Ceded | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | | | | | | | | | | | |`1.`Prior` | 4,373 | 0 | 270 | 3 | 0 | 0 | 1,419 | 0 | |`2.`1985` | 5,513 | 7,442 | 553 | 4 | 0 | 0 | 653 | 231 | |`3.`1986` | 1,738 | 719 | 1,093 | 15 | 0 | 0 | 564 | 13 | |`4.`1987` | 2,814 | 99 | 4,537 | 35 | 0 | 0 | 1,281 | 23 | |`5.`1988` | 7,606 | 1,444 | 1,920 | 69 | 0 | 0 | 1,551 | 258 | |`6.`1989` | 10,777 | 2,785 | 3,575 | 126 | 0 | 0 | 2,420 | 644 | |`7.`1990` | 22,609 | 5,772 | 3,735 | 231 | 0 | 0 | 3,685 | 982 | |`8.`1991` | 30,978 | 4,518 | 8,242 | 522 | 0 | 0 | 6,071 | 1,072 | |`9.`1992` | 53,453 | 7,284 | 11,242 | 805 | 0 | 0 | 8,325 | 1,309 | |10.`1993` | 53,625 | 6,765 | 31,672 | 1,536 | 0 | 0 | 10,002 | 1,155 | |11.`1994` | 57,020 | 8,326 | 51,751 | 3,937 | 0 | 0 | 10,472 | 1,005 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |12.`Totals` | 250,506 | 45,154 | 118,590 | 7,283 | 0 | 0 | 46,443 | 6,692 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> --------------#--------------#--------------#-------------# | | | | 21 | 22 | 23 | 24 | | | | Number of | Salvage | Unallocated | Total | Claims | and | Loss | Net Losses |Outstanding -| Subrogation | Expenses | and Expenses | Direct and | Anticipated | Unpaid | Unpaid | Assumed | --------------|--------------|--------------|-------------| (10)| 33 | 6,092 | 42 | (9)| 33 | (925)| 23 | (43)| 79 | 2,727 | 30 | (42)| 220 | 8,695 | 65 | (189)| 294 | 9,600 | 133 | (178)| 528 | 13,745 | 217 | (255)| 929 | 23,973 | 425 | (290)| 1,512 | 40,691 | 777 | (494)| 2,582 | 66,204 | 1,435 | (691)| 3,455 | 89,298 | 1,907 | (834)| 4,847 | 110,822 | 5,772 | --------------|--------------|--------------|-------------| (3,035)| 14,512 | 370,922 | 10,826 | | | | | -------------->-------------->-------------->-------------> !-------------#-----------------------------------------#--------------------------------------------#-----------------------------# | | Total Losses and | Loss and Loss Expense Percentage | Discount for Time | | | Loss Expenses Incurred | (Incurred/Premiums Earned) | Value of Money | | |-------------#-------------#-------------|--------------#--------------#--------------|--------------#--------------| | | 25 | 26 | 27 | 28 | 29 | 30 | 31 | 32 | | | | | | | | | | | | | Direct | | | Direct | | | | Loss | | | and Assumed | Ceded | Net | and Assumed | Ceded | Net | Loss | Expense | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | |`1.`Prior` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | 0 | |`2.`1985` | 400,562 | 54,057 | 346,505 | 115.2 | 124.5 | 113.9 | 0 | 0 | |`3.`1986` | 344,911 | 22,708 | 322,203 | 76.4 | 77.6 | 76.3 | 0 | 0 | |`4.`1987` | 346,151 | 28,039 | 318,112 | 68.6 | 103.3 | 66.6 | 0 | 0 | |`5.`1988` | 339,268 | 38,636 | 300,632 | 73.6 | 97.1 | 71.4 | 0 | 0 | |`6.`1989` | 330,463 | 44,217 | 286,246 | 77.8 | 102.1 | 75.1 | 0 | 0 | |`7.`1990` | 312,025 | 43,672 | 268,353 | 74.3 | 102.0 | 71.2 | 0 | 0 | |`8.`1991` | 260,139 | 25,114 | 235,025 | 67.7 | 63.0 | 68.2 | 0 | 0 | |`9.`1992` | 225,599 | 27,319 | 198,280 | 70.6 | 70.0 | 70.6 | 0 | 0 | |10.`1993` | 183,757 | 20,901 | 162,856 | 70.7 | 68.2 | 71.0 | 0 | 0 | |11.`1994` | 162,062 | 17,357 | 144,705 | 69.7 | 59.1 | 71.2 | 0 | 0 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |12.`Totals` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | 0 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - --------------#-----------------------------# | Net Balance Sheet Reserves | 33 | After Discount | |--------------#--------------| Inter-Company | 34 | 35 | Pooling | | Loss | Participation | Losses | Expenses | Percentage | Unpaid | Unpaid | - --------------|--------------|--------------| X X X X | 4,640 | 1,452 | 0.0 | (1,380)| 455 | 0.0 | 2,097 | 630 | 0.0 | 7,217 | 1,478 | 0.0 | 8,013 | 1,587 | 0.0 | 11,441 | 2,304 | 0.0 | 20,341 | 3,632 | 0.0 | 34,180 | 6,511 | 0.0 | 56,606 | 9,598 | 0.0 | 76,996 | 12,302 | 0.0 | 96,508 | 14,314 | - --------------|--------------|--------------| X X X X | 316,659 | 54,263 | | | | - -------------->-------------->--------------> Page: Page 77 Form 2 COMBINED ANNUAL STATEMENT FOR THE YEAR 1994 OF THE UNITED STATES FIDELITY AND GUARANTY COMPANY AND ITS AFFILIATED FIRE AND CASUALTY INSURERS SCHEDULE P - PART 1D - WORKERS' COMPENSATION (000 omitted) !-------------#-----------------------------------------#--------------------------------------------------------------------------- | 1 | Premiums Earned | Loss and Loss Expense Payments | |-------------#-------------#-------------|-----------------------------#-----------------------------#--------------# | Years | 2 | 3 | 4 | Loss Payments | Allocated Loss | 9 | | in Which | | | | | Expense Payments | | |Premiums Were| | | |--------------#--------------|--------------#--------------| Salvage | | Earned and | Direct | | Net | 5 | 6 | 7 | 8 | and | | Losses Were | and | Ceded | (2 - 3) | Direct | | Direct | | Subrogation | | Incurred | Assumed | | | and Assumed | Ceded | and Assumed | Ceded | Received | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |`1.`Prior` | X X X X | X X X X | X X X X | 71,585 | 18,779 | 2,020 | 31 | 10,023 | |`2.`1985` | 598,607 | 100,934 | 497,673 | 600,628 | 105,844 | 26,558 | 616 | 22,533 | |`3.`1986` | 618,623 | 67,684 | 550,939 | 538,112 | 74,226 | 23,720 | 323 | 17,665 | |`4.`1987` | 622,801 | 81,301 | 541,500 | 568,719 | 123,782 | 22,322 | 381 | 15,171 | |`5.`1988` | 747,889 | 111,269 | 636,620 | 597,833 | 125,538 | 25,677 | 254 | 15,153 | |`6.`1989` | 791,969 | 158,717 | 633,252 | 653,511 | 143,446 | 27,907 | 306 | 14,256 | |`7.`1990` | 883,078 | 188,951 | 694,127 | 588,409 | 165,657 | 27,258 | 403 | 11,812 | |`8.`1991` | 754,958 | 251,311 | 503,647 | 456,809 | 168,607 | 21,996 | 378 | 6,687 | |`9.`1992` | 625,431 | 305,456 | 319,975 | 314,188 | 153,071 | 14,238 | 166 | 2,504 | |10.`1993` | 457,088 | 306,269 | 150,819 | 159,274 | 104,036 | 6,947 | 106 | 653 | |11.`1994` | 351,303 | 224,832 | 126,471 | 54,612 | 34,684 | 1,991 | 32 | 257 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |12.`Totals` | X X X X | X X X X | X X X X | 4,603,680 | 1,217,670 | 200,634 | 2,996 | 116,714 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - -----------------------------#--------------# | | - --------------#--------------| | 10 | 11 | 12 | | | Number of | Unallocated | Total | Claims | Loss | Net Paid | Reported - | Expense | (5 - 6 + 7 | Direct and | Payments | - 8 + 10) | Assumed | - --------------|--------------|-------------- | | | 3,167 | 57,962 | X X X X | 11,438 | 532,164 | 51,673 | 10,690 | 497,973 | 47,306 | 9,229 | 476,107 | 43,931 | 12,727 | 510,445 | 47,184 | 12,467 | 550,133 | 49,722 | 12,315 | 461,922 | 46,529 | 12,954 | 322,774 | 40,842 | (9,597)| 165,592 | 32,214 | (17,419)| 44,660 | 21,352 | (12,252)| 9,635 | 14,939 | - --------------|--------------|--------------| 45,719 | 3,629,367 | X X X X | | | | - -------------->-------------->--------------> !-------------#--------------------------------------------------------#-----------------------------------------------------------# | | Losses Unpaid | Allocated Loss Expenses Unpaid | | |---------------------------#----------------------------|-----------------------------#-----------------------------| | | Case Basis | Bulk + IBNR | Case Basis | Bulk + IBNR | | |-------------#-------------|-------------#--------------|--------------#--------------|--------------#--------------| | | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | | | Direct | | Direct | | Direct | | Direct | | | | and Assumed | Ceded | and Assumed | Ceded | and Assumed | Ceded | and Assumed | Ceded | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |`1.`Prior` | 426,921 | 120,081 | 161,821 | 10,885 | 0 | 0 | 16,891 | 10 | |`2.`1985` | 83,836 | 19,513 | 49,064 | 5,515 | 0 | 0 | 4,871 | 5 | |`3.`1986` | 64,727 | 10,768 | 56,418 | 7,818 | 0 | 0 | 5,096 | 0 | |`4.`1987` | 84,022 | 22,779 | 61,135 | 7,936 | 0 | 0 | 6,093 | 0 | |`5.`1988` | 81,747 | 8,755 | 82,454 | 22,310 | 0 | 0 | 7,548 | 2 | |`6.`1989` | 110,776 | 28,269 | 99,954 | 19,907 | 0 | 0 | 9,867 | 13 | |`7.`1990` | 119,363 | 39,095 | 110,960 | 25,947 | 0 | 0 | 11,507 | 6 | |`8.`1991` | 100,133 | 28,616 | 127,003 | 54,176 | 0 | 0 | 11,757 | 1 | |`9.`1992` | 125,661 | 60,046 | 130,256 | 85,587 | 0 | 0 | 14,016 | 3 | |10.`1993` | 100,376 | 64,119 | 149,569 | 116,498 | 0 | 0 | 13,614 | 21 | |11.`1994` | 113,558 | 66,419 | 150,635 | 109,708 | 0 | 0 | 14,354 | 730 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |12.`Totals` | 1,411,120 | 468,460 | 1,179,269 | 466,287 | 0 | 0 | 115,614 | 791 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - --------------#--------------#--------------#-------------# | | | | 21 | 22 | 23 | 24 | | | | Number of | Salvage | Unallocated | Total | Claims | and | Loss | Net Losses |Outstanding -| Subrogation | Expenses | and Expenses | Direct and | Anticipated | Unpaid | Unpaid | Assumed | - --------------|--------------|--------------|-------------| | | | | (6,857)| 12,323 | 486,980 | 3,096 | (3,033)| 4,208 | 116,946 | 423 | (3,056)| 4,220 | 111,875 | 478 | (3,337)| 4,773 | 125,308 | 499 | (4,492)| 5,547 | 146,229 | 697 | (5,667)| 7,070 | 179,478 | 944 | (6,530)| 7,663 | 184,445 | 1,295 | (5,669)| 7,477 | 163,577 | 1,799 | (4,165)| 8,470 | 132,767 | 2,444 | (2,194)| 8,740 | 91,661 | 3,016 | (1,786)| 9,658 | 111,348 | 6,318 | - --------------|--------------|--------------|-------------| (46,786)| 80,149 | 1,850,614 | 21,009 | | | | | - -------------->-------------->-------------->-------------> !-------------#-----------------------------------------#--------------------------------------------#-----------------------------# | | Total Losses and | Loss and Loss Expense Percentage | Discount for Time | | | Loss Expenses Incurred | (Incurred/Premiums Earned) | Value of Money | | |-------------#-------------#-------------|--------------#--------------#--------------|--------------#--------------| | | 25 | 26 | 27 | 28 | 29 | 30 | 31 | 32 | | | | | | | | | | | | | Direct | | | Direct | | | | Loss | | | and Assumed | Ceded | Net | and Assumed | Ceded | Net | Loss | Expense | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | | | | | | | | | | | |`1.`Prior` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 81,517 | 6,514 | |`2.`1985` | 780,603 | 131,493 | 649,110 | 130.4 | 130.3 | 130.4 | 16,254 | 2,413 | |`3.`1986` | 702,983 | 93,135 | 609,848 | 113.6 | 137.6 | 110.7 | 14,468 | 2,416 | |`4.`1987` | 756,293 | 154,878 | 601,415 | 121.4 | 190.5 | 111.1 | 14,149 | 2,722 | |`5.`1988` | 813,533 | 156,859 | 656,674 | 108.8 | 141.0 | 103.2 | 16,986 | 3,243 | |`6.`1989` | 921,552 | 191,941 | 729,611 | 116.4 | 120.9 | 115.2 | 19,732 | 3,958 | |`7.`1990` | 877,475 | 231,108 | 646,367 | 99.4 | 122.3 | 93.1 | 18,967 | 4,228 | |`8.`1991` | 738,129 | 251,778 | 486,351 | 97.8 | 100.2 | 96.6 | 15,658 | 3,972 | |`9.`1992` | 597,232 | 298,873 | 298,359 | 95.5 | 97.8 | 93.2 | 9,678 | 3,995 | |10.`1993` | 421,101 | 284,780 | 136,321 | 92.1 | 93.0 | 90.4 | 5,243 | 3,449 | |11.`1994` | 332,556 | 211,573 | 120,983 | 94.7 | 94.1 | 95.7 | 0 | 1,088 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |12.`Totals` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 212,652 | 37,998 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - --------------#-----------------------------# | Net Balance Sheet Reserves | 33 | After Discount | |--------------#--------------| Inter-Company | 34 | 35 | Pooling | | Loss | Participation | Losses | Expenses | Percentage | Unpaid | Unpaid | - --------------|--------------|--------------| | | X X X X | 376,259 | 22,690 | 0.0 | 91,618 | 6,661 | 0.0 | 88,091 | 6,900 | 0.0 | 100,293 | 8,144 | 0.0 | 116,150 | 9,850 | 0.0 | 142,822 | 12,966 | 0.0 | 146,314 | 14,936 | 0.0 | 128,686 | 15,261 | 0.0 | 100,606 | 18,488 | 0.0 | 64,085 | 18,884 | 0.0 | 88,066 | 22,194 | - --------------|--------------|--------------| X X X X | 1,442,990 | 156,974 | | | | - -------------->-------------->--------------> Page: Page 78 Form 2 COMBINED ANNUAL STATEMENT FOR THE YEAR 1994 OF THE UNITED STATES FIDELITY AND GUARANTY COMPANY AND ITS AFFILIATED FIRE AND CASUALTY INSURERS SCHEDULE P - PART 1E - COMMERCIAL MULTIPLE PERIL (000 omitted) !-------------#-----------------------------------------#--------------------------------------------------------------------------- | 1 | Premiums Earned | Loss and Loss Expense Payments | |-------------#-------------#-------------|-----------------------------#-----------------------------#--------------# | Years | 2 | 3 | 4 | Loss Payments | Allocated Loss | 9 | | in Which | | | | | Expense Payments | | |Premiums Were| | | |--------------#--------------|--------------#--------------| Salvage | | Earned and | Direct | | Net | 5 | 6 | 7 | 8 | and | | Losses Were | and | Ceded | (2 - 3) | Direct | | Direct | | Subrogation | | Incurred | Assumed | | | and Assumed | Ceded | and Assumed | Ceded | Received | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | | | | | | | | | | | |`1.`Prior` | X X X X | X X X X | X X X X | 2,422 | (1)| 1,603 | 29 | 76 | |`2.`1985` | 286,242 | 28,453 | 257,789 | 178,839 | 10,391 | 28,478 | 536 | 7,804 | |`3.`1986` | 387,822 | 37,262 | 350,560 | 156,188 | 11,053 | 32,585 | 352 | 5,906 | |`4.`1987` | 387,310 | 18,374 | 368,936 | 156,259 | 592 | 24,960 | 102 | 5,516 | |`5.`1988` | 650,932 | 26,143 | 624,789 | 242,635 | 6,281 | 41,560 | 128 | 11,826 | |`6.`1989` | 738,672 | 18,418 | 720,254 | 323,724 | 20,979 | 46,661 | 365 | 10,564 | |`7.`1990` | 731,950 | 13,795 | 718,155 | 289,835 | 4,235 | 54,685 | 125 | 8,970 | |`8.`1991` | 674,236 | 4,649 | 669,587 | 243,601 | 8,184 | 34,880 | 311 | 6,249 | |`9.`1992` | 608,782 | 4,166 | 604,616 | 245,624 | 44,420 | 23,249 | 3,407 | 5,039 | |10.`1993` | 601,391 | 5,797 | 595,594 | 179,717 | 9,355 | 9,639 | 211 | 4,158 | |11.`1994` | 636,937 | 5,964 | 630,973 | 134,723 | 5,967 | 2,533 | 239 | 2,838 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |12.`Totals` | X X X X | X X X X | X X X X | 2,153,567 | 121,456 | 300,833 | 5,805 | 68,946 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - -----------------------------#--------------# | | - --------------#--------------| | 10 | 11 | 12 | | | Number of | Unallocated | Total | Claims | Loss | Net Paid | Reported - | Expense | (5 - 6 + 7 | Direct and | Payments | - 8 + 10) | Assumed | - --------------|--------------|--------------| | | | | | | 25 | 4,022 | X X X X | 10,613 | 207,003 | 45,195 | 11,231 | 188,599 | 37,058 | 13,103 | 193,628 | 33,836 | 27,972 | 305,758 | 59,664 | 35,388 | 384,429 | 79,725 | 35,772 | 375,932 | 78,761 | 31,888 | 301,874 | 74,750 | 35,242 | 256,288 | 68,667 | 34,291 | 214,081 | 72,256 | 23,820 | 154,870 | 72,121 | - --------------|--------------|--------------| 259,345 | 2,586,484 | X X X X | | | | - -------------->-------------->--------------> !-------------#--------------------------------------------------------#-----------------------------------------------------------# | | Losses Unpaid | Allocated Loss Expenses Unpaid | | |---------------------------#----------------------------|-----------------------------#-----------------------------| | | Case Basis | Bulk + IBNR | Case Basis | Bulk + IBNR | | |-------------#-------------|-------------#--------------|--------------#--------------|--------------#--------------| | | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | | | Direct | | Direct | | Direct | | Direct | | | | and Assumed | Ceded | and Assumed | Ceded | and Assumed | Ceded | and Assumed | Ceded | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | | | | | | | | | | | |`1.`Prior` | 7,273 | 20 | 2,759 | 3 | 0 | 0 | 7,560 | 3 | |`2.`1985` | 1,927 | 0 | 1,484 | 3 | 0 | 0 | 2,071 | 2 | |`3.`1986` | 5,242 | 0 | 1,177 | 2 | 0 | 0 | 3,176 | 2 | |`4.`1987` | 4,449 | 0 | 1,730 | 1 | 0 | 0 | 5,275 | 0 | |`5.`1988` | 12,727 | 0 | 10,911 | 2 | 0 | 0 | 14,563 | 2 | |`6.`1989` | 21,821 | 0 | 18,173 | 19 | 0 | 0 | 23,353 | 3 | |`7.`1990` | 49,075 | 1,068 | 22,992 | 5 | 0 | 0 | 35,660 | 3 | |`8.`1991` | 55,132 | 169 | 35,437 | 4 | 0 | 0 | 46,066 | 4 | |`9.`1992` | 65,419 | 537 | 40,854 | 9 | 0 | 0 | 50,857 | 21 | |10.`1993` | 64,106 | 867 | 69,096 | 31 | 0 | 0 | 59,072 | 25 | |11.`1994` | 101,631 | 2,652 | 119,055 | 79 | 0 | 0 | 69,564 | 15 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |12.`Totals` | 388,802 | 5,313 | 323,668 | 158 | 0 | 0 | 317,217 | 80 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - --------------#--------------#--------------#-------------# | | | | 21 | 22 | 23 | 24 | | | | Number of | Salvage | Unallocated | Total | Claims | and | Loss | Net Losses |Outstanding -| Subrogation | Expenses | and Expenses | Direct and | Anticipated | Unpaid | Unpaid | Assumed | - --------------|--------------|--------------|-------------| | | | | (120)| 509 | 18,075 | 190 | (178)| 117 | 5,594 | 56 | (184)| 195 | 9,786 | 94 | (665)| 187 | 11,640 | 120 | (1,375)| 1,747 | 39,944 | 303 | (1,265)| 3,031 | 66,356 | 568 | (1,597)| 5,023 | 111,674 | 1,111 | (2,190)| 6,221 | 142,679 | 1,602 | (2,626)| 8,181 | 164,744 | 2,403 | (3,332)| 10,918 | 202,269 | 3,684 | (5,510)| 17,410 | 304,914 | 12,961 | - --------------|--------------|--------------|-------------| (19,042)| 53,539 | 1,077,675 | 23,092 | | | | | - -------------->-------------->-------------->-------------> !-------------#-----------------------------------------#--------------------------------------------#-----------------------------# | | Total Losses and | Loss and Loss Expense Percentage | Discount for Time | | | Loss Expenses Incurred | (Incurred/Premiums Earned) | Value of Money | | |-------------#-------------#-------------|--------------#--------------#--------------|--------------#--------------| | | 25 | 26 | 27 | 28 | 29 | 30 | 31 | 32 | | | | | | | | | | | | | Direct | | | Direct | | | | Loss | | | and Assumed | Ceded | Net | and Assumed | Ceded | Net | Loss | Expense | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | | | | | | | | | | | |`1.`Prior` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | 0 | |`2.`1985` | 223,529 | 10,932 | 212,597 | 78.1 | 38.4 | 82.5 | 0 | 0 | |`3.`1986` | 209,794 | 11,409 | 198,385 | 54.1 | 30.6 | 56.6 | 0 | 0 | |`4.`1987` | 205,963 | 695 | 205,268 | 53.2 | 3.8 | 55.6 | 0 | 0 | |`5.`1988` | 352,115 | 6,413 | 345,702 | 54.1 | 24.5 | 55.3 | 0 | 0 | |`6.`1989` | 472,151 | 21,366 | 450,785 | 63.9 | 116.0 | 62.6 | 0 | 0 | |`7.`1990` | 493,042 | 5,436 | 487,606 | 67.4 | 39.4 | 67.9 | 0 | 0 | |`8.`1991` | 453,225 | 8,672 | 444,553 | 67.2 | 186.5 | 66.4 | 0 | 0 | |`9.`1992` | 469,426 | 48,394 | 421,032 | 77.1 | 1,161.6 | 69.6 | 0 | 0 | |10.`1993` | 426,839 | 10,489 | 416,350 | 71.0 | 180.9 | 69.9 | 0 | 0 | |11.`1994` | 468,736 | 8,952 | 459,784 | 73.6 | 150.1 | 72.9 | 0 | 0 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |12.`Totals` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | 0 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - --------------#-----------------------------# | Net Balance Sheet Reserves | 33 | After Discount | |--------------#--------------| Inter-Company | 34 | 35 | Pooling | | Loss | Participation | Losses | Expenses | Percentage | Unpaid | Unpaid | - --------------|--------------|--------------| | | | | | | X X X X | 10,009 | 8,066 | 0.0 | 3,408 | 2,186 | 0.0 | 6,417 | 3,369 | 0.0 | 6,178 | 5,462 | 0.0 | 23,636 | 16,308 | 0.0 | 39,975 | 26,381 | 0.0 | 70,994 | 40,680 | 0.0 | 90,396 | 52,283 | 0.0 | 105,727 | 59,017 | 0.0 | 132,304 | 69,965 | 0.0 | 217,955 | 86,959 | - --------------|--------------|--------------| X X X X | 706,999 | 370,676 | | | | - -------------->-------------->--------------> Page: Page 79 Form 2 COMBINED ANNUAL STATEMENT FOR THE YEAR 1994 OF THE UNITED STATES FIDELITY AND GUARANTY COMPANY AND ITS AFFILIATED FIRE AND CASUALTY INSURERS SCHEDULE P - PART 1F - SECTION 1 - MEDICAL MALPRACTICE - OCCURRENCE (000 omitted) !-------------#-----------------------------------------#--------------------------------------------------------------------------- | 1 | Premiums Earned | Loss and Loss Expense Payments | |-------------#-------------#-------------|-----------------------------#-----------------------------#--------------# | Years | 2 | 3 | 4 | Loss Payments | Allocated Loss | 9 | | in Which | | | | | Expense Payments | | |Premiums Were| | | |--------------#--------------|--------------#--------------| Salvage | | Earned and | Direct | | Net | 5 | 6 | 7 | 8 | and | | Losses Were | and | Ceded | (2 - 3) | Direct | | Direct | | Subrogation | | Incurred | Assumed | | | and Assumed | Ceded | and Assumed | Ceded | Received | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |`1.`Prior` | X X X X | X X X X | X X X X | 866 | 0 | 965 | 0 | 318 | |`2.`1985` | 6,544 | 97 | 6,447 | 3,398 | 500 | 1,657 | 0 | 959 | |`3.`1986` | 97 | 38 | 59 | 1 | 0 | 3 | 0 | 8 | |`4.`1987` | 660 | 0 | 660 | 9 | 0 | 8 | 0 | 0 | |`5.`1988` | 548 | 0 | 548 | 143 | 0 | 33 | 0 | 0 | |`6.`1989` | 88 | 0 | 88 | 140 | 0 | 27 | 0 | 0 | |`7.`1990` | 84 | 0 | 84 | 377 | 0 | 51 | 0 | 0 | |`8.`1991` | 56 | 0 | 56 | 113 | 0 | 19 | 0 | 0 | |`9.`1992` | 60 | 0 | 60 | 1 | 0 | 14 | 0 | 0 | |10.`1993` | 1 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | |11.`1994` | 1 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |12.`Totals` | X X X X | X X X X | X X X X | 5,048 | 500 | 2,777 | 0 | 1,285 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - -----------------------------#--------------# | | - --------------#--------------| | 10 | 11 | 12 | | | Number of | Unallocated | Total | Claims | Loss | Net Paid | Reported - | Expense | (5 - 6 + 7 | Direct and | Payments | - 8 + 10) | Assumed | - --------------|--------------|--------------| | | | | | | 42 | 1,873 | X X X X | 602 | 5,157 | 301 | 6 | 10 | 2 | 78 | 95 | 5 | 15 | 191 | 4 | 8 | 175 | 4 | 10 | 438 | 4 | 10 | 142 | 1 | 8 | 23 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | - --------------|--------------|--------------| 779 | 8,104 | X X X X | | | | - -------------->-------------->--------------> !-------------#--------------------------------------------------------#-----------------------------------------------------------# | | Losses Unpaid | Allocated Loss Expenses Unpaid | | |---------------------------#----------------------------|-----------------------------#-----------------------------| | | Case Basis | Bulk + IBNR | Case Basis | Bulk + IBNR | | |-------------#-------------|-------------#--------------|--------------#--------------|--------------#--------------| | | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | | | Direct | | Direct | | Direct | | Direct | | | | and Assumed | Ceded | and Assumed | Ceded | and Assumed | Ceded | and Assumed | Ceded | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | | | | | | | | | | | |`1.`Prior` | 6,267 | 0 | 1,393 | 0 | 0 | 0 | 4,436 | 0 | |`2.`1985` | 100 | 0 | 177 | 0 | 0 | 0 | 236 | 0 | |`3.`1986` | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |`4.`1987` | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |`5.`1988` | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |`6.`1989` | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |`7.`1990` | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |`8.`1991` | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |`9.`1992` | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |10.`1993` | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |11.`1994` | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |12.`Totals` | 6,367 | 0 | 1,570 | 0 | 0 | 0 | 4,672 | 0 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - --------------#--------------#--------------#-------------# | | | | 21 | 22 | 23 | 24 | | | | Number of | Salvage | Unallocated | Total | Claims | and | Loss | Net Losses |Outstanding -| Subrogation | Expenses | and Expenses | Direct and | Anticipated | Unpaid | Unpaid | Assumed | - --------------|--------------|--------------|-------------| | | | | | | | | 0 | 630 | 12,726 | 85 | 0 | 32 | 545 | 7 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - --------------|--------------|--------------|-------------| 0 | 662 | 13,271 | 92 | | | | | - -------------->-------------->-------------->-------------> !-------------#-----------------------------------------#--------------------------------------------#-----------------------------# | | Total Losses and | Loss and Loss Expense Percentage | Discount for Time | | | Loss Expenses Incurred | (Incurred/Premiums Earned) | Value of Money | | |-------------#-------------#-------------|--------------#--------------#--------------|--------------#--------------| | | 25 | 26 | 27 | 28 | 29 | 30 | 31 | 32 | | | | | | | | | | | | | Direct | | | Direct | | | | Loss | | | and Assumed | Ceded | Net | and Assumed | Ceded | Net | Loss | Expense | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | | | | | | | | | | | |`1.`Prior` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | 0 | |`2.`1985` | 6,202 | 500 | 5,702 | 94.8 | 515.5 | 88.4 | 0 | 0 | |`3.`1986` | 10 | 0 | 10 | 10.3 | 0.0 | 16.9 | 0 | 0 | |`4.`1987` | 95 | 0 | 95 | 14.4 | 0.0 | 14.4 | 0 | 0 | |`5.`1988` | 191 | 0 | 191 | 34.9 | 0.0 | 34.9 | 0 | 0 | |`6.`1989` | 175 | 0 | 175 | 198.9 | 0.0 | 198.9 | 0 | 0 | |`7.`1990` | 438 | 0 | 438 | 521.4 | 0.0 | 521.4 | 0 | 0 | |`8.`1991` | 142 | 0 | 142 | 253.6 | 0.0 | 253.6 | 0 | 0 | |`9.`1992` | 23 | 0 | 23 | 38.3 | 0.0 | 38.3 | 0 | 0 | |10.`1993` | 0 | 0 | 0 | 0.0 | 0.0 | 0.0 | 0 | 0 | |11.`1994` | 0 | 0 | 0 | 0.0 | 0.0 | 0.0 | 0 | 0 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |12.`Totals` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | 0 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - --------------#-----------------------------# | Net Balance Sheet Reserves | 33 | After Discount | |--------------#--------------| Inter-Company | 34 | 35 | Pooling | | Loss | Participation | Losses | Expenses | Percentage | Unpaid | Unpaid | - --------------|--------------|--------------| | | | | | | X X X X | 7,660 | 5,066 | 0.0 | 277 | 268 | 0.0 | 0 | 0 | 0.0 | 0 | 0 | 0.0 | 0 | 0 | 0.0 | 0 | 0 | 0.0 | 0 | 0 | 0.0 | 0 | 0 | 0.0 | 0 | 0 | 0.0 | 0 | 0 | 0.0 | 0 | 0 | - --------------|--------------|--------------| X X X X | 7,937 | 5,334 | | | | - -------------->-------------->--------------> Page: Page 80 Form 2 COMBINED ANNUAL STATEMENT FOR THE YEAR 1994 OF THE UNITED STATES FIDELITY AND GUARANTY COMPANY AND ITS AFFILIATED FIRE AND CASUALTY INSURERS SCHEDULE P - PART 1F - SECTION 2 - MEDICAL MALPRACTICE - CLAIMS-MADE (000 omitted) !-------------#-----------------------------------------#--------------------------------------------------------------------------- | 1 | Premiums Earned | Loss and Loss Expense Payments | |-------------#-------------#-------------|-----------------------------#-----------------------------#--------------# | Years | 2 | 3 | 4 | Loss Payments | Allocated Loss | 9 | | in Which | | | | | Expense Payments | | |Premiums Were| | | |--------------#--------------|--------------#--------------| Salvage | | Earned and | Direct | | Net | 5 | 6 | 7 | 8 | and | | Losses Were | and | Ceded | (2 - 3) | Direct | | Direct | | Subrogation | | Incurred | Assumed | | | and Assumed | Ceded | and Assumed | Ceded | Received | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | | | | | | | | | | | |`1.`Prior` | X X X X | X X X X | X X X X | 0 | 0 | 0 | 0 | 0 | |`2.`1985` | 0 | 0 | 0 | 801 | 0 | 144 | 0 | 93 | |`3.`1986` | 0 | 0 | 0 | 7 | 0 | 25 | 0 | 0 | |`4.`1987` | 117 | 0 | 117 | 19 | 0 | 5 | 0 | 0 | |`5.`1988` | 219 | 0 | 219 | 99 | 0 | 42 | 0 | 0 | |`6.`1989` | 228 | 0 | 228 | 203 | 0 | 52 | 0 | 0 | |`7.`1990` | 256 | 0 | 256 | 230 | 0 | 36 | 0 | 0 | |`8.`1991` | 299 | 0 | 299 | 1 | 0 | 9 | 0 | 0 | |`9.`1992` | 255 | 0 | 255 | 0 | 0 | 3 | 0 | 0 | |10.`1993` | 66 | 0 | 66 | 0 | 0 | 0 | 0 | 0 | |11.`1994` | (2)| 0 | (2)| 0 | 0 | 0 | 0 | 0 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |12.`Totals` | X X X X | X X X X | X X X X | 1,360 | 0 | 316 | 0 | 93 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - -----------------------------#--------------# | | - --------------#--------------| | 10 | 11 | 12 | | | Number of | Unallocated | Total | Claims | Loss | Net Paid | Reported - | Expense | (5 - 6 + 7 | Direct and | Payments | - 8 + 10) | Assumed | - --------------|--------------|--------------| | | | 0 | 0 | X X X X | 0 | 945 | 20 | 0 | 32 | 8 | 0 | 24 | 0 | 0 | 141 | 0 | 0 | 255 | 2 | 0 | 266 | 0 | 0 | 10 | 0 | 0 | 3 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - --------------|--------------|--------------| 0 | 1,676 | X X X X | | | | - -------------->-------------->--------------> !-------------#--------------------------------------------------------#-----------------------------------------------------------# | | Losses Unpaid | Allocated Loss Expenses Unpaid | | |---------------------------#----------------------------|-----------------------------#-----------------------------| | | Case Basis | Bulk + IBNR | Case Basis | Bulk + IBNR | | |-------------#-------------|-------------#--------------|--------------#--------------|--------------#--------------| | | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | | | Direct | | Direct | | Direct | | Direct | | | | and Assumed | Ceded | and Assumed | Ceded | and Assumed | Ceded | and Assumed | Ceded | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | | | | | | | | | | | |`1.`Prior` | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |`2.`1985` | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |`3.`1986` | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |`4.`1987` | 0 | 0 | 64 | 0 | 0 | 0 | 0 | 0 | |`5.`1988` | 100 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |`6.`1989` | 34 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |`7.`1990` | 11 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |`8.`1991` | 4 | 0 | 125 | 0 | 0 | 0 | 0 | 0 | |`9.`1992` | 170 | 0 | 2 | 0 | 0 | 0 | 0 | 0 | |10.`1993` | 12 | 0 | 36 | 0 | 0 | 0 | 0 | 0 | |11.`1994` | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |12.`Totals` | 331 | 0 | 227 | 0 | 0 | 0 | 0 | 0 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - ---------------#--------------#--------------#-------------# | | | | 21 | 22 | 23 | 24 | | | | Number of | Salvage | Unallocated | Total | Claims | and | Loss | Net Losses |Outstanding -| Subrogation | Expenses | and Expenses | Direct and | Anticipated | Unpaid | Unpaid | Assumed | --------------|--------------|--------------|-------------| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 64 | 0 | 0 | 0 | 100 | 0 | 0 | 0 | 34 | 0 | 0 | 0 | 11 | 0 | 0 | 0 | 129 | 0 | 0 | 0 | 172 | 0 | 0 | 0 | 48 | 0 | 0 | 0 | 0 | 0 | --------------|--------------|--------------|-------------| 0 | 0 | 558 | 0 | | | | | -------------->-------------->-------------->-------------> !-------------#-----------------------------------------#--------------------------------------------#-----------------------------# | | Total Losses and | Loss and Loss Expense Percentage | Discount for Time | | | Loss Expenses Incurred | (Incurred/Premiums Earned) | Value of Money | | |-------------#-------------#-------------|--------------#--------------#--------------|--------------#--------------| | | 25 | 26 | 27 | 28 | 29 | 30 | 31 | 32 | | | | | | | | | | | | | Direct | | | Direct | | | | Loss | | | and Assumed | Ceded | Net | and Assumed | Ceded | Net | Loss | Expense | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | | | | | | | | | | | |`1.`Prior` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | 0 | |`2.`1985` | 945 | 0 | 945 | 0.0 | 0.0 | 0.0 | 0 | 0 | |`3.`1986` | 32 | 0 | 32 | 0.0 | 0.0 | 0.0 | 0 | 0 | |`4.`1987` | 88 | 0 | 88 | 75.2 | 0.0 | 75.2 | 0 | 0 | |`5.`1988` | 241 | 0 | 241 | 110.0 | 0.0 | 110.0 | 0 | 0 | |`6.`1989` | 289 | 0 | 289 | 126.8 | 0.0 | 126.8 | 0 | 0 | |`7.`1990` | 277 | 0 | 277 | 108.2 | 0.0 | 108.2 | 0 | 0 | |`8.`1991` | 139 | 0 | 139 | 46.5 | 0.0 | 46.5 | 0 | 0 | |`9.`1992` | 175 | 0 | 175 | 68.6 | 0.0 | 68.6 | 0 | 0 | |10.`1993` | 48 | 0 | 48 | 72.7 | 0.0 | 72.7 | 0 | 0 | |11.`1994` | 0 | 0 | 0 | 0.0 | 0.0 | 0.0 | 0 | 0 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |12.`Totals` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | 0 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - --------------#-----------------------------# | Net Balance Sheet Reserves | 33 | After Discount | |--------------#--------------| Inter-Company | 34 | 35 | Pooling | | Loss | Participation | Losses | Expenses | Percentage | Unpaid | Unpaid | - --------------|--------------|--------------| | | | X X X X | 0 | 0 | 0.0 | 0 | 0 | 0.0 | 0 | 0 | 0.0 | 64 | 0 | 0.0 | 100 | 0 | 0.0 | 34 | 0 | 0.0 | 11 | 0 | 0.0 | 129 | 0 | 0.0 | 172 | 0 | 0.0 | 48 | 0 | 0.0 | 0 | 0 | - --------------|--------------|--------------| X X X X | 558 | 0 | | | | - -------------->-------------->--------------> Page: Page 81 Form 2 COMBINED ANNUAL STATEMENT FOR THE YEAR 1994 OF THE UNITED STATES FIDELITY AND GUARANTY COMPANY AND ITS AFFILIATED FIRE AND CASUALTY INSURERS SCHEDULE P - PART 1G - SPECIAL LIABILITY (OCEAN MARINE, AIRCRAFT (ALL PERILS), BOILER AND MACHINERY) (000 omitted) !-------------#-----------------------------------------#--------------------------------------------------------------------------- | 1 | Premiums Earned | Loss and Loss Expense Payments | |-------------#-------------#-------------|-----------------------------#-----------------------------#--------------# | Years | 2 | 3 | 4 | Loss Payments | Allocated Loss | 9 | | in Which | | | | | Expense Payments | | |Premiums Were| | | |--------------#--------------|--------------#--------------| Salvage | | Earned and | Direct | | Net | 5 | 6 | 7 | 8 | and | | Losses Were | and | Ceded | (2 - 3) | Direct | | Direct | | Subrogation | | Incurred | Assumed | | | and Assumed | Ceded | and Assumed | Ceded | Received | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | | | | | | | | | | | |`1.`Prior` | X X X X | X X X X | X X X X | 234 | 97 | 294 | 214 | 0 | |`2.`1985` | 51,313 | 26,552 | 24,761 | 46,120 | 28,361 | 3,686 | 2,366 | 966 | |`3.`1986` | 105,321 | 55,944 | 49,377 | 58,774 | 31,467 | 4,568 | 2,684 | 402 | |`4.`1987` | 123,309 | 70,752 | 52,557 | 67,292 | 40,026 | 6,172 | 4,050 | 1,103 | |`5.`1988` | 103,314 | 60,212 | 43,102 | 60,714 | 38,694 | 5,375 | 3,738 | 242 | |`6.`1989` | 69,557 | 42,614 | 26,943 | 51,906 | 30,622 | 4,252 | 2,599 | 827 | |`7.`1990` | 63,446 | 36,143 | 27,303 | 47,531 | 29,527 | 4,339 | 3,017 | 146 | |`8.`1991` | 42,601 | 31,190 | 11,411 | 49,758 | 33,311 | 3,757 | 2,698 | 213 | |`9.`1992` | 41,704 | 26,431 | 15,273 | 23,990 | 15,387 | 1,779 | 1,068 | 56 | |10.`1993` | 49,333 | 34,173 | 15,160 | 18,029 | 9,988 | 1,233 | 661 | 40 | |11.`1994` | 55,170 | 32,328 | 22,842 | 14,409 | 5,649 | 657 | 444 | 0 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |12.`Totals` | X X X X | X X X X | X X X X | 438,757 | 263,129 | 36,112 | 23,539 | 3,995 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - -----------------------------#--------------# | | - --------------#--------------| | 10 | 11 | 12 | | | Number of | Unallocated | Total | Claims | Loss | Net Paid | Reported - | Expense | (5 - 6 + 7 | Direct and | Payments | - 8 + 10) | Assumed | - --------------|--------------|--------------| | | | | | | 0 | 217 | X X X X | 261 | 19,340 | X X X X | 102 | 29,293 | X X X X | 88 | 29,476 | X X X X | 72 | 23,729 | X X X X | 72 | 23,009 | X X X X | 90 | 19,416 | X X X X | 77 | 17,583 | X X X X | 95 | 9,409 | X X X X | 224 | 8,837 | X X X X | 22 | 8,995 | X X X X | - --------------|--------------|--------------| 1,103 | 189,304 | X X X X | | | | - -------------->-------------->--------------> !-------------#--------------------------------------------------------#-----------------------------------------------------------# | | Losses Unpaid | Allocated Loss Expenses Unpaid | | |---------------------------#----------------------------|-----------------------------#-----------------------------| | | Case Basis | Bulk + IBNR | Case Basis | Bulk + IBNR | | |-------------#-------------|-------------#--------------|--------------#--------------|--------------#--------------| | | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | | | Direct | | Direct | | Direct | | Direct | | | | and Assumed | Ceded | and Assumed | Ceded | and Assumed | Ceded | and Assumed | Ceded | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | |`1.`Prior` | 3,941 | 3,319 | 54 | 54 | 0 | 0 | 240 | 229 | |`2.`1985` | 446 | 367 | 1 | 1 | 0 | 0 | 5 | 4 | |`3.`1986` | 809 | 384 | 190 | 5 | 0 | 0 | 25 | 22 | |`4.`1987` | 1,402 | 485 | 778 | 11 | 0 | 0 | 46 | 46 | |`5.`1988` | 11,924 | 10,581 | 1,048 | 14 | 0 | 0 | 68 | 64 | |`6.`1989` | 2,200 | 1,245 | 584 | 38 | 0 | 0 | 169 | 159 | |`7.`1990` | 4,779 | 3,767 | 234 | 97 | 0 | 0 | 443 | 410 | |`8.`1991` | 3,007 | 2,017 | 188 | 69 | 0 | 0 | 302 | 197 | |`9.`1992` | 3,309 | 2,162 | 331 | 125 | 0 | 0 | 265 | 222 | |10.`1993` | 6,839 | 4,277 | 1,084 | 271 | 0 | 0 | 772 | 537 | |11.`1994` | 13,599 | 5,565 | 5,611 | 315 | 0 | 0 | 7,042 | 5,949 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |12.`Totals` | 52,255 | 34,169 | 10,103 | 1,000 | 0 | 0 | 9,377 | 7,839 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - ---------------#--------------#--------------#-------------# | | | | 21 | 22 | 23 | 24 | | | | Number of | Salvage | Unallocated | Total | Claims | and | Loss | Net Losses |Outstanding -| Subrogation | Expenses | and Expenses | Direct and | Anticipated | Unpaid | Unpaid | Assumed | --------------|--------------|--------------|-------------| | | | | 0 | 0 | 633 | 0 | 0 | 0 | 80 | 0 | 0 | 0 | 613 | 0 | 0 | 12 | 1,696 | 2 | 0 | 2 | 2,383 | 1 | 0 | 2 | 1,513 | 1 | 0 | 1 | 1,183 | 3 | 0 | 2 | 1,216 | 1 | 0 | 6 | 1,402 | 2 | 0 | 22 | 3,632 | 11 | 0 | 21 | 14,444 | 18 | --------------|--------------|--------------|-------------| 0 | 68 | 28,795 | 39 | | | | | -------------->-------------->-------------->-------------> !-------------#-----------------------------------------#--------------------------------------------#-----------------------------# | | Total Losses and | Loss and Loss Expense Percentage | Discount for Time | | | Loss Expenses Incurred | (Incurred/Premiums Earned) | Value of Money | | |-------------#-------------#-------------|--------------#--------------#--------------|--------------#--------------| | | 25 | 26 | 27 | 28 | 29 | 30 | 31 | 32 | | | | | | | | | | | | | Direct | | | Direct | | | | Loss | | | and Assumed | Ceded | Net | and Assumed | Ceded | Net | Loss | Expense | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | | | | | | | | | | | |`1.`Prior` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | 0 | |`2.`1985` | 50,519 | 31,099 | 19,420 | 98.5 | 117.1 | 78.4 | 0 | 0 | |`3.`1986` | 64,468 | 34,562 | 29,906 | 61.2 | 61.8 | 60.6 | 0 | 0 | |`4.`1987` | 75,790 | 44,618 | 31,172 | 61.5 | 63.1 | 59.3 | 0 | 0 | |`5.`1988` | 79,203 | 53,091 | 26,112 | 76.7 | 88.2 | 60.6 | 0 | 0 | |`6.`1989` | 59,185 | 34,663 | 24,522 | 85.1 | 81.3 | 91.0 | 0 | 0 | |`7.`1990` | 57,417 | 36,818 | 20,599 | 90.5 | 101.9 | 75.4 | 0 | 0 | |`8.`1991` | 57,091 | 38,292 | 18,799 | 134.0 | 122.8 | 164.7 | 0 | 0 | |`9.`1992` | 29,775 | 18,964 | 10,811 | 71.4 | 71.7 | 70.8 | 0 | 0 | |10.`1993` | 28,203 | 15,734 | 12,469 | 57.2 | 46.0 | 82.2 | 0 | 0 | |11.`1994` | 41,361 | 17,922 | 23,439 | 75.0 | 55.4 | 102.6 | 0 | 0 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |12.`Totals` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | 0 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - --------------#-----------------------------# | Net Balance Sheet Reserves | 33 | After Discount | |--------------#--------------| Inter-Company | 34 | 35 | Pooling | | Loss | Participation | Losses | Expenses | Percentage | Unpaid | Unpaid | - --------------|--------------|--------------| | | | X X X X | 622 | 11 | 0.0 | 79 | 1 | 0.0 | 610 | 3 | 0.0 | 1,684 | 12 | 0.0 | 2,377 | 6 | 0.0 | 1,501 | 12 | 0.0 | 1,149 | 34 | 0.0 | 1,109 | 107 | 0.0 | 1,353 | 49 | 0.0 | 3,375 | 257 | 0.0 | 13,330 | 1,114 | - --------------|--------------|--------------| X X X X | 27,189 | 1,606 | | | | - -------------->-------------->--------------> Page: Page 82 Form 2 COMBINED ANNUAL STATEMENT FOR THE YEAR 1994 OF THE UNITED STATES FIDELITY AND GUARANTY COMPANY AND ITS AFFILIATED FIRE AND CASUALTY INSURERS SCHEDULE P - PART 1H - SECTION 1 - OTHER LIABILITY - OCCURRENCE (000 omitted) !-------------#-----------------------------------------#--------------------------------------------------------------------------- | 1 | Premiums Earned | Loss and Loss Expense Payments | |-------------#-------------#-------------|-----------------------------#-----------------------------#--------------# | Years | 2 | 3 | 4 | Loss Payments | Allocated Loss | 9 | | in Which | | | | | Expense Payments | | |Premiums Were| | | |--------------#--------------|--------------#--------------| Salvage | | Earned and | Direct | | Net | 5 | 6 | 7 | 8 | and | | Losses Were | and | Ceded | (2 - 3) | Direct | | Direct | | Subrogation | | Incurred | Assumed | | | and Assumed | Ceded | and Assumed | Ceded | Received | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | | | | | | | | | | | |`1.`Prior` | X X X X | X X X X | X X X X | 33,335 | 18,298 | 21,359 | 3,179 | 423 | |`2.`1985` | 269,235 | 21,900 | 247,335 | 182,201 | 18,459 | 48,292 | 887 | 5,334 | |`3.`1986` | 435,955 | 15,114 | 420,841 | 165,485 | 8,959 | 42,532 | 718 | 4,940 | |`4.`1987` | 624,510 | 133,069 | 491,441 | 240,651 | 80,902 | 40,350 | 1,698 | 4,966 | |`5.`1988` | 526,043 | 132,411 | 393,632 | 159,813 | 63,632 | 29,606 | 1,136 | 3,674 | |`6.`1989` | 290,819 | 66,258 | 224,561 | 107,049 | 44,335 | 18,589 | 725 | 2,791 | |`7.`1990` | 261,224 | 55,253 | 205,971 | 102,416 | 42,444 | 17,026 | 1,656 | 983 | |`8.`1991` | 177,601 | 27,428 | 150,173 | 39,682 | 8,105 | 10,306 | 442 | 1,190 | |`9.`1992` | 116,299 | 28,885 | 87,414 | 14,142 | 794 | 3,472 | 169 | 210 | |10.`1993` | 99,208 | (1,216)| 100,424 | 8,194 | 397 | 1,368 | 98 | 85 | |11.`1994` | 102,421 | 17,926 | 84,495 | 4,453 | 167 | 253 | 30 | 111 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |12.`Totals` | X X X X | X X X X | X X X X | 1,057,421 | 286,492 | 233,153 | 10,738 | 24,707 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - ------------------------------#--------------# | | --------------#--------------| | 10 | 11 | 12 | | | Number of | Unallocated | Total | Claims | Loss | Net Paid | Reported - | Expense | (5 - 6 + 7 | Direct and | Payments | - 8 + 10) | Assumed | --------------|--------------|--------------| | | | | | | 405 | 33,622 | X X X X | 12,202 | 223,349 | 39,924 | 11,882 | 210,222 | 32,195 | 11,549 | 209,950 | 28,470 | 8,292 | 132,943 | 21,232 | 5,745 | 86,323 | 14,612 | 5,923 | 81,265 | 15,425 | 4,820 | 46,261 | 10,898 | 3,991 | 20,642 | 6,377 | 2,284 | 11,351 | 4,371 | 1,324 | 5,833 | 3,516 | --------------|--------------|--------------| 68,417 | 1,061,761 | X X X X | | | | -------------->-------------->--------------> !