<ARTICLE> 9 <CIK> 0000356858 <NAME> FIRST BANKING CENTER <MULTIPLIER> 1000 <PERIOD-TYPE> YEAR <FISCAL-YEAR-END> DEC-31-1999 <PERIOD-START> JAN-01-1999 <PERIOD-END> DEC-31-1999 <CASH> 19123 <INT-BEARING-DEPOSITS> 40 <FED-FUNDS-SOLD> 4242 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 0 <INVESTMENTS-CARRYING> 54952 <INVESTMENTS-MARKET> 55972 <LOANS> 298724 <ALLOWANCE> 3581 <TOTAL-ASSETS> 392089 <DEPOSITS> 306144 <SHORT-TERM> 21231 <LIABILITIES-OTHER> 3529 <LONG-TERM> 27768 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 1489 <OTHER-SE> 31928 <TOTAL-LIABILITIES-AND-EQUITY> 392089 <INTEREST-LOAN> 24205 <INTEREST-INVEST> 3372 <INTEREST-OTHER> 115 <INTEREST-TOTAL> 27692 <INTEREST-DEPOSIT> 9970 <INTEREST-EXPENSE> 12586 <INTEREST-INCOME-NET> 15106 <LOAN-LOSSES> 330 <SECURITIES-GAINS> (2) <EXPENSE-OTHER> 11583 <INCOME-PRETAX> 6022 <INCOME-PRE-EXTRAORDINARY> 6022 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 4162 <EPS-BASIC> 2.80 <EPS-DILUTED> 2.78 <YIELD-ACTUAL> 4.55 <LOANS-NON> 1256 <LOANS-PAST> 2 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 3421 <CHARGE-OFFS> 197 <RECOVERIES> 27 <ALLOWANCE-CLOSE> 3581 <ALLOWANCE-DOMESTIC> 3581 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 762