<ARTICLE> 9
<LEGEND>
This chedule contains summary financial information extracted from
Homeland Bankshares Corporation 1995 Third Quarter 10-Q and is qualified
in its entirety by reference to such 10-Q.
</LEGEND>
<MULTIPLIER> 1000
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-END>                               SEP-30-1995
<CASH>                                           51621
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                 14300
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     161563
<INVESTMENTS-CARRYING>                           96031
<INVESTMENTS-MARKET>                             97093
<LOANS>                                         855239
<ALLOWANCE>                                       8954
<TOTAL-ASSETS>                                 1232633
<DEPOSITS>                                      942234
<SHORT-TERM>                                    111846
<LIABILITIES-OTHER>                              12093
<LONG-TERM>                                      42525
<COMMON>                                         71734
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<OTHER-SE>                                       52201
<TOTAL-LIABILITIES-AND-EQUITY>                 1232633
<INTEREST-LOAN>                                  54988
<INTEREST-INVEST>                                12951
<INTEREST-OTHER>                                   474
<INTEREST-TOTAL>                                 68413
<INTEREST-DEPOSIT>                               26899
<INTEREST-EXPENSE>                               32986
<INTEREST-INCOME-NET>                            35427
<LOAN-LOSSES>                                      612
<SECURITIES-GAINS>                                  31
<EXPENSE-OTHER>                                  27330
<INCOME-PRETAX>                                  16167
<INCOME-PRE-EXTRAORDINARY>                        9952
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                      9952
<EPS-PRIMARY>                                     1.73
<EPS-DILUTED>                                     1.73
<YIELD-ACTUAL>                                    4.36
<LOANS-NON>                                       2068
<LOANS-PAST>                                      2829
<LOANS-TROUBLED>                                   327
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                  9082
<CHARGE-OFFS>                                     1094
<RECOVERIES>                                       354
<ALLOWANCE-CLOSE>                                 8954
<ALLOWANCE-DOMESTIC>                              8954
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0