-------------#--------------------------------------------------------#-----------------------------------------------------------# | | Losses Unpaid | Allocated Loss Expenses Unpaid | | |---------------------------#----------------------------|-----------------------------#-----------------------------| | | Case Basis | Bulk + IBNR | Case Basis | Bulk + IBNR | | |-------------#-------------|-------------#--------------|--------------#--------------|--------------#--------------| | | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | | | Direct | | Direct | | Direct | | Direct | | | | and Assumed | Ceded | and Assumed | Ceded | and Assumed | Ceded | and Assumed | Ceded | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | | | | | | | | | | | |`1.`Prior` | 49,038 | 8,350 | 74,077 | 437 | 0 | 0 | 73,321 | 2,808 | |`2.`1985` | 11,240 | 2,552 | 11,957 | 120 | 0 | 0 | 15,072 | 138 | |`3.`1986` | 10,088 | 822 | 11,055 | 110 | 0 | 0 | 15,772 | 150 | |`4.`1987` | 9,155 | 367 | 16,515 | 131 | 0 | 0 | 15,964 | 114 | |`5.`1988` | 10,842 | 179 | 18,541 | 237 | 0 | 0 | 14,386 | 73 | |`6.`1989` | 10,467 | 1,345 | 21,790 | 379 | 0 | 0 | 11,521 | 242 | |`7.`1990` | 20,445 | 651 | 25,256 | 1,130 | 0 | 0 | 15,192 | 284 | |`8.`1991` | 20,102 | 2,655 | 30,466 | 2,955 | 0 | 0 | 16,990 | 1,920 | |`9.`1992` | 14,662 | 1,316 | 24,724 | 2,253 | 0 | 0 | 12,231 | 408 | |10.`1993` | 14,121 | 2,102 | 27,528 | 2,856 | 0 | 0 | 13,778 | 619 | |11.`1994` | 6,243 | 241 | 38,116 | 4,873 | 0 | 0 | 14,514 | 1,102 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |12.`Totals` | 176,403 | 20,580 | 300,025 | 15,481 | 0 | 0 | 218,741 | 7,858 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - ---------------#--------------#--------------#-------------# | | | | 21 | 22 | 23 | 24 | | | | Number of | Salvage | Unallocated | Total | Claims | and | Loss | Net Losses |Outstanding -| Subrogation | Expenses | and Expenses | Direct and | Anticipated | Unpaid | Unpaid | Assumed | --------------|--------------|--------------|-------------| | | | | (694)| 7,668 | 192,509 | 717 | (305)| 1,226 | 36,685 | 135 | (365)| 1,168 | 37,001 | 143 | (523)| 1,631 | 42,653 | 164 | (451)| 1,700 | 44,980 | 168 | (345)| 1,643 | 43,455 | 238 | (346)| 2,206 | 61,034 | 371 | (310)| 2,514 | 62,542 | 459 | (224)| 2,017 | 49,657 | 418 | (217)| 2,320 | 52,170 | 407 | (303)| 2,817 | 55,474 | 816 | --------------|--------------|--------------|-------------| (4,083)| 26,910 | 678,160 | 4,036 | | | | | -------------->-------------->-------------->-------------> !-------------#-----------------------------------------#--------------------------------------------#-----------------------------# | | Total Losses and | Loss and Loss Expense Percentage | Discount for Time | | | Loss Expenses Incurred | (Incurred/Premiums Earned) | Value of Money | | |-------------#-------------#-------------|--------------#--------------#--------------|--------------#--------------| | | 25 | 26 | 27 | 28 | 29 | 30 | 31 | 32 | | | | | | | | | | | | | Direct | | | Direct | | | | Loss | | | and Assumed | Ceded | Net | and Assumed | Ceded | Net | Loss | Expense | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | | | | | | | | | | | |`1.`Prior` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | 0 | |`2.`1985` | 282,190 | 22,156 | 260,034 | 104.8 | 101.2 | 105.1 | 0 | 0 | |`3.`1986` | 257,982 | 10,759 | 247,223 | 59.2 | 71.2 | 58.7 | 0 | 0 | |`4.`1987` | 335,815 | 83,212 | 252,603 | 53.8 | 62.5 | 51.4 | 0 | 0 | |`5.`1988` | 243,180 | 65,257 | 177,923 | 46.2 | 49.3 | 45.2 | 0 | 0 | |`6.`1989` | 176,804 | 47,026 | 129,778 | 60.8 | 71.0 | 57.8 | 0 | 0 | |`7.`1990` | 188,464 | 46,165 | 142,299 | 72.1 | 83.6 | 69.1 | 0 | 0 | |`8.`1991` | 124,880 | 16,077 | 108,803 | 70.3 | 58.6 | 72.5 | 0 | 0 | |`9.`1992` | 75,239 | 4,940 | 70,299 | 64.7 | 17.1 | 80.4 | 0 | 0 | |10.`1993` | 69,593 | 6,072 | 63,521 | 70.1 | (499.3)| 63.3 | 0 | 0 | |11.`1994` | 67,720 | 6,413 | 61,307 | 66.1 | 35.8 | 72.6 | 0 | 0 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |12.`Totals` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | 0 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - --------------#-----------------------------# | Net Balance Sheet Reserves | 33 | After Discount | |--------------#--------------| Inter-Company | 34 | 35 | Pooling | | Loss | Participation | Losses | Expenses | Percentage | Unpaid | Unpaid | - --------------|--------------|--------------| | | | | | | X X X X | 114,328 | 78,181 | 0.0 | 20,525 | 16,160 | 0.0 | 20,211 | 16,790 | 0.0 | 25,172 | 17,481 | 0.0 | 28,967 | 16,013 | 0.0 | 30,533 | 12,922 | 0.0 | 43,920 | 17,114 | 0.0 | 44,958 | 17,584 | 0.0 | 35,817 | 13,840 | 0.0 | 36,691 | 15,479 | 0.0 | 39,245 | 16,229 | - --------------|--------------|--------------| X X X X | 440,367 | 237,793 | | | | - -------------->-------------->--------------> Page: Page 83 Form 2 COMBINED ANNUAL STATEMENT FOR THE YEAR 1994 OF THE UNITED STATES FIDELITY AND GUARANTY COMPANY AND ITS AFFILIATED FIRE AND CASUALTY INSURERS SCHEDULE P - PART 1H - SECTION 2 - OTHER LIABILITY - CLAIMS-MADE (000 omitted) !-------------#-----------------------------------------#--------------------------------------------------------------------------- | 1 | Premiums Earned | Loss and Loss Expense Payments | |-------------#-------------#-------------|-----------------------------#-----------------------------#--------------# | Years | 2 | 3 | 4 | Loss Payments | Allocated Loss | 9 | | in Which | | | | | Expense Payments | | |Premiums Were| | | |--------------#--------------|--------------#--------------| Salvage | | Earned and | Direct | | Net | 5 | 6 | 7 | 8 | and | | Losses Were | and | Ceded | (2 - 3) | Direct | | Direct | | Subrogation | | Incurred | Assumed | | | and Assumed | Ceded | and Assumed | Ceded | Received | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | | | | | | | | | | | |`1.`Prior` | X X X X | X X X X | X X X X | 0 | 0 | 0 | 0 | 0 | |`2.`1985` | 0 | 0 | 0 | 143 | 16 | 27 | 9 | 11 | |`3.`1986` | 0 | 0 | 0 | 895 | 516 | 53 | (2)| 5 | |`4.`1987` | 68 | 0 | 68 | 0 | 0 | (6)| 0 | 0 | |`5.`1988` | 1,993 | 0 | 1,993 | 609 | 28 | 50 | 6 | 13 | |`6.`1989` | 2,406 | 0 | 2,406 | 626 | 0 | 136 | 0 | 18 | |`7.`1990` | 2,190 | 286 | 1,904 | 872 | 0 | 112 | 0 | 11 | |`8.`1991` | 3,137 | 42 | 3,095 | 314 | 0 | 156 | 0 | 17 | |`9.`1992` | 2,122 | 270 | 1,852 | 757 | 0 | 158 | 0 | 6 | |10.`1993` | 1,550 | 517 | 1,033 | 79 | 0 | 62 | 0 | 17 | |11.`1994` | 1,834 | 480 | 1,354 | 83 | 0 | 41 | 0 | 3 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |12.`Totals` | X X X X | X X X X | X X X X | 4,378 | 560 | 789 | 13 | 101 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - -----------------------------#--------------# | | - --------------#--------------| | 10 | 11 | 12 | | | Number of | Unallocated | Total | Claims | Loss | Net Paid | Reported - | Expense | (5 - 6 + 7 | Direct and | Payments | - 8 + 10) | Assumed | - --------------|--------------|--------------| | | | | | | 1,562 | 1,562 | X X X X | 119 | 264 | 5 | 222 | 656 | 6 | 230 | 224 | 2 | 198 | 823 | 114 | 185 | 947 | 191 | 189 | 1,173 | 155 | 247 | 717 | 160 | 545 | 1,460 | 137 | 356 | 497 | 103 | 102 | 226 | 63 | - --------------|--------------|--------------| 3,955 | 8,549 | X X X X | | | | - -------------->-------------->--------------> !-------------#--------------------------------------------------------#-----------------------------------------------------------# | | Losses Unpaid | Allocated Loss Expenses Unpaid | | |---------------------------#----------------------------|-----------------------------#-----------------------------| | | Case Basis | Bulk + IBNR | Case Basis | Bulk + IBNR | | |-------------#-------------|-------------#--------------|--------------#--------------|--------------#--------------| | | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | | | Direct | | Direct | | Direct | | Direct | | | | and Assumed | Ceded | and Assumed | Ceded | and Assumed | Ceded | and Assumed | Ceded | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | | | | | | | | | | | |`1.`Prior` | 0 | 0 | 0 | 0 | 0 | 0 | 76 | 0 | |`2.`1985` | 84 | 0 | 0 | 0 | 0 | 0 | 58 | 55 | |`3.`1986` | 178 | 0 | 0 | 0 | 0 | 0 | 186 | 98 | |`4.`1987` | 0 | 0 | 0 | 0 | 0 | 0 | 187 | 0 | |`5.`1988` | 0 | 0 | 0 | 0 | 0 | 0 | 30 | 0 | |`6.`1989` | 81 | 0 | 0 | 0 | 0 | 0 | 44 | 0 | |`7.`1990` | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |`8.`1991` | 150 | 0 | 0 | 0 | 0 | 0 | 80 | 0 | |`9.`1992` | 80 | 0 | 0 | 0 | 0 | 0 | 164 | 0 | |10.`1993` | 119 | 0 | 0 | 0 | 0 | 0 | 127 | 0 | |11.`1994` | 358 | 0 | 0 | 0 | 0 | 0 | 521 | 0 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |12.`Totals` | 1,050 | 0 | 0 | 0 | 0 | 0 | 1,473 | 153 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - ----------------#--------------#--------------#-------------# | | | | 21 | 22 | 23 | 24 | | | | Number of | Salvage | Unallocated | Total | Claims | and | Loss | Net Losses |Outstanding -| Subrogation | Expenses | and Expenses | Direct and | Anticipated | Unpaid | Unpaid | Assumed | --------------|--------------|--------------|-------------| | | | | | | | | 0 | 26 | 102 | 0 | 0 | 5 | 92 | 1 | 0 | 13 | 279 | 2 | 0 | 12 | 199 | 0 | 0 | 2 | 32 | 0 | 0 | 0 | 125 | 1 | 0 | 2 | 2 | 0 | 0 | 10 | 240 | 2 | 0 | 13 | 257 | 4 | 0 | 4 | 250 | 26 | 0 | 2 | 881 | 27 | --------------|--------------|--------------|-------------| 0 | 89 | 2,459 | 63 | | | | | -------------->-------------->-------------->-------------> !-------------#-----------------------------------------#--------------------------------------------#-----------------------------# | | Total Losses and | Loss and Loss Expense Percentage | Discount for Time | | | Loss Expenses Incurred | (Incurred/Premiums Earned) | Value of Money | | |-------------#-------------#-------------|--------------#--------------#--------------|--------------#--------------| | | 25 | 26 | 27 | 28 | 29 | 30 | 31 | 32 | | | | | | | | | | | | | Direct | | | Direct | | | | Loss | | | and Assumed | Ceded | Net | and Assumed | Ceded | Net | Loss | Expense | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | | | | | | | | | | | |`1.`Prior` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | 0 | |`2.`1985` | 436 | 80 | 356 | 0.0 | 0.0 | 0.0 | 0 | 0 | |`3.`1986` | 1,547 | 612 | 935 | 0.0 | 0.0 | 0.0 | 0 | 0 | |`4.`1987` | 423 | 0 | 423 | 622.1 | 0.0 | 622.1 | 0 | 0 | |`5.`1988` | 889 | 34 | 855 | 44.6 | 0.0 | 42.9 | 0 | 0 | |`6.`1989` | 1,072 | 0 | 1,072 | 44.6 | 0.0 | 44.6 | 0 | 0 | |`7.`1990` | 1,175 | 0 | 1,175 | 53.7 | 0.0 | 61.7 | 0 | 0 | |`8.`1991` | 957 | 0 | 957 | 30.5 | 0.0 | 30.9 | 0 | 0 | |`9.`1992` | 1,717 | 0 | 1,717 | 80.9 | 0.0 | 92.7 | 0 | 0 | |10.`1993` | 747 | 0 | 747 | 48.2 | 0.0 | 72.3 | 0 | 0 | |11.`1994` | 1,107 | 0 | 1,107 | 60.4 | 0.0 | 81.8 | 0 | 0 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |12.`Totals` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | 0 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - --------------#-----------------------------# | Net Balance Sheet Reserves | 33 | After Discount | |--------------#--------------| Inter-Company | 34 | 35 | Pooling | | Loss | Participation | Losses | Expenses | Percentage | Unpaid | Unpaid | - --------------|--------------|--------------| | | | | | | X X X X | 0 | 102 | 0.0 | 84 | 8 | 0.0 | 178 | 101 | 0.0 | 0 | 199 | 0.0 | 0 | 32 | 0.0 | 81 | 44 | 0.0 | 0 | 2 | 0.0 | 150 | 90 | 0.0 | 80 | 177 | 0.0 | 119 | 131 | 0.0 | 358 | 523 | - --------------|--------------|--------------| X X X X | 1,050 | 1,409 | | | | - -------------->-------------->--------------> Page: Page 84 Form 2 COMBINED ANNUAL STATEMENT FOR THE YEAR 1994 OF THE UNITED STATES FIDELITY AND GUARANTY COMPANY AND ITS AFFILIATED FIRE AND CASUALTY INSURERS SCHEDULE P - PART 1I - SPECIAL PROPERTY (FIRE, ALLIED LINES, INLAND MARINE, EARTHQUAKE, GLASS, BURGLARY AND THEFT) (000 omitted) !-------------#-----------------------------------------#--------------------------------------------------------------------------- | 1 | Premiums Earned | Loss and Loss Expense Payments | |-------------#-------------#-------------|-----------------------------#-----------------------------#--------------# | Years | 2 | 3 | 4 | Loss Payments | Allocated Loss | 9 | | in Which | | | | | Expense Payments | | |Premiums Were| | | |--------------#--------------|--------------#--------------| Salvage | | Earned and | Direct | | Net | 5 | 6 | 7 | 8 | and | | Losses Were | and | Ceded | (2 - 3) | Direct | | Direct | | Subrogation | | Incurred | Assumed | | | and Assumed | Ceded | and Assumed | Ceded | Received | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | | | | | | | | | | | |`1.`Prior` | X X X X | X X X X | X X X X | 18,835 | 5,089 | 1,836 | 607 | 1,160 | |`2.`1993` | 164,585 | 47,656 | 116,929 | 76,700 | 7,482 | 1,516 | 109 | 1,442 | |`3.`1994` | 188,550 | 50,671 | 137,879 | 57,803 | 3,190 | 1,114 | 60 | 284 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |`4.`Totals` | X X X X | X X X X | X X X X | 153,338 | 15,761 | 4,466 | 776 | 2,886 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - ------------------------------#--------------# | | --------------#--------------| | 10 | 11 | 12 | | | Number of | Unallocated | Total | Claims | Loss | Net Paid | Reported - | Expense | (5 - 6 + 7 | Direct and | Payments | - 8 + 10) | Assumed | --------------|--------------|--------------| | | | | | | 57 | 15,032 | X X X X | 5,576 | 76,201 | X X X X | 2,753 | 58,420 | X X X X | --------------|--------------|--------------| 8,386 | 149,653 | X X X X | | | | -------------->-------------->--------------> !-------------#--------------------------------------------------------#-----------------------------------------------------------# | | Losses Unpaid | Allocated Loss Expenses Unpaid | | |---------------------------#----------------------------|-----------------------------#-----------------------------| | | Case Basis | Bulk + IBNR | Case Basis | Bulk + IBNR | | |-------------#-------------|-------------#--------------|--------------#--------------|--------------#--------------| | | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | | | Direct | | Direct | | Direct | | Direct | | | | and Assumed | Ceded | and Assumed | Ceded | and Assumed | Ceded | and Assumed | Ceded | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | | | | | | | | | | | |`1.`Prior` | 16,640 | 1,416 | 10,973 | 75 | 0 | 0 | 1,383 | 127 | |`2.`1993` | 10,384 | 5,145 | 884 | 66 | 0 | 0 | 627 | 89 | |`3.`1994` | 36,689 | 8,490 | 7,654 | 1,580 | 0 | 0 | 3,360 | 1,803 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |`4.`Totals` | 63,713 | 15,051 | 19,511 | 1,721 | 0 | 0 | 5,370 | 2,019 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - --------------#--------------#--------------#-------------# | | | | 21 | 22 | 23 | 24 | | | | Number of | Salvage | Unallocated | Total | Claims | and | Loss | Net Losses |Outstanding -| Subrogation | Expenses | and Expenses | Direct and | Anticipated | Unpaid | Unpaid | Assumed | - --------------|--------------|--------------|-------------| | | | | | | | | (1,168)| 152 | 27,530 | 0 | (555)| 81 | 6,676 | 0 | (921)| 1,023 | 36,853 | 0 | - --------------|--------------|--------------|-------------| (2,644)| 1,256 | 71,059 | 0 | | | | | - -------------->-------------->-------------->-------------> !-------------#-----------------------------------------#--------------------------------------------#-----------------------------# | | Total Losses and | Loss and Loss Expense Percentage | Discount for Time | | | Loss Expenses Incurred | (Incurred/Premiums Earned) | Value of Money | | |-------------#-------------#-------------|--------------#--------------#--------------|--------------#--------------| | | 25 | 26 | 27 | 28 | 29 | 30 | 31 | 32 | | | | | | | | | | | | | Direct | | | Direct | | | | Loss | | | and Assumed | Ceded | Net | and Assumed | Ceded | Net | Loss | Expense | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | | | | | | | | | | | |`1.`Prior` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | 0 | |`2.`1993` | 95,768 | 12,891 | 82,877 | 58.2 | 27.1 | 70.9 | 0 | 0 | |`3.`1994` | 110,396 | 15,123 | 95,273 | 58.5 | 29.8 | 69.1 | 0 | 0 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |`4.`Totals` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | 0 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - --------------#-----------------------------# | Net Balance Sheet Reserves | 33 | After Discount | |--------------#--------------| Inter-Company | 34 | 35 | Pooling | | Loss | Participation | Losses | Expenses | Percentage | Unpaid | Unpaid | - --------------|--------------|--------------| | | | | | | X X X X | 26,122 | 1,408 | 0.0 | 6,057 | 619 | 0.0 | 34,273 | 2,580 | - --------------|--------------|--------------| X X X X | 66,452 | 4,607 | | | | - -------------->-------------->--------------> Page: Page 85 Form 2 COMBINED ANNUAL STATEMENT FOR THE YEAR 1994 OF THE UNITED STATES FIDELITY AND GUARANTY COMPANY AND ITS AFFILIATED FIRE AND CASUALTY INSURERS SCHEDULE P - PART 1J - AUTO PHYSICAL DAMAGE (000 omitted) !-------------#-----------------------------------------#--------------------------------------------------------------------------- | 1 | Premiums Earned | Loss and Loss Expense Payments | |-------------#-------------#-------------|-----------------------------#-----------------------------#--------------# | Years | 2 | 3 | 4 | Loss Payments | Allocated Loss | 9 | | in Which | | | | | Expense Payments | | |Premiums Were| | | |--------------#--------------|--------------#--------------| Salvage | | Earned and | Direct | | Net | 5 | 6 | 7 | 8 | and | | Losses Were | and | Ceded | (2 - 3) | Direct | | Direct | | Subrogation | | Incurred | Assumed | | | and Assumed | Ceded | and Assumed | Ceded | Received | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | | | | | | | | | | | |`1.`Prior` | X X X X | X X X X | X X X X | 950 | (49)| 989 | 83 | 3,147 | |`2.`1993` | 251,550 | 16,407 | 235,143 | 126,133 | 10,649 | 1,882 | 136 | 16,687 | |`3.`1994` | 231,922 | 25,976 | 205,946 | 109,029 | 6,117 | 1,291 | 56 | 9,604 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |`4.`Totals` | X X X X | X X X X | X X X X | 236,112 | 16,717 | 4,162 | 275 | 29,438 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - -----------------------------#--------------# | | - --------------#--------------| | 10 | 11 | 12 | | | Number of | Unallocated | Total | Claims | Loss | Net Paid | Reported - | Expense | (5 - 6 + 7 | Direct and | Payments | - 8 + 10) | Assumed | - --------------|--------------|--------------| | | | | | | 37 | 1,942 | X X X X | 14,358 | 131,588 | 109,016 | 11,409 | 115,556 | 95,929 | - --------------|--------------|--------------| 25,804 | 249,086 | X X X X | | | | - -------------->-------------->--------------> !-------------#--------------------------------------------------------#-----------------------------------------------------------# | | Losses Unpaid | Allocated Loss Expenses Unpaid | | |---------------------------#----------------------------|-----------------------------#-----------------------------| | | Case Basis | Bulk + IBNR | Case Basis | Bulk + IBNR | | |-------------#-------------|-------------#--------------|--------------#--------------|--------------#--------------| | | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | | | Direct | | Direct | | Direct | | Direct | | | | and Assumed | Ceded | and Assumed | Ceded | and Assumed | Ceded | and Assumed | Ceded | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | | | | | | | | | | | |`1.`Prior` | 4,532 | 74 | 6,240 | 19 | 0 | 0 | 1,396 | 63 | |`2.`1993` | 1,100 | 59 | (1,084)| 8 | 0 | 0 | 720 | 11 | |`3.`1994` | 16,799 | 673 | 1,013 | 367 | 0 | 0 | 1,260 | 33 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |`4.`Totals` | 22,431 | 806 | 6,169 | 394 | 0 | 0 | 3,376 | 107 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - ---------------#--------------#--------------#-------------# | | | | 21 | 22 | 23 | 24 | | | | Number of | Salvage | Unallocated | Total | Claims | and | Loss | Net Losses |Outstanding -| Subrogation | Expenses | and Expenses | Direct and | Anticipated | Unpaid | Unpaid | Assumed | --------------|--------------|--------------|-------------| | | | | | | | | (2,932)| 36 | 12,048 | 62 | (2,333)| 41 | 699 | 103 | (8,845)| 1,222 | 19,221 | 4,020 | --------------|--------------|--------------|-------------| (14,110)| 1,299 | 31,968 | 4,185 | | | | | -------------->-------------->-------------->-------------> !-------------#-----------------------------------------#--------------------------------------------#-----------------------------# | | Total Losses and | Loss and Loss Expense Percentage | Discount for Time | | | Loss Expenses Incurred | (Incurred/Premiums Earned) | Value of Money | | |-------------#-------------#-------------|--------------#--------------#--------------|--------------#--------------| | | 25 | 26 | 27 | 28 | 29 | 30 | 31 | 32 | | | | | | | | | | | | | Direct | | | Direct | | | | Loss | | | and Assumed | Ceded | Net | and Assumed | Ceded | Net | Loss | Expense | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | | | | | | | | | | | |`1.`Prior` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | 0 | |`2.`1993` | 143,150 | 10,863 | 132,287 | 56.9 | 66.2 | 56.3 | 0 | 0 | |`3.`1994` | 142,023 | 7,246 | 134,777 | 61.2 | 27.9 | 65.4 | 0 | 0 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |`4.`Totals` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | 0 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - --------------#-----------------------------# | Net Balance Sheet Reserves | 33 | After Discount | |--------------#--------------| Inter-Company | 34 | 35 | Pooling | | Loss | Participation | Losses | Expenses | Percentage | Unpaid | Unpaid | - --------------|--------------|--------------| | | | | | | X X X X | 10,679 | 1,369 | 0.0 | (51)| 750 | 0.0 | 16,772 | 2,449 | - --------------|--------------|--------------| X X X X | 27,400 | 4,568 | | | | - -------------->-------------->--------------> Page: Page 86 Form 2 COMBINED ANNUAL STATEMENT FOR THE YEAR 1994 OF THE UNITED STATES FIDELITY AND GUARANTY COMPANY AND ITS AFFI AFFILIATED FIRE AND CASUALTY INSURERS SCHEDULE P - PART 1K - FIDELITY/SURETY (000 omitted) !-------------#-----------------------------------------#--------------------------------------------------------------------------- | 1 | Premiums Earned | Loss and Loss Expense Payments | |-------------#-------------#-------------|-----------------------------#-----------------------------#--------------# | Years | 2 | 3 | 4 | Loss Payments | Allocated Loss | 9 | | in Which | | | | | Expense Payments | | |Premiums Were| | | |--------------#--------------|--------------#--------------| Salvage | | Earned and | Direct | | Net | 5 | 6 | 7 | 8 | and | | Losses Were | and | Ceded | (2 - 3) | Direct | | Direct | | Subrogation | | Incurred | Assumed | | | and Assumed | Ceded | and Assumed | Ceded | Received | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | | | | | | | | | | | |`1.`Prior` | X X X X | X X X X | X X X X | 20,430 | 10,572 | 10,094 | 2,317 | 8,740 | |`2.`1993` | 142,388 | 27,994 | 114,394 | 36,725 | 12,656 | 4,004 | 969 | 1,868 | |`3.`1994` | 156,346 | 32,641 | 123,705 | 8,554 | 1,569 | 440 | 68 | 41 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |`4.`Totals` | X X X X | X X X X | X X X X | 65,709 | 24,797 | 14,538 | 3,354 | 10,649 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - -----------------------------#--------------# | | - --------------#--------------| | 10 | 11 | 12 | | | Number of | Unallocated | Total | Claims | Loss | Net Paid | Reported - | Expense | (5 - 6 + 7 | Direct and | Payments | - 8 + 10) | Assumed | - --------------|--------------|--------------| | | | | | | 2,730 | 20,365 | X X X X | 2,619 | 29,723 | X X X X | 806 | 8,163 | X X X X | - --------------|--------------|--------------| 6,155 | 58,251 | X X X X | | | | - -------------->-------------->--------------> !-------------#--------------------------------------------------------#-----------------------------------------------------------# | | Losses Unpaid | Allocated Loss Expenses Unpaid | | |---------------------------#----------------------------|-----------------------------#-----------------------------| | | Case Basis | Bulk + IBNR | Case Basis | Bulk + IBNR | | |-------------#-------------|-------------#--------------|--------------#--------------|--------------#--------------| | | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | | | Direct | | Direct | | Direct | | Direct | | | | and Assumed | Ceded | and Assumed | Ceded | and Assumed | Ceded | and Assumed | Ceded | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | | | | | | | | | | | |`1.`Prior` | 17,641 | 2,413 | (11,658)| (4,858)| 0 | 0 | 18,741 | 5,091 | |`2.`1993` | 7,952 | 3,069 | (6,091)| (1,400)| 0 | 0 | 7,571 | 1,565 | |`3.`1994` | 7,166 | 1,655 | 8,539 | 1,379 | 0 | 0 | 11,420 | 2,526 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |`4.`Totals` | 32,759 | 7,137 | (9,210)| (4,879)| 0 | 0 | 37,732 | 9,182 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - --------------#--------------#--------------#-------------# | | | | 21 | 22 | 23 | 24 | | | | Number of | Salvage | Unallocated | Total | Claims | and | Loss | Net Losses |Outstanding -| Subrogation | Expenses | and Expenses | Direct and | Anticipated | Unpaid | Unpaid | Assumed | - --------------|--------------|--------------|-------------| | | | | | | | | (8,449)| 1,162 | 23,240 | 1,436 | (3,241)| 469 | 6,667 | 832 | (4,762)| 1,607 | 23,172 | 609 | - --------------|--------------|--------------|-------------| (16,452)| 3,238 | 53,079 | 2,877 | | | | | - -------------->-------------->-------------->-------------> !-------------#-----------------------------------------#--------------------------------------------#-----------------------------# | | Total Losses and | Loss and Loss Expense Percentage | Discount for Time | | | Loss Expenses Incurred | (Incurred/Premiums Earned) | Value of Money | | |-------------#-------------#-------------|--------------#--------------#--------------|--------------#--------------| | | 25 | 26 | 27 | 28 | 29 | 30 | 31 | 32 | | | | | | | | | | | | | Direct | | | Direct | | | | Loss | | | and Assumed | Ceded | Net | and Assumed | Ceded | Net | Loss | Expense | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | | | | | | | | | | | |`1.`Prior` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | 0 | |`2.`1993` | 53,249 | 16,859 | 36,390 | 37.4 | 60.2 | 31.8 | 0 | 0 | |`3.`1994` | 38,532 | 7,197 | 31,335 | 24.6 | 22.0 | 25.3 | 0 | 0 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |`4.`Totals` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | 0 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - --------------#-----------------------------# | Net Balance Sheet Reserves | 33 | After Discount | |--------------#--------------| Inter-Company | 34 | 35 | Pooling | | Loss | Participation | Losses | Expenses | Percentage | Unpaid | Unpaid | - --------------|--------------|--------------| | | | | | | X X X X | 8,428 | 14,812 | 0.0 | 192 | 6,475 | 0.0 | 12,671 | 10,501 | - --------------|--------------|--------------| X X X X | 21,291 | 31,788 | | | | - -------------->-------------->--------------> Page: Page 87 Form 2 COMBINED ANNUAL STATEMENT FOR THE YEAR 1994 OF THE UNITED STATES FIDELITY AND GUARANTY COMPANY AND ITS AFFILIATED FIRE AND CASUALTY INSURERS SCHEDULE P - PART 1L - OTHER (INCLUDING CREDIT, ACCIDENT AND HEALTH) (000 omitted) !-------------#-----------------------------------------#--------------------------------------------------------------------------- | 1 | Premiums Earned | Loss and Loss Expense Payments | |-------------#-------------#-------------|-----------------------------#-----------------------------#--------------# | Years | 2 | 3 | 4 | Loss Payments | Allocated Loss | 9 | | in Which | | | | | Expense Payments | | |Premiums Were| | | |--------------#--------------|--------------#--------------| Salvage | | Earned and | Direct | | Net | 5 | 6 | 7 | 8 | and | | Losses Were | and | Ceded | (2 - 3) | Direct | | Direct | | Subrogation | | Incurred | Assumed | | | and Assumed | Ceded | and Assumed | Ceded | Received | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | | | | | | | | | | | |`1.`Prior` | X X X X | X X X X | X X X X | 35 | 17 | 1 | 0 | 2 | |`2.`1993` | 14 | 5 | 9 | 0 | 0 | 0 | 0 | 0 | |`3.`1994` | 15 | 6 | 9 | 0 | 0 | 0 | 0 | 0 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |`4.`Totals` | X X X X | X X X X | X X X X | 35 | 17 | 1 | 0 | 2 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - -----------------------------#--------------# | | - --------------#--------------| | 10 | 11 | 12 | | | Number of | Unallocated | Total | Claims | Loss | Net Paid | Reported - | Expense | (5 - 6 + 7 | Direct and | Payments | - 8 + 10) | Assumed | - --------------|--------------|--------------| | | | | | | 0 | 19 | X X X X | 0 | 0 | X X X X | 0 | 0 | X X X X | - --------------|--------------|--------------| 0 | 19 | X X X X | | | | - -------------->-------------->--------------> !-------------#--------------------------------------------------------#-----------------------------------------------------------# | | Losses Unpaid | Allocated Loss Expenses Unpaid | | |---------------------------#----------------------------|-----------------------------#-----------------------------| | | Case Basis | Bulk + IBNR | Case Basis | Bulk + IBNR | | |-------------#-------------|-------------#--------------|--------------#--------------|--------------#--------------| | | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | | | Direct | | Direct | | Direct | | Direct | | | | and Assumed | Ceded | and Assumed | Ceded | and Assumed | Ceded | and Assumed | Ceded | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | | | | | | | | | | | |`1.`Prior` | 212 | 133 | 0 | 0 | 0 | 0 | 17 | 13 | |`2.`1993` | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |`3.`1994` | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |`4.`Totals` | 212 | 133 | 0 | 0 | 0 | 0 | 17 | 13 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - --------------#--------------#--------------#-------------# | | | | 21 | 22 | 23 | 24 | | | | Number of | Salvage | Unallocated | Total | Claims | and | Loss | Net Losses |Outstanding -| Subrogation | Expenses | and Expenses | Direct and | Anticipated | Unpaid | Unpaid | Assumed | - --------------|--------------|--------------|-------------| | | | | | | | | 0 | 24 | 107 | 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - --------------|--------------|--------------|-------------| 0 | 24 | 107 | 5 | | | | | - -------------->-------------->-------------->-------------> !-------------#-----------------------------------------#--------------------------------------------#-----------------------------# | | Total Losses and | Loss and Loss Expense Percentage | Discount for Time | | | Loss Expenses Incurred | (Incurred/Premiums Earned) | Value of Money | | |-------------#-------------#-------------|--------------#--------------#--------------|--------------#--------------| | | 25 | 26 | 27 | 28 | 29 | 30 | 31 | 32 | | | | | | | | | | | | | Direct | | | Direct | | | | Loss | | | and Assumed | Ceded | Net | and Assumed | Ceded | Net | Loss | Expense | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | | | | | | | | | | | |`1.`Prior` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | 0 | |`2.`1993` | 0 | 0 | 0 | 0.0 | 0.0 | 0.0 | 0 | 0 | |`3.`1994` | 0 | 0 | 0 | 0.0 | 0.0 | 0.0 | 0 | 0 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |`4.`Totals` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | 0 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - --------------#-----------------------------# | Net Balance Sheet Reserves | 33 | After Discount | |--------------#--------------| Inter-Company | 34 | 35 | Pooling | | Loss | Participation | Losses | Expenses | Percentage | Unpaid | Unpaid | - --------------|--------------|--------------| | | | | | | X X X X | 79 | 28 | 0.0 | 0 | 0 | 0.0 | 0 | 0 | - --------------|--------------|--------------| X X X X | 79 | 28 | | | | - -------------->-------------->--------------> Page: Page 88 Form 2 COMBINED ANNUAL STATEMENT FOR THE YEAR 1994 OF THE UNITED STATES FIDELITY AND GUARANTY COMPANY AND ITS AFFILIATED FIRE AND CASUALTY INSURERS SCHEDULE P - PART 1M - INTERNATIONAL (000 omitted) !-------------#-----------------------------------------#--------------------------------------------------------------------------- | 1 | Premiums Earned | Loss and Loss Expense Payments | |-------------#-------------#-------------|-----------------------------#-----------------------------#--------------# | Years | 2 | 3 | 4 | Loss Payments | Allocated Loss | 9 | | in Which | | | | | Expense Payments | | |Premiums Were| | | |--------------#--------------|--------------#--------------| Salvage | | Earned and | Direct | | Net | 5 | 6 | 7 | 8 | and | | Losses Were | and | Ceded | (2 - 3) | Direct | | Direct | | Subrogation | | Incurred | Assumed | | | and Assumed | Ceded | and Assumed | Ceded | Received | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | | | | | | | | | | | |`1.`Prior` | X X X X | X X X X | X X X X | 0 | 0 | 0 | 0 | 0 | |`2.`1985` | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |`3.`1986` | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |`4.`1987` | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |`5.`1988` | 19,649 | 337 | 19,312 | 13,707 | 90 | 390 | 1 | 0 | |`6.`1989` | 14,651 | 122 | 14,529 | 10,250 | 24 | 329 | 0 | 0 | |`7.`1990` | 12,386 | 63 | 12,323 | 10,451 | 212 | 339 | 0 | 0 | |`8.`1991` | 9,982 | 69 | 9,913 | 7,316 | 46 | 223 | (2)| 0 | |`9.`1992` | 4,683 | 39 | 4,644 | 3,248 | 11 | 45 | (8)| 0 | |10.`1993` | 12,988 | 0 | 12,988 | 4,207 | 1 | 3 | 0 | 0 | |11.`1994` | 77,224 | 0 | 77,224 | 11,021 | 0 | 7 | 0 | 0 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |12.`Totals` | X X X X | X X X X | X X X X | 60,200 | 384 | 1,336 | (9)| 0 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - -----------------------------#--------------# | | - --------------#--------------| | 10 | 11 | 12 | | | Number of | Unallocated | Total | Claims | Loss | Net Paid | Reported - | Expense | (5 - 6 + 7 | Direct and | Payments | - 8 + 10) | Assumed | - --------------|--------------|--------------| | | | | | | 0 | 0 | X X X X | 0 | 0 | X X X X | 0 | 0 | X X X X | 0 | 0 | X X X X | 0 | 14,006 | X X X X | 0 | 10,555 | X X X X | 0 | 10,578 | X X X X | 0 | 7,495 | X X X X | 0 | 3,290 | X X X X | 0 | 4,209 | X X X X | 0 | 11,028 | X X X X | - --------------|--------------|--------------| 0 | 61,161 | X X X X | | | | - -------------->-------------->--------------> !-------------#--------------------------------------------------------#-----------------------------------------------------------# | | Losses Unpaid | Allocated Loss Expenses Unpaid | | |---------------------------#----------------------------|-----------------------------#-----------------------------| | | Case Basis | Bulk + IBNR | Case Basis | Bulk + IBNR | | |-------------#-------------|-------------#--------------|--------------#--------------|--------------#--------------| | | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | | | Direct | | Direct | | Direct | | Direct | | | | and Assumed | Ceded | and Assumed | Ceded | and Assumed | Ceded | and Assumed | Ceded | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | | | | | | | | | | | |`1.`Prior` | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |`2.`1985` | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |`3.`1986` | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |`4.`1987` | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |`5.`1988` | 551 | 0 | 1,280 | 0 | 0 | 0 | 0 | 0 | |`6.`1989` | 697 | 0 | 1,383 | 0 | 0 | 0 | 0 | 0 | |`7.`1990` | 310 | 0 | 840 | 0 | 0 | 0 | 0 | 0 | |`8.`1991` | 408 | 0 | 1,573 | 0 | 0 | 0 | 0 | 0 | |`9.`1992` | 191 | 0 | 893 | 0 | 0 | 0 | 0 | 0 | |10.`1993` | 2,537 | 0 | 3,344 | 0 | 0 | 0 | 0 | 0 | |11.`1994` | 17,127 | 0 | 31,206 | 0 | 0 | 0 | 0 | 0 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |12.`Totals` | 21,821 | 0 | 40,519 | 0 | 0 | 0 | 0 | 0 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - --------------#--------------#--------------#-------------# | | | | 21 | 22 | 23 | 24 | | | | Number of | Salvage | Unallocated | Total | Claims | and | Loss | Net Losses |Outstanding -| Subrogation | Expenses | and Expenses | Direct and | Anticipated | Unpaid | Unpaid | Assumed | - --------------|--------------|--------------|-------------| | | | | | | | | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1,831 | 0 | 0 | 0 | 2,080 | 0 | 0 | 0 | 1,150 | 0 | 0 | 0 | 1,981 | 0 | 0 | 0 | 1,084 | 0 | 0 | 0 | 5,881 | 0 | 0 | 0 | 48,333 | 0 | - --------------|--------------|--------------|-------------| 0 | 0 | 62,340 | 0 | | | | | - -------------->-------------->-------------->-------------> !-------------#-----------------------------------------#--------------------------------------------#-----------------------------# | | Total Losses and | Loss and Loss Expense Percentage | Discount for Time | | | Loss Expenses Incurred | (Incurred/Premiums Earned) | Value of Money | | |-------------#-------------#-------------|--------------#--------------#--------------|--------------#--------------| | | 25 | 26 | 27 | 28 | 29 | 30 | 31 | 32 | | | | | | | | | | | | | Direct | | | Direct | | | | Loss | | | and Assumed | Ceded | Net | and Assumed | Ceded | Net | Loss | Expense | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | | | | | | | | | | | |`1.`Prior` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | 0 | |`2.`1985` | 0 | 0 | 0 | 0.0 | 0.0 | 0.0 | 0 | 0 | |`3.`1986` | 0 | 0 | 0 | 0.0 | 0.0 | 0.0 | 0 | 0 | |`4.`1987` | 0 | 0 | 0 | 0.0 | 0.0 | 0.0 | 0 | 0 | |`5.`1988` | 15,928 | 91 | 15,837 | 81.1 | 27.0 | 82.0 | 0 | 0 | |`6.`1989` | 12,659 | 24 | 12,635 | 86.4 | 19.7 | 87.0 | 0 | 0 | |`7.`1990` | 11,940 | 212 | 11,728 | 96.4 | 336.5 | 95.2 | 0 | 0 | |`8.`1991` | 9,520 | 44 | 9,476 | 95.4 | 63.8 | 95.6 | 0 | 0 | |`9.`1992` | 4,377 | 3 | 4,374 | 93.5 | 7.7 | 94.2 | 0 | 0 | |10.`1993` | 10,091 | 1 | 10,090 | 77.7 | 0.0 | 77.7 | 0 | 0 | |11.`1994` | 59,361 | 0 | 59,361 | 76.9 | 0.0 | 76.9 | 0 | 0 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |12.`Totals` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | 0 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - --------------#-----------------------------# | Net Balance Sheet Reserves | 33 | After Discount | |--------------#--------------| Inter-Company | 34 | 35 | Pooling | | Loss | Participation | Losses | Expenses | Percentage | Unpaid | Unpaid | - --------------|--------------|--------------| | | | | | | X X X X | 0 | 0 | 0.0 | 0 | 0 | 0.0 | 0 | 0 | 0.0 | 0 | 0 | 0.0 | 1,831 | 0 | 0.0 | 2,080 | 0 | 0.0 | 1,150 | 0 | 0.0 | 1,981 | 0 | 0.0 | 1,084 | 0 | 0.0 | 5,881 | 0 | 0.0 | 48,333 | 0 | - --------------|--------------|--------------| X X X X | 62,340 | 0 | | | | - -------------->-------------->--------------> Page: Page 89 Form 2 COMBINED ANNUAL STATEMENT FOR THE YEAR 1994 OF THE UNITED STATES FIDELITY AND GUARANTY COMPANY AND ITS AFFILIATED FIRE AND CASUALTY INSURERS SCHEDULE P - PART 1N - REINSURANCE A (000 omitted) !-------------#-----------------------------------------#--------------------------------------------------------------------------- | 1 | Premiums Earned | Loss and Loss Expense Payments | |-------------#-------------#-------------|-----------------------------#-----------------------------#--------------# | Years | 2 | 3 | 4 | Loss Payments | Allocated Loss | 9 | | in Which | | | | | Expense Payments | | |Premiums Were| | | |--------------#--------------|--------------#--------------| Salvage | | Earned and | Direct | | Net | 5 | 6 | 7 | 8 | and | | Losses Were | and | Ceded | (2 - 3) | Direct | | Direct | | Subrogation | | Incurred | Assumed | | | and Assumed | Ceded | and Assumed | Ceded | Received | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | | | | | | | | | | | |`1.`1988` | 34,707 | 1,738 | 32,969 | 11,995 | 955 | 389 | 86 | 0 | |`2.`1989` | 25,922 | 2,056 | 23,866 | 13,940 | 1,859 | 438 | (188)| 0 | |`3.`1990` | 79,740 | 60,145 | 19,595 | 51,663 | 42,048 | 945 | 85 | 0 | |`4.`1991` | 60,073 | 34,454 | 25,619 | 24,959 | 19,098 | 383 | (67)| 0 | |`5.`1992` | 56,589 | 10,089 | 46,500 | 20,693 | 17,353 | 265 | 137 | 0 | |`6.`1993` | 61,844 | 10,382 | 51,462 | 4,384 | 1,727 | 76 | 17 | 0 | |`7.`1994` | 54,527 | 18,639 | 35,888 | 2,699 | 1,204 | 77 | 19 | 0 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |`8.`Totals` | X X X X | X X X X | X X X X | 130,333 | 84,244 | 2,573 | 89 | 0 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - -----------------------------#--------------# | | - --------------#--------------| | 10 | 11 | 12 | | | Number of | Unallocated | Total | Claims | Loss | Net Paid | Reported - | Expense | (5 - 6 + 7 | Direct and | Payments | - 8 + 10) | Assumed | - --------------|--------------|--------------| | | | | | | 0 | 11,343 | X X X X | 0 | 12,707 | X X X X | 0 | 10,475 | X X X X | 0 | 6,311 | X X X X | 0 | 3,468 | X X X X | 0 | 2,716 | X X X X | 0 | 1,553 | X X X X | - --------------|--------------|--------------| 0 | 48,573 | X X X X | | | | - -------------->-------------->--------------> !-------------#--------------------------------------------------------#-----------------------------------------------------------# | | Losses Unpaid | Allocated Loss Expenses Unpaid | | |---------------------------#----------------------------|-----------------------------#-----------------------------| | | Case Basis | Bulk + IBNR | Case Basis | Bulk + IBNR | | |-------------#-------------|-------------#--------------|--------------#--------------|--------------#--------------| | | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | | | Direct | | Direct | | Direct | | Direct | | | | and Assumed | Ceded | and Assumed | Ceded | and Assumed | Ceded | and Assumed | Ceded | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | | | | | | | | | | | |`1.`1988` | 1,288 | 8 | 3,223 | 9 | 0 | 0 | 55 | 0 | |`2.`1989` | 1,943 | 6 | 2,995 | 21 | 0 | 0 | 99 | 0 | |`3.