<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the
Consolidated Statement of Condition, the Consolidated Statement of Earnings and
Management's Discussion and Analysis and Statistical Information and is
qualified in its entirety by reference to such financial statements.
</LEGEND>
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-END>                               MAR-31-1998
<CASH>                                          94,066
<INT-BEARING-DEPOSITS>                           2,095
<FED-FUNDS-SOLD>                                41,162
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    416,636
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                      1,609,918
<ALLOWANCE>                                     18,450
<TOTAL-ASSETS>                               2,239,113
<DEPOSITS>                                   1,781,482
<SHORT-TERM>                                    95,616
<LIABILITIES-OTHER>                             23,724
<LONG-TERM>                                    175,060
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                        81,531
<OTHER-SE>                                      81,700
<TOTAL-LIABILITIES-AND-EQUITY>               2,239,113
<INTEREST-LOAN>                                 37,147
<INTEREST-INVEST>                                6,261
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                                43,408
<INTEREST-DEPOSIT>                              17,095
<INTEREST-EXPENSE>                               3,789
<INTEREST-INCOME-NET>                           22,524
<LOAN-LOSSES>                                    1,017
<SECURITIES-GAINS>                                  98
<EXPENSE-OTHER>                                 28,924
<INCOME-PRETAX>                                 11,217
<INCOME-PRE-EXTRAORDINARY>                      11,217
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     7,443
<EPS-PRIMARY>                                     0.31
<EPS-DILUTED>                                     0.31
<YIELD-ACTUAL>                                    4.51
<LOANS-NON>                                      5,343
<LOANS-PAST>                                     2,418
<LOANS-TROUBLED>                                   261
<LOANS-PROBLEM>                                 25,262
<ALLOWANCE-OPEN>                                17,625
<CHARGE-OFFS>                                    1,663
<RECOVERIES>                                     1,471
<ALLOWANCE-CLOSE>                               18,450
<ALLOWANCE-DOMESTIC>                            10,480
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          7,970