<ARTICLE> 9
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE MARCH 31,
2000, CONSOLIDATED BALANCE SHEET, AND THE MARCH 21, 2000, CONSOLIDATED STATEMENT
OF EARNINGS AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000

                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-END>                               MAR-31-2000
<CASH>                                          98,828
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    911,054
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                        945,451
<ALLOWANCE>                                     17,524
<TOTAL-ASSETS>                               2,016,160
<DEPOSITS>                                   1,460,486
<SHORT-TERM>                                   383,000
<LIABILITIES-OTHER>                             27,135
<LONG-TERM>                                        365
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                       107,440
<OTHER-SE>                                      37,734
<TOTAL-LIABILITIES-AND-EQUITY>               2,016,160
<INTEREST-LOAN>                                 21,257
<INTEREST-INVEST>                               14,065
<INTEREST-OTHER>                                     2
<INTEREST-TOTAL>                                35,324
<INTEREST-DEPOSIT>                               6,864
<INTEREST-EXPENSE>                              12,114
<INTEREST-INCOME-NET>                           23,210
<LOAN-LOSSES>                                      900
<SECURITIES-GAINS>                                (74)
<EXPENSE-OTHER>                                 14,345
<INCOME-PRETAX>                                  4,823
<INCOME-PRE-EXTRAORDINARY>                       7,856
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     7,856
<EPS-BASIC>                                       0.32
<EPS-DILUTED>                                     0.31
<YIELD-ACTUAL>                                    5.27
<LOANS-NON>                                        660
<LOANS-PAST>                                        27
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                  2,041
<ALLOWANCE-OPEN>                                16,761
<CHARGE-OFFS>                                      188
<RECOVERIES>                                        51
<ALLOWANCE-CLOSE>                               17,524
<ALLOWANCE-DOMESTIC>                            10,688
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          6,836