`1990` | 708 | 58 | 2,653 | 19 | 0 | 0 | 16 | 0 | |`4.`1991` | 3,270 | 1,323 | 4,634 | 82 | 0 | 0 | 48 | (1)| |`5.`1992` | 3,140 | 827 | 8,826 | 823 | 0 | 0 | 43 | 0 | |`6.`1993` | 3,941 | 1,146 | 37,911 | 8,490 | 0 | 0 | 66 | 1 | |`7.`1994` | 4,380 | 1,242 | 53,355 | 13,507 | 0 | 0 | 106 | 8 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |`8.`Totals` | 18,670 | 4,610 | 113,597 | 22,951 | 0 | 0 | 433 | 8 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - --------------#--------------#--------------#-------------# | | | | 21 | 22 | 23 | 24 | | | | Number of | Salvage | Unallocated | Total | Claims | and | Loss | Net Losses |Outstanding -| Subrogation | Expenses | and Expenses | Direct and | Anticipated | Unpaid | Unpaid | Assumed | - --------------|--------------|--------------|-------------| | | | | | | | | 0 | 0 | 4,549 | X X X X | 0 | 0 | 5,010 | X X X X | 0 | 0 | 3,300 | X X X X | 0 | 0 | 6,548 | X X X X | 0 | 0 | 10,359 | X X X X | 0 | 0 | 32,281 | X X X X | 0 | 0 | 43,084 | X X X X | - --------------|--------------|--------------|-------------| 0 | 0 | 105,131 | X X X X | | | | | - -------------->-------------->-------------->-------------> !-------------#-----------------------------------------#--------------------------------------------#-----------------------------# | | Total Losses and | Loss and Loss Expense Percentage | Discount for Time | | | Loss Expenses Incurred | (Incurred/Premiums Earned) | Value of Money | | |-------------#-------------#-------------|--------------#--------------#--------------|--------------#--------------| | | 25 | 26 | 27 | 28 | 29 | 30 | 31 | 32 | | | | | | | | | | | | | Direct | | | Direct | | | | Loss | | | and Assumed | Ceded | Net | and Assumed | Ceded | Net | Loss | Expense | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | | | | | | | | | | | |`1.`1988` | 16,950 | 1,058 | 15,892 | 48.8 | 60.9 | 48.2 | 0 | 0 | |`2.`1989` | 19,415 | 1,698 | 17,717 | 74.9 | 82.6 | 74.2 | 0 | 0 | |`3.`1990` | 55,985 | 42,210 | 13,775 | 70.2 | 70.2 | 70.3 | 0 | 0 | |`4.`1991` | 33,294 | 20,435 | 12,859 | 55.4 | 59.3 | 50.2 | 0 | 0 | |`5.`1992` | 32,967 | 19,140 | 13,827 | 58.3 | 189.7 | 29.7 | 0 | 0 | |`6.`1993` | 46,378 | 11,381 | 34,997 | 75.0 | 109.6 | 68.0 | 0 | 0 | |`7.`1994` | 60,617 | 15,980 | 44,637 | 111.2 | 85.7 | 124.4 | 0 | 0 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |`8.`Totals` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | 0 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - --------------#-----------------------------# | Net Balance Sheet Reserves | 33 | After Discount | |--------------#--------------| Inter-Company | 34 | 35 | Pooling | | Loss | Participation | Losses | Expenses | Percentage | Unpaid | Unpaid | - --------------|--------------|--------------| | | | | | | 0.0 | 4,494 | 55 | 0.0 | 4,911 | 99 | 0.0 | 3,284 | 16 | 0.0 | 6,499 | 49 | 0.0 | 10,316 | 43 | 0.0 | 32,216 | 65 | 0.0 | 42,986 | 98 | - --------------|--------------|--------------| X X X X | 104,706 | 425 | | | | - -------------->-------------->--------------> Page: Page 90 Form 2 COMBINED ANNUAL STATEMENT FOR THE YEAR 1994 OF THE UNITED STATES FIDELITY AND GUARANTY COMPANY AND ITS AFFILIATED FIRE AND CASUALTY INSURERS SCHEDULE P - PART 1O - REINSURANCE B (000 omitted) !-------------#-----------------------------------------#--------------------------------------------------------------------------- | 1 | Premiums Earned | Loss and Loss Expense Payments | |-------------#-------------#-------------|-----------------------------#-----------------------------#--------------# | Years | 2 | 3 | 4 | Loss Payments | Allocated Loss | 9 | | in Which | | | | | Expense Payments | | |Premiums Were| | | |--------------#--------------|--------------#--------------| Salvage | | Earned and | Direct | | Net | 5 | 6 | 7 | 8 | and | | Losses Were | and | Ceded | (2 - 3) | Direct | | Direct | | Subrogation | | Incurred | Assumed | | | and Assumed | Ceded | and Assumed | Ceded | Received | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | | | | | | | | | | | |`1.`1988` | 155,207 | 139,405 | 15,802 | 103,094 | 97,106 | 1,093 | 170 | 0 | |`2.`1989` | 443,293 | 419,913 | 23,380 | 234,747 | 223,086 | 2,527 | 85 | 0 | |`3.`1990` | 321,700 | 308,404 | 13,296 | 173,624 | 167,731 | 1,962 | 339 | 0 | |`4.`1991` | 150,161 | 142,532 | 7,629 | 70,243 | 68,453 | 927 | 193 | 0 | |`5.`1992` | 193,065 | 175,005 | 18,060 | 188,468 | 177,590 | 204 | 88 | 0 | |`6.`1993` | 331,591 | 372,114 | (40,523)| 83,995 | 82,410 | 174 | (151)| 0 | |`7.`1994` | 238,226 | 101,075 | 137,151 | 12,234 | 8,007 | 65 | 16 | 0 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |`8.`Totals` | X X X X | X X X X | X X X X | 866,405 | 824,383 | 6,952 | 740 | 0 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - -----------------------------#--------------# | | - --------------#--------------| | 10 | 11 | 12 | | | Number of | Unallocated | Total | Claims | Loss | Net Paid | Reported - | Expense | (5 - 6 + 7 | Direct and | Payments | - 8 + 10) | Assumed | - --------------|--------------|--------------| | | | | | | 0 | 6,911 | X X X X | 0 | 14,103 | X X X X | 0 | 7,516 | X X X X | 0 | 2,524 | X X X X | 0 | 10,994 | X X X X | 0 | 1,910 | X X X X | 0 | 4,276 | X X X X | - --------------|--------------|--------------| 0 | 48,234 | X X X X | | | | - -------------->-------------->--------------> !-------------#--------------------------------------------------------#-----------------------------------------------------------# | | Losses Unpaid | Allocated Loss Expenses Unpaid | | |---------------------------#----------------------------|-----------------------------#-----------------------------| | | Case Basis | Bulk + IBNR | Case Basis | Bulk + IBNR | | |-------------#-------------|-------------#--------------|--------------#--------------|--------------#--------------| | | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | | | Direct | | Direct | | Direct | | Direct | | | | and Assumed | Ceded | and Assumed | Ceded | and Assumed | Ceded | and Assumed | Ceded | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | | | | | | | | | | | |`1.`1988` | 65,170 | 64,409 | 1,713 | 178 | 0 | 0 | 46 | 0 | |`2.`1989` | 72,460 | 71,078 | 1,999 | 405 | 0 | 0 | 88 | 0 | |`3.`1990` | 79,018 | 78,761 | 1,316 | 352 | 0 | 0 | 14 | 0 | |`4.`1991` | 6,764 | 5,874 | 4,294 | 1,555 | 0 | 0 | 44 | 1 | |`5.`1992` | 3,696 | 3,046 | 7,301 | 2,405 | 0 | 0 | 40 | 2 | |`6.`1993` | 4,179 | 2,203 | 21,377 | 12,540 | 0 | 0 | 56 | 2 | |`7.`1994` | 35,007 | 8,144 | 90,857 | 12,849 | 0 | 0 | 89 | 6 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |`8.`Totals` | 266,294 | 233,515 | 128,857 | 30,284 | 0 | 0 | 377 | 11 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - --------------#--------------#--------------#-------------# | | | | 21 | 22 | 23 | 24 | | | | Number of | Salvage | Unallocated | Total | Claims | and | Loss | Net Losses |Outstanding -| Subrogation | Expenses | and Expenses | Direct and | Anticipated | Unpaid | Unpaid | Assumed | - --------------|--------------|--------------|-------------| | | | | | | | | 0 | 0 | 2,342 | X X X X | 0 | 0 | 3,064 | X X X X | 0 | 0 | 1,235 | X X X X | 0 | 0 | 3,672 | X X X X | 0 | 0 | 5,584 | X X X X | 0 | 0 | 10,867 | X X X X | 0 | 0 | 104,954 | X X X X | - --------------|--------------|--------------|-------------| 0 | 0 | 131,718 | X X X X | | | | | - -------------->-------------->-------------->-------------> !-------------#-----------------------------------------#--------------------------------------------#-----------------------------# | | Total Losses and | Loss and Loss Expense Percentage | Discount for Time | | | Loss Expenses Incurred | (Incurred/Premiums Earned) | Value of Money | | |-------------#-------------#-------------|--------------#--------------#--------------|--------------#--------------| | | 25 | 26 | 27 | 28 | 29 | 30 | 31 | 32 | | | | | | | | | | | | | Direct | | | Direct | | | | Loss | | | and Assumed | Ceded | Net | and Assumed | Ceded | Net | Loss | Expense | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | | | | | | | | | | | |`1.`1988` | 171,116 | 161,863 | 9,253 | 110.3 | 116.1 | 58.6 | 0 | 0 | |`2.`1989` | 311,821 | 294,654 | 17,167 | 70.3 | 70.2 | 73.4 | 0 | 0 | |`3.`1990` | 255,934 | 247,183 | 8,751 | 79.6 | 80.1 | 65.8 | 0 | 0 | |`4.`1991` | 82,272 | 76,076 | 6,196 | 54.8 | 53.4 | 81.2 | 0 | 0 | |`5.`1992` | 199,709 | 183,131 | 16,578 | 103.4 | 104.6 | 91.8 | 0 | 0 | |`6.`1993` | 109,781 | 97,004 | 12,777 | 33.1 | 26.1 | (31.5)| 0 | 0 | |`7.`1994` | 138,252 | 29,022 | 109,230 | 58.0 | 28.7 | 79.6 | 0 | 0 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |`8.`Totals` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | 0 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - --------------#-----------------------------# | Net Balance Sheet Reserves | 33 | After Discount | |--------------#--------------| Inter-Company | 34 | 35 | Pooling | | Loss | Participation | Losses | Expenses | Percentage | Unpaid | Unpaid | - --------------|--------------|--------------| | | | | | | 0.0 | 2,296 | 46 | 0.0 | 2,976 | 88 | 0.0 | 1,221 | 14 | 0.0 | 3,629 | 43 | 0.0 | 5,546 | 38 | 0.0 | 10,813 | 54 | 0.0 | 104,871 | 83 | - --------------|--------------|--------------| X X X X | 131,352 | 366 | | | | - -------------->-------------->--------------> Page: Page 91 Form 2 COMBINED ANNUAL STATEMENT FOR THE YEAR 1994 OF THE UNITED STATES FIDELITY AND GUARANTY COMPANY AND ITS AFFILIATED FIRE AND CASUALTY INSURERS SCHEDULE P - PART 1P - REINSURANCE C (000 omitted) !-------------#-----------------------------------------#--------------------------------------------------------------------------- | 1 | Premiums Earned | Loss and Loss Expense Payments | |-------------#-------------#-------------|-----------------------------#-----------------------------#--------------# | Years | 2 | 3 | 4 | Loss Payments | Allocated Loss | 9 | | in Which | | | | | Expense Payments | | |Premiums Were| | | |--------------#--------------|--------------#--------------| Salvage | | Earned and | Direct | | Net | 5 | 6 | 7 | 8 | and | | Losses Were | and | Ceded | (2 - 3) | Direct | | Direct | | Subrogation | | Incurred | Assumed | | | and Assumed | Ceded | and Assumed | Ceded | Received | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | | | | | | | | | | | |`1.`1988` | 1,548 | (3)| 1,551 | 387 | 0 | 7 | 0 | 0 | |`2.`1989` | 1,673 | 0 | 1,673 | 0 | 0 | 0 | 0 | 0 | |`3.`1990` | 365 | 330 | 35 | 0 | 0 | 0 | 0 | 0 | |`4.`1991` | 1,068 | 1,068 | 0 | 0 | 0 | 0 | 0 | 0 | |`5.`1992` | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |`6.`1993` | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |`7.`1994` | 16 | 0 | 16 | 0 | 0 | 0 | 0 | 0 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |`8.`Totals` | X X X X | X X X X | X X X X | 387 | 0 | 7 | 0 | 0 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - -------------------------------#--------------# | | --------------#--------------| | 10 | 11 | 12 | | | Number of | Unallocated | Total | Claims | Loss | Net Paid | Reported - | Expense | (5 - 6 + 7 | Direct and | Payments | - 8 + 10) | Assumed | --------------|--------------|--------------| | | | | | | 0 | 394 | X X X X | 0 | 0 | X X X X | 0 | 0 | X X X X | 0 | 0 | X X X X | 0 | 0 | X X X X | 0 | 0 | X X X X | 0 | 0 | X X X X | --------------|--------------|--------------| 0 | 394 | X X X X | | | | -------------->-------------->--------------> !-------------#--------------------------------------------------------#-----------------------------------------------------------# | | Losses Unpaid | Allocated Loss Expenses Unpaid | | |---------------------------#----------------------------|-----------------------------#-----------------------------| | | Case Basis | Bulk + IBNR | Case Basis | Bulk + IBNR | | |-------------#-------------|-------------#--------------|--------------#--------------|--------------#--------------| | | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | | | Direct | | Direct | | Direct | | Direct | | | | and Assumed | Ceded | and Assumed | Ceded | and Assumed | Ceded | and Assumed | Ceded | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | | | | | | | | | | | |`1.`1988` | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |`2.`1989` | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |`3.`1990` | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |`4.`1991` | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |`5.`1992` | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |`6.`1993` | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |`7.`1994` | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |`8.`Totals` | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - ----------------#--------------#--------------#-------------# | | | | 21 | 22 | 23 | 24 | | | | Number of | Salvage | Unallocated | Total | Claims | and | Loss | Net Losses |Outstanding -| Subrogation | Expenses | and Expenses | Direct and | Anticipated | Unpaid | Unpaid | Assumed | --------------|--------------|--------------|-------------| | | | | | | | | 0 | 0 | 0 | X X X X | 0 | 0 | 0 | X X X X | 0 | 0 | 0 | X X X X | 0 | 0 | 0 | X X X X | 0 | 0 | 0 | X X X X | 0 | 0 | 0 | X X X X | 0 | 0 | 0 | X X X X | --------------|--------------|--------------|-------------| 0 | 0 | 0 | X X X X | | | | | -------------->-------------->-------------->-------------> !-------------#-----------------------------------------#--------------------------------------------#-----------------------------# | | Total Losses and | Loss and Loss Expense Percentage | Discount for Time | | | Loss Expenses Incurred | (Incurred/Premiums Earned) | Value of Money | | |-------------#-------------#-------------|--------------#--------------#--------------|--------------#--------------| | | 25 | 26 | 27 | 28 | 29 | 30 | 31 | 32 | | | | | | | | | | | | | Direct | | | Direct | | | | Loss | | | and Assumed | Ceded | Net | and Assumed | Ceded | Net | Loss | Expense | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | | | | | | | | | | | |`1.`1988` | 394 | 0 | 394 | 25.5 | 0.0 | 25.4 | 0 | 0 | |`2.`1989` | 0 | 0 | 0 | 0.0 | 0.0 | 0.0 | 0 | 0 | |`3.`1990` | 0 | 0 | 0 | 0.0 | 0.0 | 0.0 | 0 | 0 | |`4.`1991` | 0 | 0 | 0 | 0.0 | 0.0 | 0.0 | 0 | 0 | |`5.`1992` | 0 | 0 | 0 | 0.0 | 0.0 | 0.0 | 0 | 0 | |`6.`1993` | 0 | 0 | 0 | 0.0 | 0.0 | 0.0 | 0 | 0 | |`7.`1994` | 0 | 0 | 0 | 0.0 | 0.0 | 0.0 | 0 | 0 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |`8.`Totals` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | 0 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - --------------#-----------------------------# | Net Balance Sheet Reserves | 33 | After Discount | |--------------#--------------| Inter-Company | 34 | 35 | Pooling | | Loss | Participation | Losses | Expenses | Percentage | Unpaid | Unpaid | - --------------|--------------|--------------| | | | | | | 0.0 | 0 | 0 | 0.0 | 0 | 0 | 0.0 | 0 | 0 | 0.0 | 0 | 0 | 0.0 | 0 | 0 | 0.0 | 0 | 0 | 0.0 | 0 | 0 | - --------------|--------------|--------------| X X X X | 0 | 0 | | | | - -------------->-------------->--------------> Page: Page 92 Form 2 COMBINED ANNUAL STATEMENT FOR THE YEAR 1994 OF THE UNITED STATES FIDELITY AND GUARANTY COMPANY AND ITS AFFILIATED FIRE AND CASUALTY INSURERS SCHEDULE P - PART 1Q - REINSURANCE D (000 omitted) !-------------#-----------------------------------------#--------------------------------------------------------------------------- | 1 | Premiums Earned | Loss and Loss Expense Payments | |-------------#-------------#-------------|-----------------------------#-----------------------------#--------------# | Years | 2 | 3 | 4 | Loss Payments | Allocated Loss | 9 | | in Which | | | | | Expense Payments | | |Premiums Were| | | |--------------#--------------|--------------#--------------| Salvage | | Earned and | Direct | | Net | 5 | 6 | 7 | 8 | and | | Losses Were | and | Ceded | (2 - 3) | Direct | | Direct | | Subrogation | | Incurred | Assumed | | | and Assumed | Ceded | and Assumed | Ceded | Received | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | | | | | | | | | | | |`1.`Prior` | X X X X | X X X X | X X X X | 39,389 | 39,389 | 0 | 0 | 0 | |`2.`1985` | 48,980 | 27,823 | 21,157 | 26,546 | 8,386 | 284 | (34)| 0 | |`3.`1986` | 101,003 | 61,408 | 39,595 | 54,136 | 25,703 | 681 | 221 | 0 | |`4.`1987` | 49,262 | 5,704 | 43,558 | 33,524 | 4,128 | 851 | (169)| 0 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |`5.`Totals` | X X X X | X X X X | X X X X | 153,595 | 77,606 | 1,816 | 18 | 0 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - -----------------------------#--------------# | | - --------------#--------------| | 10 | 11 | 12 | | | Number of | Unallocated | Total | Claims | Loss | Net Paid | Reported - | Expense | (5 - 6 + 7 | Direct and | Payments | - 8 + 10) | Assumed | - --------------|--------------|--------------| | | | | | | 0 | 0 | X X X X | 0 | 18,478 | X X X X | 0 | 28,893 | X X X X | 0 | 30,416 | X X X X | - --------------|--------------|--------------| 0 | 77,787 | X X X X | | | | - -------------->-------------->--------------> !-------------#--------------------------------------------------------#-----------------------------------------------------------# | | Losses Unpaid | Allocated Loss Expenses Unpaid | | |---------------------------#----------------------------|-----------------------------#-----------------------------| | | Case Basis | Bulk + IBNR | Case Basis | Bulk + IBNR | | |-------------#-------------|-------------#--------------|--------------#--------------|--------------#--------------| | | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | | | Direct | | Direct | | Direct | | Direct | | | | and Assumed | Ceded | and Assumed | Ceded | and Assumed | Ceded | and Assumed | Ceded | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | | | | | | | | | | | |`1.`Prior` | 0 | 0 | 85,945 | 85,945 | 0 | 0 | 0 | 0 | |`2.`1985` | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |`3.`1986` | 466 | 0 | 332 | 0 | 0 | 0 | 0 | 0 | |`4.`1987` | 1,381 | 6 | 1,960 | 0 | 0 | 0 | 0 | 0 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |`5.`Totals` | 1,847 | 6 | 88,237 | 85,945 | 0 | 0 | 0 | 0 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - --------------#--------------#--------------#-------------# | | | | 21 | 22 | 23 | 24 | | | | Number of | Salvage | Unallocated | Total | Claims | and | Loss | Net Losses |Outstanding -| Subrogation | Expenses | and Expenses | Direct and | Anticipated | Unpaid | Unpaid | Assumed | - --------------|--------------|--------------|-------------| | | | | | | | | 0 | 0 | 0 | X X X X | 0 | 0 | 0 | X X X X | 0 | 0 | 798 | X X X X | 0 | 0 | 3,335 | X X X X | - --------------|--------------|--------------|-------------| 0 | 0 | 4,133 | X X X X | | | | | - -------------->-------------->-------------->-------------> !-------------#-----------------------------------------#--------------------------------------------#-----------------------------# | | Total Losses and | Loss and Loss Expense Percentage | Discount for Time | | | Loss Expenses Incurred | (Incurred/Premiums Earned) | Value of Money | | |-------------#-------------#-------------|--------------#--------------#--------------|--------------#--------------| | | 25 | 26 | 27 | 28 | 29 | 30 | 31 | 32 | | | | | | | | | | | | | Direct | | | Direct | | | | Loss | | | and Assumed | Ceded | Net | and Assumed | Ceded | Net | Loss | Expense | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | | | | | | | | | | | |`1.`Prior` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | 0 | |`2.`1985` | 26,830 | 8,352 | 18,478 | 54.8 | 30.0 | 87.3 | 0 | 0 | |`3.`1986` | 55,615 | 25,924 | 29,691 | 55.1 | 42.2 | 75.0 | 0 | 0 | |`4.`1987` | 37,716 | 3,965 | 33,751 | 76.6 | 69.5 | 77.5 | 0 | 0 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |`5.`Totals` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | 0 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - --------------#-----------------------------# | Net Balance Sheet Reserves | 33 | After Discount | |--------------#--------------| Inter-Company | 34 | 35 | Pooling | | Loss | Participation | Losses | Expenses | Percentage | Unpaid | Unpaid | - --------------|--------------|--------------| | | | | | | X X X X | 0 | 0 | 0.0 | 0 | 0 | 0.0 | 798 | 0 | 0.0 | 3,335 | 0 | - --------------|--------------|--------------| X X X X | 4,133 | 0 | | | | - -------------->-------------->--------------> Page: Page 93 Form 2 COMBINED ANNUAL STATEMENT FOR THE YEAR 1994 OF THE UNITED STATES FIDELITY AND GUARANTY COMPANY AND ITS AFFILIATED FIRE AND CASUALTY INSURERS SCHEDULE P - PART 1R - SECTION 1 - PRODUCTS LIABILITY - OCCURRENCE (000 omitted) !-------------#-----------------------------------------#--------------------------------------------------------------------------- | 1 | Premiums Earned | Loss and Loss Expense Payments | |-------------#-------------#-------------|-----------------------------#-----------------------------#--------------# | Years | 2 | 3 | 4 | Loss Payments | Allocated Loss | 9 | | in Which | | | | | Expense Payments | | |Premiums Were| | | |--------------#--------------|--------------#--------------| Salvage | | Earned and | Direct | | Net | 5 | 6 | 7 | 8 | and | | Losses Were | and | Ceded | (2 - 3) | Direct | | Direct | | Subrogation | | Incurred | Assumed | | | and Assumed | Ceded | and Assumed | Ceded | Received | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | | | | | | | | | | | |`1.`Prior` | X X X X | X X X X | X X X X | 3,852 | 1,406 | 4,247 | 5,797 | 82 | |`2.`1985` | 29,241 | 6,615 | 22,626 | 18,434 | 2,001 | 9,790 | 678 | 745 | |`3.`1986` | 58,624 | 17,080 | 41,544 | 18,685 | 2,323 | 9,848 | 898 | 337 | |`4.`1987` | 69,307 | 20,533 | 48,774 | 23,571 | 7,040 | 12,466 | 2,514 | 984 | |`5.`1988` | 45,670 | 15,513 | 30,157 | 12,086 | 2,020 | 6,842 | 622 | 430 | |`6.`1989` | 29,430 | 10,438 | 18,992 | 12,424 | 3,691 | 5,731 | 1,604 | 313 | |`7.`1990` | 24,424 | 8,559 | 15,865 | 7,013 | 1,997 | 2,758 | 688 | 43 | |`8.`1991` | 17,168 | 5,206 | 11,962 | 5,552 | 1,300 | 3,092 | 713 | 81 | |`9.`1992` | 12,044 | 3,459 | 8,585 | 1,420 | 278 | 726 | 144 | 124 | |10.`1993` | 11,626 | 5,243 | 6,383 | 1,709 | 183 | 275 | 51 | 4 | |11.`1994` | 8,042 | 3,169 | 4,873 | 68 | 11 | 9 | 12 | 5 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |12.`Totals` | X X X X | X X X X | X X X X | 104,814 | 22,250 | 55,784 | 13,721 | 3,148 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - ------------------------------#--------------# | | --------------#--------------| | 10 | 11 | 12 | | | Number of | Unallocated | Total | Claims | Loss | Net Paid | Reported - | Expense | (5 - 6 + 7 | Direct and | Payments | - 8 + 10) | Assumed | --------------|--------------|--------------| | | | | | | 30 | 926 | X X X X | 1,282 | 26,827 | 1,546 | 1,169 | 26,481 | 1,442 | 1,253 | 27,736 | 1,251 | 822 | 17,108 | 901 | 585 | 13,445 | 975 | 521 | 7,607 | 948 | 520 | 7,151 | 623 | 579 | 2,303 | 459 | 191 | 1,941 | 231 | 24 | 78 | 89 | --------------|--------------|--------------| 6,976 | 131,603 | X X X X | | | | -------------->-------------->--------------> !-------------#--------------------------------------------------------#-----------------------------------------------------------# | | Losses Unpaid | Allocated Loss Expenses Unpaid | | |---------------------------#----------------------------|-----------------------------#-----------------------------| | | Case Basis | Bulk + IBNR | Case Basis | Bulk + IBNR | | |-------------#-------------|-------------#--------------|--------------#--------------|--------------#--------------| | | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | | | Direct | | Direct | | Direct | | Direct | | | | and Assumed | Ceded | and Assumed | Ceded | and Assumed | Ceded | and Assumed | Ceded | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | | | | | | | | | | | |`1.`Prior` | 15,136 | 134 | 13,687 | 229 | 0 | 0 | 19,525 | 844 | |`2.`1985` | 907 | 102 | 3,666 | 8 | 0 | 0 | 1,542 | 14 | |`3.`1986` | 3,593 | 46 | 2,651 | 6 | 0 | 0 | 2,375 | 7 | |`4.`1987` | 1,728 | 55 | 3,576 | 3 | 0 | 0 | 2,541 | 6 | |`5.`1988` | 3,862 | 194 | 2,116 | 6 | 0 | 0 | 2,597 | 24 | |`6.`1989` | 2,106 | 540 | 1,217 | 17 | 0 | 0 | 1,276 | 65 | |`7.`1990` | 2,429 | 705 | 1,256 | 23 | 0 | 0 | 1,449 | 76 | |`8.`1991` | 5,516 | 1,210 | 2,143 | 51 | 0 | 0 | 1,799 | 106 | |`9.`1992` | 2,905 | 611 | 1,849 | 49 | 0 | 0 | 1,565 | 48 | |10.`1993` | 1,899 | 929 | 2,362 | 121 | 0 | 0 | 1,134 | 79 | |11.`1994` | 636 | 202 | 1,955 | 95 | 0 | 0 | 2,798 | 742 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |12.`Totals` | 40,717 | 4,728 | 36,478 | 608 | 0 | 0 | 38,601 | 2,011 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - --------------#--------------#--------------#-------------# | | | | 21 | 22 | 23 | 24 | | | | Number of | Salvage | Unallocated | Total | Claims | and | Loss | Net Losses |Outstanding -| Subrogation | Expenses | and Expenses | Direct and | Anticipated | Unpaid | Unpaid | Assumed | - --------------|--------------|--------------|-------------| | | | | | | | | (75)| 2,828 | 49,969 | 485 | (30)| 436 | 6,427 | 50 | (36)| 541 | 9,101 | 68 | (80)| 549 | 8,330 | 98 | (56)| 469 | 8,820 | 57 | (46)| 227 | 4,204 | 27 | (41)| 259 | 4,589 | 42 | (50)| 544 | 8,635 | 67 | (34)| 346 | 5,957 | 56 | (20)| 292 | 4,558 | 18 | (23)| 222 | 4,572 | 32 | - --------------|--------------|--------------|-------------| (491)| 6,713 | 115,162 | 1,000 | | | | | - -------------->-------------->-------------->-------------> !-------------#-----------------------------------------#--------------------------------------------#-----------------------------# | | Total Losses and | Loss and Loss Expense Percentage | Discount for Time | | | Loss Expenses Incurred | (Incurred/Premiums Earned) | Value of Money | | |-------------#-------------#-------------|--------------#--------------#--------------|--------------#--------------| | | 25 | 26 | 27 | 28 | 29 | 30 | 31 | 32 | | | | | | | | | | | | | Direct | | | Direct | | | | Loss | | | and Assumed | Ceded | Net | and Assumed | Ceded | Net | Loss | Expense | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | | | | | | | | | | | |`1.`Prior` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | 0 | |`2.`1985` | 36,057 | 2,803 | 33,254 | 123.3 | 42.4 | 147.0 | 0 | 0 | |`3.`1986` | 38,862 | 3,280 | 35,582 | 66.3 | 19.2 | 85.6 | 0 | 0 | |`4.`1987` | 45,684 | 9,618 | 36,066 | 65.9 | 46.8 | 73.9 | 0 | 0 | |`5.`1988` | 28,794 | 2,866 | 25,928 | 63.0 | 18.5 | 86.0 | 0 | 0 | |`6.`1989` | 23,566 | 5,917 | 17,649 | 80.1 | 56.7 | 92.9 | 0 | 0 | |`7.`1990` | 15,685 | 3,489 | 12,196 | 64.2 | 40.8 | 76.9 | 0 | 0 | |`8.`1991` | 19,166 | 3,380 | 15,786 | 111.6 | 64.9 | 132.0 | 0 | 0 | |`9.`1992` | 9,390 | 1,130 | 8,260 | 78.0 | 32.7 | 96.2 | 0 | 0 | |10.`1993` | 7,862 | 1,363 | 6,499 | 67.6 | 26.0 | 101.8 | 0 | 0 | |11.`1994` | 5,712 | 1,062 | 4,650 | 71.0 | 33.5 | 95.4 | 0 | 0 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |12.`Totals` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | 0 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - --------------#-----------------------------# | Net Balance Sheet Reserves | 33 | After Discount | |--------------#--------------| Inter-Company | 34 | 35 | Pooling | | Loss | Participation | Losses | Expenses | Percentage | Unpaid | Unpaid | - --------------|--------------|--------------| | | | | | | X X X X | 28,460 | 21,509 | 0.0 | 4,463 | 1,964 | 0.0 | 6,192 | 2,909 | 0.0 | 5,246 | 3,084 | 0.0 | 5,778 | 3,042 | 0.0 | 2,766 | 1,438 | 0.0 | 2,957 | 1,632 | 0.0 | 6,398 | 2,237 | 0.0 | 4,094 | 1,863 | 0.0 | 3,211 | 1,347 | 0.0 | 2,294 | 2,278 | - --------------|--------------|--------------| X X X X | 71,859 | 43,303 | | | | - -------------->-------------->--------------> Page: Page 94 Form 2 COMBINED ANNUAL STATEMENT FOR THE YEAR 1994 OF THE UNITED STATES FIDELITY AND GUARANTY COMPANY AND ITS AFFILIATED FIRE AND CASUALTY INSURERS SCHEDULE P - PART 1R - SECTION 2 - PRODUCTS LIABILITY - CLAIMS-MADE (000 omitted) !-------------#-----------------------------------------#--------------------------------------------------------------------------- | 1 | Premiums Earned | Loss and Loss Expense Payments | |-------------#-------------#-------------|-----------------------------#-----------------------------#--------------# | Years | 2 | 3 | 4 | Loss Payments | Allocated Loss | 9 | | in Which | | | | | Expense Payments | | |Premiums Were| | | |--------------#--------------|--------------#--------------| Salvage | | Earned and | Direct | | Net | 5 | 6 | 7 | 8 | and | | Losses Were | and | Ceded | (2 - 3) | Direct | | Direct | | Subrogation | | Incurred | Assumed | | | and Assumed | Ceded | and Assumed | Ceded | Received | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | | | | | | | | | | | |`1.`Prior` | X X X X | X X X X | X X X X | 0 | 0 | 0 | 0 | 0 | |`2.`1985` | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |`3.`1986` | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |`4.`1987` | 14 | 0 | 14 | 0 | 0 | 0 | 0 | 0 | |`5.`1988` | 234 | 0 | 234 | 6 | 0 | 7 | 0 | 1 | |`6.`1989` | 310 | 0 | 310 | 9 | 0 | 10 | 0 | 0 | |`7.`1990` | 294 | 0 | 294 | 82 | 0 | 345 | 0 | 0 | |`8.`1991` | 285 | 0 | 285 | 102 | 0 | 74 | 0 | 9 | |`9.`1992` | 104 | 0 | 104 | 8 | 0 | 24 | 0 | 1 | |10.`1993` | 118 | 0 | 118 | 331 | 0 | 229 | 0 | 0 | |11.`1994` | 62 | 0 | 62 | 26 | 0 | 1 | 0 | 0 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |12.`Totals` | X X X X | X X X X | X X X X | 564 | 0 | 690 | 0 | 11 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - -----------------------------#--------------# | | - --------------#--------------| | 10 | 11 | 12 | | | Number of | Unallocated | Total | Claims | Loss | Net Paid | Reported - | Expense | (5 - 6 + 7 | Direct and | Payments | - 8 + 10) | Assumed | - --------------|--------------|--------------| | | | | | | 0 | 0 | X X X X | 0 | 0 | 0 | 0 | 0 | 0 | 2 | 2 | 0 | 11 | 24 | 6 | 15 | 34 | 2 | 40 | 467 | 8 | 44 | 220 | 13 | 201 | 233 | 6 | 2 | 562 | 81 | 0 | 27 | 56 | - --------------|--------------|--------------| 315 | 1,569 | X X X X | | | | - -------------->-------------->--------------> !-------------#--------------------------------------------------------#-----------------------------------------------------------# | | Losses Unpaid | Allocated Loss Expenses Unpaid | | |---------------------------#----------------------------|-----------------------------#-----------------------------| | | Case Basis | Bulk + IBNR | Case Basis | Bulk + IBNR | | |-------------#-------------|-------------#--------------|--------------#--------------|--------------#--------------| | | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | | | Direct | | Direct | | Direct | | Direct | | | | and Assumed | Ceded | and Assumed | Ceded | and Assumed | Ceded | and Assumed | Ceded | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | | | | | | | | | | | |`1.`Prior` | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |`2.`1985` | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |`3.`1986` | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |`4.`1987` | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |`5.`1988` | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |`6.`1989` | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |`7.`1990` | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |`8.`1991` | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |`9.`1992` | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |10.`1993` | 1,452 | 0 | 0 | 0 | 0 | 0 | 767 | 0 | |11.`1994` | 25 | 0 | 0 | 0 | 0 | 0 | 17 | 0 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |12.`Totals` | 1,477 | 0 | 0 | 0 | 0 | 0 | 784 | 0 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - ---------------#--------------#--------------#-------------# | | | | 21 | 22 | 23 | 24 | | | | Number of | Salvage | Unallocated | Total | Claims | and | Loss | Net Losses |Outstanding -| Subrogation | Expenses | and Expenses | Direct and | Anticipated | Unpaid | Unpaid | Assumed | --------------|--------------|--------------|-------------| | | | | | | | | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 0 | 0 | 47 | 47 | 0 | 0 | 55 | 2,274 | 38 | 0 | 0 | 42 | 33 | --------------|--------------|--------------|-------------| 0 | 103 | 2,364 | 71 | | | | | -------------->-------------->-------------->-------------> !-------------#-----------------------------------------#--------------------------------------------#-----------------------------# | | Total Losses and | Loss and Loss Expense Percentage | Discount for Time | | | Loss Expenses Incurred | (Incurred/Premiums Earned) | Value of Money | | |-------------#-------------#-------------|--------------#--------------#--------------|--------------#--------------| | | 25 | 26 | 27 | 28 | 29 | 30 | 31 | 32 | | | | | | | | | | | | | Direct | | | Direct | | | | Loss | | | and Assumed | Ceded | Net | and Assumed | Ceded | Net | Loss | Expense | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | | | | | | | | | | | |`1.`Prior` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | 0 | |`2.`1985` | 0 | 0 | 0 | 0.0 | 0.0 | 0.0 | 0 | 0 | |`3.`1986` | 0 | 0 | 0 | 0.0 | 0.0 | 0.0 | 0 | 0 | |`4.`1987` | 2 | 0 | 2 | 14.3 | 0.0 | 14.3 | 0 | 0 | |`5.`1988` | 24 | 0 | 24 | 10.3 | 0.0 | 10.3 | 0 | 0 | |`6.`1989` | 34 | 0 | 34 | 11.0 | 0.0 | 11.0 | 0 | 0 | |`7.`1990` | 467 | 0 | 467 | 158.8 | 0.0 | 158.8 | 0 | 0 | |`8.`1991` | 221 | 0 | 221 | 77.5 | 0.0 | 77.5 | 0 | 0 | |`9.`1992` | 280 | 0 | 280 | 269.2 | 0.0 | 269.2 | 0 | 0 | |10.`1993` | 2,836 | 0 | 2,836 | 2,403.4 | 0.0 | 2,403.4 | 0 | 0 | |11.`1994` | 69 | 0 | 69 | 111.3 | 0.0 | 111.3 | 0 | 0 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |12.`Totals` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | 0 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - --------------#-----------------------------# | Net Balance Sheet Reserves | 33 | After Discount | |--------------#--------------| Inter-Company | 34 | 35 | Pooling | | Loss | Participation | Losses | Expenses | Percentage | Unpaid | Unpaid | - --------------|--------------|--------------| | | | | | | X X X X | 0 | 0 | 0.0 | 0 | 0 | 0.0 | 0 | 0 | 0.0 | 0 | 0 | 0.0 | 0 | 0 | 0.0 | 0 | 0 | 0.0 | 0 | 0 | 0.0 | 0 | 1 | 0.0 | 0 | 47 | 0.0 | 1,452 | 822 | 0.0 | 25 | 17 | - --------------|--------------|--------------| X X X X | 1,477 | 887 | | | | - -------------->-------------->--------------> Page: Page 95 Form 2 COMBINED ANNUAL STATEMENT FOR THE YEAR 1994 OF THE UNITED STATES FIDELITY AND GUARANTY COMPANY AND ITS AFFILIATED FIRE AND CASUALTY INSURERS SCHEDULE P - PART 1S - FINANCIAL GUARANTY/MORTGAGE GUARANTY (000 omitted) !-------------#-----------------------------------------#--------------------------------------------------------------------------- | 1 | Premiums Earned | Loss and Loss Expense Payments | |-------------#-------------#-------------|-----------------------------#-----------------------------#--------------# | Years | 2 | 3 | 4 | Loss Payments | Allocated Loss | 9 | | in Which | | | | | Expense Payments | | |Premiums Were| | | |--------------#--------------|--------------#--------------| Salvage | | Earned and | Direct | | Net | 5 | 6 | 7 | 8 | and | | Losses Were | and | Ceded | (2 - 3) | Direct | | Direct | | Subrogation | | Incurred | Assumed | | | and Assumed | Ceded | and Assumed | Ceded | Received | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | | | | | | | | | | | |`1.`Prior` | X X X X | X X X X | X X X X | (1,052)| (539)| 271 | 89 | 1,040 | |`2.`1993` | 2,518 | 2,127 | 391 | 0 | 0 | 0 | 1 | 0 | |`3.`1994` | 1,611 | 1,558 | 53 | 0 | (33)| 0 | 24 | 0 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |`4.`Totals` | X X X X | X X X X | X X X X | (1,052)| (572)| 271 | 114 | 1,040 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - -----------------------------#--------------# | | - --------------#--------------| | 10 | 11 | 12 | | | Number of | Unallocated | Total | Claims | Loss | Net Paid | Reported - | Expense | (5 - 6 + 7 | Direct and | Payments | - 8 + 10) | Assumed | - --------------|--------------|--------------| | | | | | | 0 | (331)| X X X X | 0 | (1)| X X X X | 0 | 9 | X X X X | - --------------|--------------|--------------| 0 | (323)| X X X X | | | | - -------------->-------------->--------------> !-------------#--------------------------------------------------------#-----------------------------------------------------------# | | Losses Unpaid | Allocated Loss Expenses Unpaid | | |---------------------------#----------------------------|-----------------------------#-----------------------------| | | Case Basis | Bulk + IBNR | Case Basis | Bulk + IBNR | | |-------------#-------------|-------------#--------------|--------------#--------------|--------------#--------------| | | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | | | Direct | | Direct | | Direct | | Direct | | | | and Assumed | Ceded | and Assumed | Ceded | and Assumed | Ceded | and Assumed | Ceded | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| | | | | | | | | | | | | | | | | | | | | |`1.`Prior` | 0 | 3 | 275 | 0 | 0 | 0 | 952 | 583 | |`2.`1993` | 0 | 0 | 0 | 0 | 0 | 0 | 128 | 120 | |`3.`1994` | 0 | 0 | 1,382 | 1,340 | 0 | 0 | 107 | 123 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |`4.`Totals` | 0 | 3 | 1,657 | 1,340 | 0 | 0 | 1,187 | 826 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - --------------#--------------#--------------#-------------# | | | | 21 | 22 | 23 | 24 | | | | Number of | Salvage | Unallocated | Total | Claims | and | Loss | Net Losses |Outstanding -| Subrogation | Expenses | and Expenses | Direct and | Anticipated | Unpaid | Unpaid | Assumed | - --------------|--------------|--------------|-------------| | | | | | | | | 0 | 0 | 641 | 0 | 0 | 0 | 8 | 0 | 0 | 148 | 174 | 0 | - --------------|--------------|--------------|-------------| 0 | 148 | 823 | 0 | | | | | - -------------->-------------->-------------->-------------> !-------------#-----------------------------------------#--------------------------------------------#-----------------------------# | | Total Losses and | Loss and Loss Expense Percentage | Discount for Time | | | Loss Expenses Incurred | (Incurred/Premiums Earned) | Value of Money | | |-------------#-------------#-------------|--------------#--------------#--------------|--------------#--------------| | | 25 | 26 | 27 | 28 | 29 | 30 | 31 | 32 | | | | | | | | | | | | | Direct | | | Direct | | | | Loss | | | and Assumed | Ceded | Net | and Assumed | Ceded | Net | Loss | Expense | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |`1.`Prior` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | 0 | |`2.`1993` | 128 | 121 | 7 | 5.1 | 5.7 | 1.8 | 0 | 0 | |`3.`1994` | 1,637 | 1,454 | 183 | 101.6 | 93.3 | 345.3 | 0 | 0 | |-------------|-------------|-------------|-------------|--------------|--------------|--------------|--------------|--------------| |`4.`Totals` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | 0 | | | | | | | | | | | <------------->------------->------------->------------->-------------->-------------->-------------->-------------->--------------> - --------------#-----------------------------# | Net Balance Sheet Reserves | 33 | After Discount | |--------------#--------------| Inter-Company | 34 | 35 | Pooling | | Loss | Participation | Losses | Expenses | Percentage | Unpaid | Unpaid | - --------------|--------------|--------------| | | | | | | X X X X | 272 | 369 | 0.0 | 0 | 8 | 0.0 | 42 | 132 | - --------------|--------------|--------------| X X X X | 314 | 509 | | | | - -------------->-------------->--------------> Page 96 Form 2 COMBINED ANNUAL STATEMENT FOR THE YEAR 1994 OF THE UNITED STATES FIDELITY AND GUARANTY COMPANY AND ITS AFFILIATED FIRE AND CASUALTY INSURERS SCHEDULE P - PART 2A - HOMEOWNERS/FARMOWNERS !-------------------#--------------------------------------------------------------------------------------------------------------- | 1 | Incurred Losses and Allocated Expenses Reported at Year End (000 omitted) | |-------------#-------------#-------------#-------------#-------------#-------------#-------------#------------- | Years in Which | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | Losses Were | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | 1991 | 1992 | Incurred | | | | | | | | |-------------------|-------------|-------------|-------------|-------------|-------------|-------------|-------------|------------- | | | | | | | | | |``1.```Prior` | 23,305 | 21,759 | 23,102 | 23,070 | 23,086 | 23,328 | 23,328 | 23,286 |``2.```1985` | 163,293 | 161,780 | 163,183 | 163,943 | 163,699 | 163,870 | 163,968 | 164,046 |``3.```1986` | X X X X | 150,891 | 140,466 | 141,188 | 141,094 | 140,779 | 140,166 | 140,140 |``4.```1987` | X X X X | X X X X | 145,362 | 133,500 | 131,436 | 129,910 | 126,780 | 126,913 |``5.```1988` | X X X X | X X X X | X X X X | 136,735 | 127,851 | 127,629 | 126,023 | 125,826 |``6.```1989` | X X X X | X X X X | X X X X | X X X X | 161,136 | 152,034 | 150,820 | 151,861 |``7.```1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 148,750 | 139,518 | 140,024 |``8.```1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 177,601 | 165,548 |``9.```1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 193,601 |`10.```1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X |`11.```1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <------------------->------------->------------->------------->------------->------------->------------->------------->------------- - -----------------------------#-----------------------------# | Development | #-------------#-------------|--------------#--------------| | 10 | 11 | 12 | 13 | | 1993 | 1994 | One Year | Two Year | | | | | | |-------------|-------------|--------------|--------------| | | | | | | 23,271 | 23,452 | 181 | 166 | | 164,437 | 164,668 | 231 | 622 | | 140,049 | 140,071 | 22 | (69)| | 126,790 | 126,794 | 4 | (119)| | 125,748 | 126,015 | 267 | 189 | | 151,951 | 152,018 | 67 | 157 | | 140,055 | 141,695 | 1,640 | 1,671 | | 165,009 | 166,717 | 1,708 | 1,169 | | 181,168 | 183,515 | 2,347 | (10,086)| | 110,806 | 104,587 | (6,219)| X X X X | | X X X X | 124,849 | X X X X | X X X X | | | | | | >------------->-------------|--------------|--------------| | | | ````````````````12.`Totals``| 248 | (6,300)| | | | >-----------------------------> SCHEDULE P - PART 2B - PRIVATE PASSENGER AUTO LIABILITY/MEDICAL !-------------------#-------------#-------------#-------------#-------------#-------------#-------------#-------------#------------- | | | | | | | | | |``1.