<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the
Consolidated Statement of Condition, Consolidated Statement of Earnings and
Management's Discussion and Analysis of Financial Condition and Results of
Operations and is qualified in its entirety by reference to such financial
statements.
</LEGEND>
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1994
<PERIOD-END>                               JUN-30-1995
<CASH>                                      $   71,637
<INT-BEARING-DEPOSITS>                           1,763
<FED-FUNDS-SOLD>                                55,169
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    232,844
<INVESTMENTS-CARRYING>                         241,026
<INVESTMENTS-MARKET>                           240,909
<LOANS>                                      1,455,096
<ALLOWANCE>                                     14,914
<TOTAL-ASSETS>                               2,156,232
<DEPOSITS>                                   1,814,242
<SHORT-TERM>                                    86,643
<LIABILITIES-OTHER>                             12,437
<LONG-TERM>                                     51,321
<COMMON>                                        63,443
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                     37,217
<OTHER-SE>                                      90,929
<TOTAL-LIABILITIES-AND-EQUITY>               2,156,232
<INTEREST-LOAN>                                 63,871
<INTEREST-INVEST>                               14,253
<INTEREST-OTHER>                                 1,321
<INTEREST-TOTAL>                                79,445
<INTEREST-DEPOSIT>                              34,368
<INTEREST-EXPENSE>                              38,383
<INTEREST-INCOME-NET>                           41,062
<LOAN-LOSSES>                                    1,144
<SECURITIES-GAINS>                                  56
<EXPENSE-OTHER>                                 34,536
<INCOME-PRETAX>                                 17,481
<INCOME-PRE-EXTRAORDINARY>                      17,481
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    11,865
<EPS-PRIMARY>                                      .55
<EPS-DILUTED>                                      .53
<YIELD-ACTUAL>                                    4.33
<LOANS-NON>                                      6,728
<LOANS-PAST>                                     1,325
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                 38,032
<ALLOWANCE-OPEN>                                14,722
<CHARGE-OFFS>                                    1,847
<RECOVERIES>                                       859
<ALLOWANCE-CLOSE>                               14,914
<ALLOWANCE-DOMESTIC>                            14,914
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          7,528