SECURITIES AND EXCHANGE COMMISSION                       
                              Washington, DC 20549                              
                                                                                
                                                                                
                                                                                
                                                                                
                                    FORM 8-K                                    
                                                                                
                                 CURRENT REPORT                                 
                     PURSUANT TO SECTION 13 OR 15(d) OF THE                     
                         SECURITIES EXCHANGE ACT OF 1934                        
                                                                                

                                 Date of Report:               
                                 August 3, 1998           
                                                                                
                                                                                
                                  MID AM, INC.                                  
             (Exact name of registrant as specified in its charter)             
                                                                                
                                                                                
                                                                                
            Ohio                      0-10585                 34-1580978       
(State or other jurisdiction        (Commission             (IRS Employer     
    of incorporation)                File Number)         Identification No.) 
                                                                                
                                                                                
      221 South Church Street                                                   
         Bowling Green, Ohio                                     43402          
(Address of principal executive offices)                       (Zip Code)       
                                                                                
                                                                                
                                                                                
Registrant's telephone number, including area code: (419) 327-6300              
                                                                                
                                                                                
                                                                                
                                       N/A                                      
          (Former name or former address, if changed since last report)         
                                                                                




                                                                                






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Item  5.   Other Events                                

     On July 13, 1998 Mid Am, Inc. (the "Registrant") reported second quarter 
1998 earnings.  Attached hereto as Exhibit 1 is a copy of the Registrant's 
press release dated July 13, 1998.



Item  7.   Exhibits                                                             
                                                                                
99.1      Text of Press Release, dated July 13, 1998, issued by Mid Am, Inc.
                       
                          
                                                                                






































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                                 SIGNATURE                                   
                                                                                
     Pursuant to the requirements of the Securities Exchange Act of 1934, the 
Registrant has duly caused this report to be signed on its behalf by the  
undersigned hereunto duly authorized.                                           
                                                                                
                                                                                
                                 MID AM, INC.                           
                                                                                
                                                                                
                                 By: /s/ Dennis L. Nemec              
                                         ---------------            
                                 Name:   Dennis L. Nemec          
                                 Title:  Executive Vice President and
                                           Chief Financial Officer      
                                                                                
                                                                                
Date: August 3, 1998                        
































                                                                                
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