```Prior` | 172,717 | 182,800 | 189,612 | 197,948 | 202,658 | 203,200 | 211,649 | 212,965 |``2.```1985` | 281,456 | 314,605 | 322,512 | 328,421 | 332,819 | 333,041 | 332,261 | 337,846 |``3.```1986` | X X X X | 310,271 | 313,575 | 321,444 | 317,969 | 320,962 | 320,731 | 325,471 |``4.```1987` | X X X X | X X X X | 301,420 | 306,677 | 308,344 | 308,884 | 304,696 | 308,511 |``5.```1988` | X X X X | X X X X | X X X X | 285,941 | 302,310 | 303,811 | 299,676 | 305,696 |``6.```1989` | X X X X | X X X X | X X X X | X X X X | 309,260 | 321,455 | 312,009 | 315,294 |``7.```1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 339,210 | 327,128 | 307,879 |``8.```1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 374,565 | 349,433 |``9.```1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 272,009 |`10.```1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X |`11.```1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <------------------->------------->------------->------------->------------->------------->------------->------------->------------- #-------------#-------------#--------------#--------------# | | | | | | 219,885 | 217,015 | (2,870)| 4,050 | | 334,839 | 332,484 | (2,355)| (5,362)| | 323,967 | 322,005 | (1,962)| (3,466)| | 309,930 | 307,251 | (2,679)| (1,260)| | 304,813 | 300,476 | (4,337)| (5,220)| | 315,019 | 315,698 | 679 | 404 | | 312,942 | 312,341 | (601)| 4,462 | | 338,548 | 332,008 | (6,540)| (17,425)| | 265,017 | 245,444 | (19,573)| (26,565)| | 235,858 | 229,769 | (6,089)| X X X X | | X X X X | 211,838 | X X X X | X X X X | | | | | | >------------->-------------|--------------|--------------| | | | ````````````````12.`Totals``| (46,327)| (50,382)| | | | <-------------->--------------> SCHEDULE P - PART 2C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL !-------------------#-------------#-------------#-------------#-------------#-------------#-------------#-------------#------------- | | | | | | | | | |``1.```Prior` | 226,923 | 231,812 | 230,935 | 240,577 | 246,221 | 246,033 | 251,129 | 254,805 |``2.```1985` | 262,315 | 299,226 | 303,712 | 312,550 | 323,355 | 329,849 | 331,349 | 331,925 |``3.```1986` | X X X X | 344,128 | 333,515 | 315,451 | 302,275 | 320,045 | 308,836 | 310,490 |``4.```1987` | X X X X | X X X X | 391,334 | 355,821 | 314,506 | 308,358 | 303,308 | 302,538 |``5.```1988` | X X X X | X X X X | X X X X | 283,122 | 291,544 | 301,662 | 286,355 | 285,382 |``6.```1989` | X X X X | X X X X | X X X X | X X X X | 302,863 | 269,923 | 282,409 | 279,507 |``7.```1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 272,448 | 282,049 | 267,172 |``8.```1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 263,709 | 247,952 |``9.```1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 205,427 |`10.```1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X |`11.```1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <------------------->------------->------------->------------->------------->------------->------------->------------->------------- #-------------#-------------#--------------#--------------# | | | | | | 254,102 | 254,488 | 386 | (317)| | 333,115 | 330,546 | (2,569)| (1,379)| | 309,908 | 308,753 | (1,155)| (1,737)| | 305,408 | 305,149 | (259)| 2,611 | | 284,706 | 287,019 | 2,313 | 1,637 | | 274,040 | 272,961 | (1,079)| (6,546)| | 259,560 | 253,921 | (5,639)| (13,251)| | 228,224 | 220,450 | (7,774)| (27,502)| | 185,499 | 181,633 | (3,866)| (23,794)| | 155,709 | 147,911 | (7,798)| X X X X | | X X X X | 133,240 | X X X X | X X X X | | | | | | >------------->-------------|--------------|--------------| | | | ````````````````12.`Totals``| (27,440)| (70,278)| | | | <-------------->--------------> SCHEDULE P - PART 2D - WORKERS' COMPENSATION !-------------------#-------------#-------------#-------------#-------------#-------------#-------------#-------------#------------- | | | | | | | | | |``1.```Prior` | 851,261 | 870,163 | 940,574 | 1,024,362 | 1,110,025 | 1,235,167 | 1,276,206 | 1,302,228 |``2.```1985` | 470,321 | 502,002 | 519,924 | 557,240 | 582,918 | 631,717 | 648,866 | 662,460 |``3.```1986` | X X X X | 557,300 | 549,438 | 542,840 | 557,319 | 590,557 | 613,819 | 615,083 |``4.```1987` | X X X X | X X X X | 528,390 | 535,709 | 533,025 | 582,277 | 591,055 | 593,104 |``5.```1988` | X X X X | X X X X | X X X X | 547,255 | 566,395 | 649,353 | 662,294 | 665,861 |``6.```1989` | X X X X | X X X X | X X X X | X X X X | 610,914 | 666,961 | 748,530 | 730,721 |``7.```1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 657,094 | 646,861 | 664,560 |``8.```1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 516,236 | 523,835 |``9.```1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 323,139 |`10.```1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X |`11.```1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <------------------->------------->------------->------------->------------->------------->------------->------------->------------- #-------------#-------------#--------------#--------------# | | | | | | 1,331,317 | 1,309,710 | (21,607)| 7,482 | | 651,880 | 648,496 | (3,384)| (13,964)| | 609,692 | 610,259 | 567 | (4,824)| | 600,640 | 601,945 | 1,305 | 8,841 | | 659,412 | 655,142 | (4,270)| (10,719)| | 741,083 | 729,070 | (12,013)| (1,651)| | 654,378 | 643,773 | (10,605)| (20,787)| | 479,995 | 477,928 | (2,067)| (45,907)| | 314,115 | 306,960 | (7,155)| (16,179)| | 155,557 | 148,923 | (6,634)| X X X X | | X X X X | 123,952 | X X X X | X X X X | | | | | | >------------->-------------|--------------|--------------| | | | ````````````````12.`Totals``| (65,863)| (97,708)| | | | <-------------->--------------> SCHEDULE P - PART 2E - COMMERCIAL MULTIPLE PERIL !-------------------#-------------#-------------#-------------#-------------#-------------#-------------#-------------#------------- | | | | | | | | | |``1.```Prior` | 123,599 | 135,641 | 146,664 | 157,748 | 157,295 | 169,143 | 173,987 | 172,838 |``2.```1985` | 162,765 | 172,620 | 174,674 | 185,429 | 195,720 | 196,477 | 202,923 | 200,964 |``3.```1986` | X X X X | 170,445 | 155,001 | 161,660 | 172,818 | 174,757 | 179,701 | 183,294 |``4.```1987` | X X X X | X X X X | 169,796 | 146,449 | 152,706 | 182,449 | 183,979 | 192,505 |``5.```1988` | X X X X | X X X X | X X X X | 328,658 | 307,656 | 304,487 | 303,271 | 312,866 |``6.```1989` | X X X X | X X X X | X X X X | X X X X | 458,116 | 435,566 | 420,114 | 404,101 |``7.```1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 444,097 | 466,286 | 456,981 |``8.```1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 432,035 | 417,797 |``9.```1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 417,018 |`10.```1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X |`11.```1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <------------------->------------->------------->------------->------------->------------->------------->------------->------------- #-------------#-------------#--------------#--------------# | | | | | | 177,209 | 184,216 | 7,007 | 11,378 | | 201,185 | 201,868 | 683 | 904 | | 184,509 | 186,960 | 2,451 | 3,666 | | 193,336 | 191,978 | (1,358)| (527)| | 312,959 | 315,982 | 3,023 | 3,116 | | 414,981 | 412,365 | (2,616)| 8,264 | | 446,101 | 446,810 | 709 | (10,171)| | 413,224 | 406,445 | (6,779)| (11,352)| | 383,326 | 377,610 | (5,716)| (39,408)| | 376,986 | 371,140 | (5,846)| X X X X | | X X X X | 418,555 | X X X X | X X X X | | | | | | >------------->-------------|--------------|--------------| | | | ````````````````12.`Totals``| (8,442)| (34,130)| | | | <-------------->--------------> Page 97 Form 2 COMBINED ANNUAL STATEMENT FOR THE YEAR 1994 OF THE UNITED STATES FIDELITY AND GUARANTY COMPANY AND ITS AFFILIATED FIRE AND CASUALTY INSURERS SCHEDULE P - PART 2F - SECTION 1 - MEDICAL MALPRACTICE - OCCURRENCE !-------------------#--------------------------------------------------------------------------------------------------------------- | 1 | Incurred Losses and Allocated Expenses Reported at Year End (000 omitted) | |-------------#-------------#-------------#-------------#-------------#-------------#-------------#------------- | Years in Which | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | Losses Were | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | 1991 | 1992 | Incurred | | | | | | | | |-------------------|-------------|-------------|-------------|-------------|-------------|-------------|-------------|------------- | | | | | | | | | |``1.```Prior` | 55,188 | 54,264 | 64,354 | 72,219 | 72,424 | 72,811 | 66,528 | 64,771 |``2.```1985` | 10,272 | 11,890 | 8,598 | 6,936 | 7,529 | 6,006 | 5,202 | 4,754 |``3.```1986` | X X X X | 120 | 2 | 8 | 13 | 4 | 4 | 4 |``4.```1987` | X X X X | X X X X | 7 | 123 | 15 | 17 | 17 | 17 |``5.```1988` | X X X X | X X X X | X X X X | 164 | 13 | 37 | 38 | 43 |``6.```1989` | X X X X | X X X X | X X X X | X X X X | 10 | 20 | 24 | 24 |``7.```1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 10 | 0 | 356 |``8.```1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 3 | 0 |``9.```1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 0 |`10.```1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X |`11.```1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <------------------->------------->------------->------------->------------->------------->------------->------------->------------- - -----------------------------#-----------------------------# | Development | #-------------#-------------|--------------#--------------| | 10 | 11 | 12 | 13 | | 1993 | 1994 | One Year | Two Year | | | | | | |-------------|-------------|--------------|--------------| | | | | | | 68,997 | 71,684 | 2,687 | 6,913 | | 5,158 | 5,068 | (90)| 314 | | 4 | 4 | 0 | 0 | | 17 | 17 | 0 | 0 | | 43 | 176 | 133 | 133 | | 24 | 168 | 144 | 144 | | 358 | 429 | 71 | 73 | | 35 | 132 | 97 | 132 | | 0 | 16 | 16 | 16 | | 0 | 0 | 0 | X X X X | | X X X X | 0 | X X X X | X X X X | | | | | | >------------->-------------|--------------|--------------| | | | ````````````````12.`Totals``| 3,058 | 7,725 | | | | <-------------->--------------> SCHEDULE P - PART 2F - SECTION 2 - MEDICAL MALPRACTICE - CLAIMS-MADE !-------------------#-------------#-------------#-------------#-------------#-------------#-------------#-------------#------------- | | | | | | | | | |``1.```Prior` | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |``2.```1985` | 0 | 0 | 1,178 | 1,020 | 1,037 | 1,037 | 945 | 945 |``3.```1986` | X X X X | 0 | 23 | 30 | 32 | 32 | 32 | 32 |``4.```1987` | X X X X | X X X X | 0 | 0 | 95 | 112 | 88 | 88 |``5.```1988` | X X X X | X X X X | X X X X | 0 | 198 | 409 | 236 | 231 |``6.```1989` | X X X X | X X X X | X X X X | X X X X | 176 | 197 | 210 | 378 |``7.```1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 80 | 191 | 333 |``8.```1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 224 | 224 |``9.```1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 191 |`10.```1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X |`11.```1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <------------------->------------->------------->------------->------------->------------->------------->------------->------------- #-------------#-------------#--------------#--------------# | | | | | | 0 | 0 | 0 | 0 | | 945 | 945 | 0 | 0 | | 32 | 32 | 0 | 0 | | 48 | 88 | 40 | 0 | | 295 | 241 | (54)| 10 | | 424 | 290 | (134)| (88)| | 304 | 277 | (27)| (56)| | 224 | 139 | (85)| (85)| | 191 | 175 | (16)| (16)| | 40 | 48 | 8 | X X X X | | X X X X | 0 | X X X X | X X X X | | | | | | >------------->-------------|--------------|--------------| | | | ````````````````12.`Totals``| (268)| (235)| | | | <-------------->--------------> SCHEDULE P - PART 2G - SPECIAL LIABILITY (OCEAN MARINE, AIRCRAFT (ALL PERILS), BOILER AND MACHINERY) !-------------------#-------------#-------------#-------------#-------------#-------------#-------------#-------------#------------- | | | | | | | | | |``1.```Prior` | 9,490 | 8,631 | 8,467 | 9,189 | 9,469 | 8,731 | 8,583 | 8,605 |``2.```1985` | 19,026 | 18,592 | 18,763 | 19,218 | 19,379 | 19,455 | 19,406 | 19,177 |``3.```1986` | X X X X | 32,710 | 31,068 | 31,472 | 31,574 | 31,264 | 30,183 | 30,036 |``4.```1987` | X X X X | X X X X | 34,199 | 33,346 | 33,152 | 31,094 | 30,500 | 31,021 |``5.```1988` | X X X X | X X X X | X X X X | 33,994 | 27,941 | 26,529 | 25,407 | 25,698 |``6.```1989` | X X X X | X X X X | X X X X | X X X X | 28,336 | 25,561 | 24,421 | 24,419 |``7.```1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 24,440 | 21,880 | 21,355 |``8.```1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 21,188 | 20,078 |``9.```1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 14,494 |`10.```1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X |`11.```1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <------------------->------------->------------->------------->------------->------------->------------->------------->------------- #-------------#-------------#--------------#--------------# | | | | | | 8,604 | 8,757 | 153 | 152 | | 19,176 | 19,159 | (17)| (18)| | 29,880 | 29,804 | (76)| (232)| | 31,097 | 31,072 | (25)| 51 | | 25,583 | 26,038 | 455 | 340 | | 24,753 | 24,449 | (304)| 30 | | 20,838 | 20,508 | (330)| (847)| | 19,310 | 18,720 | (590)| (1,358)| | 11,410 | 10,709 | (701)| (3,785)| | 13,251 | 12,223 | (1,028)| X X X X | | X X X X | 23,396 | X X X X | X X X X | | | | | | >------------->-------------|--------------|--------------| | | | ````````````````12.`Totals``| (2,463)| (5,667)| | | | <-------------->--------------> SCHEDULE P - PART 2H - SECTION 1 - OTHER LIABILITY - OCCURRENCE !-------------------#-------------#-------------#-------------#-------------#-------------#-------------#-------------#------------- | | | | | | | | | |``1.```Prior` | 408,244 | 458,263 | 488,572 | 523,214 | 573,203 | 594,111 | 647,566 | 699,577 |``2.```1985` | 196,505 | 192,845 | 198,323 | 213,753 | 221,417 | 231,058 | 237,991 | 239,717 |``3.```1986` | X X X X | 257,917 | 270,026 | 260,207 | 226,968 | 224,648 | 236,206 | 241,842 |``4.```1987` | X X X X | X X X X | 304,479 | 290,562 | 251,419 | 237,160 | 243,973 | 257,103 |``5.```1988` | X X X X | X X X X | X X X X | 221,807 | 186,050 | 223,022 | 170,605 | 182,232 |``6.```1989` | X X X X | X X X X | X X X X | X X X X | 148,722 | 146,744 | 144,171 | 131,353 |``7.```1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 158,238 | 162,112 | 159,602 |``8.```1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 117,006 | 118,491 |``9.```1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 76,240 |`10.```1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X |`11.```1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <------------------->------------->------------->------------->------------->------------->------------->------------->------------- ```````````````````````````````````````````````````````````````````````````````````````````````````````````````````````````````````` #-------------#-------------#--------------#--------------# | | | | | 769,470 810,029 | 40,559 | 110,452 | | 243,285 246,607 | 3,322 | 6,890 | | 239,809 234,174 | (5,635)| (7,668)| | 244,529 239,423 | (5,106)| (17,680)| | 166,662 167,931 | 1,269 | (14,301)| | 123,285 122,390 | (895)| (8,963)| | 135,630 134,170 | (1,460)| (25,432)| | 99,979 101,468 | 1,489 | (17,023)| | 67,663 64,290 | (3,373)| (11,950)| | 57,671 58,917 | 1,246 | X X X X | | X X X X 57,164 | X X X X | X X X X | | | | | | >------------->-------------|--------------|--------------| | | | ````````````````12.`Totals``| 31,416 | 14,325 | | | | <-------------->--------------> SCHEDULE P - PART 2H - SECTION 2 - OTHER LIABILITY - CLAIMS-MADE !-------------------#-------------#-------------#-------------#-------------#-------------#-------------#-------------#------------- | | | | | | | | | |``1.```Prior` | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |``2.```1985` | 0 | 0 | (62)| (73)| (28)| (77)| 58 | (113) |``3.```1986` | X X X X | 0 | 325 | 268 | 207 | (380)| 64 | 435 |``4.```1987` | X X X X | X X X X | 8 | 0 | 0 | (6)| (6)| (6) |``5.```1988` | X X X X | X X X X | X X X X | 205 | 216 | 295 | 813 | 626 |``6.```1989` | X X X X | X X X X | X X X X | X X X X | 652 | 729 | 754 | 756 |``7.```1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 481 | 433 | 443 |``8.```1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 945 | 576 |``9.```1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 1,305 |`10.```1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X |`11.```1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <------------------->------------->------------->------------->------------->------------->------------->------------->------------- ```````````````````````````````````````````````````````````````````````````````````````````````````````````````````````````````````` #-------------#-------------#--------------#--------------# | | | | | | 53 | 76 | 23 | 76 | | (39)| 231 | 270 | 344 | | 456 | 699 | 243 | 264 | | (3)| 182 | 185 | 188 | | 629 | 656 | 27 | 30 | | 742 | 887 | 145 | 131 | | 1,068 | 984 | (84)| 541 | | 749 | 699 | (50)| 123 | | 1,148 | 1,159 | 11 | (146)| | 312 | 388 | 76 | X X X X | | X X X X | 1,002 | X X X X | X X X X | | | | | | >------------->-------------|--------------|--------------| | | | ````````````````12.`Totals``| 846 | 1,551 | | | | <-------------->--------------> Page 98 Form 2 COMBINED ANNUAL STATEMENT FOR THE YEAR 1994 OF THE UNITED STATES FIDELITY AND GUARANTY COMPANY AND ITS AFFILIATED FIRE AND CASUALTY INSURERS SCHEDULE P - PART 2I - SPECIAL PROPERTY (FIRE, ALLIED LINES, INLAND MARINE, EARTHQUAKE, GLASS, BURGLARY AND THEFT) !-------------------#--------------------------------------------------------------------------------------------------------------- | 1 | Incurred Losses and Allocated Expenses Reported at Year End (000 omitted) | |-------------#-------------#-------------#-------------#-------------#-------------#-------------#------------- | Years in Which | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | Losses Were | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | 1991 | 1992 | Incurred | | | | | | | | | | | | | | | | | |-------------------|-------------|-------------|-------------|-------------|-------------|-------------|-------------|------------- | | | | | | | | | |``1.```Prior` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 87,450 |``2.```1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X |``3.```1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <------------------->------------->------------->------------->------------->------------->------------->------------->------------- ```````````````````````````````````````````````````````````````````````````````````````````````````````````````````````````````````` - -----------------------------#-----------------------------# | Development | #-------------#-------------|--------------#--------------| | 10 | 11 | 12 | 13 | | 1993 | 1994 | One Year | Two Year | | | | | | | | | | | |-------------|-------------|--------------|--------------| | | | | | | 74,114 | 75,648 | 1,534 | (11,802)| | 76,206 | 77,219 | 1,013 | X X X X | | X X X X | 91,497 | X X X X | X X X X | | | | | | >------------->-------------|--------------|--------------| | | | `````````````````4.`Totals``| 2,547 | (11,802)| | | | <-------------->--------------> SCHEDULE P - PART 2J - AUTO PHYSICAL DAMAGE !-------------------#-------------#-------------#-------------#-------------#-------------#-------------#-------------#------------- | | | | | | | | | |``1.```Prior` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 45,030 |``2.```1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X |``3.```1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <------------------->------------->------------->------------->------------->------------->------------->------------->------------- ```````````````````````````````````````````````````````````````````````````````````````````````````````````````````````````````````` #-------------#-------------#--------------#--------------# | | | | | | 31,687 | 31,786 | 99 | (13,244)| | 126,922 | 117,889 | (9,033)| X X X X | | X X X X | 122,144 | X X X X | X X X X | | | | | | >------------->-------------|--------------|--------------| | | | `````````````````4.`Totals``| (8,934)| (13,244)| | | | <-------------->--------------> SCHEDULE P - PART 2K - FIDELITY/SURETY !-------------------#-------------#-------------#-------------#-------------#-------------#-------------#-------------#------------- | | | | | | | | | |``1.```Prior` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 50,303 |``2.```1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X |``3.```1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <------------------->------------->------------->------------->------------->------------->------------->------------->------------- ```````````````````````````````````````````````````````````````````````````````````````````````````````````````````````````````````` #-------------#-------------#--------------#--------------# | | | | | | 76,192 | 83,025 | 6,833 | 32,722 | | 28,121 | 33,301 | 5,180 | X X X X | | X X X X | 28,921 | X X X X | X X X X | | | | | | >------------->-------------|--------------|--------------| | | | `````````````````4.`Totals``| 12,013 | 32,722 | | | | <-------------->--------------> SCHEDULE P - PART 2L - OTHER (INCLUDING CREDIT, ACCIDENT AND HEALTH) !-------------------#-------------#-------------#-------------#-------------#-------------#-------------#-------------#------------- | | | | | | | | | |``1.```Prior` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 149 |``2.```1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X |``3.```1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <------------------->------------->------------->------------->------------->------------->------------->------------->------------- ```````````````````````````````````````````````````````````````````````````````````````````````````````````````````````````````````` #-------------#-------------#--------------#--------------# | | | | | | 170 | 141 | (29)| (8)| | 0 | 0 | 0 | X X X X | | X X X X | 0 | X X X X | X X X X | | | | | | >------------->-------------|--------------|--------------| | | | `````````````````4.`Totals``| (29)| (8)| | | | <-------------->--------------> SCHEDULE P - PART 2M - INTERNATIONAL !-------------------#-------------#-------------#-------------#-------------#-------------#-------------#-------------#------------- | | | | | | | | | |``1.```Prior` | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |``2.```1985` | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |``3.```1986` | X X X X | 0 | 0 | 0 | 0 | 0 | 0 | 0 |``4.```1987` | X X X X | X X X X | 0 | 0 | 0 | 0 | 0 | 0 |``5.```1988` | X X X X | X X X X | X X X X | 18,581 | 18,142 | 17,663 | 15,821 | 16,002 |``6.```1989` | X X X X | X X X X | X X X X | X X X X | 13,397 | 13,678 | 13,166 | 12,957 |``7.```1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 13,549 | 14,227 | 13,373 |``8.```1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 12,266 | 11,005 |``9.```1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 4,919 |`10.```1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X |`11.```1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <------------------->------------->------------->------------->------------->------------->------------->------------->------------- #-------------#-------------#--------------#--------------# | | | | | | 0 | 0 | 0 | 0 | | 0 | 0 | 0 | 0 | | 0 | 0 | 0 | 0 | | 0 | 0 | 0 | 0 | | 16,042 | 15,837 | (205)| (165)| | 12,682 | 12,634 | (48)| (323)| | 11,855 | 11,729 | (126)| (1,644)| | 9,587 | 9,475 | (112)| (1,530)| | 5,134 | 4,373 | (761)| (546)| | 10,048 | 10,090 | 42 | X X X X | | X X X X | 59,360 | X X X X | X X X X | | | | | | >------------->-------------|--------------|--------------| | | | ````````````````12.`Totals``| (1,210)| (4,208)| | | | <-------------->--------------> Page 99 Form 2 COMBINED ANNUAL STATEMENT FOR THE YEAR 1994 OF THE UNITED STATES FIDELITY AND GUARANTY COMPANY AND ITS AFFILIATED FIRE AND CASUALTY INSURERS SCHEDULE P - PART 2N - REINSURANCE A !-------------------#--------------------------------------------------------------------------------------------------------------- | 1 | Incurred Losses and Allocated Expenses Reported at Year End (000 omitted) | |-------------#-------------#-------------#-------------#-------------#-------------#-------------#------------- | Years in Which | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | Losses Were | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | 1991 | 1992 | Incurred | | | | | | | | |-------------------|-------------|-------------|-------------|-------------|-------------|-------------|-------------|------------- | | | | | | | | | |``1.```1988` | X X X X | X X X X | X X X X | 34,100 | 28,393 | 25,499 | 15,105 | 14,671 |``2.```1989` | X X X X | X X X X | X X X X | X X X X | 24,435 | 26,489 | 25,917 | 25,756 |``3.```1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 26,318 | 27,156 | 26,452 |``4.```1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 36,977 | 30,203 |``5.```1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 30,035 |``6.```1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X |``7.```1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <------------------->------------->------------->------------->------------->------------->------------->------------->------------- - -----------------------------#-----------------------------# | Development | #-------------#-------------|--------------#--------------| | 10 | 11 | 12 | 13 | | 1993 | 1994 | One Year | Two Year | | | | | | |-------------|-------------|--------------|--------------| | | | | | | 15,673 | 15,892 | 219 | 1,221 | | 19,376 | 17,716 | (1,660)| (8,040)| | 15,630 | 13,776 | (1,854)| (12,676)| | 14,467 | 12,857 | (1,610)| (17,346)| | 25,947 | 13,826 | (12,121)| (16,209)| | 39,518 | 34,997 | (4,521)| X X X X | | X X X X | 44,637 | X X X X | X X X X | | | | | | >------------->-------------|--------------|--------------| | | | `````````````````8.`Totals``| (21,547)| (53,050)| | | | <-------------->--------------> SCHEDULE P - PART 2O - REINSURANCE B !-------------------#-------------#-------------#-------------#-------------#-------------#-------------#-------------#------------- | | | | | | | | | |``1.```1988` | X X X X | X X X X | X X X X | 21,132 | 18,019 | 15,891 | 8,671 | 8,506 |``2.```1989` | X X X X | X X X X | X X X X | X X X X | 20,774 | 20,740 | 19,070 | 19,009 |``3.```1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 11,804 | 12,076 | 12,087 |``4.```1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 13,076 | 12,136 |``5.```1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 24,264 |``6.```1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X |``7.```1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <------------------->------------->------------->------------->------------->------------->------------->------------->------------- ```````````````````````````````````````````````````````````````````````````````````````````````````````````````````````````````````` #-------------#-------------#--------------#--------------# | | | | | | 9,222 | 9,254 | 32 | 748 | | 17,682 | 17,168 | (514)| (1,841)| | 9,180 | 8,751 | (429)| (3,336)| | 6,998 | 6,196 | (802)| (5,940)| | 21,065 | 16,580 | (4,485)| (7,684)| | 12,666 | 12,777 | 111 | X X X X | | X X X X | 109,229 | X X X X | X X X X | | | | | | >------------->-------------|--------------|--------------| | | | `````````````````8.`Totals``| (6,087)| (18,053)| | | | <-------------->--------------> SCHEDULE P - PART 2P - REINSURANCE C !-------------------#-------------#-------------#-------------#-------------#-------------#-------------#-------------#------------- | | | | | | | | | |``1.```1988` | X X X X | X X X X | X X X X | 0 | 200 | 200 | 200 | 200 |``2.```1989` | X X X X | X X X X | X X X X | X X X X | 0 | 0 | 0 | 0 |``3.```1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | 0 | 0 |``4.```1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | 0 |``5.```1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 0 |``6.```1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X |``7.```1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <------------------->------------->------------->------------->------------->------------->------------->------------->------------- ```````````````````````````````````````````````````````````````````````````````````````````````````````````````````````````````````` #-------------#-------------#--------------#--------------# | | | | | | 401 | 394 | (7)| 194 | | 0 | 0 | 0 | 0 | | 0 | 0 | 0 | 0 | | 0 | 0 | 0 | 0 | | 0 | 0 | 0 | 0 | | 0 | 0 | 0 | X X X X | | X X X X | 0 | X X X X | X X X X | | | | | | >------------->-------------|--------------|--------------| | | | `````````````````8.`Totals``| (7)| 194 | | | | <-------------->--------------> SCHEDULE P - PART 2Q - REINSURANCE D !-------------------#-------------#-------------#-------------#-------------#-------------#-------------#-------------#------------- | | | | | | | | | |``1.```Prior` | 31,384 | 27,864 | 27,904 | 28,059 | 28,058 | 28,115 | 28,131 | 28,076 |``2.```1985` | 10,843 | 21,295 | 18,969 | 18,942 | 18,927 | 19,225 | 19,028 | 18,879 |``3.```1986` | X X X X | 29,813 | 31,455 | 30,817 | 30,500 | 30,668 | 29,981 | 30,341 |``4.```1987` | X X X X | X X X X | 39,253 | 36,884 | 36,116 | 36,095 | 33,673 | 33,196 | | | | | | | | | <------------------->------------->------------->------------->--------------------------------------------------------------------- ```````````````````````````````````````````````````````````````````````````````````````````````````````````````````````````````````` #-------------#-------------#--------------#--------------# | | | | | | 28,074 | 28,074 | 0 | (2)| | 18,478 | 18,478 | 0 | (401)| | 29,586 | 29,691 | 105 | (650)| | 33,746 | 33,752 | 6 | 556 | | | | | | - ----------------------------------------------------------| | | | `````````````````8.`Totals``| 111 | (497)| | | | <-------------->--------------> Page 100 Form 2 COMBINED ANNUAL STATEMENT FOR THE YEAR 1994 OF THE UNITED STATES FIDELITY AND GUARANTY COMPANY AND ITS AFFILIATED FIRE AND CASUALTY INSURERS SCHEDULE P - PART 2R - SECTION 1 - PRODUCTS LIABILITY - OCCURRENCE !-------------------#--------------------------------------------------------------------------------------------------------------- | 1 | Incurred Losses and Allocated Expenses Reported at Year End (000 omitted) | |-------------#-------------#-------------#-------------#-------------#-------------#-------------#------------- | Years in Which | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | Losses Were | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | 1991 | 1992 | Incurred | | | | | | | | | | | | | | | | | |-------------------|-------------|-------------|-------------|-------------|-------------|-------------|-------------|------------- | | | | | | | | | |``1.```Prior` | 54,483 | 65,370 | 84,321 | 102,312 | 111,615 | 126,308 | 140,705 | 146,489 |``2.```1985` | 15,377 | 15,189 | 20,479 | 24,209 | 25,549 | 27,820 | 28,070 | 27,131 |``3.```1986` | X X X X | 38,882 | 30,746 | 31,467 | 26,974 | 25,628 | 27,465 | 26,830 |``4.```1987` | X X X X | X X X X | 31,769 | 30,772 | 32,980 | 34,006 | 29,612 | 28,674 |``5.```1988` | X X X X | X X X X | X X X X | 21,475 | 22,525 | 28,761 | 18,114 | 19,826 |``6.```1989` | X X X X | X X X X | X X X X | X X X X | 18,447 | 19,272 | 14,518 | 14,585 |``7.```1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 13,429 | 11,459 | 11,088 |``8.```1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 10,317 | 11,241 |``9.```1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 7,732 |`10.```1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X |`11.```1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <------------------->------------->------------->------------->------------->------------->------------->------------->------------- - ----------------------------#-----------------------------# | Development** | #-------------#-------------|--------------#--------------| | 10 | 11 | 12 | 13 | | 1993 | 1994 | One Year | Two Year | | | | | | | | | | | |-------------|-------------|--------------|--------------| | | | | | | 159,296 | 158,715 | (581)| 12,226 | | 28,501 | 31,536 | 3,035 | 4,405 | | 30,128 | 33,872 | 3,744 | 7,042 | | 32,160 | 34,264 | 2,104 | 5,590 | | 23,523 | 24,635 | 1,112 | 4,809 | | 16,861 | 16,836 | (25)| 2,251 | | 11,645 | 11,419 | (226)| 331 | | 12,329 | 14,724 | 2,395 | 3,483 | | 6,729 | 7,334 | 605 | (398)| | 7,244 | 6,017 | (1,227)| X X X X | | X X X X | 4,402 | X X X X | X X X X | | | | | | >------------->-------------|--------------|--------------| | | | ````````````````12.`Totals``| 10,936 | 39,739 | | | | <-------------->--------------> SCHEDULE P - PART 2R - SECTION 2 - PRODUCTS LIABILITY - CLAIMS-MADE !-------------------#-------------#-------------#-------------#-------------#-------------#-------------#-------------#------------- | | | | | | | | | |``1.```Prior` | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |``2.```1985` | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |``3.```1986` | X X X X | 0 | 0 | 0 | 0 | 0 | 0 | 0 |``4.```1987` | X X X X | X X X X | 0 | 0 | 0 | 0 | 0 | 0 |``5.```1988` | X X X X | X X X X | X X X X | 7 | 12 | 13 | 13 | 13 |``6.```1989` | X X X X | X X X X | X X X X | X X X X | 1 | 12 | 18 | 18 |``7.```1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 120 | 239 | 340 |``8.```1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 208 | 164 |``9.```1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 91 |`10.```1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X |`11.```1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <------------------->------------->------------->------------->------------->------------->------------->------------->------------- ```````````````````````````````````````````````````````````````````````````````````````````````````````````````````````````````````` #-------------#-------------#--------------#--------------# | | | | | | 0 | 0 | 0 | 0 | | 0 | 0 | 0 | 0 | | 3 | 0 | (3)| 0 | | 0 | 0 | 0 | 0 | | 13 | 13 | 0 | 0 | | 20 | 18 | (2)| 0 | | 426 | 427 | 1 | 87 | | 184 | 176 | (8)| 12 | | 379 | 31 | (348)| (60)| | 870 | 2,778 | 1,908 | X X X X | | X X X X | 69 | X X X X | X X X X | | | | | | >------------->-------------|--------------|--------------| | | | ````````````````12.`Totals``| 1,548 | 39 | | | | <-------------->--------------> SCHEDULE P - PART 2S - FINANCIAL GUARANTY/MORTGAGE GUARANTY !-------------------#-------------#-------------#-------------#-------------#-------------#-------------#-------------#------------- | | | | | | | | | |``1.```Prior` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | (89) |``2.```1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 0 |``3.```1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <------------------->------------->------------->------------->------------->------------->------------->------------->------------- ```````````````````````````````````````````````````````````````````````````````````````````````````````````````````````````````````` #-------------#-------------#--------------#--------------# | | | | | | (1,162)| (521)| 641 | (432)| | 36 | 7 | (29)| X X X X | | 0 | 35 | X X X X | X X X X | | | 0 | | | >------------->-------------|--------------|--------------| | | | `````````````````4.`Totals``| 612 | (432)| | | | <-------------->--------------> Page 101 Form 2 COMBINED ANNUAL STATEMENT FOR THE YEAR 1994 OF THE UNITED STATES FIDELITY AND GUARANTY COMPANY AND ITS AFFILIATED FIRE AND CASUALTY INSURERS SCHEDULE P - PART 3A - HOMEOWNERS/FARMOWNERS !--------------------#-------------------------------------------------------------------------------------------------- | 1 | Cumulative Paid Losses and Allocated Expenses at Year End (000 | |-------------#-------------#-------------#-------------#-------------#-------------#-------------# | Years in Which | | | | | | | | | Losses Were | 2 | 3 | 4 | 5 | 6 | 7 | 8 | | Incurred | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | 1991 | | | | | | | | | | |--------------------|-------------|-------------|-------------|-------------|-------------|-------------|-------------| | | | | | | | | | |``1.```Prior` | 000 | 9,689 | 17,092 | 19,921 | 21,110 | 21,969 | 22,601 | |``2.```1985` | 115,057 | 151,486 | 156,034 | 159,189 | 161,415 | 162,308 | 163,243 | |``3.```1986` | X X X X | 92,590 | 123,363 | 129,682 | 133,986 | 135,731 | 137,420 | |``4.```1987` | X X X X | X X X X | 81,167 | 110,930 | 116,296 | 119,779 | 121,830 | |``5.```1988` | X X X X | X X X X | X X X X | 82,160 | 113,632 | 117,560 | 121,324 | |``6.```1989` | X X X X | X X X X | X X X X | X X X X | 99,281 | 139,429 | 144,266 | |``7.```1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 93,167 | 127,235 | |``8.```1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 113,582 | |``9.```1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.```1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.```1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | | <-------------------->------------->------------->------------->------------->------------->------------->-------------> - ------------------------------------------#-------------#-------------# omitted) | 12 | 13 | -------------#-------------#-------------| Number of | Number of | | | | Claims | Claims | 9 | 10 | 11 | Closed | Closed | 1992 | 1993 | 1994 | With Loss | Without | | | | Payment |Loss Payment | -------------|-------------|-------------|-------------|-------------| | | | | | 22,739 | 23,096 | 23,316 | 1,277 | 826 | 163,510 | 163,780 | 164,415 | 68,943 | 15,735 | 138,265 | 138,720 | 139,292 | 53,628 | 13,773 | 123,370 | 124,308 | 124,802 | 48,552 | 13,949 | 122,770 | 124,064 | 124,549 | 45,342 | 13,793 | 147,076 | 149,106 | 149,971 | 58,018 | 16,992 | 132,665 | 135,782 | 138,181 | 50,606 | 16,074 | 151,510 | 157,213 | 161,119 | 56,158 | 18,028 | 126,000 | 167,477 | 174,935 | 48,693 | 16,223 | X X X X | 74,300 | 95,473 | 40,108 | 14,307 | X X X X | X X X X | 91,779 | 40,322 | 12,118 | | | | | | ------------->------------->------------->------------->-------------> SCHEDULE P - PART 3B - PRIVATE PASSENGER AUTO LIABILITY/MEDICAL !--------------------#-------------#-------------#-------------#-------------#-------------#-------------#-------------# | | | | | | | | | |``1.```Prior` | 000 | 88,243 | 128,085 | 155,770 | 175,752 | 182,652 | 188,795 | |``2.```1985` | 103,218 | 214,911 | 267,415 | 296,891 | 317,114 | 325,175 | 328,339 | |``3.```1986` | X X X X | 105,317 | 207,471 | 258,603 | 289,164 | 306,025 | 314,030 | |``4.```1987` | X X X X | X X X X | 102,959 | 198,718 | 248,056 | 278,173 | 292,406 | |``5.```1988` | X X X X | X X X X | X X X X | 96,163 | 195,472 | 245,103 | 274,391 | |``6.```1989` | X X X X | X X X X | X X X X | X X X X | 97,508 | 206,044 | 258,100 | |``7.```1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 100,690 | 207,436 | |``8.```1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 103,524 | |``9.```1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.```1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.```1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | | <-------------------->------------->------------->------------->------------->------------->------------->-------------> - -------------#-------------#-------------#-------------#-------------# | | | | | 191,655 | 195,104 | 196,946 | 12,526 | 5,216 | 329,622 | 330,070 | 330,459 | 114,154 | 43,856 | 316,518 | 318,243 | 319,477 | 106,242 | 41,271 | 296,871 | 302,413 | 304,062 | 96,214 | 37,272 | 285,653 | 291,860 | 295,868 | 91,128 | 34,925 | 284,531 | 298,685 | 307,040 | 88,966 | 33,881 | 246,934 | 277,729 | 295,364 | 83,170 | 31,072 | 208,156 | 267,329 | 298,320 | 73,288 | 28,910 | 77,150 | 156,696 | 192,621 | 55,934 | 22,944 | X X X X | 72,022 | 139,829 | 42,926 | 16,929 | X X X X | X X X X | 66,842 | 28,739 | 12,408 | | | | | | - ------------->------------->------------->------------->-------------> SCHEDULE P - PART 3C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL !--------------------#-------------#-------------#-------------#-------------#-------------#-------------#-------------# | | | | | | | | | |``1.```Prior` | 000 | 104,684 | 170,116 | 206,797 | 226,487 | 235,043 | 239,705 | |``2.```1985` | 67,128 | 161,406 | 228,393 | 267,725 | 296,309 | 313,989 | 322,448 | |``3.```1986` | X X X X | 66,520 | 148,007 | 214,438 | 255,656 | 283,055 | 294,455 | |``4.```1987` | X X X X | X X X X | 61,095 | 145,291 | 203,988 | 245,594 | 274,061 | |``5.```1988` | X X X X | X X X X | X X X X | 60,080 | 139,053 | 201,965 | 243,146 | |``6.```1989` | X X X X | X X X X | X X X X | X X X X | 51,868 | 127,921 | 193,076 | |``7.```1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 51,439 | 132,153 | |``8.```1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 43,431 | |``9.```1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.```1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.```1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | | <-------------------->------------->------------->------------->------------->------------->------------->-------------> - -------------#-------------#-------------#-------------#-------------# | | | | | 244,737 | 246,396 | 248,429 | 7,515 | 3,744 | 328,062 | 330,234 | 331,504 | 66,464 | 26,327 | 301,794 | 304,786 | 306,104 | 56,716 | 23,033 | 285,955 | 292,793 | 296,674 | 52,076 | 21,720 | 260,397 | 268,986 | 277,713 | 47,311 | 19,408 | 229,864 | 248,073 | 259,743 | 43,829 | 17,429 | 177,937 | 211,206 | 230,879 | 39,593 | 16,541 | 104,451 | 150,229 | 181,271 | 31,592 | 14,469 | 31,098 | 72,856 | 118,012 | 26,112 | 13,028 | X X X X | 25,501 | 62,068 | 20,629 | 10,588 | X X X X | X X X X | 27,266 | 14,524 | 7,381 | | | | | | - ------------->------------->------------->------------->-------------> SCHEDULE P - PART 3D - WORKERS' COMPENSATION !--------------------#-------------#-------------#-------------#-------------#-------------#-------------#-------------# | | | | | | | | | |``1.```Prior` | 000 | 173,395 | 318,268 | 416,100 | 488,894 | 556,002 | 616,342 | |``2.```1985` | 125,317 | 272,341 | 352,953 | 405,406 | 438,237 | 463,028 | 482,893 | |``3.```1986` | X X X X | 129,275 | 256,810 | 336,848 | 385,302 | 419,084 | 444,813 | |``4.```1987` | X X X X | X X X X | 127,476 | 262,831 | 330,325 | 378,370 | 419,643 | |``5.