<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the
Consolidated Statement of Condition, the Consolidated Statement of Earnings and
Management's Discussion and Analysis and Statistical Information and is
qualified in its entirety by reference to such financial statements.
</LEGEND>
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-END>                               SEP-30-1997
<CASH>                                          75,771
<INT-BEARING-DEPOSITS>                           1,546
<FED-FUNDS-SOLD>                                    84
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    392,774
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                      1,632,183
<ALLOWANCE>                                     16,850
<TOTAL-ASSETS>                               2,187,756
<DEPOSITS>                                   1,742,696
<SHORT-TERM>                                   156,336
<LIABILITIES-OTHER>                             21,691
<LONG-TERM>                                     88,197
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                        81,542
<OTHER-SE>                                      97,294
<TOTAL-LIABILITIES-AND-EQUITY>               2,187,756
<INTEREST-LOAN>                                108,627
<INTEREST-INVEST>                               18,900
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                               127,527
<INTEREST-DEPOSIT>                              51,797
<INTEREST-EXPENSE>                               8,858
<INTEREST-INCOME-NET>                           66,872
<LOAN-LOSSES>                                    3,949
<SECURITIES-GAINS>                               (480)
<EXPENSE-OTHER>                                 76,655
<INCOME-PRETAX>                                 36,152
<INCOME-PRE-EXTRAORDINARY>                      36,152
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    23,851
<EPS-PRIMARY>                                     0.97
<EPS-DILUTED>                                     0.93
<YIELD-ACTUAL>                                    4.51
<LOANS-NON>                                      4,770
<LOANS-PAST>                                     5,621
<LOANS-TROUBLED>                                   266
<LOANS-PROBLEM>                                 30,043
<ALLOWANCE-OPEN>                                15,672
<CHARGE-OFFS>                                    3,759
<RECOVERIES>                                       988
<ALLOWANCE-CLOSE>                               16,850
<ALLOWANCE-DOMESTIC>                             8,788
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          8,062