SECURITIES AND EXCHANGE COMMISSION

                             WASHINGTON, D.C. 20549



                                    FORM 8-K



                                 CURRENT REPORT

                       Pursuant to Section 13 or 15(d) of
                       the Securities Exchange Act of 1934



             Date of Report                         August 12, 2004
            (Date of earliest event reported)       August 12, 2004


                           First Banking Center, Inc.
             (Exact name of Registrant as specified in its charter)


                                    Wisconsin
                 (State or other jurisdiction of incorporation)


               000-11132                       39-1391327
     (Commission File Number)    (I.R.S. Employer Identification Number)



       400 Milwaukee Ave., Burlington, Wisconsin               53105
        (Address of principal executive offices)             (Zip Code)



                                 (262) 763-3581
               (Registrant's telephone number,including area code)



Item 5. Other Events

          On August  12,  2004,  First  Banking  Center,  Inc.  ("First  Banking
     Center")  issued a press release  announcing  that First  Banking  Center's
     board of directors has unanimously  approved a reverse  1-for-2000 split of
     First Banking Center's common stock to be followed immediately by a forward
     2000-for-1  split (the  "Split  Transaction").  If First  Banking  Center's
     shareholders  approve the proposed  amendments  to First  Banking  Center's
     articles of incorporation and the Split  Transaction is implemented,  First
     Banking Center  anticipates  having fewer than 300  shareholders of record,
     which would  enable  First  Banking  Center to  voluntarily  terminate  the
     registration of its common stock under the Securities Exchange Act of 1934.
     A copy of the press  release  issued by First  Banking  Center is  attached
     hereto as Exhibit 99.1.

Item 7.  Financial Statements, Pro Forma Financial Information and Exhibits

        (a) Financial Statements of Business Acquired.

                None.

        (b) Pro Forma Financial Information.

                None.

        (c)     Exhibits.

                99.1 Press release, dated August 12, 2004







SIGNATURES

     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
Registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereunto duly authorized.


                                           FIRST BANKING CENTER, INC.

Dated: August 12, 2004                     By: /s/ Brantly Chappell
                                           Brantly Chappell
                                           President and Chief Executive Officer