```1988` | X X X X | X X X X | X X X X | 132,278 | 279,538 | 367,993 | 424,742 | |``6.```1989` | X X X X | X X X X | X X X X | X X X X | 132,318 | 307,603 | 412,167 | |``7.```1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 131,068 | 279,877 | |``8.```1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 102,910 | |``9.```1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.```1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.```1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | | <-------------------->------------->------------->------------->------------->------------->------------->-------------> -------------#-------------#-------------#-------------#-------------# | | | | | 663,577 | 711,214 | 766,008 | 22,475 | 3,790 | 497,067 | 510,948 | 520,726 | 47,028 | 4,222 | 461,871 | 470,818 | 487,284 | 42,810 | 4,019 | 440,887 | 453,900 | 466,879 | 39,472 | 3,962 | 461,087 | 481,115 | 497,719 | 42,245 | 4,242 | 471,076 | 511,904 | 537,667 | 44,004 | 4,774 | 365,754 | 420,467 | 449,608 | 40,720 | 4,514 | 208,085 | 270,790 | 309,820 | 34,549 | 4,494 | 66,055 | 137,483 | 175,188 | 25,529 | 4,241 | X X X X | 30,004 | 62,080 | 15,621 | 2,715 | X X X X | X X X X | 21,887 | 7,072 | 1,549 | | | | | | ------------->------------->------------->------------->-------------> SCHEDULE P - PART 3E - COMMERCIAL MULTIPLE PERIL !--------------------#-------------#-------------#-------------#-------------#-------------#-------------#-------------# | | | | | | | | | |``1.```Prior` | 000 | 42,934 | 79,934 | 107,765 | 124,982 | 145,825 | 152,339 | |``2.```1985` | 71,158 | 110,772 | 129,654 | 149,909 | 166,634 | 177,366 | 186,848 | |``3.```1986` | X X X X | 64,384 | 98,950 | 119,499 | 136,584 | 148,644 | 158,824 | |``4.```1987` | X X X X | X X X X | 53,661 | 89,211 | 107,156 | 123,977 | 156,006 | |``5.```1988` | X X X X | X X X X | X X X X | 76,340 | 144,648 | 174,450 | 214,079 | |``6.```1989` | X X X X | X X X X | X X X X | X X X X | 107,105 | 191,421 | 249,666 | |``7.```1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 118,896 | 204,136 | |``8.```1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 114,986 | |``9.```1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.```1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.```1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | | <-------------------->------------->------------->------------->------------->------------->------------->-------------> - -------------#-------------#-------------#-------------#-------------# | | | | | 157,988 | 162,654 | 166,651 | 4,285 | 5,732 | 191,821 | 195,076 | 196,390 | 31,715 | 13,424 | 170,923 | 175,284 | 177,369 | 24,688 | 12,277 | 172,963 | 177,270 | 180,526 | 21,699 | 12,020 | 243,297 | 263,206 | 277,784 | 38,019 | 21,342 | 292,770 | 326,053 | 349,041 | 51,226 | 27,931 | 255,940 | 302,906 | 340,160 | 48,770 | 28,880 | 180,550 | 229,123 | 269,987 | 44,840 | 28,308 | 102,008 | 180,206 | 221,046 | 39,862 | 26,402 | X X X X | 110,882 | 179,790 | 40,515 | 28,057 | X X X X | X X X X | 131,051 | 35,299 | 23,861 | | | | | | - ------------->------------->------------->------------->-------------> Page 102 Form 2 COMBINED ANNUAL STATEMENT FOR THE YEAR 1994 OF THE UNITED STATES FIDELITY AND GUARANTY COMPANY AND ITS AFFILIATED FIRE AND CASUALTY INSURERS SCHEDULE P - PART 3F - SECTION 1 - MEDICAL MALPRACTICE - OCCURRENCE !--------------------#-------------------------------------------------------------------------------------------------- | 1 | Cumulative Paid Losses and Allocated Expenses at Year End (000 | |-------------#-------------#-------------#-------------#-------------#-------------#-------------# | Years in Which | | | | | | | | | Losses Were | 2 | 3 | 4 | 5 | 6 | 7 | 8 | | Incurred | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | 1991 | | | | | | | | | | |--------------------|-------------|-------------|-------------|-------------|-------------|-------------|-------------| | | | | | | | | | |``1.```Prior` | 000 | 16,673 | 28,952 | 39,094 | 46,444 | 52,343 | 53,376 | |``2.```1985` | 146 | 465 | 1,118 | 2,271 | 3,027 | 3,374 | 3,871 | |``3.```1986` | X X X X | 7 | 6 | 7 | 8 | 4 | 4 | |``4.```1987` | X X X X | X X X X | 7 | 7 | 11 | 17 | 17 | |``5.```1988` | X X X X | X X X X | X X X X | 0 | 0 | 4 | 38 | |``6.```1989` | X X X X | X X X X | X X X X | X X X X | 8 | 7 | 24 | |``7.```1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | 0 | |``8.```1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | |``9.```1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.```1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.```1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | | <-------------------->------------->------------->------------->------------->------------->------------->-------------> -----------------------------------------#-------------#-------------# omitted) | 12 | 13 | -------------#-------------#-------------| Number of | Number of | | | | Claims | Claims | 9 | 10 | 11 | Closed | Closed | 1992 | 1993 | 1994 | With Loss |Without Loss | | | | Payment | Payment | -------------|-------------|-------------|-------------|-------------| | | | | | 56,399 | 57,756 | 59,587 | 669 | 900 | 3,969 | 4,538 | 4,555 | 105 | 189 | 4 | 4 | 4 | 1 | 1 | 17 | 17 | 17 | 2 | 3 | 43 | 43 | 176 | 2 | 2 | 24 | 24 | 167 | 2 | 2 | 19 | 358 | 428 | 1 | 3 | 0 | 35 | 132 | 1 | 0 | 0 | 0 | 15 | 0 | 0 | X X X X | 0 | 0 | 0 | 1 | X X X X | X X X X | 0 | 0 | 0 | | | | | | ------------->------------->------------->------------->-------------> SCHEDULE P - PART 3F - SECTION 2 - MEDICAL MALPRACTICE - CLAIMS-MADE !--------------------#-------------#-------------#-------------#-------------#-------------#-------------#-------------# | | | | | | | | | |``1.```Prior` | 000 | 0 | 0 | 0 | 0 | 0 | 0 | |``2.```1985` | 0 | 0 | 662 | 1,018 | 1,037 | 1,037 | 945 | |``3.```1986` | X X X X | 0 | 10 | 16 | 32 | 32 | 32 | |``4.```1987` | X X X X | X X X X | 0 | 0 | 0 | 24 | 24 | |``5.```1988` | X X X X | X X X X | X X X X | 0 | 1 | 101 | 117 | |``6.```1989` | X X X X | X X X X | X X X X | X X X X | 1 | 9 | 25 | |``7.```1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 1 | 10 | |``8.```1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | |``9.```1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.```1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.```1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | | <-------------------->------------->------------->------------->------------->------------->------------->-------------> -------------#-------------#-------------#-------------#-------------# | | | | | 0 | 0 | 0 | 0 | 0 | 945 | 945 | 945 | 10 | 10 | 32 | 32 | 32 | 5 | 3 | 24 | 24 | 24 | 0 | 0 | 120 | 141 | 141 | 0 | 0 | 240 | 255 | 255 | 0 | 2 | 99 | 266 | 266 | 0 | 0 | 4 | 9 | 10 | 0 | 0 | 0 | 3 | 3 | 0 | 0 | X X X X | 0 | 0 | 0 | 0 | X X X X | X X X X | 0 | 0 | 0 | | | | | | ------------->------------->------------->------------->-------------> SCHEDULE P - PART 3G - SPECIAL LIABILITY (OCEAN MARINE, AIRCRAFT (ALL PERILS), BOILER AND MACHINERY) !--------------------#-------------#-------------#-------------#-------------#-------------#-------------#-------------# | | | | | | | | | |``1.```Prior` | 000 | 3,165 | 5,001 | 5,919 | 6,951 | 7,230 | 7,353 | |``2.```1985` | 8,762 | 14,339 | 16,267 | 17,244 | 18,178 | 18,680 | 19,100 | |``3.```1986` | X X X X | 13,767 | 20,949 | 24,613 | 27,333 | 29,370 | 29,415 | |``4.```1987` | X X X X | X X X X | 9,533 | 17,862 | 24,502 | 26,695 | 27,769 | |``5.```1988` | X X X X | X X X X | X X X X | 9,231 | 16,454 | 19,180 | 20,912 | |``6.```1989` | X X X X | X X X X | X X X X | X X X X | 11,402 | 16,737 | 19,342 | |``7.```1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 7,945 | 14,633 | |``8.```1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 9,730 | |``9.```1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.```1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.```1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | | <-------------------->------------->------------->------------->------------->------------->------------->-------------> - -------------#-------------#-------------#-------------#-------------# | | | | | 7,597 | 7,908 | 8,124 | X X X X | X X X X | 19,025 | 19,068 | 19,078 | X X X X | X X X X | 29,450 | 29,187 | 29,192 | X X X X | X X X X | 28,522 | 28,827 | 29,388 | X X X X | X X X X | 22,588 | 23,225 | 23,657 | X X X X | X X X X | 21,705 | 22,545 | 22,938 | X X X X | X X X X | 16,945 | 18,666 | 19,327 | X X X X | X X X X | 15,533 | 17,363 | 17,506 | X X X X | X X X X | 5,677 | 8,448 | 9,314 | X X X X | X X X X | X X X X | 5,338 | 8,613 | X X X X | X X X X | X X X X | X X X X | 8,973 | X X X X | X X X X | | | | | | - ------------->------------->------------->------------->-------------> SCHEDULE P - PART 3H - SECTION 1 - OTHER LIABILITY - OCCURRENCE !--------------------#-------------#-------------#-------------#-------------#-------------#-------------#-------------# | | | | | | | | | |``1.```Prior` | 000 | 129,974 | 245,165 | 331,879 | 419,468 | 477,501 | 514,312 | |``2.```1985` | 17,555 | 47,982 | 88,943 | 124,960 | 153,560 | 176,920 | 192,605 | |``3.```1986` | X X X X | 18,393 | 45,614 | 82,671 | 120,553 | 150,472 | 172,690 | |``4.```1987` | X X X X | X X X X | 21,818 | 52,420 | 87,499 | 122,123 | 157,422 | |``5.```1988` | X X X X | X X X X | X X X X | 10,761 | 27,514 | 48,724 | 72,687 | |``6.```1989` | X X X X | X X X X | X X X X | X X X X | 8,733 | 21,122 | 36,345 | |``7.```1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 11,619 | 25,544 | |``8.```1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 5,929 | |``9.```1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.```1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.```1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | | <-------------------->------------->------------->------------->------------->------------->------------->-------------> -------------#-------------#-------------#-------------#-------------# | | | | | 549,894 | 591,973 | 625,190 | 9,536 | 14,853 | 197,272 | 206,127 | 211,147 | 24,930 | 14,859 | 185,334 | 195,092 | 198,340 | 19,652 | 12,400 | 173,081 | 190,522 | 198,401 | 16,712 | 11,594 | 102,251 | 114,779 | 124,651 | 12,946 | 8,118 | 52,958 | 65,520 | 80,578 | 8,309 | 6,065 | 48,198 | 65,946 | 75,342 | 8,074 | 6,980 | 15,617 | 27,507 | 41,441 | 5,642 | 4,797 | 3,682 | 8,472 | 16,651 | 3,015 | 2,944 | X X X X | 3,122 | 9,067 | 2,016 | 1,948 | X X X X | X X X X | 4,509 | 1,251 | 1,449 | | | | | | ------------->------------->------------->------------->-------------> SCHEDULE P - PART 3H - SECTION 2 - OTHER LIABILITY - CLAIMS-MADE !--------------------#-------------#-------------#-------------#-------------#-------------#-------------#-------------# | | | | | | | | | |``1.```Prior` | 000 | 0 | 0 | 0 | 0 | 0 | 0 | |``2.```1985` | 0 | 0 | 29 | 40 | 58 | 72 | 90 | |``3.```1986` | X X X X | 0 | 209 | 341 | 389 | 328 | 393 | |``4.```1987` | X X X X | X X X X | 0 | 0 | 0 | (6)| (6)| |``5.```1988` | X X X X | X X X X | X X X X | 69 | 111 | 218 | 225 | |``6.```1989` | X X X X | X X X X | X X X X | X X X X | 248 | 446 | 640 | |``7.```1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 143 | 269 | |``8.```1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 159 | |``9.```1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.```1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.```1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | | <-------------------->------------->------------->------------->------------->------------->------------->-------------> - -------------#-------------#-------------#-------------#-------------# | | | | | 0 | 0 | 0 | 0 | 0 | 88 | 99 | 145 | 2 | 2 | 367 | 411 | 434 | 4 | 0 | (6)| (6)| (6)| 0 | 2 | 626 | 626 | 625 | 70 | 44 | 687 | 730 | 762 | 126 | 64 | 285 | 949 | 984 | 85 | 70 | 234 | 301 | 470 | 72 | 86 | 88 | 854 | 915 | 62 | 71 | X X X X | 85 | 141 | 34 | 43 | X X X X | X X X X | 124 | 14 | 22 | | | | | | - ------------->------------->------------->------------->-------------> Page 103 Form 2 COMBINED ANNUAL STATEMENT FOR THE YEAR 1994 OF THE UNITED STATES FIDELITY AND GUARANTY COMPANY AND ITS AFFILIATED FIRE AND CASUALTY INSURERS SCHEDULE P - PART 3I - SPECIAL PROPERTY (FIRE, ALLIED LINES, INLAND MARINE, EARTHQUAKE, GLASS, BURGLARY AND THEFT) !--------------------#-------------------------------------------------------------------------------------------------- | 1 | Cumulative Paid Losses and Allocated Expenses at Year End (000 | |-------------#-------------#-------------#-------------#-------------#-------------#-------------# | Years in Which | | | | | | | | | Losses Were | 2 | 3 | 4 | 5 | 6 | 7 | 8 | | Incurred | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | 1991 | | | | | | | | | | |--------------------|-------------|-------------|-------------|-------------|-------------|-------------|-------------| | | | | | | | | | |``1.```Prior` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``2.```1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``3.```1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | | <-------------------->------------->------------->------------->------------->------------->------------->-------------> - -----------------------------------------#---------------------------# omitted) | 12 | 13 | - -------------#-------------#-------------| Number of | Number of | | | | Claims |Claims Closed| 9 | 10 | 11 | Closed With | Without | 1992 | 1993 | 1994 |Loss Payment |Loss Payment | | | | | | - -------------|-------------|-------------|-------------|-------------| | | | | | 000 | 33,295 | 48,269 | X X X X | X X X X | X X X X | 51,154 | 70,625 | X X X X | X X X X | X X X X | X X X X | 55,668 | X X X X | X X X X | | | | | | - ------------->------------->------------->------------->-------------> SCHEDULE P - PART 3J - AUTO PHYSICAL DAMAGE !--------------------#-------------#-------------#-------------#-------------#-------------#-------------#-------------# | | | | | | | | | |``1.```Prior` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``2.```1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``3.```1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | | <-------------------->------------->------------->------------->------------->------------->------------->-------------> - -------------#-------------#-------------#-------------#-------------# | | | | | 000 | 17,868 | 19,773 | 12,157 | 3,385 | X X X X | 105,665 | 117,230 | 88,841 | 20,072 | X X X X | X X X X | 104,146 | 75,082 | 16,827 | | | | | | - ------------->------------->------------->------------->-------------> SCHEDULE P - PART 3K - FIDELITY/SURETY !--------------------#-------------#-------------#-------------#-------------#-------------#-------------#-------------# | | | | | | | | | |``1.```Prior` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``2.```1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``3.```1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | | <-------------------->------------->------------->------------->------------->------------->------------->-------------> -------------#-------------#-------------#-------------#-------------# | | | | | 000 | 43,311 | 60,947 | X X X X | X X X X | X X X X | 8,255 | 27,104 | X X X X | X X X X | X X X X | X X X X | 7,357 | X X X X | X X X X | | | | | | ------------->------------->------------->------------->-------------> SCHEDULE P - PART 3L - OTHER (INCLUDING CREDIT, ACCIDENT AND HEALTH) !--------------------#-------------#-------------#-------------#-------------#-------------#-------------#-------------# | | | | | | | | | |``1.```Prior` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``2.```1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``3.```1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | | <-------------------->------------->------------->------------->------------->------------->------------->-------------> - -------------#-------------#-------------#-------------#-------------# | | | | | 000 | 39 | 57 | 3 | 2 | X X X X | 0 | 0 | 0 | 0 | X X X X | X X X X | 0 | 0 | 0 | | | | | | - ------------->------------->------------->------------->-------------> SCHEDULE P - PART 3M - INTERNATIONAL !--------------------#-------------#-------------#-------------#-------------#-------------#-------------#-------------# | | | | | | | | | |``1.```Prior` | 000 | 0 | 0 | 0 | 0 | 0 | 0 | |``2.```1985` | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |``3.```1986` | X X X X | 0 | 0 | 0 | 0 | 0 | 0 | |``4.```1987` | X X X X | X X X X | 0 | 0 | 0 | 0 | 0 | |``5.```1988` | X X X X | X X X X | X X X X | 4,610 | 10,615 | 12,406 | 13,164 | |``6.```1989` | X X X X | X X X X | X X X X | X X X X | 3,850 | 8,531 | 9,812 | |``7.```1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 3,585 | 8,889 | |``8.```1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 4,478 | |``9.```1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.```1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.```1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | | <-------------------->------------->------------->------------->------------->------------->------------->-------------> - -------------#-------------#-------------#-------------#-------------# | | | | | 0 | 0 | 0 | X X X X | X X X X | 0 | 0 | 0 | X X X X | X X X X | 0 | 0 | 0 | X X X X | X X X X | 0 | 0 | 0 | X X X X | X X X X | 13,562 | 13,619 | 14,006 | X X X X | X X X X | 10,323 | 10,358 | 10,554 | X X X X | X X X X | 10,293 | 10,486 | 10,579 | X X X X | X X X X | 6,649 | 7,364 | 7,495 | X X X X | X X X X | 1,232 | 2,920 | 3,289 | X X X X | X X X X | X X X X | 355 | 4,210 | X X X X | X X X X | X X X X | X X X X | 11,028 | X X X X | X X X X | | | | | | - ------------->------------->------------->------------->-------------> Page 104 Form 2 COMBINED ANNUAL STATEMENT FOR THE YEAR 1994 OF THE UNITED STATES FIDELITY AND GUARANTY COMPANY AND ITS AFFILIATED FIRE AND CASUALTY INSURERS SCHEDULE P - PART 3N - REINSURANCE A !--------------------#-------------------------------------------------------------------------------------------------- | 1 | Cumulative Paid Losses and Allocated Expenses at Year End (000 O | |-------------#-------------#-------------#-------------#-------------#-------------#-------------# | Years in Which | 2 | 3 | 4 | 5 | 6 | 7 | 8 | | Losses Were | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | 1991 | | Incurred | | | | | | | | | | | | | | | | | |--------------------|-------------|-------------|-------------|-------------|-------------|-------------|-------------| | | | | | | | | | |``1.```1988` | X X X X | X X X X | X X X X | 2,283 | 4,302 | 5,753 | 6,950 | |``2.```1989` | X X X X | X X X X | X X X X | X X X X | 5,873 | 8,625 | 10,264 | |``3.```1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 4,784 | 6,108 | |``4.```1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 1,301 | |``5.```1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``6.```1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``7.```1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | | <-------------------->------------->------------->------------->------------->------------->------------->-------------> - -----------------------------------------#-------------#-------------# mitted) | 12 | 13 | - -------------#-------------#-------------| Number of | Number of | 9 | 10 | 11 | Claims | Claims | 1992 | 1993 | 1994 | Closed | Closed | | | | With Loss |Without Loss | | | | Payment | Payment | - -------------|-------------|-------------|-------------|-------------| | | | | | 9,296 | 10,510 | 11,344 | X X X X | X X X X | 11,671 | 12,053 | 12,706 | X X X X | X X X X | 9,592 | 9,867 | 10,474 | X X X X | X X X X | 4,570 | 5,463 | 6,311 | X X X X | X X X X | 6,875 | 2,140 | 3,467 | X X X X | X X X X | X X X X | 1,083 | 2,716 | X X X X | X X X X | X X X X | X X X X | 1,553 | X X X X | X X X X | | | | | | - ------------->------------->------------->------------->-------------> SCHEDULE P - PART 3O - REINSURANCE B !--------------------#-------------#-------------#-------------#-------------#-------------#-------------#-------------# | | | | | | | | | |``1.```1988` | X X X X | X X X X | X X X X | 1,108 | 2,954 | 3,793 | 4,770 | |``2.```1989` | X X X X | X X X X | X X X X | X X X X | 10,817 | 11,867 | 12,902 | |``3.```1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 1,567 | 2,232 | |``4.```1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 402 | |``5.```1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``6.```1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``7.```1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | | <-------------------->------------->------------->------------->------------->------------->------------->-------------> - -------------#-------------#-------------#-------------#-------------# | | | | | 5,650 | 6,476 | 6,912 | X X X X | X X X X | 13,472 | 13,773 | 14,103 | X X X X | X X X X | 6,826 | 7,073 | 7,516 | X X X X | X X X X | 1,555 | 2,022 | 2,525 | X X X X | X X X X | 10,626 | 10,354 | 10,995 | X X X X | X X X X | X X X X | 485 | 1,909 | X X X X | X X X X | X X X X | X X X X | 4,276 | X X X X | X X X X | | | | | | ------------->------------->------------->------------->-------------> SCHEDULE P - PART 3P - REINSURANCE C !--------------------#-------------#-------------#-------------#-------------#-------------#-------------#-------------# | | | | | | | | | |``1.```1988` | X X X X | X X X X | X X X X | 0 | 200 | 200 | 200 | |``2.```1989` | X X X X | X X X X | X X X X | X X X X | 0 | 0 | 0 | |``3.```1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | 0 | |``4.```1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | |``5.```1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``6.```1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``7.```1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | | <-------------------->------------->------------->------------->------------->------------->------------->-------------> - -------------#-------------#-------------#-------------#-------------# | | | | | 200 | 401 | 394 | X X X X | X X X X | 0 | 0 | 0 | X X X X | X X X X | 0 | 0 | 0 | X X X X | X X X X | 0 | 0 | 0 | X X X X | X X X X | 0 | 0 | 0 | X X X X | X X X X | X X X X | 0 | 0 | X X X X | X X X X | X X X X | X X X X | 0 | X X X X | X X X X | | | | | | - ------------->------------->------------->------------->-------------> SCHEDULE P - PART 3Q - REINSURANCE D !--------------------#-------------#-------------#-------------#-------------#-------------#-------------#-------------# | | | | | | | | | |``1.```Prior` | 000 | 387 | 725 | 838 | 1,539 | 28,115 | 28,131 | |``2.```1985` | 1,856 | 11,761 | 17,564 | 18,244 | 18,601 | 18,927 | 19,025 | |``3.```1986` | X X X X | 8,482 | 20,448 | 24,661 | 26,542 | 27,789 | 28,421 | |``4.```1987` | X X X X | X X X X | (119,003)| (150,152)| (152,812)| 27,625 | 28,886 | | | | | | | | | | <-------------------->------------->------------->------------->------------->------------->------------->-------------> - -------------#-------------#-------------#-------------#-------------# | | | | | 28,076 | 28,074 | 28,074 | X X X X | X X X X | 18,879 | 18,478 | 18,478 | X X X X | X X X X | 29,168 | 28,682 | 28,894 | X X X X | X X X X | 29,549 | 29,830 | 30,416 | X X X X | X X X X | | | | | | - ------------->------------->------------->------------->-------------> Page 105 Form 2 COMBINED ANNUAL STATEMENT FOR THE YEAR 1994 OF THE UNITED STATES FIDELITY AND GUARANTY COMPANY AND ITS AFFILIATED FIRE AND CASUALTY INSURERS SCHEDULE P - PART 3R - SECTION 1 - PRODUCTS LIABILITY - OCCURRENCE !--------------------#-------------------------------------------------------------------------------------------------- | 1 | Cumulative Paid Losses and Allocated Expenses at Year End (000 O | |-------------#-------------#-------------#-------------#-------------#-------------#-------------# | Years in Which | 2 | 3 | 4 | 5 | 6 | 7 | 8 | | Losses Were | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | 1991 | | Incurred | | | | | | | | | | | | | | | | | |--------------------|-------------|-------------|-------------|-------------|-------------|-------------|-------------| | | | | | | | | | |``1.```Prior` | 000 | 14,056 | 30,957 | 47,570 | 65,887 | 82,899 | 96,493 | |``2.```1985` | 692 | 2,067 | 5,349 | 10,599 | 15,704 | 20,191 | 22,232 | |``3.```1986` | X X X X | 535 | 1,397 | 3,706 | 8,522 | 13,765 | 18,809 | |``4.```1987` | X X X X | X X X X | 1,046 | 3,165 | 6,478 | 13,019 | 19,099 | |``5.```1988` | X X X X | X X X X | X X X X | 168 | 2,599 | 6,118 | 10,643 | |``6.```1989` | X X X X | X X X X | X X X X | X X X X | 375 | 2,727 | 5,374 | |``7.```1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 459 | 1,290 | |``8.```1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 434 | |``9.```1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.```1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.```1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | | <-------------------->------------->------------->------------->------------->------------->------------->-------------> - -----------------------------------------#-------------#-------------# mitted) | 12 | 13 | - -------------#-------------#-------------| Number of | Number of | 9 | 10 | 11 | Claims | Claims | 1992 | 1993 | 1994 | Closed | Closed | | | | With Loss |Without Loss | | | | Payment | Payment | - -------------|-------------|-------------|-------------|-------------| | | | | | 105,791 | 110,679 | 111,575 | 1,093 | 5,513 | 23,153 | 24,247 | 25,544 | 818 | 678 | 21,089 | 24,179 | 25,311 | 652 | 722 | 22,219 | 23,955 | 26,482 | 543 | 610 | 12,598 | 15,102 | 16,285 | 421 | 423 | 8,197 | 11,508 | 12,860 | 483 | 465 | 2,326 | 4,785 | 7,087 | 460 | 446 | 1,152 | 4,246 | 6,632 | 278 | 278 | 205 | 559 | 1,724 | 143 | 260 | X X X X | 1,218 | 1,751 | 121 | 92 | X X X X | X X X X | 53 | 27 | 30 | | | | | | - ------------->------------->------------->------------->-------------> SCHEDULE P - PART 3R - SECTION 2 - PRODUCTS LIABILITY - CLAIMS-MADE !--------------------#-------------#-------------#-------------#-------------#-------------#-------------#-------------# | | | | | | | | | |``1.```Prior` | 000 | 0 | 0 | 0 | 0 | 0 | 0 | |``2.```1985` | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |``3.```1986` | X X X X | 0 | 0 | 0 | 0 | 0 | 0 | |``4.```1987` | X X X X | X X X X | 0 | 0 | 0 | 0 | 0 | |``5.```1988` | X X X X | X X X X | X X X X | 1 | 5 | 13 | 13 | |``6.```1989` | X X X X | X X X X | X X X X | X X X X | 0 | 4 | 18 | |``7.```1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 20 | 170 | |``8.```1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | 21 | |``9.```1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.```1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.```1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | | <-------------------->------------->------------->------------->------------->------------->------------->-------------> -------------#-------------#-------------#-------------#-------------# | | | | | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 13 | 13 | 13 | 4 | 2 | 18 | 18 | 18 | 1 | 1 | 291 | 427 | 427 | 5 | 3 | 55 | 167 | 176 | 6 | 7 | 7 | 31 | 31 | 1 | 5 | X X X X | 20 | 560 | 11 | 32 | X X X X | X X X X | 28 | 7 | 16 | | | | | | ------------->------------->------------->------------->-------------> SCHEDULE P - PART 3S - FINANCIAL GUARANTY/MORTGAGE GUARANTY !--------------------#-------------#-------------#-------------#-------------#-------------#-------------#-------------# | | | | | | | | | |``1.```Prior` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``2.```1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``3.```1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | | <-------------------->------------->------------->------------->------------->------------->------------->-------------> - -------------#-------------#-------------#-------------#-------------# | | | | | 000 | (831)| (1,162)| X X X X | X X X X | X X X X | (1)| (1)| X X X X | X X X X | X X X X | X X X X | 9 | X X X X | X X X X | | | | | | - ------------->------------->------------->------------->-------------> Page 106 Form 2 COMBINED ANNUAL STATEMENT FOR THE YEAR 1994 OF THE UNITED STATES FIDELITY AND GUARANTY COMPANY AND ITS AFFILIATED FIRE AND CASUALTY INSURERS SCHEDULE P - PART 4A - HOMEOWNERS/FARMOWNERS !-----------------------------#------------------------------------------------------------------------------------------------ | 1 | BULK AND INCURRED BUT NOT REPORTED RESERVES ON LOSSES AND ALLOCATED | |---------------#---------------#---------------#---------------#---------------#---------------# | Years in Which | | | | | | | | Losses Were | 2 | 3 | 4 | 5 | 6 | 7 | | Incurred | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | | | | | | | | | |-----------------------------|---------------|---------------|---------------|---------------|---------------|---------------| | | | | | | | | |``1.`````Prior` | 8,127 | 2,871 | 1,350 | 583 | 337 | 440 | |``2.`````1985` | 21,677 | 3,598 | 2,218 | 1,424 | 489 | 534 | |``3.`````1986` | X X X X | 26,818 | 8,442 | 6,075 | 3,916 | 2,588 | |``4.`````1987` | X X X X | X X X X | 34,155 | 14,953 | 10,076 | 6,872 | |``5.`````1988` | X X X X | X X X X | X X X X | 26,295 | 8,421 | 5,420 | |``6.`````1989` | X X X X | X X X X | X X X X | X X X X | 29,666 | 7,917 | |``7.`````1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 23,709 | |``8.`````1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``9.`````1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.`````1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.`````1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <----------------------------->--------------->--------------->--------------->--------------->--------------->---------------> ---------------------------------------------------------------# EXPENSES AT YEAR END (000 OMITTED) | ---------------#---------------#---------------#---------------| | | | | 8 | 9 | 10 | 11 | 1991 | 1992 | 1993 | 1994 | | | | | ---------------|---------------|---------------|---------------| | | | | 244 | 134 | 55 | 58 | 200 | 234 | 159 | 188 | 1,079 | 763 | 516 | 318 | 2,075 | 1,617 | 1,208 | 1,229 | 2,061 | 1,322 | 716 | 837 | 3,082 | 2,177 | 918 | 1,051 | 5,481 | 3,249 | 1,085 | 1,342 | 23,758 | 5,380 | 2,233 | 2,246 | X X X X | 21,121 | 4,065 | 3,128 | X X X X | X X X X | 13,203 | 3,855 | X X X X | X X X X | X X X X | 9,823 | | | | | --------------->--------------->--------------->---------------> SCHEDULE P - PART 4B - PRIVATE PASSENGER AUTO LIABILITY/MEDICAL !-----------------------------#---------------#---------------#---------------#---------------#---------------#---------------# | | | | | | | | |``1.`````Prior` | 52,775 | 24,928 | 10,538 | 7,328 | 3,949 | 2,130 | |``2.`````1985` | 76,623 | 33,084 | 13,453 | 7,756 | 4,835 | 2,605 | |``3.`````1986` | X X X X | 100,864 | 44,855 | 25,884 | 8,775 | 4,734 | |``4.`````1987` | X X X X | X X X X | 103,612 | 47,271 | 24,394 | 12,635 | |``5.`````1988` | X X X X | X X X X | X X X X | 95,979 | 47,928 | 24,340 | |``6.`````1989` | X X X X | X X X X | X X X X | X X X X | 111,634 | 54,405 | |``7.`````1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 135,402 | |``8.`````1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``9.`````1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.`````1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.`````1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <----------------------------->--------------->--------------->--------------->--------------->--------------->---------------> - ---------------#---------------#---------------#---------------# | | | | 1,476 | 1,569 | 6,860 | 2,830 | 1,133 | 7,293 | 4,015 | 1,890 | 2,021 | 6,250 | 4,162 | 1,704 | 4,094 | 6,719 | 4,856 | 1,834 | 7,862 | 12,097 | 8,460 | 1,680 | 19,073 | 11,678 | 5,459 | 2,674 | 57,174 | 23,091 | 11,912 | 5,933 | 153,113 | 65,878 | 28,461 | 11,805 | X X X X | 103,343 | 48,345 | 16,977 | X X X X | X X X X | 79,287 | 29,584 | X X X X | X X X X | X X X X | 68,083 | | | | | - --------------->--------------->--------------->---------------> SCHEDULE P - PART 4C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL !-----------------------------#---------------#---------------#---------------#---------------#---------------#---------------# | | | | | | | | |``1.`````Prior` | 100,158 | 47,443 | 15,752 | 7,475 | 5,895 | 3,500 | |``2.`````1985` | 113,446 | 60,304 | 27,174 | 10,184 | 6,271 | 3,557 | |``3.`````1986` | X X X X | 202,473 | 112,979 | 51,470 | 15,808 | 21,272 | |``4.`````1987` | X X X X | X X X X | 248,615 | 133,340 | 59,272 | 29,793 | |``5.`````1988` | X X X X | X X X X | X X X X | 149,682 | 82,498 | 51,411 | |``6.`````1989` | X X X X | X X X X | X X X X | X X X X | 178,608 | 70,725 | |``7.`````1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 152,903 | |``8.`````1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``9.`````1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.`````1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.`````1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <----------------------------->--------------->--------------->--------------->--------------->--------------->---------------> - ---------------#---------------#---------------#---------------# | | | | 5,082 | 5,000 | 3,866 | 1,685 | 2,446 | 2,725 | 2,960 | 971 | 4,655 | 3,884 | 3,241 | 1,630 | 9,555 | 6,531 | 7,344 | 5,760 | 15,394 | 8,560 | 5,279 | 3,144 | 39,054 | 23,430 | 11,156 | 5,226 | 89,729 | 45,468 | 18,673 | 6,206 | 150,745 | 82,270 | 37,108 | 12,719 | X X X X | 117,172 | 51,518 | 17,453 | X X X X | X X X X | 80,775 | 38,983 | X X X X | X X X X | X X X X | 57,281 | | | | | - --------------->--------------->--------------->---------------> SCHEDULE P - PART 4D - WORKERS' COMPENSATION !-----------------------------#---------------#---------------#---------------#---------------#---------------#---------------# | | | | | | | | |``1.`````Prior` | 195,987 | 107,451 | 83,422 | 79,027 | 112,255 | 188,245 | |``2.`````1985` | 200,994 | 95,509 | 43,799 | 34,916 | 30,712 | 64,690 | |``3.`````1986` | X X X X | 284,035 | 159,978 | 86,215 | 60,885 | 67,514 | |``4.`````1987` | X X X X | X X X X | 241,685 | 124,486 | 69,265 | 87,101 | |``5.`````1988` | X X X X | X X X X | X X X X | 240,532 | 113,291 | 129,212 | |``6.`````1989` | X X X X | X X X X | X X X X | X X X X | 257,388 | 168,478 | |``7.`````1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 302,452 | |``8.`````1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``9.`````1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.`````1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.`````1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <----------------------------->--------------->--------------->--------------->--------------->--------------->---------------> ---------------#---------------#---------------#---------------# | | | | 188,684 | 227,026 | 251,168 | 175,915 | 70,275 | 79,598 | 80,357 | 54,848 | 62,374 | 58,951 | 76,351 | 59,369 | 72,384 | 63,395 | 83,342 | 65,764 | 98,149 | 82,500 | 86,842 | 72,401 | 164,927 | 122,043 | 118,277 | 99,698 | 167,879 | 139,459 | 125,937 | 106,344 | 201,174 | 171,488 | 104,600 | 91,620 | X X X X | 111,171 | 80,128 | 62,847 | X X X X | X X X X | 67,534 | 49,724 | X X X X | X X X X | X X X X | 54,551 | | | | | --------------->--------------->--------------->---------------> SCHEDULE P - PART 4E - COMMERCIAL MULTIPLE PERIL !-----------------------------#---------------#---------------#---------------#---------------#---------------#---------------# | | | | | | | | |``1.`````Prior` | 50,216 | 38,674 | 26,593 | 19,911 | 15,610 | 11,624 | |``2.`````1985` | 59,058 | 33,833 | 20,461 | 14,944 | 12,074 | 8,356 | |``3.`````1986` | X X X X | 70,183 | 33,146 | 21,992 | 18,627 | 13,659 | |``4.`````1987` | X X X X | X X X X | 79,374 | 34,475 | 27,072 | 42,558 | |``5.`````1988` | X X X X | X X X X | X X X X | 181,058 | 117,500 | 83,612 | |``6.`````1989` | X X X X | X X X X | X X X X | X X X X | 272,787 | 184,073 | |``7.`````1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 240,641 | |``8.`````1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``9.`````1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.`````1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.`````1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <----------------------------->--------------->--------------->--------------->--------------->--------------->---------------> - ---------------#---------------#---------------#---------------# | | | | 11,868 | 7,203 | 8,399 | 10,313 | 6,673 | 4,514 | 3,309 | 3,551 | 10,074 | 6,226 | 4,622 | 4,350 | 8,503 | 12,476 | 10,554 | 7,004 | 47,275 | 42,361 | 29,455 | 25,471 | 117,913 | 70,317 | 57,597 | 41,504 | 194,651 | 139,082 | 91,692 | 58,644 | 234,305 | 176,395 | 123,218 | 81,495 | X X X X | 225,071 | 146,435 | 91,681 | X X X X | X X X X | 181,370 | 128,112 | X X X X | X X X X | X X X X | 188,526 | | | | | - --------------->--------------->--------------->---------------> Page 107 Form 2 COMBINED ANNUAL STATEMENT FOR THE YEAR 1994 OF THE UNITED STATES FIDELITY AND GUARANTY COMPANY AND ITS AFFILIATED FIRE AND CASUALTY INSURERS SCHEDULE P - PART 4F - SECTION 1 - MEDICAL MALPRACTICE - OCCURRENCE !-----------------------------#------------------------------------------------------------------------------------------------ | 1 | BULK AND INCURRED BUT NOT REPORTED RESERVES ON LOSSES AND ALLOCATED | |---------------#---------------#---------------#---------------#---------------#---------------# | Years in Which | | | | | | | | Losses Were | 2 | 3 | 4 | 5 | 6 | 7 | | Incurred | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | | | | | | | | | |-----------------------------|---------------|---------------|---------------|---------------|---------------|---------------| | | | | | | | | |``1.`````Prior` | 28,792 | 17,340 | 11,263 | 11,285 | 8,253 | 7,992 | |``2.`````1985` | 9,518 | 9,830 | 5,261 | 1,978 | 1,853 | 1,491 | |``3.`````1986` | X X X X | 68 | (4)| 0 | 1 | 0 | |``4.`````1987` | X X X X | X X X X | 0 | 96 | 1 | 0 | |``5.`````1988` | X X X X | X X X X | X X X X | 165 | 4 | 9 | |``6.`````1989` | X X X X | X X X X | X X X X | X X X X | 2 | 4 | |``7.`````1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 5 | |``8.`````1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``9.`````1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.`````1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.`````1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <----------------------------->--------------->--------------->--------------->--------------->--------------->---------------> ---------------------------------------------------------------# EXPENSES AT YEAR END (000 OMITTED) | ---------------#---------------#---------------#---------------| | | | | 8 | 9 | 10 | 11 | 1991 | 1992 | 1993 | 1994 | | | | | ---------------|---------------|---------------|---------------| | | | | 4,763 | 2,864 | 5,714 | 5,830 | 944 | 730 | 519 | 413 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 88 | 0 | 0 | 3 | 0 | 0 | 0 | X X X X | 0 | 0 | 0 | X X X X | X X X X | 0 | 0 | X X X X | X X X X | X X X X | 0 | | | | | --------------->--------------->--------------->---------------> SCHEDULE P - PART 4F - SECTION 2 - MEDICAL MALPRACTICE - CLAIMS-MADE !-----------------------------#---------------#---------------#---------------#---------------#---------------#---------------# | | | | | | | | |``1.`````Prior` | 0 | 0 | 0 | 0 | 0 | 0 | |``2.`````1985` | 0 | 0 | 134 | 1 | 0 | 0 | |``3.`````1986` | X X X X | 0 | 4 | 4 | 0 | 0 | |``4.`````1987` | X X X X | X X X X | 0 | 0 | 94 | 88 | |``5.`````1988` | X X X X | X X X X | X X X X | 0 | 163 | 280 | |``6.`````1989` | X X X X | X X X X | X X X X | X X X X | 161 | 129 | |``7.`````1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 73 | |``8.`````1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``9.`````1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.`````1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.`````1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <----------------------------->--------------->--------------->--------------->--------------->--------------->---------------> ---------------#---------------#---------------#---------------# | | | | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 64 | 55 | 24 | 64 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 30 | 0 | 0 | 0 | 212 | 200 | 97 | 125 | X X X X | 177 | 135 | 2 | X X X X | X X X X | 40 | 36 | X X X X | X X X X | X X X X | 0 | | | | | --------------->--------------->--------------->---------------> SCHEDULE P - PART 4G - SPECIAL LIABILITY (OCEAN MARINE, AIRCRAFT (ALL PERILS), BOILER AND MACHINERY) !-----------------------------#---------------#---------------#---------------#---------------#---------------#---------------# | | | | | | | | |``1.`````Prior` | 2,338 | 873 | 356 | 280 | 193 | 0 | |``2.`````1985` | 3,931 | 966 | 333 | 200 | 55 | 22 | |``3.`````1986` | X X X X | 8,647 | 3,035 | 1,998 | 1,619 | 823 | |``4.`````1987` | X X X X | X X X X | 11,245 | 5,428 | 3,595 | 1,491 | |``5.`````1988` | X X X X | X X X X | X X X X | 11,836 | 3,750 | 1,624 | |``6.`````1989` | X X X X | X X X X | X X X X | X X X X | 7,701 | 1,995 | |``7.`````1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 6,682 | |``8.`````1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``9.`````1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.`````1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.`````1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <----------------------------->--------------->--------------->--------------->--------------->--------------->---------------> ---------------#---------------#---------------#---------------# | | | | 0 | 13 | 12 | 10 | 2 | 0 | 0 | 2 | 165 | 125 | 215 | 188 | 367 | 383 | 863 | 767 | 353 | 189 | 771 | 1,038 | 617 | 294 | 453 | 556 | 1,759 | 1,050 | 189 | 170 | 5,660 | 2,064 | 318 | 224 | X X X X | 4,727 | 547 | 248 | X X X X | X X X X | 3,631 | 1,048 | X X X X | X X X X | X X X X | 6,389 | | | | | --------------->--------------->--------------->---------------> SCHEDULE P - PART 4H - SECTION 1 - OTHER LIABILITY - OCCURRENCE !-----------------------------#---------------#---------------#---------------#---------------#---------------#---------------# | | | | | | | | |``1.`````Prior` | 222,583 | 157,927 | 105,488 | 83,130 | 66,854 | 49,343 | |``2.`````1985` | 140,056 | 95,657 | 65,153 | 52,126 | 41,785 | 36,612 | |``3.