<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from Homeland
Bankshares Corporation second quarter 1995 10-Q and is qualified in its entirety
by reference to such 10-Q.
</LEGEND>
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-END>                               JUN-30-1995
<CASH>                                           52747
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                  6150
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     173864
<INVESTMENTS-CARRYING>                          100766
<INVESTMENTS-MARKET>                            101427
<LOANS>                                         839248
<ALLOWANCE>                                       8950
<TOTAL-ASSETS>                                 1225399
<DEPOSITS>                                      932906
<SHORT-TERM>                                    118175
<LIABILITIES-OTHER>                              10478
<LONG-TERM>                                      42225
<COMMON>                                         71734
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<OTHER-SE>                                       49881
<TOTAL-LIABILITIES-AND-EQUITY>                 1225399
<INTEREST-LOAN>                                  35816
<INTEREST-INVEST>                                 8830
<INTEREST-OTHER>                                   363
<INTEREST-TOTAL>                                 45009
<INTEREST-DEPOSIT>                               17846
<INTEREST-EXPENSE>                               21667
<INTEREST-INCOME-NET>                            23342
<LOAN-LOSSES>                                      383
<SECURITIES-GAINS>                                  31
<EXPENSE-OTHER>                                  18448
<INCOME-PRETAX>                                  10100
<INCOME-PRE-EXTRAORDINARY>                        6310
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                      6310
<EPS-PRIMARY>                                     1.10
<EPS-DILUTED>                                     1.10
<YIELD-ACTUAL>                                    4.36
<LOANS-NON>                                       3425
<LOANS-PAST>                                      2284
<LOANS-TROUBLED>                                   346
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                  9082
<CHARGE-OFFS>                                      701
<RECOVERIES>                                       186
<ALLOWANCE-CLOSE>                                 8950
<ALLOWANCE-DOMESTIC>                              8950
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0