`````1986` | X X X X | 218,982 | 188,844 | 140,570 | 76,095 | 49,571 | |``4.`````1987` | X X X X | X X X X | 255,083 | 201,512 | 128,329 | 87,279 | |``5.`````1988` | X X X X | X X X X | X X X X | 188,732 | 130,153 | 145,770 | |``6.`````1989` | X X X X | X X X X | X X X X | X X X X | 124,748 | 104,146 | |``7.`````1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 125,630 | |``8.`````1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``9.`````1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.`````1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.`````1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <----------------------------->--------------->--------------->--------------->--------------->--------------->---------------> ---------------#---------------#---------------#---------------# | | | | 69,914 | 86,964 | 133,321 | 144,152 | 34,047 | 30,415 | 31,330 | 26,770 | 43,325 | 41,594 | 35,822 | 26,568 | 61,191 | 63,292 | 42,081 | 32,233 | 66,435 | 61,503 | 36,881 | 32,617 | 82,543 | 55,293 | 41,007 | 32,690 | 109,041 | 90,026 | 55,009 | 39,034 | 98,570 | 87,514 | 55,193 | 42,581 | X X X X | 64,920 | 46,732 | 34,293 | X X X X | X X X X | 47,924 | 37,831 | X X X X | X X X X | X X X X | 46,654 | | | | | --------------->--------------->--------------->---------------> SCHEDULE P - PART 4H - SECTION 2 - OTHER LIABILITY - CLAIMS-MADE !-----------------------------#---------------#---------------#---------------#---------------#---------------#---------------# | | | | | | | | |``1.`````Prior` | 0 | 0 | 0 | 0 | 0 | 0 | |``2.`````1985` | 0 | 0 | (27)| (33)| (25)| (44)| |``3.`````1986` | X X X X | 0 | 34 | (21)| (52)| (208)| |``4.`````1987` | X X X X | X X X X | 2 | 0 | 0 | 0 | |``5.`````1988` | X X X X | X X X X | X X X X | 40 | 30 | 23 | |``6.`````1989` | X X X X | X X X X | X X X X | X X X X | 116 | 83 | |``7.`````1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 99 | |``8.`````1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``9.`````1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.`````1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.`````1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <----------------------------->--------------->--------------->--------------->--------------->--------------->---------------> - ---------------#---------------#---------------#---------------# | | | | 0 | 0 | 53 | 76 | (9)| (57)| 5 | 3 | (91)| 20 | 31 | 88 | 0 | 0 | 3 | 187 | 162 | 0 | 3 | 30 | 32 | 20 | 0 | 44 | 45 | 45 | 119 | 0 | 217 | 98 | 134 | 80 | X X X X | 348 | 86 | 164 | X X X X | X X X X | 13 | 127 | X X X X | X X X X | X X X X | 521 | | | | | - --------------->--------------->--------------->---------------> Page 108 Form 2 COMBINED ANNUAL STATEMENT FOR THE YEAR 1994 OF THE UNITED STATES FIDELITY AND GUARANTY COMPANY AND ITS AFFILIATED FIRE AND CASUALTY INSURERS SCHEDULE P - PART 4I - SPECIAL PROPERTY (FIRE, ALLIED LINES, INLAND MARINE, EARTHQUAKE, GLASS, BURGLARY AND THEFT) !-----------------------------#------------------------------------------------------------------------------------------------ | | BULK AND INCURRED BUT NOT REPORTED RESERVES ON LOSSES AND ALLOCATED | 1 |---------------#---------------#---------------#---------------#---------------#---------------# | | | | | | | | | Years in Which | 2 | 3 | 4 | 5 | 6 | 7 | | Losses Were | | | | | | | | Incurred | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | | | | | | | | | | | | | | | | | |-----------------------------|---------------|---------------|---------------|---------------|---------------|---------------| | | | | | | | | |``1.`````Prior` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``2 `````1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``3.`````1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <----------------------------->--------------->--------------->--------------->--------------->--------------->---------------> ---------------------------------------------------------------# EXPENSES AT YEAR END (000 OMITTED) | ---------------#---------------#---------------#---------------| | | | | 8 | 9 | 10 | 11 | | | | | 1991 | 1992 | 1993 | 1994 | | | | | | | | | ---------------|---------------|---------------|---------------| | | | | X X X X | 37,454 | 13,038 | 12,154 | X X X X | X X X X | 6,097 | 1,356 | X X X X | X X X X | X X X X | 7,631 | | | | | --------------->--------------->--------------->---------------> SCHEDULE P - PART 4J - AUTO PHYSICAL DAMAGE !-----------------------------#---------------#---------------#---------------#---------------#---------------#---------------# | | | | | | | | |``1.`````Prior` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``2 `````1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``3.`````1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <----------------------------->--------------->--------------->--------------->--------------->--------------->---------------> - ---------------#---------------#---------------#---------------# | | | | X X X X | 17,286 | 6,004 | 7,554 | X X X X | X X X X | 5,847 | (383)| X X X X | X X X X | X X X X | 1,873 | | | | | - --------------->--------------->--------------->---------------> SCHEDULE P - PART 4K - FIDELITY/SURETY !-----------------------------#---------------#---------------#---------------#---------------#---------------#---------------# | | | | | | | | |``1.`````Prior` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``2 `````1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``3.`````1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <----------------------------->--------------->--------------->--------------->--------------->--------------->---------------> - ---------------#---------------#---------------#---------------# | | | | X X X X | 13,658 | 12,126 | 6,850 | X X X X | X X X X | 15,066 | 1,314 | X X X X | X X X X | X X X X | 16,053 | | | | | - --------------->--------------->--------------->---------------> SCHEDULE P - PART 4L - OTHER (INCLUDING CREDIT, ACCIDENT AND HEALTH) !-----------------------------#---------------#---------------#---------------#---------------#---------------#---------------# | | | | | | | | |``1.`````Prior` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``2 `````1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``3.`````1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <----------------------------->--------------->--------------->--------------->--------------->--------------->---------------> - ---------------#---------------#---------------#---------------# | | | | X X X X | 5 | 4 | 4 | X X X X | X X X X | 0 | 0 | X X X X | X X X X | X X X X | 0 | | | | | - --------------->--------------->--------------->---------------> SCHEDULE P - PART 4M - INTERNATIONAL !-----------------------------#---------------#---------------#---------------#---------------#---------------#---------------# | | | | | | | | |``1.`````Prior` | 0 | 0 | 0 | 0 | 0 | 0 | |``2.`````1985` | 0 | 0 | 0 | 0 | 0 | 0 | |``3.`````1986` | X X X X | 0 | 0 | 0 | 0 | 0 | |``4.`````1987` | X X X X | X X X X | 0 | 0 | 0 | 0 | |``5.`````1988` | X X X X | X X X X | X X X X | 6,976 | 4,332 | 3,098 | |``6.`````1989` | X X X X | X X X X | X X X X | X X X X | 4,930 | 2,760 | |``7.`````1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 5,303 | |``8.`````1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``9.`````1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.`````1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.`````1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <----------------------------->--------------->--------------->--------------->--------------->--------------->---------------> - ---------------#---------------#---------------#---------------# | | | | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1,388 | 1,425 | 1,694 | 1,280 | 1,775 | 1,523 | 1,444 | 1,383 | 3,754 | 2,259 | 958 | 840 | 5,740 | 3,247 | 1,728 | 1,573 | X X X X | 2,293 | 1,735 | 893 | X X X X | X X X X | 4,466 | 3,344 | X X X X | X X X X | X X X X | 31,206 | | | | | - --------------->--------------->--------------->---------------> Page 109 Form 2 COMBINED ANNUAL STATEMENT FOR THE YEAR 1994 OF THE UNITED STATES FIDELITY AND GUARANTY COMPANY AND ITS AFFILIATED FIRE AND CASUALTY INSURERS SCHEDULE P - PART 4N - REINSURANCE A !-----------------------------#------------------------------------------------------------------------------------------------ | | BULK AND INCURRED BUT NOT REPORTED RESERVES ON LOSSES AND ALLOCATED | 1 |---------------#---------------#---------------#---------------#---------------#---------------# | | | | | | | | | Years in Which | 2 | 3 | 4 | 5 | 6 | 7 | | Losses Were | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | | Incurred | | | | | | | | | | | | | | | |-----------------------------|---------------|---------------|---------------|---------------|---------------|---------------| | | | | | | | | |``1.`````1988` | X X X X | X X X X | X X X X | 29,167 | 20,669 | 16,864 | |``2.`````1989` | X X X X | X X X X | X X X X | X X X X | 14,575 | 13,294 | |``3.`````1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 17,082 | |``4.`````1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``5.`````1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``6.`````1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``7.`````1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <----------------------------->--------------->--------------->--------------->--------------->--------------->---------------> - ---------------------------------------------------------------# EXPENSES AT YEAR END (000 OMITTED) | - ---------------#---------------#---------------#---------------| | | | | 8 | 9 | 10 | 11 | 1991 | 1992 | 1993 | 1994 | | | | | | | | | - ---------------|---------------|---------------|---------------| | | | | 5,599 | 3,332 | 3,611 | 3,268 | 13,088 | 11,443 | 4,941 | 3,073 | 17,746 | 15,433 | 5,074 | 2,651 | 32,597 | 23,320 | 6,916 | 4,601 | X X X X | 23,417 | 18,544 | 8,047 | X X X X | X X X X | 34,972 | 29,485 | X X X X | X X X X | X X X X | 39,946 | | | | | - --------------->--------------->--------------->---------------> SCHEDULE P - PART 4O - REINSURANCE B !-----------------------------#---------------#---------------#---------------#---------------#---------------#---------------# | | | | | | | | |``1.`````1988` | X X X X | X X X X | X X X X | 18,119 | 12,928 | 10,228 | |``2.`````1989` | X X X X | X X X X | X X X X | X X X X | 6,987 | 5,714 | |``3.`````1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 5,534 | |``4.`````1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``5.`````1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``6.`````1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``7.`````1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <----------------------------->--------------->--------------->--------------->--------------->--------------->---------------> ---------------#---------------#---------------#---------------# | | | | 2,583 | 1,598 | 1,815 | 1,581 | 4,607 | 3,651 | 2,163 | 1,683 | 5,443 | 4,686 | 1,822 | 978 | 11,202 | 9,182 | 4,041 | 2,781 | X X X X | 13,249 | 8,686 | 4,935 | X X X X | X X X X | 9,690 | 8,891 | X X X X | X X X X | X X X X | 78,091 | | | | | --------------->--------------->--------------->---------------> SCHEDULE P - PART 4P - REINSURANCE C !-----------------------------#---------------#---------------#---------------#---------------#---------------#---------------# | | | | | | | | |``1.`````1988` | X X X X | X X X X | X X X X | 0 | 0 | 0 | |``2.`````1989` | X X X X | X X X X | X X X X | X X X X | 0 | 0 | |``3.`````1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | |``4.`````1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``5.`````1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``6.`````1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``7.`````1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <----------------------------->--------------->--------------->--------------->--------------->--------------->---------------> - ---------------#---------------#---------------#---------------# | | | | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | X X X X | 0 | 0 | 0 | X X X X | X X X X | 0 | 0 | X X X X | X X X X | X X X X | 0 | | | | | - --------------->--------------->--------------->---------------> SCHEDULE P - PART 4Q - REINSURANCE D !-----------------------------#---------------#---------------#---------------#---------------#---------------#---------------# | | | | | | | | |``1.`````Prior` | 3,340 | 179 | 4 | 23 | 0 | 0 | |``2.`````1985` | 6,413 | 7,117 | 931 | 346 | 125 | 195 | |``3.`````1986` | X X X X | 15,706 | 7,079 | 3,446 | 2,206 | 1,663 | |``4.`````1987` | X X X X | X X X X | 20,805 | 10,661 | 6,768 | 5,997 | | | | | | | | | <----------------------------->--------------->--------------->--------------->--------------->--------------->---------------> - ---------------#---------------#---------------#---------------# | | | | 0 | 0 | 0 | 0 | 2 | 0 | 0 | 0 | 814 | 590 | 442 | 332 | 2,624 | 2,139 | 2,492 | 1,960 | | | | | - --------------->--------------->--------------->---------------> Page 110 Form 2 COMBINED ANNUAL STATEMENT FOR THE YEAR 1994 OF THE UNITED STATES FIDELITY AND GUARANTY COMPANY AND ITS AFFILIATED FIRE AND CASUALTY INSURERS SCHEDULE P - PART 4R - SECTION 1 - PRODUCTS LIABILITY - OCCURRENCE !-----------------------------#------------------------------------------------------------------------------------------------ | | BULK AND INCURRED BUT NOT REPORTED RESERVES ON LOSSES AND ALLOCATED | 1 |---------------#---------------#---------------#---------------#---------------#---------------# | | | | | | | | | Years in Which | 2 | 3 | 4 | 5 | 6 | 7 | | Losses Were | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | | Incurred | | | | | | | | | | | | | | | |-----------------------------|---------------|---------------|---------------|---------------|---------------|---------------| | | | | | | | | |``1.`````Prior` | 29,523 | 17,467 | 13,937 | 12,653 | 8,442 | 15,870 | |``2.`````1985` | 10,485 | 7,804 | 7,597 | 6,977 | 5,298 | 4,066 | |``3.`````1986` | X X X X | 26,221 | 19,150 | 16,072 | 9,372 | 5,213 | |``4.`````1987` | X X X X | X X X X | 24,856 | 18,904 | 15,562 | 11,129 | |``5.`````1988` | X X X X | X X X X | X X X X | 17,164 | 13,768 | 14,915 | |``6.`````1989` | X X X X | X X X X | X X X X | X X X X | 13,345 | 9,827 | |``7.`````1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 10,345 | |``8.`````1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``9.`````1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.`````1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.`````1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <----------------------------->--------------->--------------->--------------->--------------->--------------->---------------> - ---------------------------------------------------------------# EXPENSES AT YEAR END (000 OMITTED) | - ---------------#---------------#---------------#---------------| | | | | 8 | 9 | 10 | 11 | 1991 | 1992 | 1993 | 1994 | | | | | | | | | - ---------------|---------------|---------------|---------------| | | | 22,008 | 27,576 | 32,709 | 32,138 | 3,226 | 2,847 | 3,452 | 5,186 | 4,975 | 3,763 | 4,275 | 5,013 | 6,489 | 4,705 | 5,581 | 6,108 | 4,998 | 5,183 | 5,022 | 4,682 | 5,407 | 3,061 | 3,546 | 2,410 | 7,066 | 5,154 | 4,032 | 2,607 | 7,951 | 6,021 | 4,756 | 3,787 | X X X X | 6,687 | 4,483 | 3,316 | X X X X | X X X X | 5,486 | 3,296 | X X X X | X X X X | X X X X | 3,916 | | | | | - --------------->--------------->--------------->---------------> SCHEDULE P - PART 4R - SECTION 2 - PRODUCTS LIABILITY - CLAIMS-MADE !-----------------------------#---------------#---------------#---------------#---------------#---------------#---------------# | | | | | | | | |``1.`````Prior` | 0 | 0 | 0 | 0 | 0 | 0 | |``2.`````1985` | 0 | 0 | 0 | 0 | 0 | 0 | |``3.`````1986` | X X X X | 0 | 0 | 0 | 0 | 0 | |``4.`````1987` | X X X X | X X X X | 0 | 0 | 0 | 0 | |``5.`````1988` | X X X X | X X X X | X X X X | 2 | 2 | 0 | |``6.`````1989` | X X X X | X X X X | X X X X | X X X X | 0 | 2 | |``7.`````1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 29 | |``8.`````1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``9.`````1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.`````1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.`````1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <----------------------------->--------------->--------------->--------------->--------------->--------------->---------------> - ---------------#---------------#---------------#---------------# | | | | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 3 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2 | 0 | 19 | 14 | 0 | 0 | 52 | 31 | 12 | 0 | X X X X | 24 | 348 | 0 | X X X X | X X X X | 0 | 767 | X X X X | X X X X | X X X X | 17 | | | | | - --------------->--------------->--------------->---------------> SCHEDULE P - PART 4S - FINANCIAL GUARANTY/MORTGAGE GUARANTY !-----------------------------#---------------#---------------#---------------#---------------#---------------#---------------# | | | | | | | | |``1.`````Prior` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``2.`````1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``3.`````1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <----------------------------->--------------->--------------->--------------->--------------->--------------->---------------> - ---------------#---------------#---------------#---------------# | | | | X X X X | 328 | 131 | 644 | X X X X | X X X X | 37 | 8 | X X X X | X X X X | X X X X | 26 | | | | | - --------------->--------------->--------------->---------------> Page # Page 111 Form 2 COMBINED ANNUAL STATEMENT FOR THE YEAR 1994 OF THE UNITED STATES FIDELITY AND GUARANTY COMPANY AND ITS AFFILIATED FIRE AND CASUALTY INSURERS SCHEDULE P - PART 5A - HOMEOWNERS/FARMOWNERS SECTION 1 !--------------------#----------------------------------------------------------------------------------------------------- | | CUMULATIVE NUMBER OF CLAIMS CLOSED WITH LOSS PAYMENT DIRECT AND AS | 1 |---------------#----------------#----------------#----------------#----------------#----------------# | Years | | | | | | | | in Which | 2 | 3 | 4 | 5 | 6 | 7 | | Premiums Were | | | | | | | | Earned and | | | | | | | | Losses Were | | | | | | | | Incurred | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | |--------------------|---------------|----------------|----------------|----------------|----------------|----------------| | | | | | | | | |``1.`Prior` | 000 | 670 | 958 | 1,103 | 1,176 | 1,220 | |``2.`1985` | 56,124 | 68,125 | 68,624 | 68,778 | 68,861 | 68,902 | |``3.`1986` | X X X X | 45,097 | 52,914 | 53,325 | 53,486 | 53,557 | |``4.`1987` | X X X X | X X X X | 39,975 | 47,811 | 48,266 | 48,429 | |``5.`1988` | X X X X | X X X X | X X X X | 36,820 | 44,672 | 45,101 | |``6.`1989` | X X X X | X X X X | X X X X | X X X X | 45,460 | 57,283 | |``7.`1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 41,801 | |``8.`1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``9.`1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.`1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.`1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <-------------------->--------------->---------------->---------------->---------------->---------------->----------------> - -------------------------------------------------------------------# SUMED AT YEAR END | - ----------------#----------------#----------------#----------------| | | | | 8 | 9 | 10 | 11 | | | | | | | | | | | | | 1991 | 1992 | 1993 | 1994 | - ----------------|----------------|----------------|----------------| | | | | 1,242 | 1,251 | 1,263 | 1,277 | 68,927 | 68,934 | 68,940 | 68,943 | 53,586 | 53,607 | 53,621 | 53,628 | 48,501 | 48,529 | 48,546 | 48,552 | 45,242 | 45,296 | 45,331 | 45,342 | 57,764 | 57,875 | 57,979 | 58,018 | 49,954 | 50,375 | 50,530 | 50,606 | 48,076 | 55,530 | 56,018 | 56,158 | X X X X | 38,383 | 48,117 | 48,693 | X X X X | X X X X | 34,670 | 40,108 | X X X X | X X X X | X X X X | 40,322 | | | | | - ---------------->---------------->---------------->----------------> SECTION 2 !--------------------#----------------------------------------------------------------------------------------------------- | | NUMBER OF CLAIMS OUTSTANDING DIRECT AND ASSUMED AT YEA | 1 |---------------#----------------#----------------#----------------#----------------#----------------# | Years | | | | | | | | in Which | 2 | 3 | 4 | 5 | 6 | 7 | | Premiums Were | | | | | | | | Earned and | | | | | | | | Losses Were | | | | | | | | Incurred | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | |--------------------|---------------|----------------|----------------|----------------|----------------|----------------| | | | | | | | | |``1.`Prior` | 000 | 591 | 306 | 156 | 83 | 39 | |``2.`1985` | 7,295 | 751 | 307 | 168 | 76 | 32 | |``3.`1986` | X X X X | 5,403 | 558 | 241 | 127 | 62 | |``4.`1987` | X X X X | X X X X | 5,333 | 535 | 268 | 121 | |``5.`1988` | X X X X | X X X X | X X X X | 5,142 | 531 | 202 | |``6.`1989` | X X X X | X X X X | X X X X | X X X X | 7,258 | 466 | |``7.`1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 5,587 | |``8.`1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``9.`1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.`1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.`1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <-------------------->--------------->---------------->---------------->---------------->---------------->----------------> -------------------------------------------------------------------# R END | ----------------#----------------#----------------#----------------| | | | | 8 | 9 | 10 | 11 | | | | | | | | | | | | | 1991 | 1992 | 1993 | 1994 | ----------------|----------------|----------------|----------------| | | | | 26 | 23 | 17 | 8 | 15 | 9 | 5 | 3 | 46 | 25 | 12 | 5 | 67 | 38 | 17 | 8 | 91 | 60 | 27 | 19 | 202 | 140 | 73 | 35 | 524 | 255 | 138 | 72 | 6,035 | 688 | 273 | 145 | X X X X | 8,030 | 671 | 267 | X X X X | X X X X | 4,769 | 421 | X X X X | X X X X | X X X X | 3,931 | | | | | ---------------->---------------->---------------->----------------> SECTION 3 !--------------------#----------------------------------------------------------------------------------------------------- | | CUMULATIVE NUMBER OF CLAIMS REPORTED DIRECT AND ASSUMED AT | 1 |---------------#----------------#----------------#----------------#----------------#----------------# | Years | | | | | | | | in Which | 2 | 3 | 4 | 5 | 6 | 7 | | Premiums Were | | | | | | | | Earned and | | | | | | | | Losses Were | | | | | | | | Incurred | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | |--------------------|---------------|----------------|----------------|----------------|----------------|----------------| | | | | | | | | |``1.`Prior` | 000 | 506 | 718 | 806 | 880 | 916 | |``2.`1985` | 74,936 | 84,045 | 84,428 | 84,555 | 84,628 | 84,654 | |``3.`1986` | X X X X | 61,390 | 66,812 | 67,150 | 67,315 | 67,363 | |``4.`1987` | X X X X | X X X X | 56,274 | 61,804 | 62,281 | 62,410 | |``5.`1988` | X X X X | X X X X | X X X X | 52,744 | 58,574 | 58,952 | |``6.`1989` | X X X X | X X X X | X X X X | X X X X | 65,825 | 74,342 | |``7.`1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 60,292 | |``8.`1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``9.`1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.`1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.`1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <-------------------->--------------->---------------->---------------->---------------->---------------->----------------> - -------------------------------------------------------------------# YEAR END | - ----------------#----------------#----------------#----------------| | | | | 8 | 9 | 10 | 11 | | | | | | | | | | | | | 1991 | 1992 | 1993 | 1994 | - ----------------|----------------|----------------|----------------| | | | | 940 | 952 | 965 | 976 | 84,672 | 84,675 | 84,679 | 84,681 | 67,393 | 67,400 | 67,405 | 67,406 | 62,476 | 62,491 | 62,505 | 62,506 | 59,062 | 59,112 | 59,140 | 59,153 | 74,788 | 74,924 | 75,009 | 75,045 | 66,197 | 66,580 | 66,704 | 66,752 | 68,967 | 73,856 | 74,221 | 74,331 | X X X X | 58,905 | 64,711 | 65,183 | X X X X | X X X X | 51,745 | 54,836 | X X X X | X X X X | X X X X | 56,371 | | | | | - ---------------->---------------->---------------->----------------> Page # Page 112 Form 2 COMBINED ANNUAL STATEMENT FOR THE YEAR 1994 OF THE UNITED STATES FIDELITY AND GUARANTY COMPANY AND ITS AFFILIATED FIRE AND CASUALTY INSURERS SCHEDULE P - PART 5B - PRIVATE PASSENGER AUTO LIABILITY/MEDICAL SECTION 1 !--------------------#----------------------------------------------------------------------------------------------------- | | CUMULATIVE NUMBER OF CLAIMS CLOSED WITH LOSS PAYMENT DIRECT AND AS | 1 |---------------#----------------#----------------#----------------#----------------#----------------# | Years | | | | | | | | in Which | 2 | 3 | 4 | 5 | 6 | 7 | | Premiums Were | | | | | | | | Earned and | | | | | | | | Losses Were | | | | | | | | Incurred | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | |--------------------|---------------|----------------|----------------|----------------|----------------|----------------| | | | | | | | | |``1.`Prior` | 000 | 6,859 | 9,600 | 10,927 | 11,745 | 12,112 | |``2.`1985` | 75,654 | 105,763 | 110,693 | 112,488 | 113,443 | 113,859 | |``3.`1986` | X X X X | 72,779 | 98,335 | 102,896 | 104,904 | 105,715 | |``4.`1987` | X X X X | X X X X | 65,440 | 88,265 | 93,069 | 95,085 | |``5.`1988` | X X X X | X X X X | X X X X | 60,276 | 84,265 | 88,657 | |``6.`1989` | X X X X | X X X X | X X X X | X X X X | 58,537 | 82,969 | |``7.`1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 57,017 | |``8.`1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``9.`1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.`1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.`1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <-------------------->--------------->---------------->---------------->---------------->---------------->----------------> - -------------------------------------------------------------------# SUMED AT YEAR END | - ----------------#----------------#----------------#----------------| | | | | 8 | 9 | 10 | 11 | | | | | | | | | | | | | 1991 | 1992 | 1993 | 1994 | - ----------------|----------------|----------------|----------------| | | | | 12,310 | 12,412 | 12,481 | 12,526 | 114,014 | 114,102 | 114,135 | 114,154 | 106,046 | 106,145 | 106,212 | 106,242 | 95,822 | 96,030 | 96,162 | 96,214 | 90,296 | 90,774 | 91,029 | 91,128 | 86,851 | 88,079 | 88,694 | 88,966 | 78,203 | 81,290 | 82,606 | 83,170 | 50,382 | 68,301 | 71,784 | 73,288 | X X X X | 38,264 | 53,079 | 55,934 | X X X X | X X X X | 31,070 | 42,926 | X X X X | X X X X | X X X X | 28,739 | | | | | - ---------------->---------------->---------------->----------------> SECTION 2 !--------------------#----------------------------------------------------------------------------------------------------- | | NUMBER OF CLAIMS OUTSTANDING DIRECT AND ASSUMED AT YEA | 1 |---------------#----------------#----------------#----------------#----------------#----------------# | Years | | | | | | | | in Which | 2 | 3 | 4 | 5 | 6 | 7 | | Premiums Were | | | | | | | | Earned and | | | | | | | | Losses Were | | | | | | | | Incurred | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | |--------------------|---------------|----------------|----------------|----------------|----------------|----------------| | | | | | | | | |``1.`Prior` | 000 | 5,402 | 2,782 | 1,490 | 775 | 432 | |``2.`1985` | 27,723 | 7,121 | 2,996 | 1,433 | 731 | 298 | |``3.`1986` | X X X X | 25,033 | 6,181 | 2,549 | 1,273 | 543 | |``4.`1987` | X X X X | X X X X | 21,698 | 5,191 | 2,574 | 1,071 | |``5.`1988` | X X X X | X X X X | X X X X | 21,769 | 5,259 | 2,169 | |``6.`1989` | X X X X | X X X X | X X X X | X X X X | 22,439 | 4,753 | |``7.`1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 19,451 | |``8.`1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``9.`1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.`1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.`1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <-------------------->--------------->---------------->---------------->---------------->---------------->----------------> - -------------------------------------------------------------------# R END | - ----------------#----------------#----------------#----------------| | | | | 8 | 9 | 10 | 11 | | | | | | | | | | | | | 1991 | 1992 | 1993 | 1994 | - ----------------|----------------|----------------|----------------| | | | | 298 | 238 | 212 | 183 | 170 | 93 | 63 | 46 | 216 | 136 | 63 | 33 | 426 | 231 | 101 | 50 | 908 | 498 | 217 | 125 | 2,065 | 1,155 | 524 | 234 | 4,352 | 2,240 | 1,112 | 475 | 19,215 | 5,461 | 2,580 | 1,151 | X X X X | 17,055 | 4,428 | 1,903 | X X X X | X X X X | 13,804 | 3,439 | X X X X | X X X X | X X X X | 12,199 | | | | | - ---------------->---------------->---------------->----------------> SECTION 3 !--------------------#----------------------------------------------------------------------------------------------------- | | CUMULATIVE NUMBER OF CLAIMS REPORTED DIRECT AND ASSUMED AT | 1 |---------------#----------------#----------------#----------------#----------------#----------------# | Years | | | | | | | | in Which | 2 | 3 | 4 | 5 | 6 | 7 | | Premiums Were | | | | | | | | Earned and | | | | | | | | Losses Were | | | | | | | | Incurred | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | |--------------------|---------------|----------------|----------------|----------------|----------------|----------------| | | | | | | | | |``1.`Prior` | 000 | 3,323 | 4,637 | 5,262 | 5,831 | 6,029 | |``2.`1985` | 131,135 | 153,280 | 156,041 | 157,032 | 157,723 | 157,885 | |``3.`1986` | X X X X | 125,850 | 142,629 | 145,306 | 146,862 | 147,270 | |``4.`1987` | X X X X | X X X X | 112,492 | 127,882 | 131,749 | 133,009 | |``5.`1988` | X X X X | X X X X | X X X X | 106,060 | 122,281 | 124,846 | |``6.`1989` | X X X X | X X X X | X X X X | X X X X | 103,782 | 119,469 | |``7.`1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 98,652 | |``8.`1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``9.`1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.`1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.`1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <-------------------->--------------->---------------->---------------->---------------->---------------->----------------> - -------------------------------------------------------------------# YEAR END | - ----------------#----------------#----------------#----------------| | | | | 8 | 9 | 10 | 11 | | | | | | | | | | | | | 1991 | 1992 | 1993 | 1994 | - ----------------|----------------|----------------|----------------| | | | | 6,172 | 6,252 | 6,327 | 6,368 | 157,983 | 158,025 | 158,046 | 158,056 | 147,426 | 147,498 | 147,533 | 147,546 | 133,347 | 133,454 | 133,508 | 133,532 | 125,764 | 126,030 | 126,115 | 126,177 | 121,913 | 122,728 | 122,987 | 123,081 | 111,847 | 113,850 | 114,546 | 114,717 | 90,025 | 100,753 | 102,724 | 103,349 | X X X X | 71,621 | 79,504 | 80,781 | X X X X | X X X X | 57,551 | 63,294 | X X X X | X X X X | X X X X | 53,346 | | | | | - ---------------->---------------->---------------->----------------> Page # Page 113 Form 2 COMBINED ANNUAL STATEMENT FOR THE YEAR 1994 OF THE UNITED STATES FIDELITY AND GUARANTY COMPANY AND ITS AFFILIATED FIRE AND CASUALTY INSURERS SCHEDULE P - PART 5C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL SECTION 1 !--------------------#----------------------------------------------------------------------------------------------------- | | CUMULATIVE NUMBER OF CLAIMS CLOSED WITH LOSS PAYMENT DIRECT AND AS | 1 |---------------#----------------#----------------#----------------#----------------#----------------# | Years | | | | | | | | in Which | 2 | 3 | 4 | 5 | 6 | 7 | | Premiums Were | | | | | | | | Earned and | | | | | | | | Losses Were | | | | | | | | Incurred | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | |--------------------|---------------|----------------|----------------|----------------|----------------|----------------| | | | | | | | | |``1.`Prior` | 000 | 4,001 | 5,821 | 6,661 | 7,115 | 7,335 | |``2.`1985` | 44,413 | 61,218 | 64,162 | 65,305 | 65,921 | 66,238 | |``3.`1986` | X X X X | 39,218 | 52,112 | 54,597 | 55,757 | 56,312 | |``4.`1987` | X X X X | X X X X | 35,761 | 47,499 | 50,103 | 51,223 | |``5.`1988` | X X X X | X X X X | X X X X | 32,367 | 43,509 | 45,796 | |``6.`1989` | X X X X | X X X X | X X X X | X X X X | 29,515 | 40,455 | |``7.`1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 27,835 | |``8.`1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``9.`1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.`1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.`1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <-------------------->--------------->---------------->---------------->---------------->---------------->----------------> - -------------------------------------------------------------------# SUMED AT YEAR END | - ----------------#----------------#----------------#----------------| | | | | 8 | 9 | 10 | 11 | | | | | | | | | | | | | 1991 | 1992 | 1993 | 1994 | - ----------------|----------------|----------------|----------------| | | | | 7,412 | 7,459 | 7,495 | 7,515 | 66,370 | 66,425 | 66,457 | 66,464 | 56,550 | 56,652 | 56,700 | 56,716 | 51,747 | 51,921 | 52,026 | 52,076 | 46,732 | 47,042 | 47,224 | 47,311 | 42,481 | 43,243 | 43,610 | 43,829 | 37,021 | 38,470 | 39,188 | 39,593 | 22,684 | 29,371 | 30,880 | 31,592 | X X X X | 18,110 | 24,639 | 26,112 | X X X X | X X X X | 15,274 | 20,629 | X X X X | X X X X | X X X X | 14,524 | | | | | - ---------------->---------------->---------------->----------------> SECTION 2 !--------------------#----------------------------------------------------------------------------------------------------- | | NUMBER OF CLAIMS OUTSTANDING DIRECT AND ASSUMED AT YEA | 1 |---------------#----------------#----------------#----------------#----------------#----------------# | Years | | | | | | | | in Which | 2 | 3 | 4 | 5 | 6 | 7 | | Premiums Were | | | | | | | | Earned and | | | | | | | | Losses Were | | | | | | | | Incurred | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | |--------------------|---------------|----------------|----------------|----------------|----------------|----------------| | | | | | | | | |``1.`Prior` | 000 | 3,818 | 1,928 | 1,015 | 490 | 242 | |``2.`1985` | 12,919 | 4,547 | 2,232 | 1,220 | 604 | 262 | |``3.`1986` | X X X X | 11,214 | 3,728 | 1,978 | 1,059 | 508 | |``4.`1987` | X X X X | X X X X | 10,261 | 3,375 | 1,800 | 921 | |``5.`1988` | X X X X | X X X X | X X X X | 9,402 | 3,217 | 1,536 | |``6.`1989` | X X X X | X X X X | X X X X | X X X X | 9,352 | 2,848 | |``7.`1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 8,573 | |``8.`1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``9.`1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.`1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.`1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <-------------------->--------------->---------------->---------------->---------------->---------------->----------------> - -------------------------------------------------------------------# R END | - ----------------#----------------#----------------#----------------| | | | | 8 | 9 | 10 | 11 | | | | | | | | | | | | | 1991 | 1992 | 1993 | 1994 | - ----------------|----------------|----------------|----------------| | | | | 138 | 103 | 66 | 42 | 133 | 70 | 33 | 23 | 234 | 116 | 58 | 30 | 412 | 231 | 119 | 65 | 787 | 453 | 244 | 133 | 1,498 | 859 | 464 | 217 | 2,638 | 1,579 | 854 | 425 | 7,226 | 2,725 | 1,466 | 777 | X X X X | 7,938 | 2,747 | 1,435 | X X X X | X X X X | 6,361 | 1,907 | X X X X | X X X X | X X X X | 5,772 | | | | | - ---------------->---------------->---------------->----------------> SECTION 3 !--------------------#----------------------------------------------------------------------------------------------------- | | CUMULATIVE NUMBER OF CLAIMS REPORTED DIRECT AND ASSUMED AT | 1 |---------------#----------------#----------------#----------------#----------------#----------------# | Years | | | | | | | | in Which | 2 | 3 | 4 | 5 | 6 | 7 | | Premiums Were | | | | | | | | Earned and | | | | | | | | Losses Were | | | | | | | | Incurred | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | |--------------------|---------------|----------------|----------------|----------------|----------------|----------------| | | | | | | | | |``1.`Prior` | 000 | 2,302 | 3,119 | 3,461 | 3,711 | 3,811 | |``2.`1985` | 73,225 | 89,615 | 91,545 | 92,237 | 92,595 | 92,720 | |``3.`1986` | X X X X | 65,266 | 76,724 | 78,538 | 79,389 | 79,612 | |``4.`1987` | X X X X | X X X X | 60,006 | 70,608 | 72,733 | 73,457 | |``5.`1988` | X X X X | X X X X | X X X X | 54,431 | 64,426 | 65,983 | |``6.`1989` | X X X X | X X X X | X X X X | X X X X | 50,018 | 59,320 | |``7.`1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 47,449 | |``8.`1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``9.`1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.`1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.`1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <-------------------->--------------->---------------->---------------->---------------->---------------->----------------> - -------------------------------------------------------------------# YEAR END | - ----------------#----------------#----------------#----------------| | | | | 8 | 9 | 10 | 11 | | | | | | | | | | | | | 1991 | 1992 | 1993 | 1994 | - ----------------|----------------|----------------|----------------| | | | | 3,851 | 3,893 | 3,923 | 3,942 | 92,772 | 92,797 | 92,804 | 92,814 | 79,711 | 79,758 | 79,773 | 79,779 | 73,701 | 73,788 | 73,839 | 73,859 | 66,583 | 66,737 | 66,817 | 66,851 | 60,790 | 61,246 | 61,399 | 61,475 | 54,839 | 56,035 | 56,413 | 56,559 | 39,976 | 45,539 | 46,487 | 46,838 | X X X X | 34,817 | 39,744 | 40,575 | X X X X | X X X X | 29,395 | 33,124 | X X X X | X X X X | X X X X | 27,677 | | | | | - ---------------->---------------->---------------->----------------> Page # Page 114 Form 2 COMBINED ANNUAL STATEMENT FOR THE YEAR 1994 OF THE UNITED STATES FIDELITY AND GUARANTY COMPANY AND ITS AFFILIATED FIRE AND CASUALTY INSURERS SCHEDULE P - PART 5D - WORKERS' COMPENSATION SECTION 1 !--------------------#----------------------------------------------------------------------------------------------------- | | CUMULATIVE NUMBER OF CLAIMS CLOSED WITH LOSS PAYMENT DIRECT AND AS | 1 |---------------#----------------#----------------#----------------#----------------#----------------# | Years | | | | | | | | in Which | 2 | 3 | 4 | 5 | 6 | 7 | | Premiums Were | | | | | | | | Earned and | | | | | | | | Losses Were | | | | | | | | Incurred | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | |--------------------|---------------|----------------|----------------|----------------|----------------|----------------| | | | | | | | | |``1.`Prior` | 000 | 7,382 | 11,467 | 14,030 | 16,334 | 18,007 | |``2.`1985` | 21,806 | 37,895 | 42,063 | 44,020 | 45,214 | 45,887 | |``3.`1986` | X X X X | 21,911 | 34,793 | 38,212 | 40,227 | 41,341 | |``4.`1987` | X X X X | X X X X | 18,908 | 31,571 | 35,369 | 37,233 | |``5.`1988` | X X X X | X X X X | X X X X | 20,032 | 34,242 | 38,387 | |``6.`1989` | X X X X | X X X X | X X X X | X X X X | 19,741 | 35,896 | |``7.`1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 19,248 | |``8.`1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``9.`1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.`1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.`1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <-------------------->--------------->---------------->---------------->---------------->---------------->----------------> - -------------------------------------------------------------------# SUMED AT YEAR END | - ----------------#----------------#----------------#----------------| | | | | 8 | 9 | 10 | 11 | | | | | | | | | | | | | 1991 | 1992 | 1993 | 1994 | - ----------------|----------------|----------------|----------------| | | | | 19,398 | 20,432 | 21,464 | 22,475 | 46,359 | 46,635 | 46,853 | 47,028 | 41,963 | 42,317 | 42,580 | 42,810 | 38,288 | 38,826 | 39,209 | 39,472 | 40,367 | 41,272 | 41,825 | 42,245 | 40,477 | 42,305 | 43,315 | 44,004 | 34,077 | 37,766 | 39,680 | 40,720 | 17,032 | 29,011 | 32,843 | 34,549 | X X X X | 11,389 | 22,496 | 25,529 | X X X X | X X X X | 8,150 | 15,621 | X X X X | X X X X | X X X X | 7,072 | | | | | - ---------------->---------------->---------------->----------------> SECTION 2 !--------------------#----------------------------------------------------------------------------------------------------- | | NUMBER OF CLAIMS OUTSTANDING DIRECT AND ASSUMED AT YEA | 1 |---------------#----------------#----------------#----------------#----------------#----------------# | Years | | | | | | | | in Which | 2 | 3 | 4 | 5 | 6 | 7 | | Premiums Were | | | | | | | | Earned and | | | | | | | | Losses Were | | | | | | | | Incurred | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | |--------------------|---------------|----------------|----------------|----------------|----------------|----------------| | | | | | | | | |``1.`Prior` | 000 | 11,771 | 8,881 | 7,082 | 6,203 | 5,250 | |``2.`1985` | 16,598 | 6,939 | 3,857 | 2,289 | 1,655 | 1,172 | |``3.`1986` | X X X X | 13,723 | 5,864 | 3,441 | 2,281 | 1,439 | |``4.`1987` | X X X X | X X X X | 13,008 | 5,734 | 3,473 | 2,094 | |``5.`1988` | X X X X | X X X X | X X X X | 14,481 | 6,706 | 3,546 | |``6.`1989` | X X X X | X X X X | X X X X | X X X X | 17,171 | 6,963 | |``7.`1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 15,274 | |``8.`1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``9.`1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.`1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.`1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <-------------------->--------------->---------------->---------------->---------------->---------------->----------------> - -------------------------------------------------------------------# R END | - ----------------#----------------#----------------#----------------| | | | | 8 | 9 | 10 | 11 | | | | | | | | | | | | | 1991 | 1992 | 1993 | 1994 | - ----------------|----------------|----------------|----------------| | | | | 4,598 | 4,147 | 3,666 | 3,096 | 869 | 711 | 539 | 423 | 1,025 | 830 | 625 | 478 | 1,321 | 961 | 688 | 499 | 2,055 | 1,441 | 1,035 | 697 | 3,593 | 2,299 | 1,504 | 944 | 6,262 | 3,677 | 2,173 | 1,295 | 13,786 | 6,298 | 3,258 | 1,799 | X X X X | 13,165 | 4,880 | 2,444 | X X X X | X X X X | 8,770 | 3,016 | X X X X | X X X X | X X X X | 6,318 | | | | | - ---------------->---------------->---------------->----------------> SECTION 3 !--------------------#----------------------------------------------------------------------------------------------------- | | CUMULATIVE NUMBER OF CLAIMS REPORTED DIRECT AND ASSUMED AT | 1 |---------------#----------------#----------------#----------------#----------------#----------------# | Years | | | | | | | | in Which | 2 | 3 | 4 | 5 | 6 | 7 | | Premiums Were | | | | | | | | Earned and | | | | | | | | Losses Were | | | | | | | | Incurred | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | |--------------------|---------------|----------------|----------------|----------------|----------------|----------------| | | | | | | | | |``1.`Prior` | 000 | 2,691 | 4,478 | 5,664 | 7,604 | 8,669 | |``2.`1985` | 40,038 | 47,785 | 49,313 | 49,964 | 50,752 | 51,049 | |``3.`1986` | X X X X | 37,431 | 43,552 | 44,924 | 46,102 | 46,523 | |``4.`1987` | X X X X | X X X X | 33,562 | 40,062 | 42,174 | 42,911 | |``5.`1988` | X X X X | X X X X | X X X X | 36,462 | 44,202 | 45,575 | |``6.`1989` | X X X X | X X X X | X X X X | X X X X | 39,142 | 46,631 | |``7.`1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 36,715 | |``8.`1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``9.`1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.`1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.`1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <-------------------->--------------->---------------->---------------->---------------->---------------->----------------> - -------------------------------------------------------------------# YEAR END | - ----------------#----------------#----------------#----------------| | | | | 8 | 9 | 10 | 11 | | | | | | | | | | | | | 1991 | 1992 | 1993 | 1994 | - ----------------|----------------|----------------|----------------| | | | | 9,712 | 10,501 | 11,303 | 11,930 | 51,313 | 51,500 | 51,591 | 51,673 | 46,837 | 47,067 | 47,189 | 47,306 | 43,348 | 43,639 | 43,814 | 43,931 | 46,342 | 46,771 | 47,023 | 47,184 | 48,338 | 49,103 | 49,486 | 49,722 | 43,982 | 45,523 | 46,185 | 46,529 | 33,106 | 39,069 | 40,361 | 40,842 | X X X X | 26,820 | 31,289 | 32,214 | X X X X | X X X X | 18,601 | 21,352 | X X X X | X X X X | X X X X | 14,939 | | | | | - ---------------->---------------->---------------->----------------> Page # Page 115 Form 2 COMBINED ANNUAL STATEMENT FOR THE YEAR 1994 OF THE UNITED STATES FIDELITY AND GUARANTY COMPANY AND ITS AFFILIATED FIRE AND CASUALTY INSURERS SCHEDULE P - PART 5E - COMMERCIAL MULTIPLE PERIL SECTION 1 !--------------------#----------------------------------------------------------------------------------------------------- | | CUMULATIVE NUMBER OF CLAIMS CLOSED WITH LOSS PAYMENT DIRECT AND AS | 1 |---------------#----------------#----------------#----------------#----------------#----------------# | Years | | | | | | | | in Which | 2 | 3 | 4 | 5 | 6 | 7 | | Premiums Were | | | | | | | | Earned and | | | | | | | | Losses Were | | | | | | | | Incurred | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | |--------------------|---------------|----------------|----------------|----------------|----------------|----------------| | | | | | | | | |``1.`Prior` | 000 | 1,731 | 2,702 | 3,306 | 3,671 | 3,923 | |``2.`1985` | 21,333 | 29,292 | 30,368 | 30,950 | 31,316 | 31,508 | |``3.`1986` | X X X X | 17,140 | 22,607 | 23,424 | 24,053 | 24,374 | |``4.`1987` | X X X X | X X X X | 14,502 | 19,896 | 20,711 | 21,194 | |``5.`1988` | X X X X | X X X X | X X X X | 24,852 | 34,936 | 36,452 | |``6.`1989` | X X X X | X X X X | X X X X | X X X X | 34,266 | 47,796 | |``7.`1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 34,042 | |``8.`1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``9.`1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.`1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.`1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <-------------------->--------------->---------------->---------------->---------------->---------------->----------------> - -------------------------------------------------------------------# SUMED AT YEAR END | - ----------------#----------------#----------------#----------------| | | | | 8 | 9 | 10 | 11 | | | | | | | | | | | | | 1991 | 1992 | 1993 | 1994 | - ----------------|----------------|----------------|----------------| | | | | 4,049 | 4,188 | 4,241 | 4,285 | 31,612 | 31,670 | 31,700 | 31,715 | 24,540 | 24,622 | 24,662 | 24,688 | 21,465 | 21,596 | 21,667 | 21,699 | 37,210 | 37,606 | 37,863 | 38,019 | 49,649 | 50,367 | 50,889 | 51,226 | 45,817 | 47,250 | 48,210 | 48,770 | 32,875 | 42,314 | 43,958 | 44,840 | X X X X | 27,463 | 38,307 | 39,862 | X X X X | X X X X | 30,293 | 40,515 | X X X X | X X X X | X X X X | 35,299 | | | | | - ---------------->---------------->---------------->----------------> SECTION 2 !--------------------#----------------------------------------------------------------------------------------------------- | | NUMBER OF CLAIMS OUTSTANDING DIRECT AND ASSUMED AT YEA | 1 |---------------#----------------#----------------#----------------#----------------#----------------# | Years | | | | | | | | in Which | 2 | 3 | 4 | 5 | 6 | 7 | | Premiums Were | | | | | | | | Earned and | | | | | | | | Losses Were | | | | | | | | Incurred | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | |--------------------|---------------|----------------|----------------|----------------|----------------|----------------| | | | | | | | | |``1.`Prior` | 000 | 3,395 | 2,612 | 1,446 | 1,087 | 809 | |``2.`1985` | 5,718 | 2,306 | 1,541 | 969 | 528 | 323 | |``3.`1986` | X X X X | 4,711 | 1,952 | 1,449 | 857 | 533 | |``4.`1987` | X X X X | X X X X | 4,465 | 1,698 | 1,166 | 742 | |``5.`1988` | X X X X | X X X X | X X X X | 8,054 | 2,962 | 1,875 | |``6.`1989` | X X X X | X X X X | X X X X | X X X X | 10,954 | 3,374 | |``7.`1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 10,564 | |``8.`1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``9.`1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.`1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.`1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <-------------------->--------------->---------------->---------------->---------------->---------------->----------------> - -------------------------------------------------------------------# R END | - ----------------#----------------#----------------#----------------| | | | | 8 | 9 | 10 | 11 | | | | | | | | | | | | | 1991 | 1992 | 1993 | 1994 | - ----------------|----------------|----------------|----------------| | | | | 643 | 362 | 260 | 190 | 196 | 118 | 76 | 56 | 355 | 225 | 135 | 94 | 404 | 273 | 181 | 120 | 1,244 | 799 | 459 | 303 | 2,112 | 1,562 | 948 | 568 | 3,526 | 2,762 | 1,779 | 1,111 | 10,376 | 3,991 | 2,550 | 1,602 | X X X X | 12,436 | 3,789 | 2,403 | X X X X | X X X X | 12,406 | 3,684 | X X X X | X X X X | X X X X | 12,961 | | | | | - ---------------->---------------->---------------->----------------> SECTION 3 !--------------------#----------------------------------------------------------------------------------------------------- | | CUMULATIVE NUMBER OF CLAIMS REPORTED DIRECT AND ASSUMED AT | 1 |---------------#----------------#----------------#----------------#----------------#----------------# | Years | | | | | | | | in Which | 2 | 3 | 4 | 5 | 6 | 7 | | Premiums Were | | | | | | | | Earned and | | | | | | | | Losses Were | | | | | | | | Incurred | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | |--------------------|---------------|----------------|----------------|----------------|----------------|----------------| | | | | | | | | |``1.`Prior` | 000 | 1,594 | 3,600 | 4,122 | 4,568 | 4,839 | |``2.`1985` | 34,509 | 43,132 | 44,266 | 44,710 | 44,958 | 45,085 | |``3.`1986` | X X X X | 29,221 | 35,027 | 36,111 | 36,609 | 36,844 | |``4.`1987` | X X X X | X X X X | 26,156 | 32,065 | 33,087 | 33,511 | |``5.`1988` | X X X X | X X X X | X X X X | 45,414 | 56,393 | 58,079 | |``6.`1989` | X X X X | X X X X | X X X X | X X X X | 62,446 | 76,276 | |``7.`1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 63,336 | |``8.`1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``9.`1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.`1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.`1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <-------------------->--------------->---------------->---------------->---------------->---------------->----------------> - -------------------------------------------------------------------# YEAR END | - ----------------#----------------#----------------#----------------| | | | | 8 | 9 | 10 | 11 | | | | | | | | | | | | | 1991 | 1992 | 1993 | 1994 | - ----------------|----------------|----------------|----------------| | | | | 4,965 | 5,054 | 5,124 | 5,199 | 45,146 | 45,167 | 45,185 | 45,195 | 36,954 | 36,999 | 37,033 | 37,058 | 33,664 | 33,768 | 33,818 | 33,836 | 58,829 | 59,343 | 59,512 | 59,664 | 78,292 | 79,138 | 79,508 | 79,725 | 75,407 | 77,469 | 78,375 | 78,761 | 62,241 | 71,979 | 73,931 | 74,750 | X X X X | 56,478 | 66,838 | 68,667 | X X X X | X X X X | 62,703 | 72,256 | X X X X | X X X X | X X X X | 72,121 | | | | | - ---------------->---------------->---------------->----------------> Page # Page 116 Form 2 COMBINED ANNUAL STATEMENT FOR THE YEAR 1994 OF THE UNITED STATES FIDELITY AND GUARANTY COMPANY AND ITS AFFILIATED FIRE AND CASUALTY INSURERS SCHEDULE P - PART 5F - MEDICAL MALPRACTICE - OCCURRENCE SECTION 1A !--------------------#----------------------------------------------------------------------------------------------------- | | CUMULATIVE NUMBER OF CLAIMS CLOSED WITH LOSS PAYMENT DIRECT AND AS | 1 |---------------#----------------#----------------#----------------#----------------#----------------# | Years | | | | | | | | in Which | 2 | 3 | 4 | 5 | 6 | 7 | | Premiums Were | | | | | | | | Earned and | | | | | | | | Losses Were | | | | | | | | Incurred | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | |--------------------|---------------|----------------|----------------|----------------|----------------|----------------| | | | | | | | | |``1.`Prior` | 000 | 170 | 319 | 436 | 533 | 593 | |``2.`1985` | 21 | 32 | 46 | 62 | 78 | 95 | |``3.`1986` | X X X X | 0 | 0 | 0 | 0 | 1 | |``4.`1987` | X X X X | X X X X | 1 | 1 | 1 | 2 | |``5.`1988` | X X X X | X X X X | X X X X | 0 | 0 | 0 | |``6.`1989` | X X X X | X X X X | X X X X | X X X X | 1 | 1 | |``7.`1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | |``8.`1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``9.`1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.`1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.`1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <-------------------->--------------->---------------->---------------->---------------->---------------->----------------> - -------------------------------------------------------------------# SUMED AT YEAR END | - ----------------#----------------#----------------#----------------| | | | | 8 | 9 | 10 | 11 | | | | | | | | | | | | | 1991 | 1992 | 1993 | 1994 | - ----------------|----------------|----------------|----------------| | | | | 618 | 641 | 658 | 669 | 98 | 103 | 105 | 105 | 1 | 1 | 1 | 1 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 0 | 0 | 1 | 1 | 0 | 0 | 1 | 1 | X X X X | 0 | 0 | 0 | X X X X | X X X X | 0 | 0 | X X X X | X X X X | X X X X | 0 | | | | | - ---------------->---------------->---------------->----------------> SECTION 2A !--------------------#----------------------------------------------------------------------------------------------------- | | NUMBER OF CLAIMS OUTSTANDING DIRECT AND ASSUMED AT YEA | 1 |---------------#----------------#----------------#----------------#----------------#----------------# | Years | | | | | | | | in Which | 2 | 3 | 4 | 5 | 6 | 7 | | Premiums Were | | | | | | | | Earned and | | | | | | | | Losses Were | | | | | | | | Incurred | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | |--------------------|---------------|----------------|----------------|----------------|----------------|----------------| | | | | | | | | |``1.`Prior` | 000 | 685 | 477 | 280 | 192 | 106 | |``2.`1985` | 53 | 58 | 55 | 66 | 35 | 16 | |``3.`1986` | X X X X | 1 | 1 | 1 | 1 | 0 | |``4.`1987` | X X X X | X X X X | 0 | 2 | 1 | 0 | |``5.`1988` | X X X X | X X X X | X X X X | 0 | 1 | 2 | |``6.`1989` | X X X X | X X X X | X X X X | X X X X | 0 | 1 | |``7.`1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 1 | |``8.`1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``9.`1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.`1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.`1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <-------------------->--------------->---------------->---------------->---------------->---------------->----------------> - -------------------------------------------------------------------# R END | - ----------------#----------------#----------------#----------------| | | | | 8 | 9 | 10 | 11 | | | | | | | | | | | | | 1991 | 1992 | 1993 | 1994 | - ----------------|----------------|----------------|----------------| | | | | 75 | 62 | 60 | 85 | 13 | 6 | 7 | 7 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | X X X X | 0 | 0 | 0 | X X X X | X X X X | 0 | 0 | X X X X | X X X X | X X X X | 0 | | | | | - ---------------->---------------->---------------->----------------> SECTION 3A !--------------------#----------------------------------------------------------------------------------------------------- | | CUMULATIVE NUMBER OF CLAIMS REPORTED DIRECT AND ASSUMED AT | 1 |---------------#----------------#----------------#----------------#----------------#----------------# | Years | | | | | | | | in Which | 2 | 3 | 4 | 5 | 6 | 7 | | Premiums Were | | | | | | | | Earned and | | | | | | | | Losses Were | | | | | | | | Incurred | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | |--------------------|---------------|----------------|----------------|----------------|----------------|----------------| | | | | | | | | |``1.`Prior` | 000 | 278 | 427 | 490 | 583 | 616 | |``2.`1985` | 129 | 189 | 226 | 270 | 283 | 290 | |``3.`1986` | X X X X | 2 | 2 | 2 | 2 | 2 | |``4.`1987` | X X X X | X X X X | 3 | 5 | 5 | 5 | |``5.`1988` | X X X X | X X X X | X X X X | 0 | 1 | 4 | |``6.`1989` | X X X X | X X X X | X X X X | X X X X | 2 | 4 | |``7.`1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 1 | |``8.`1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``9.`1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.`1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.`1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <-------------------->--------------->---------------->---------------->---------------->---------------->----------------> - -------------------------------------------------------------------# YEAR END | - ----------------#----------------#----------------#----------------| | | | | 8 | 9 | 10 | 11 | | | | | | | | | | | | | 1991 | 1992 | 1993 | 1994 | - ----------------|----------------|----------------|----------------| | | | | 642 | 671 | 717 | 760 | 291 | 295 | 299 | 301 | 2 | 2 | 2 | 2 | 5 | 5 | 5 | 5 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 3 | 3 | 4 | 4 | 0 | 0 | 1 | 1 | X X X X | 0 | 0 | 0 | X X X X | X X X X | 1 | 1 | X X X X | X X X X | X X X X | 0 | | | | | - ---------------->---------------->---------------->----------------> Page # Page 117 Form 2 COMBINED ANNUAL STATEMENT FOR THE YEAR 1994 OF THE UNITED STATES FIDELITY AND GUARANTY COMPANY AND ITS AFFILIATED FIRE AND CASUALTY INSURERS SCHEDULE P - PART 5F - MEDICAL MALPRACTICE - CLAIMS-MADE SECTION 1B !--------------------#----------------------------------------------------------------------------------------------------- | | CUMULATIVE NUMBER OF CLAIMS CLOSED WITH LOSS PAYMENT DIRECT AND AS | 1 |---------------#----------------#----------------#----------------#----------------#----------------# | Years | | | | | | | | in Which | 2 | 3 | 4 | 5 | 6 | 7 | | Premiums Were | | | | | | | | Earned and | | | | | | | | Losses Were | | | | | | | | Incurred | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | |--------------------|---------------|----------------|----------------|----------------|----------------|----------------| | | | | | | | | |``1.`Prior` | 000 | 0 | 0 | 0 | 0 | 0 | |``2.`1985` | 1 | 1 | 4 | 9 | 10 | 10 | |``3.`1986` | X X X X | 3 | 4 | 4 | 5 | 5 | |``4.`1987` | X X X X | X X X X | 0 | 0 | 0 | 0 | |``5.`1988` | X X X X | X X X X | X X X X | 0 | 0 | 0 | |``6.`1989` | X X X X | X X X X | X X X X | X X X X | 0 | 0 | |``7.`1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | |``8.`1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``9.`1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.`1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.`1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <-------------------->--------------->---------------->---------------->---------------->---------------->----------------> -------------------------------------------------------------------# SUMED AT YEAR END | ----------------#----------------#----------------#----------------| | | | | 8 | 9 | 10 | 11 | | | | | | | | | | | | | 1991 | 1992 | 1993 | 1994 | ----------------|----------------|----------------|----------------| | | | | 0 | 0 | 0 | 0 | 10 | 10 | 10 | 10 | 5 | 5 | 5 | 5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | X X X X | 0 | 0 | 0 | X X X X | X X X X | 0 | 0 | X X X X | X X X X | X X X X | 0 | | | | | ---------------->---------------->---------------->----------------> SECTION 2B !--------------------#----------------------------------------------------------------------------------------------------- | | NUMBER OF CLAIMS OUTSTANDING DIRECT AND ASSUMED AT YEA | 1 |---------------#----------------#----------------#----------------#----------------#----------------# | Years | | | | | | | | in Which | 2 | 3 | 4 | 5 | 6 | 7 | | Premiums Were | | | | | | | | Earned and | | | | | | | | Losses Were | | | | | | | | Incurred | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | |--------------------|---------------|----------------|----------------|----------------|----------------|----------------| | | | | | | | | |``1.`Prior` | 000 | 0 | 0 | 0 | 0 | 0 | |``2.`1985` | 12 | 11 | 7 | 1 | 0 | 0 | |``3.`1986` | X X X X | 4 | 1 | 1 | 0 | 0 | |``4.`1987` | X X X X | X X X X | 0 | 0 | 0 | 0 | |``5.`1988` | X X X X | X X X X | X X X X | 0 | 0 | 0 | |``6.`1989` | X X X X | X X X X | X X X X | X X X X | 1 | 0 | |``7.`1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | |``8.`1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``9.`1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.`1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.`1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <-------------------->--------------->---------------->---------------->---------------->---------------->----------------> -------------------------------------------------------------------# R END | ----------------#----------------#----------------#----------------| | | | | 8 | 9 | 10 | 11 | | | | | | | | | | | | | 1991 | 1992 | 1993 | 1994 | ----------------|----------------|----------------|----------------| | | | | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | X X X X | 0 | 0 | 0 | X X X X | X X X X | 0 | 0 | X X X X | X X X X | X X X X | 0 | | | | | ---------------->---------------->---------------->----------------> SECTION 3B !--------------------#----------------------------------------------------------------------------------------------------- | | CUMULATIVE NUMBER OF CLAIMS REPORTED DIRECT AND ASSUMED AT | 1 |---------------#----------------#----------------#----------------#----------------#----------------# | Years | | | | | | | | in Which | 2 | 3 | 4 | 5 | 6 | 7 | | Premiums Were | | | | | | | | Earned and | | | | | | | | Losses Were | | | | | | | | Incurred | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | |--------------------|---------------|----------------|----------------|----------------|----------------|----------------| | | | | | | | | |``1.`Prior` | 000 | 0 | 0 | 0 | 0 | 0 | |``2.`1985` | 20 | 20 | 20 | 20 | 20 | 20 | |``3.`1986` | X X X X | 8 | 8 | 8 | 8 | 8 | |``4.`1987` | X X X X | X X X X | 0 | 0 | 0 | 0 | |``5.`1988` | X X X X | X X X X | X X X X | 0 | 0 | 0 | |``6.`1989` | X X X X | X X X X | X X X X | X X X X | 2 | 2 | |``7.`1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | |``8.`1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``9.`1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.`1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.`1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <-------------------->--------------->---------------->---------------->---------------->---------------->----------------> - -------------------------------------------------------------------# YEAR END | - ----------------#----------------#----------------#----------------| | | | | 8 | 9 | 10 | 11 | | | | | | | | | | | | | 1991 | 1992 | 1993 | 1994 | - ----------------|----------------|----------------|----------------| | | | | 0 | 0 | 0 | 0 | 20 | 20 | 20 | 20 | 8 | 8 | 8 | 8 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2 | 2 | 2 | 2 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | X X X X | 0 | 0 | 0 | X X X X | X X X X | 0 | 0 | X X X X | X X X X | X X X X | 0 | | | | | - ---------------->---------------->---------------->----------------> Page # Page 118 Form 2 COMBINED ANNUAL STATEMENT FOR THE YEAR 1994 OF THE UNITED STATES FIDELITY AND GUARANTY COMPANY AND ITS AFFILIATED FIRE AND CASUALTY INSURERS SCHEDULE P - PART 5H - OTHER LIABILITY - OCCURRENCE SECTION 1A !--------------------#----------------------------------------------------------------------------------------------------- | | CUMULATIVE NUMBER OF CLAIMS CLOSED WITH LOSS PAYMENT DIRECT AND AS | 1 |---------------#----------------#----------------#----------------#----------------#----------------# | Years | | | | | | | | in Which | 2 | 3 | 4 | 5 | 6 | 7 | | Premiums Were | | | | | | | | Earned and | | | | | | | | Losses Were | | | | | | | | Incurred | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | |--------------------|---------------|----------------|----------------|----------------|----------------|----------------| | | | | | | | | |``1.`Prior` | 000 | 3,549 | 5,976 | 7,373 | 8,252 | 8,812 | |``2.`1985` | 14,981 | 21,486 | 22,813 | 23,685 | 24,214 | 24,552 | |``3.`1986` | X X X X | 11,614 | 16,593 | 17,752 | 18,534 | 19,082 | |``4.`1987` | X X X X | X X X X | 9,884 | 14,181 | 15,216 | 15,909 | |``5.`1988` | X X X X | X X X X | X X X X | 7,927 | 11,428 | 12,051 | |``6.`1989` | X X X X | X X X X | X X X X | X X X X | 5,143 | 7,267 | |``7.`1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 5,273 | |``8.`1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``9.`1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.`1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.`1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <-------------------->--------------->---------------->---------------->---------------->---------------->----------------> - -------------------------------------------------------------------# SUMED AT YEAR END | - ----------------#----------------#----------------#----------------| | | | | 8 | 9 | 10 | 11 | | | | | | | | | | | | | 1991 | 1992 | 1993 | 1994 | - ----------------|----------------|----------------|----------------| | | | | 9,122 | 9,274 | 9,427 | 9,536 | 24,757 | 24,833 | 24,891 | 24,930 | 19,379 | 19,521 | 19,606 | 19,652 | 16,285 | 16,509 | 16,643 | 16,712 | 12,464 | 12,724 | 12,873 | 12,946 | 7,717 | 7,980 | 8,184 | 8,309 | 7,222 | 7,644 | 7,891 | 8,074 | 3,951 | 5,105 | 5,453 | 5,642 | X X X X | 1,930 | 2,793 | 3,015 | X X X X | X X X X | 1,402 | 2,016 | X X X X | X X X X | X X X X | 1,251 | | | | | - ---------------->---------------->---------------->----------------> SECTION 2A !--------------------#----------------------------------------------------------------------------------------------------- | | NUMBER OF CLAIMS OUTSTANDING DIRECT AND ASSUMED AT YEA | 1 |---------------#----------------#----------------#----------------#----------------#----------------# | Years | | | | | | | | in Which | 2 | 3 | 4 | 5 | 6 | 7 | | Premiums Were | | | | | | | | Earned and | | | | | | | | Losses Were | | | | | | | | Incurred | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | |--------------------|---------------|----------------|----------------|----------------|----------------|----------------| | | | | | | | | |``1.`Prior` | 000 | 11,299 | 5,765 | 2,494 | 1,767 | 1,183 | |``2.`1985` | 5,370 | 3,198 | 2,381 | 1,488 | 898 | 511 | |``3.`1986` | X X X X | 4,318 | 2,603 | 1,992 | 1,411 | 767 | |``4.`1987` | X X X X | X X X X | 3,899 | 2,185 | 1,659 | 1,035 | |``5.`1988` | X X X X | X X X X | X X X X | 2,553 | 1,459 | 1,065 | |``6.`1989` | X X X X | X X X X | X X X X | X X X X | 2,080 | 1,015 | |``7.`1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 2,133 | |``8.`1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``9.`1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.`1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.`1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <-------------------->--------------->---------------->---------------->---------------->---------------->----------------> - -------------------------------------------------------------------# R END | - ----------------#----------------#----------------#----------------| | | | | 8 | 9 | 10 | 11 | | | | | | | | | | | | | 1991 | 1992 | 1993 | 1994 | - ----------------|----------------|----------------|----------------| | | | | 814 | 704 | 712 | 717 | 285 | 225 | 162 | 135 | 468 | 294 | 218 | 143 | 660 | 400 | 243 | 164 | 723 | 437 | 266 | 168 | 839 | 624 | 381 | 238 | 995 | 842 | 576 | 371 | 1,583 | 888 | 661 | 459 | X X X X | 1,228 | 612 | 418 | X X X X | X X X X | 794 | 407 | X X X X | X X X X | X X X X | 816 | | | | | - ---------------->---------------->---------------->----------------> SECTION 3A !--------------------#----------------------------------------------------------------------------------------------------- | | CUMULATIVE NUMBER OF CLAIMS REPORTED DIRECT AND ASSUMED AT | 1 |---------------#----------------#----------------#----------------#----------------#----------------# | Years | | | | | | | | in Which | 2 | 3 | 4 | 5 | 6 | 7 | | Premiums Were | | | | | | | | Earned and | | | | | | | | Losses Were | | | | | | | | Incurred | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | |--------------------|---------------|----------------|----------------|----------------|----------------|----------------| | | | | | | | | |``1.`Prior` | 000 | 6,179 | 8,902 | 10,101 | 11,126 | 11,746 | |``2.`1985` | 27,488 | 36,286 | 38,165 | 38,956 | 39,390 | 39,593 | |``3.`1986` | X X X X | 22,019 | 28,796 | 30,568 | 31,435 | 31,756 | |``4.`1987` | X X X X | X X X X | 19,496 | 25,692 | 27,216 | 27,866 | |``5.`1988` | X X X X | X X X X | X X X X | 15,111 | 19,536 | 20,471 | |``6.`1989` | X X X X | X X X X | X X X X | X X X X | 10,476 | 13,281 | |``7.`1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 11,887 | |``8.`1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``9.`1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.`1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.`1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <-------------------->--------------->---------------->---------------->---------------->---------------->----------------> - -------------------------------------------------------------------# YEAR END | - ----------------#----------------#----------------#----------------| | | | | 8 | 9 | 10 | 11 | | | | | | | | | | | | | 1991 | 1992 | 1993 | 1994 | - ----------------|----------------|----------------|----------------| | | | | 12,116 | 12,375 | 12,739 | 13,044 | 39,721 | 39,802 | 39,871 | 39,924 | 31,971 | 32,070 | 32,165 | 32,195 | 28,166 | 28,330 | 28,421 | 28,470 | 20,912 | 21,084 | 21,174 | 21,232 | 14,048 | 14,397 | 14,538 | 14,612 | 14,352 | 15,030 | 15,299 | 15,425 | 8,598 | 10,182 | 10,696 | 10,898 | X X X X | 4,936 | 6,082 | 6,377 | X X X X | X X X X | 3,429 | 4,371 | X X X X | X X X X | X X X X | 3,516 | | | | | - ---------------->---------------->---------------->----------------> Page # Page 119 Form 2 COMBINED ANNUAL STATEMENT FOR THE YEAR 1994 OF THE UNITED STATES FIDELITY AND GUARANTY COMPANY AND ITS AFFILIATED FIRE AND CASUALTY INSURERS SCHEDULE P - PART 5H - OTHER LIABILITY - CLAIMS-MADE SECTION 1B !--------------------#----------------------------------------------------------------------------------------------------- | | CUMULATIVE NUMBER OF CLAIMS CLOSED WITH LOSS PAYMENT DIRECT AND AS | 1 |---------------#----------------#----------------#----------------#----------------#----------------# | Years | | | | | | | | in Which | 2 | 3 | 4 | 5 | 6 | 7 | | Premiums Were | | | | | | | | Earned and | | | | | | | | Losses Were | | | | | | | | Incurred | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | |--------------------|---------------|----------------|----------------|----------------|----------------|----------------| | | | | | | | | |``1.`Prior` | 000 | 0 | 0 | 0 | 0 | 0 | |``2.`1985` | 0 | 2 | 2 | 2 | 2 | 2 | |``3.`1986` | X X X X | 0 | 0 | 2 | 3 | 4 | |``4.`1987` | X X X X | X X X X | 0 | 0 | 0 | 0 | |``5.`1988` | X X X X | X X X X | X X X X | 54 | 68 | 69 | |``6.`1989` | X X X X | X X X X | X X X X | X X X X | 103 | 118 | |``7.`1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 72 | |``8.`1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``9.`1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.`1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.`1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <-------------------->--------------->---------------->---------------->---------------->---------------->----------------> - -------------------------------------------------------------------# SUMED AT YEAR END | - ----------------#----------------#----------------#----------------| | | | | 8 | 9 | 10 | 11 | | | | | | | | | | | | | 1991 | 1992 | 1993 | 1994 | - ----------------|----------------|----------------|----------------| | | | | 0 | 0 | 0 | 0 | 2 | 2 | 2 | 2 | 4 | 4 | 4 | 4 | 0 | 0 | 0 | 0 | 69 | 70 | 70 | 70 | 124 | 125 | 126 | 126 | 81 | 82 | 84 | 85 | 60 | 68 | 70 | 72 | X X X X | 47 | 59 | 62 | X X X X | X X X X | 29 | 34 | X X X X | X X X X | X X X X | 14 | | | | | - ---------------->---------------->---------------->----------------> SECTION 2B !--------------------#----------------------------------------------------------------------------------------------------- | | NUMBER OF CLAIMS OUTSTANDING DIRECT AND ASSUMED AT YEA | 1 |---------------#----------------#----------------#----------------#----------------#----------------# | Years | | | | | | | | in Which | 2 | 3 | 4 | 5 | 6 | 7 | | Premiums Were | | | | | | | | Earned and | | | | | | | | Losses Were | | | | | | | | Incurred | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | |--------------------|---------------|----------------|----------------|----------------|----------------|----------------| | | | | | | | | |``1.`Prior` | 000 | 0 | 0 | 0 | 0 | 0 | |``2.`1985` | 4 | 1 | 1 | 1 | 1 | 1 | |``3.`1986` | X X X X | 6 | 6 | 4 | 3 | 2 | |``4.`1987` | X X X X | X X X X | 1 | 0 | 0 | 0 | |``5.`1988` | X X X X | X X X X | X X X X | 34 | 7 | 4 | |``6.`1989` | X X X X | X X X X | X X X X | X X X X | 36 | 9 | |``7.`1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 28 | |``8.`1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``9.`1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.`1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.`1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <-------------------->--------------->---------------->---------------->---------------->---------------->----------------> - -------------------------------------------------------------------# R END | - ----------------#----------------#----------------#----------------| | | | | 8 | 9 | 10 | 11 | | | | | | | | | | | | | 1991 | 1992 | 1993 | 1994 | - ----------------|----------------|----------------|----------------| | | | | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 2 | 2 | 2 | 2 | 0 | 0 | 0 | 0 | 2 | 0 | 0 | 0 | 3 | 2 | 1 | 1 | 4 | 3 | 1 | 0 | 37 | 12 | 5 | 2 | X X X X | 35 | 9 | 4 | X X X X | X X X X | 41 | 26 | X X X X | X X X X | X X X X | 27 | | | | | - ---------------->---------------->---------------->----------------> SECTION 3B !--------------------#----------------------------------------------------------------------------------------------------- | | CUMULATIVE NUMBER OF CLAIMS REPORTED DIRECT AND ASSUMED AT | 1 |---------------#----------------#----------------#----------------#----------------#----------------# | Years | | | | | | | | in Which | 2 | 3 | 4 | 5 | 6 | 7 | | Premiums Were | | | | | | | | Earned and | | | | | | | | Losses Were | | | | | | | | Incurred | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | |--------------------|---------------|----------------|----------------|----------------|----------------|----------------| | | | | | | | | |``1.`Prior` | 000 | 0 | 0 | 0 | 0 | 0 | |``2.`1985` | 5 | 5 | 5 | 5 | 5 | 5 | |``3.`1986` | X X X X | 6 | 6 | 6 | 6 | 6 | |``4.`1987` | X X X X | X X X X | 2 | 2 | 2 | 2 | |``5.`1988` | X X X X | X X X X | X X X X | 114 | 114 | 114 | |``6.`1989` | X X X X | X X X X | X X X X | X X X X | 191 | 191 | |``7.`1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 155 | |``8.`1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``9.`1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.`1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.`1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <-------------------->--------------->---------------->---------------->---------------->---------------->----------------> - -------------------------------------------------------------------# YEAR END | - ----------------#----------------#----------------#----------------| | | | | 8 | 9 | 10 | 11 | | | | | | | | | | | | | 1991 | 1992 | 1993 | 1994 | - ----------------|----------------|----------------|----------------| | | | | 0 | 0 | 0 | 0 | 5 | 5 | 5 | 5 | 6 | 6 | 6 | 6 | 2 | 2 | 2 | 2 | 114 | 114 | 114 | 114 | 191 | 191 | 191 | 191 | 155 | 155 | 155 | 155 | 160 | 160 | 160 | 160 | X X X X | 137 | 137 | 137 | X X X X | X X X X | 103 | 103 | X X X X | X X X X | X X X X | 63 | | | | | - ---------------->---------------->---------------->----------------> Page # Page 120 Form 2 COMBINED ANNUAL STATEMENT FOR THE YEAR 1994 OF THE UNITED STATES FIDELITY AND GUARANTY COMPANY AND ITS AFFILIATED FIRE AND CASUALTY INSURERS SCHEDULE P - PART 5R - PRODUCTS LIABILITY - OCCURRENCE SECTION 1A !--------------------#----------------------------------------------------------------------------------------------------- | | CUMULATIVE NUMBER OF CLAIMS CLOSED WITH LOSS PAYMENT DIRECT AND AS | 1 |---------------#----------------#----------------#----------------#----------------#----------------# | Years | | | | | | | | in Which | 2 | 3 | 4 | 5 | 6 | 7 | | Premiums Were | | | | | | | | Earned and | | | | | | | | Losses Were | | | | | | | | Incurred | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | |--------------------|---------------|----------------|----------------|----------------|----------------|----------------| | | | | | | | | |``1.`Prior` | 000 | 209 | 430 | 609 | 805 | 923 | |``2.`1985` | 227 | 369 | 429 | 504 | 617 | 752 | |``3.`1986` | X X X X | 173 | 317 | 368 | 463 | 536 | |``4.`1987` | X X X X | X X X X | 153 | 262 | 326 | 410 | |``5.`1988` | X X X X | X X X X | X X X X | 74 | 217 | 277 | |``6.`1989` | X X X X | X X X X | X X X X | X X X X | 230 | 352 | |``7.`1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 282 | |``8.`1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``9.`1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.`1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.`1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <-------------------->--------------->---------------->---------------->---------------->---------------->----------------> - -------------------------------------------------------------------# SUMED AT YEAR END | - ----------------#----------------#----------------#----------------| | | | | 8 | 9 | 10 | 11 | | | | | | | | | | | | | 1991 | 1992 | 1993 | 1994 | - ----------------|----------------|----------------|----------------| | | | | 982 | 1,022 | 1,058 | 1,093 | 774 | 790 | 808 | 818 | 582 | 610 | 628 | 652 | 471 | 499 | 523 | 543 | 362 | 394 | 415 | 421 | 405 | 439 | 468 | 483 | 399 | 414 | 444 | 460 | 171 | 224 | 257 | 278 | X X X X | 78 | 114 | 143 | X X X X | X X X X | 82 | 121 | X X X X | X X X X | X X X X | 27 | | | | | - ---------------->---------------->---------------->----------------> SECTION 2A !--------------------#----------------------------------------------------------------------------------------------------- | | NUMBER OF CLAIMS OUTSTANDING DIRECT AND ASSUMED AT YEA | 1 |---------------#----------------#----------------#----------------#----------------#----------------# | Years | | | | | | | | in Which | 2 | 3 | 4 | 5 | 6 | 7 | | Premiums Were | | | | | | | | Earned and | | | | | | | | Losses Were | | | | | | | | Incurred | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | |--------------------|---------------|----------------|----------------|----------------|----------------|----------------| | | | | | | | | |``1.`Prior` | 000 | 1,941 | 1,746 | 1,573 | 1,585 | 828 | |``2.`1985` | 165 | 230 | 315 | 366 | 258 | 101 | |``3.`1986` | X X X X | 225 | 257 | 306 | 269 | 154 | |``4.`1987` | X X X X | X X X X | 166 | 265 | 261 | 160 | |``5.`1988` | X X X X | X X X X | X X X X | 163 | 141 | 161 | |``6.`1989` | X X X X | X X X X | X X X X | X X X X | 154 | 100 | |``7.`1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 131 | |``8.`1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``9.`1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.`1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.`1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <-------------------->--------------->---------------->---------------->---------------->---------------->----------------> - -------------------------------------------------------------------# R END | - ----------------#----------------#----------------#----------------| | | | | 8 | 9 | 10 | 11 | | | | | | | | | | | | | 1991 | 1992 | 1993 | 1994 | - ----------------|----------------|----------------|----------------| | | | | 267 | 260 | 283 | 485 | 70 | 55 | 44 | 50 | 104 | 77 | 76 | 68 | 124 | 95 | 91 | 98 | 96 | 73 | 60 | 57 | 87 | 55 | 43 | 27 | 66 | 67 | 53 | 42 | 70 | 68 | 79 | 67 | X X X X | 79 | 62 | 56 | X X X X | X X X X | 45 | 18 | X X X X | X X X X | X X X X | 32 | | | | | - ---------------->---------------->---------------->----------------> SECTION 3A !--------------------#----------------------------------------------------------------------------------------------------- | | CUMULATIVE NUMBER OF CLAIMS REPORTED DIRECT AND ASSUMED AT | 1 |---------------#----------------#----------------#----------------#----------------#----------------# | Years | | | | | | | | in Which | 2 | 3 | 4 | 5 | 6 | 7 | | Premiums Were | | | | | | | | Earned and | | | | | | | | Losses Were | | | | | | | | Incurred | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | |--------------------|---------------|----------------|----------------|----------------|----------------|----------------| | | | | | | | | |``1.`Prior` | 000 | 475 | 2,182 | 3,272 | 4,152 | 4,378 | |``2.`1985` | 553 | 889 | 1,101 | 1,295 | 1,422 | 1,446 | |``3.`1986` | X X X X | 542 | 862 | 1,066 | 1,232 | 1,290 | |``4.`1987` | X X X X | X X X X | 439 | 760 | 944 | 1,015 | |``5.`1988` | X X X X | X X X X | X X X X | 299 | 597 | 745 | |``6.`1989` | X X X X | X X X X | X X X X | X X X X | 576 | 811 | |``7.`1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 671 | |``8.`1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``9.`1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.`1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.`1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <-------------------->--------------->---------------->---------------->---------------->---------------->----------------> - -------------------------------------------------------------------# YEAR END | - ----------------#----------------#----------------#----------------| | | | | 8 | 9 | 10 | 11 | | | | | | | | | | | | | 1991 | 1992 | 1993 | 1994 | - ----------------|----------------|----------------|----------------| | | | | 4,532 | 4,698 | 4,836 | 5,139 | 1,466 | 1,485 | 1,516 | 1,546 | 1,331 | 1,356 | 1,398 | 1,442 | 1,087 | 1,133 | 1,196 | 1,251 | 802 | 836 | 878 | 901 | 892 | 926 | 959 | 975 | 843 | 889 | 929 | 948 | 408 | 509 | 582 | 623 | X X X X | 306 | 403 | 459 | X X X X | X X X X | 186 | 231 | X X X X | X X X X | X X X X | 89 | | | | | - ---------------->---------------->---------------->----------------> Page # Page 121 Form 2 COMBINED ANNUAL STATEMENT FOR THE YEAR 1994 OF THE UNITED STATES FIDELITY AND GUARANTY COMPANY AND ITS AFFILIATED FIRE AND CASUALTY INSURERS SCHEDULE P - PART 5R - PRODUCTS LIABILITY - CLAIMS-MADE SECTION 1B !--------------------#----------------------------------------------------------------------------------------------------- | | CUMULATIVE NUMBER OF CLAIMS CLOSED WITH LOSS PAYMENT DIRECT AND AS | 1 |---------------#----------------#----------------#----------------#----------------#----------------# | Years | | | | | | | | in Which | 2 | 3 | 4 | 5 | 6 | 7 | | Premiums Were | | | | | | | | Earned and | | | | | | | | Losses Were | | | | | | | | Incurred | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | |--------------------|---------------|----------------|----------------|----------------|----------------|----------------| | | | | | | | | |``1.`Prior` | 000 | 0 | 0 | 0 | 0 | 0 | |``2.`1985` | 0 | 0 | 0 | 0 | 0 | 0 | |``3.`1986` | X X X X | 0 | 0 | 0 | 0 | 0 | |``4.`1987` | X X X X | X X X X | 0 | 0 | 0 | 0 | |``5.`1988` | X X X X | X X X X | X X X X | 3 | 3 | 4 | |``6.`1989` | X X X X | X X X X | X X X X | X X X X | 0 | 0 | |``7.`1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 2 | |``8.`1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``9.`1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.`1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.`1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <-------------------->--------------->---------------->---------------->---------------->---------------->----------------> - -------------------------------------------------------------------# SUMED AT YEAR END | - ----------------#----------------#----------------#----------------| | | | | 8 | 9 | 10 | 11 | | | | | | | | | | | | | 1991 | 1992 | 1993 | 1994 | - ----------------|----------------|----------------|----------------| | | | | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 4 | 4 | 4 | 4 | 1 | 1 | 1 | 1 | 2 | 3 | 5 | 5 | 1 | 3 | 4 | 6 | X X X X | 0 | 1 | 1 | X X X X | X X X X | 0 | 11 | X X X X | X X X X | X X X X | 7 | | | | | - ---------------->---------------->---------------->----------------> SECTION 2B !--------------------#----------------------------------------------------------------------------------------------------- | | NUMBER OF CLAIMS OUTSTANDING DIRECT AND ASSUMED AT YEA | 1 |---------------#----------------#----------------#----------------#----------------#----------------# | Years | | | | | | | | in Which | 2 | 3 | 4 | 5 | 6 | 7 | | Premiums Were | | | | | | | | Earned and | | | | | | | | Losses Were | | | | | | | | Incurred | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | |--------------------|---------------|----------------|----------------|----------------|----------------|----------------| | | | | | | | | |``1.`Prior` | 000 | 0 | 0 | 0 | 0 | 0 | |``2.`1985` | 0 | 0 | 0 | 0 | 0 | 0 | |``3.`1986` | X X X X | 0 | 0 | 0 | 0 | 0 | |``4.`1987` | X X X X | X X X X | 0 | 0 | 0 | 0 | |``5.`1988` | X X X X | X X X X | X X X X | 3 | 1 | 0 | |``6.`1989` | X X X X | X X X X | X X X X | X X X X | 1 | 1 | |``7.`1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 6 | |``8.`1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``9.`1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.`1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.`1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <-------------------->--------------->---------------->---------------->---------------->---------------->----------------> - -------------------------------------------------------------------# R END | - ----------------#----------------#----------------#----------------| | | | | 8 | 9 | 10 | 11 | | | | | | | | | | | | | 1991 | 1992 | 1993 | 1994 | - ----------------|----------------|----------------|----------------| | | | | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 5 | 4 | 0 | 0 | 8 | 4 | 2 | 0 | X X X X | 4 | 0 | 0 | X X X X | X X X X | 79 | 38 | X X X X | X X X X | X X X X | 33 | | | | | - ---------------->---------------->---------------->----------------> SECTION 3B !--------------------#----------------------------------------------------------------------------------------------------- | | CUMULATIVE NUMBER OF CLAIMS REPORTED DIRECT AND ASSUMED AT | 1 |---------------#----------------#----------------#----------------#----------------#----------------# | Years | | | | | | | | in Which | 2 | 3 | 4 | 5 | 6 | 7 | | Premiums Were | | | | | | | | Earned and | | | | | | | | Losses Were | | | | | | | | Incurred | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | |--------------------|---------------|----------------|----------------|----------------|----------------|----------------| | | | | | | | | |``1.`Prior` | 000 | 0 | 0 | 0 | 0 | 0 | |``2.`1985` | 0 | 0 | 0 | 0 | 0 | 0 | |``3.`1986` | X X X X | 0 | 0 | 0 | 0 | 0 | |``4.`1987` | X X X X | X X X X | 0 | 0 | 0 | 0 | |``5.`1988` | X X X X | X X X X | X X X X | 6 | 6 | 6 | |``6.`1989` | X X X X | X X X X | X X X X | X X X X | 2 | 2 | |``7.`1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 8 | |``8.`1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``9.`1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.`1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.`1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <-------------------->--------------->---------------->---------------->---------------->---------------->----------------> - -------------------------------------------------------------------# YEAR END | - ----------------#----------------#----------------#----------------| | | | | 8 | 9 | 10 | 11 | | | | | | | | | | | | | 1991 | 1992 | 1993 | 1994 | - ----------------|----------------|----------------|----------------| | | | | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 6 | 6 | 6 | 6 | 2 | 2 | 2 | 2 | 8 | 8 | 8 | 8 | 13 | 13 | 13 | 13 | X X X X | 6 | 6 | 6 | X X X X | X X X X | 81 | 81 | X X X X | X X X X | X X X X | 56 | | | | | - ---------------->---------------->---------------->----------------> Page # Page 122 Form 2 COMBINED ANNUAL STATEMENT FOR THE YEAR 1994 OF THE UNITED STATES FIDELITY AND GUARANTY COMPANY AND ITS AFFILIATED FIRE AND CASUALTY INSURERS SCHEDULE P - PART 6C - COMMERCIAL AUTO/TRUCK LIABILITY/MEDICAL SECTION 1 !-----------------------------#------------------------------------------------------------------------------------------------ | 1 | CUMULATIVE PREMIUMS EARNED DIRECT AND ASSUMED AT YEA | Years in |---------------#---------------#---------------#---------------#---------------#---------------# | Which Premiums | | | | | | | | Were Earned | 2 | 3 | 4 | 5 | 6 | 7 | | and Losses | | | | | | | | Were Incurred | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | |-----------------------------|---------------|---------------|---------------|---------------|---------------|---------------| | | | | | | | | |``1.`Prior` | 000 | 0 | 0 | 0 | 0 | 0 | |``2.`1985` | 0 | 0 | 0 | 0 | 0 | 0 | |``3.`1986` | X X X X | 0 | 0 | 0 | 0 | 0 | |``4.`1987` | X X X X | X X X X | 0 | 0 | 0 | 0 | |``5.`1988` | X X X X | X X X X | X X X X | 0 | 0 | 0 | |``6.`1989` | X X X X | X X X X | X X X X | X X X X | 0 | 0 | |``7.`1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | |``8.`1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``9.`1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.`1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.`1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <----------------------------->--------------->--------------->--------------->--------------->--------------->---------------> - ---------------------------------------------------------------# R END (000 OMITTED) | - ---------------#---------------#---------------#---------------| | | | | 8 | 9 | 10 | 11 | | | | | 1991 | 1992 | 1993 | 1994 | - ---------------|---------------|---------------|---------------| | | | | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | X X X X | 0 | 0 | 0 | X X X X | X X X X | 223,824 | 256,366 | X X X X | X X X X | X X X X | 199,424 | | | | | - --------------->--------------->--------------->---------------> SECTION 2 !-----------------------------#------------------------------------------------------------------------------------------------ | 1 | CUMULATIVE PREMIUMS EARNED CEDED AT YEAR END ( | Years in |---------------#---------------#---------------#---------------#---------------#---------------# | Which Premiums | | | | | | | | Were Earned | 2 | 3 | 4 | 5 | 6 | 7 | | and Losses | | | | | | | | Were Incurred | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | |-----------------------------|---------------|---------------|---------------|---------------|---------------|---------------| | | | | | | | | |``1.`Prior` | 000 | 0 | 0 | 0 | 0 | 0 | |``2.`1985` | 0 | 0 | 0 | 0 | 0 | 0 | |``3.`1986` | X X X X | 0 | 0 | 0 | 0 | 0 | |``4.`1987` | X X X X | X X X X | 0 | 0 | 0 | 0 | |``5.`1988` | X X X X | X X X X | X X X X | 0 | 0 | 0 | |``6.`1989` | X X X X | X X X X | X X X X | X X X X | 0 | 0 | |``7.`1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | |``8.`1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``9.`1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.`1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.`1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <----------------------------->--------------->--------------->--------------->--------------->--------------->---------------> ---------------------------------------------------------------# 000 OMITTED) | ---------------#---------------#---------------#---------------| | | | | 8 | 9 | 10 | 11 | | | | | 1991 | 1992 | 1993 | 1994 | ---------------|---------------|---------------|---------------| | | | | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | X X X X | 0 | 0 | 0 | X X X X | X X X X | 28,432 | 30,643 | X X X X | X X X X | X X X X | 26,989 | | | | | --------------->--------------->--------------->---------------> SCHEDULE P - PART 6D - WORKERS' COMPENSATION SECTION 1 !-----------------------------#------------------------------------------------------------------------------------------------ | 1 | CUMULATIVE PREMIUMS EARNED DIRECT AND ASSUMED AT YEA | Years in |---------------#---------------#---------------#---------------#---------------#---------------# | Which Premiums | | | | | | | | Were Earned | 2 | 3 | 4 | 5 | 6 | 7 | | and Losses | | | | | | | | Were Incurred | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | |-----------------------------|---------------|---------------|---------------|---------------|---------------|---------------| | | | | | | | | |``1.`Prior` | 000 | 0 | 0 | 0 | 0 | 0 | |``2.`1985` | 0 | 0 | 0 | 0 | 0 | 0 | |``3.`1986` | X X X X | 0 | 0 | 0 | 0 | 0 | |``4.`1987` | X X X X | X X X X | 0 | 0 | 0 | 0 | |``5.`1988` | X X X X | X X X X | X X X X | 0 | 0 | 0 | |``6.`1989` | X X X X | X X X X | X X X X | X X X X | 0 | 0 | |``7.`1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | |``8.`1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``9.`1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.`1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.`1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <----------------------------->--------------->--------------->--------------->--------------->--------------->---------------> - ---------------------------------------------------------------# R END (000 OMITTED) | - ---------------#---------------#---------------#---------------| | | | | 8 | 9 | 10 | 11 | | | | | 1991 | 1992 | 1993 | 1994 | - ---------------|---------------|---------------|---------------| | | | | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | X X X X | 0 | 0 | 0 | X X X X | X X X X | 383,393 | 450,093 | X X X X | X X X X | X X X X | 304,081 | | | | | - --------------->--------------->--------------->---------------> SECTION 2 !-----------------------------#------------------------------------------------------------------------------------------------ | 1 | CUMULATIVE PREMIUMS EARNED CEDED AT YEAR END ( | Years in |---------------#---------------#---------------#---------------#---------------#---------------# | Which Premiums | | | | | | | | Were Earned | 2 | 3 | 4 | 5 | 6 | 7 | | and Losses | | | | | | | | Were Incurred | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | |-----------------------------|---------------|---------------|---------------|---------------|---------------|---------------| | | | | | | | | |``1.`Prior` | 000 | 0 | 0 | 0 | 0 | 0 | |``2.`1985` | 0 | 0 | 0 | 0 | 0 | 0 | |``3.`1986` | X X X X | 0 | 0 | 0 | 0 | 0 | |``4.`1987` | X X X X | X X X X | 0 | 0 | 0 | 0 | |``5.`1988` | X X X X | X X X X | X X X X | 0 | 0 | 0 | |``6.`1989` | X X X X | X X X X | X X X X | X X X X | 0 | 0 | |``7.`1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | |``8.`1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``9.`1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.`1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.`1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <----------------------------->--------------->--------------->--------------->--------------->--------------->---------------> - ---------------------------------------------------------------# 000 OMITTED) | - ---------------#---------------#---------------#---------------| | | | | 8 | 9 | 10 | 11 | | | | | 1991 | 1992 | 1993 | 1994 | - ---------------|---------------|---------------|---------------| | | | | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | X X X X | 0 | 0 | 0 | X X X X | X X X X | 247,003 | 279,294 | X X X X | X X X X | X X X X | 187,596 | | | | | - --------------->--------------->--------------->---------------> Page # Page 123 Form 2 COMBINED ANNUAL STATEMENT FOR THE YEAR 1994 OF THE UNITED STATES FIDELITY AND GUARANTY COMPANY AND ITS AFFILIATED FIRE AND CASUALTY INSURERS SCHEDULE P - PART 6E - COMMERCIAL MULTIPLE PERIL SECTION 1 !-----------------------------#------------------------------------------------------------------------------------------------ | 1 | CUMULATIVE PREMIUMS EARNED DIRECT AND ASSUMED AT YEA | Years in |---------------#---------------#---------------#---------------#---------------#---------------# | Which Premiums | | | | | | | | Were Earned | 2 | 3 | 4 | 5 | 6 | 7 | | and Losses | | | | | | | | Were Incurred | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | |-----------------------------|---------------|---------------|---------------|---------------|---------------|---------------| | | | | | | | | |``1.`Prior` | 000 | 0 | 0 | 0 | 0 | 0 | |``2.`1985` | 0 | 0 | 0 | 0 | 0 | 0 | |``3.`1986` | X X X X | 0 | 0 | 0 | 0 | 0 | |``4.`1987` | X X X X | X X X X | 0 | 0 | 0 | 0 | |``5.`1988` | X X X X | X X X X | X X X X | 0 | 0 | 0 | |``6.`1989` | X X X X | X X X X | X X X X | X X X X | 0 | 0 | |``7.`1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | |``8.`1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``9.`1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.`1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.`1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <----------------------------->--------------->--------------->--------------->--------------->--------------->---------------> - ---------------------------------------------------------------# R END (000 OMITTED) | - ---------------#---------------#---------------#---------------| | | | | 8 | 9 | 10 | 11 | | | | | 1991 | 1992 | 1993 | 1994 | - ---------------|---------------|---------------|---------------| | | | | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | X X X X | 0 | 0 | 0 | X X X X | X X X X | 601,227 | 616,774 | X X X X | X X X X | X X X X | 620,126 | | | | | - --------------->--------------->--------------->---------------> SECTION 2 !-----------------------------#------------------------------------------------------------------------------------------------ | 1 | CUMULATIVE PREMIUMS EARNED CEDED AT YEAR END ( | Years in |---------------#---------------#---------------#---------------#---------------#---------------# | Which Premiums | | | | | | | | Were Earned | 2 | 3 | 4 | 5 | 6 | 7 | | and Losses | | | | | | | | Were Incurred | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | |-----------------------------|---------------|---------------|---------------|---------------|---------------|---------------| | | | | | | | | |``1.`Prior` | 000 | 0 | 0 | 0 | 0 | 0 | |``2.`1985` | 0 | 0 | 0 | 0 | 0 | 0 | |``3.`1986` | X X X X | 0 | 0 | 0 | 0 | 0 | |``4.`1987` | X X X X | X X X X | 0 | 0 | 0 | 0 | |``5.`1988` | X X X X | X X X X | X X X X | 0 | 0 | 0 | |``6.`1989` | X X X X | X X X X | X X X X | X X X X | 0 | 0 | |``7.`1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | |``8.`1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``9.`1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.`1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.`1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <----------------------------->--------------->--------------->--------------->--------------->--------------->---------------> - ---------------------------------------------------------------# 000 OMITTED) | - ---------------#---------------#---------------#---------------| | | | | 8 | 9 | 10 | 11 | | | | | 1991 | 1992 | 1993 | 1994 | - ---------------|---------------|---------------|---------------| | | | | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | X X X X | 0 | 0 | 0 | X X X X | X X X X | 2,069 | 5,552 | X X X X | X X X X | X X X X | 2,673 | | | | | - --------------->--------------->--------------->---------------> SCHEDULE P - PART 6H - OTHER LIABILITY - OCCURRENCE SECTION 1A !-----------------------------#------------------------------------------------------------------------------------------------ | 1 | CUMULATIVE PREMIUMS EARNED DIRECT AND ASSUMED AT YEA | Years in |---------------#---------------#---------------#---------------#---------------#---------------# | Which Premiums | | | | | | | | Were Earned | 2 | 3 | 4 | 5 | 6 | 7 | | and Losses | | | | | | | | Were Incurred | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | |-----------------------------|---------------|---------------|---------------|---------------|---------------|---------------| | | | | | | | | |``1.`Prior` | 000 | 0 | 0 | 0 | 0 | 0 | |``2.`1985` | 0 | 0 | 0 | 0 | 0 | 0 | |``3.`1986` | X X X X | 0 | 0 | 0 | 0 | 0 | |``4.`1987` | X X X X | X X X X | 0 | 0 | 0 | 0 | |``5.`1988` | X X X X | X X X X | X X X X | 0 | 0 | 0 | |``6.`1989` | X X X X | X X X X | X X X X | X X X X | 0 | 0 | |``7.`1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | |``8.`1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``9.`1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.`1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.`1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <----------------------------->--------------->--------------->--------------->--------------->--------------->---------------> - ---------------------------------------------------------------# R END (000 OMITTED) | - ---------------#---------------#---------------#---------------| | | | | 8 | 9 | 10 | 11 | | | | | 1991 | 1992 | 1993 | 1994 | - ---------------|---------------|---------------|---------------| | | | | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | X X X X | 0 | 0 | 0 | X X X X | X X X X | 100,158 | 104,865 | X X X X | X X X X | X X X X | 93,567 | | | | | - --------------->--------------->--------------->---------------> SECTION 2A !-----------------------------#------------------------------------------------------------------------------------------------ | 1 | CUMULATIVE PREMIUMS EARNED CEDED AT YEAR END ( | Years in |---------------#---------------#---------------#---------------#---------------#---------------# | Which Premiums | | | | | | | | Were Earned | 2 | 3 | 4 | 5 | 6 | 7 | | and Losses | | | | | | | | Were Incurred | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | |-----------------------------|---------------|---------------|---------------|---------------|---------------|---------------| | | | | | | | | |``1.`Prior` | 000 | 0 | 0 | 0 | 0 | 0 | |``2.`1985` | 0 | 0 | 0 | 0 | 0 | 0 | |``3.`1986` | X X X X | 0 | 0 | 0 | 0 | 0 | |``4.`1987` | X X X X | X X X X | 0 | 0 | 0 | 0 | |``5.`1988` | X X X X | X X X X | X X X X | 0 | 0 | 0 | |``6.`1989` | X X X X | X X X X | X X X X | X X X X | 0 | 0 | |``7.`1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | |``8.`1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``9.`1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.`1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.`1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <----------------------------->--------------->--------------->--------------->--------------->--------------->---------------> - ---------------------------------------------------------------# 000 OMITTED) | - ---------------#---------------#---------------#---------------| | | | | 8 | 9 | 10 | 11 | | | | | 1991 | 1992 | 1993 | 1994 | - ---------------|---------------|---------------|---------------| | | | | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | X X X X | 0 | 0 | 0 | X X X X | X X X X | 7,981 | 13,699 | X X X X | X X X X | X X X X | 12,234 | | | | | - --------------->--------------->--------------->---------------> Page # Page 124 Form 2 COMBINED ANNUAL STATEMENT FOR THE YEAR 1994 OF THE UNITED STATES FIDELITY AND GUARANTY COMPANY AND ITS AFFILIATED FIRE AND CASUALTY INSURERS SCHEDULE P - PART 6H - OTHER LIABILITY - CLAIMS-MADE SECTION 1B !-----------------------------#------------------------------------------------------------------------------------------------ | 1 | CUMULATIVE PREMIUMS EARNED DIRECT AND ASSUMED AT YEA | Years in |---------------#---------------#---------------#---------------#---------------#---------------# | Which Premiums | | | | | | | | Were Earned | 2 | 3 | 4 | 5 | 6 | 7 | | and Losses | | | | | | | | Were Incurred | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | |-----------------------------|---------------|---------------|---------------|---------------|---------------|---------------| | | | | | | | | |``1.`Prior` | 000 | 0 | 0 | 0 | 0 | 0 | |``2.`1985` | 0 | 0 | 0 | 0 | 0 | 0 | |``3.`1986` | X X X X | 0 | 0 | 0 | 0 | 0 | |``4.`1987` | X X X X | X X X X | 0 | 0 | 0 | 0 | |``5.`1988` | X X X X | X X X X | X X X X | 0 | 0 | 0 | |``6.`1989` | X X X X | X X X X | X X X X | X X X X | 0 | 0 | |``7.`1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | |``8.`1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``9.`1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.`1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.`1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <----------------------------->--------------->--------------->--------------->--------------->--------------->---------------> - ---------------------------------------------------------------# R END (000 OMITTED) | - ---------------#---------------#---------------#---------------| | | | | 8 | 9 | 10 | 11 | | | | | 1991 | 1992 | 1993 | 1994 | - ---------------|---------------|---------------|---------------| | | | | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | X X X X | 0 | 0 | 0 | X X X X | X X X X | 1,447 | 1,559 | X X X X | X X X X | X X X X | 1,683 | | | | | - --------------->--------------->--------------->---------------> SECTION 2B !-----------------------------#------------------------------------------------------------------------------------------------ | 1 | CUMULATIVE PREMIUMS EARNED CEDED AT YEAR END ( | Years in |---------------#---------------#---------------#---------------#---------------#---------------# | Which Premiums | | | | | | | | Were Earned | 2 | 3 | 4 | 5 | 6 | 7 | | and Losses | | | | | | | | Were Incurred | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | |-----------------------------|---------------|---------------|---------------|---------------|---------------|---------------| | | | | | | | | |``1.`Prior` | 000 | 0 | 0 | 0 | 0 | 0 | |``2.`1985` | 0 | 0 | 0 | 0 | 0 | 0 | |``3.`1986` | X X X X | 0 | 0 | 0 | 0 | 0 | |``4.`1987` | X X X X | X X X X | 0 | 0 | 0 | 0 | |``5.`1988` | X X X X | X X X X | X X X X | 0 | 0 | 0 | |``6.`1989` | X X X X | X X X X | X X X X | X X X X | 0 | 0 | |``7.`1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | |``8.`1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``9.`1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.`1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.`1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <----------------------------->--------------->--------------->--------------->--------------->--------------->---------------> ---------------------------------------------------------------# 000 OMITTED) | ---------------#---------------#---------------#---------------| | | | | 8 | 9 | 10 | 11 | | | | | 1991 | 1992 | 1993 | 1994 | ---------------|---------------|---------------|---------------| | | | | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | X X X X | 0 | 0 | 0 | X X X X | X X X X | 472 | 483 | X X X X | X X X X | X X X X | 469 | | | | | --------------->--------------->--------------->---------------> SCHEDULE P - PART 6M - INTERNATIONAL SECTION 1 !-----------------------------#------------------------------------------------------------------------------------------------ | 1 | CUMULATIVE PREMIUMS EARNED DIRECT AND ASSUMED AT YEA | Years in |---------------#---------------#---------------#---------------#---------------#---------------# | Which Premiums | | | | | | | | Were Earned | 2 | 3 | 4 | 5 | 6 | 7 | | and Losses | | | | | | | | Were Incurred | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | |-----------------------------|---------------|---------------|---------------|---------------|---------------|---------------| | | | | | | | | |``1.`Prior` | 000 | 0 | 0 | 0 | 0 | 0 | |``2.`1985` | 0 | 0 | 0 | 0 | 0 | 0 | |``3.`1986` | X X X X | 0 | 0 | 0 | 0 | 0 | |``4.`1987` | X X X X | X X X X | 0 | 0 | 0 | 0 | |``5.`1988` | X X X X | X X X X | X X X X | 0 | 0 | 0 | |``6.`1989` | X X X X | X X X X | X X X X | X X X X | 0 | 0 | |``7.`1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | |``8.`1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``9.`1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.`1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.`1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <----------------------------->--------------->--------------->--------------->--------------->--------------->---------------> - ---------------------------------------------------------------# R END (000 OMITTED) | - ---------------#---------------#---------------#---------------| | | | | 8 | 9 | 10 | 11 | | | | | 1991 | 1992 | 1993 | 1994 | - ---------------|---------------|---------------|---------------| | | | | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | X X X X | 0 | 0 | 0 | X X X X | X X X X | 10,941 | 27,440 | X X X X | X X X X | X X X X | 60,136 | | | | | - --------------->--------------->--------------->---------------> SECTION 2 !-----------------------------#------------------------------------------------------------------------------------------------ | 1 | CUMULATIVE PREMIUMS EARNED CEDED AT YEAR END ( | Years in |---------------#---------------#---------------#---------------#---------------#---------------# | Which Premiums | | | | | | | | Were Earned | 2 | 3 | 4 | 5 | 6 | 7 | | and Losses | | | | | | | | Were Incurred | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | |-----------------------------|---------------|---------------|---------------|---------------|---------------|---------------| | | | | | | | | |``1.`Prior` | 000 | 0 | 0 | 0 | 0 | 0 | |``2.`1985` | 0 | 0 | 0 | 0 | 0 | 0 | |``3.`1986` | X X X X | 0 | 0 | 0 | 0 | 0 | |``4.`1987` | X X X X | X X X X | 0 | 0 | 0 | 0 | |``5.`1988` | X X X X | X X X X | X X X X | 0 | 0 | 0 | |``6.`1989` | X X X X | X X X X | X X X X | X X X X | 0 | 0 | |``7.`1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | |``8.`1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``9.`1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.`1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.`1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <----------------------------->--------------->--------------->--------------->--------------->--------------->---------------> - ---------------------------------------------------------------# 000 OMITTED) | - ---------------#---------------#---------------#---------------| | | | | 8 | 9 | 10 | 11 | | | | | 1991 | 1992 | 1993 | 1994 | - ---------------|---------------|---------------|---------------| | | | | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | X X X X | 0 | 0 | 0 | X X X X | X X X X | 0 | 0 | X X X X | X X X X | X X X X | 0 | | | | | - --------------->--------------->--------------->---------------> Page # Page 125 Form 2 COMBINED ANNUAL STATEMENT FOR THE YEAR 1994 OF THE UNITED STATES FIDELITY AND GUARANTY COMPANY AND ITS AFFILIATED FIRE AND CASUALTY INSURERS SCHEDULE P - PART 6N - REINSURANCE A SECTION 1 !-----------------------------#------------------------------------------------------------------------------------------------ | 1 | CUMULATIVE PREMIUMS EARNED DIRECT AND ASSUMED AT YEA | Years in |---------------#---------------#---------------#---------------#---------------#---------------# | Which Premiums | | | | | | | | Were Earned | 2 | 3 | 4 | 5 | 6 | 7 | | and Losses | | | | | | | | Were Incurred | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | |-----------------------------|---------------|---------------|---------------|---------------|---------------|---------------| | | | | | | | | |``1.`1988` | X X X X | X X X X | X X X X | 0 | 0 | 0 | |``2.`1989` | X X X X | X X X X | X X X X | X X X X | 0 | 0 | |``3.`1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | |``4.`1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``5.`1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``6.`1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``7.`1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <----------------------------->--------------->--------------->--------------->--------------->--------------->---------------> - ---------------------------------------------------------------# R END (000 OMITTED) | - ---------------#---------------#---------------#---------------| | | | | 8 | 9 | 10 | 11 | | | | | 1991 | 1992 | 1993 | 1994 | - ---------------|---------------|---------------|---------------| | | | | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | X X X X | 0 | 0 | 0 | X X X X | X X X X | 56,564 | 64,071 | X X X X | X X X X | X X X X | 45,979 | | | | | - --------------->--------------->--------------->---------------> SECTION 2 !-----------------------------#------------------------------------------------------------------------------------------------ | 1 | CUMULATIVE PREMIUMS EARNED CEDED AT YEAR END ( | Years in |---------------#---------------#---------------#---------------#---------------#---------------# | Which Premiums | | | | | | | | Were Earned | 2 | 3 | 4 | 5 | 6 | 7 | | and Losses | | | | | | | | Were Incurred | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | |-----------------------------|---------------|---------------|---------------|---------------|---------------|---------------| | | | | | | | | |``1.`1988` | X X X X | X X X X | X X X X | 0 | 0 | 0 | |``2.`1989` | X X X X | X X X X | X X X X | X X X X | 0 | 0 | |``3.`1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | |``4.`1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``5.`1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``6.`1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``7.`1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <----------------------------->--------------->--------------->--------------->--------------->--------------->---------------> - ---------------------------------------------------------------# 000 OMITTED) | - ---------------#---------------#---------------#---------------| | | | | 8 | 9 | 10 | 11 | | | | | 1991 | 1992 | 1993 | 1994 | - ---------------|---------------|---------------|---------------| | | | | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | X X X X | 0 | 0 | 0 | X X X X | X X X X | 14,662 | 17,076 | X X X X | X X X X | X X X X | 16,101 | | | | | - --------------->--------------->--------------->---------------> SCHEDULE P - PART 6O - REINSURANCE B SECTION 1 !-----------------------------#------------------------------------------------------------------------------------------------ | 1 | CUMULATIVE PREMIUMS EARNED DIRECT AND ASSUMED AT YEA | Years in |---------------#---------------#---------------#---------------#---------------#---------------# | Which Premiums | | | | | | | | Were Earned | 2 | 3 | 4 | 5 | 6 | 7 | | and Losses | | | | | | | | Were Incurred | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | |-----------------------------|---------------|---------------|---------------|---------------|---------------|---------------| | | | | | | | | |``1.`1988` | X X X X | X X X X | X X X X | 0 | 0 | 0 | |``2.`1989` | X X X X | X X X X | X X X X | X X X X | 0 | 0 | |``3.`1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | |``4.`1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``5.`1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``6.`1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``7.`1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <----------------------------->--------------->--------------->--------------->--------------->--------------->---------------> - ---------------------------------------------------------------# R END (000 OMITTED) | - ---------------#---------------#---------------#---------------| | | | | 8 | 9 | 10 | 11 | | | | | 1991 | 1992 | 1993 | 1994 | - ---------------|---------------|---------------|---------------| | | | | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | X X X X | 0 | 0 | 0 | X X X X | X X X X | 274,657 | 303,366 | X X X X | X X X X | X X X X | 197,695 | | | | | - --------------->--------------->--------------->---------------> SECTION 2 !-----------------------------#------------------------------------------------------------------------------------------------ | 1 | CUMULATIVE PREMIUMS EARNED CEDED AT YEAR END ( | Years in |---------------#---------------#---------------#---------------#---------------#---------------# | Which Premiums | | | | | | | | Were Earned | 2 | 3 | 4 | 5 | 6 | 7 | | and Losses | | | | | | | | Were Incurred | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | |-----------------------------|---------------|---------------|---------------|---------------|---------------|---------------| | | | | | | | | |``1.`1988` | X X X X | X X X X | X X X X | 0 | 0 | 0 | |``2.`1989` | X X X X | X X X X | X X X X | X X X X | 0 | 0 | |``3.`1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | |``4.`1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``5.`1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``6.`1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``7.`1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <----------------------------->--------------->--------------->--------------->--------------->--------------->---------------> - ---------------------------------------------------------------# 000 OMITTED) | - ---------------#---------------#---------------#---------------| | | | | 8 | 9 | 10 | 11 | | | | | 1991 | 1992 | 1993 | 1994 | - ---------------|---------------|---------------|---------------| | | | | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | X X X X | 0 | 0 | 0 | X X X X | X X X X | 325,349 | 348,256 | X X X X | X X X X | X X X X | 67,349 | | | | | - --------------->--------------->--------------->---------------> Page # Page 126 Form 2 COMBINED ANNUAL STATEMENT FOR THE YEAR 1994 OF THE UNITED STATES FIDELITY AND GUARANTY COMPANY AND ITS AFFILIATED FIRE AND CASUALTY INSURERS SCHEDULE P - PART 6R - PRODUCTS LIABILITY - OCCURRENCE SECTION 1A !-----------------------------#------------------------------------------------------------------------------------------------ | 1 | CUMULATIVE PREMIUMS EARNED DIRECT AND ASSUMED AT YEA | Years in |---------------#---------------#---------------#---------------#---------------#---------------# | Which Premiums | | | | | | | | Were Earned | 2 | 3 | 4 | 5 | 6 | 7 | | and Losses | | | | | | | | Were Incurred | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | |-----------------------------|---------------|---------------|---------------|---------------|---------------|---------------| | | | | | | | | |``1.`Prior` | 000 | 0 | 0 | 0 | 0 | 0 | |``2.`1985` | 0 | 0 | 0 | 0 | 0 | 0 | |``3.`1986` | X X X X | 0 | 0 | 0 | 0 | 0 | |``4.`1987` | X X X X | X X X X | 0 | 0 | 0 | 0 | |``5.`1988` | X X X X | X X X X | X X X X | 0 | 0 | 0 | |``6.`1989` | X X X X | X X X X | X X X X | X X X X | 0 | 0 | |``7.`1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | |``8.`1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``9.`1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.`1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.`1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <----------------------------->--------------->--------------->--------------->--------------->--------------->---------------> - ---------------------------------------------------------------# R END (000 OMITTED) | - ---------------#---------------#---------------#---------------| | | | | 8 | 9 | 10 | 11 | | | | | 1991 | 1992 | 1993 | 1994 | - ---------------|---------------|---------------|---------------| | | | | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | X X X X | 0 | 0 | 0 | X X X X | X X X X | 5,762 | 9,975 | X X X X | X X X X | X X X X | 3,942 | | | | | - --------------->--------------->--------------->---------------> SECTION 2A !-----------------------------#------------------------------------------------------------------------------------------------ | 1 | CUMULATIVE PREMIUMS EARNED CEDED AT YEAR END ( | Years in |---------------#---------------#---------------#---------------#---------------#---------------# | Which Premiums | | | | | | | | Were Earned | 2 | 3 | 4 | 5 | 6 | 7 | | and Losses | | | | | | | | Were Incurred | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | |-----------------------------|---------------|---------------|---------------|---------------|---------------|---------------| | | | | | | | | |``1.`Prior` | 000 | 0 | 0 | 0 | 0 | 0 | |``2.`1985` | 0 | 0 | 0 | 0 | 0 | 0 | |``3.`1986` | X X X X | 0 | 0 | 0 | 0 | 0 | |``4.`1987` | X X X X | X X X X | 0 | 0 | 0 | 0 | |``5.`1988` | X X X X | X X X X | X X X X | 0 | 0 | 0 | |``6.`1989` | X X X X | X X X X | X X X X | X X X X | 0 | 0 | |``7.`1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | |``8.`1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``9.`1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.`1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.`1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <----------------------------->--------------->--------------->--------------->--------------->--------------->---------------> - ---------------------------------------------------------------# 000 OMITTED) | - ---------------#---------------#---------------#---------------| | | | | 8 | 9 | 10 | 11 | | | | | 1991 | 1992 | 1993 | 1994 | - ---------------|---------------|---------------|---------------| | | | | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | X X X X | 0 | 0 | 0 | X X X X | X X X X | 675 | 3,783 | X X X X | X X X X | X X X X | 60 | | | | | - --------------->--------------->--------------->---------------> SCHEDULE P - PART 6R - PRODUCTS LIABILITY - CLAIMS-MADE SECTION 1B !-----------------------------#------------------------------------------------------------------------------------------------ | 1 | CUMULATIVE PREMIUMS EARNED DIRECT AND ASSUMED AT YEA | Years in |---------------#---------------#---------------#---------------#---------------#---------------# | Which Premiums | | | | | | | | Were Earned | 2 | 3 | 4 | 5 | 6 | 7 | | and Losses | | | | | | | | Were Incurred | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | |-----------------------------|---------------|---------------|---------------|---------------|---------------|---------------| | | | | | | | | |``1.`Prior` | 000 | 0 | 0 | 0 | 0 | 0 | |``2.`1985` | 0 | 0 | 0 | 0 | 0 | 0 | |``3.`1986` | X X X X | 0 | 0 | 0 | 0 | 0 | |``4.`1987` | X X X X | X X X X | 0 | 0 | 0 | 0 | |``5.`1988` | X X X X | X X X X | X X X X | 0 | 0 | 0 | |``6.`1989` | X X X X | X X X X | X X X X | X X X X | 0 | 0 | |``7.`1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | |``8.`1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``9.`1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.`1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.`1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <----------------------------->--------------->--------------->--------------->--------------->--------------->---------------> ---------------------------------------------------------------# R END (000 OMITTED) | ---------------#---------------#---------------#---------------| | | | | 8 | 9 | 10 | 11 | | | | | 1991 | 1992 | 1993 | 1994 | ---------------|---------------|---------------|---------------| | | | | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | X X X X | 0 | 0 | 0 | X X X X | X X X X | 107 | 107 | X X X X | X X X X | X X X X | 64 | | | | | --------------->--------------->--------------->---------------> SECTION 2B !-----------------------------#------------------------------------------------------------------------------------------------ | 1 | CUMULATIVE PREMIUMS EARNED CEDED AT YEAR END ( | Years in |---------------#---------------#---------------#---------------#---------------#---------------# | Which Premiums | | | | | | | | Were Earned | 2 | 3 | 4 | 5 | 6 | 7 | | and Losses | | | | | | | | Were Incurred | 1985 | 1986 | 1987 | 1988 | 1989 | 1990 | |-----------------------------|---------------|---------------|---------------|---------------|---------------|---------------| | | | | | | | | |``1.`Prior` | 000 | 0 | 0 | 0 | 0 | 0 | |``2.`1985` | 0 | 0 | 0 | 0 | 0 | 0 | |``3.`1986` | X X X X | 0 | 0 | 0 | 0 | 0 | |``4.`1987` | X X X X | X X X X | 0 | 0 | 0 | 0 | |``5.`1988` | X X X X | X X X X | X X X X | 0 | 0 | 0 | |``6.`1989` | X X X X | X X X X | X X X X | X X X X | 0 | 0 | |``7.`1990` | X X X X | X X X X | X X X X | X X X X | X X X X | 0 | |``8.`1991` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |``9.`1992` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`10.`1993` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | |`11.`1994` | X X X X | X X X X | X X X X | X X X X | X X X X | X X X X | | | | | | | | | <----------------------------->--------------->--------------->--------------->--------------->--------------->---------------> - ---------------------------------------------------------------# 000 OMITTED) | - ---------------#---------------#---------------#---------------| | | | | 8 | 9 | 10 | 11 | | | | | 1991 | 1992 | 1993 | 1994 | - ---------------|---------------|---------------|---------------| | | | | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | X X X X | 0 | 0 | 0 | X X X X | X X X X | 0 | 0 | X X X X | X X X X | X X X X | 0 | | | | | - --------------->--------------->--------------->--------------->