<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the
accompanying financial statements and is qualified in its entirety by
reference to such financial statements.
</LEGEND>
<MULTIPLIER> 1,000
<PERIOD-TYPE> 3-MOS 3-MOS
<FISCAL-YEAR-END> DEC-31-2000 DEC-31-1999
<PERIOD-START> JAN-01-2000 JAN-01-1999
<PERIOD-END> MAR-31-2000 MAR-31-1999
<CASH> 34,995 37,341
<INT-BEARING-DEPOSITS> 313 892
<FED-FUNDS-SOLD> 258,000 364,000
<TRADING-ASSETS> 0 0
<INVESTMENTS-HELD-FOR-SALE> 661,376 681,160
<INVESTMENTS-CARRYING> 0 0
<INVESTMENTS-MARKET> 0 0
<LOANS> 1,354,490 1,318,188
<ALLOWANCE> 55,666 54,772
<TOTAL-ASSETS> 2,353,653 2,434,163
<DEPOSITS> 1,991,058 2,060,558
<SHORT-TERM> 145,034 144,350
<LIABILITIES-OTHER> 47,017 44,038
<LONG-TERM> 0 0
<PREFERRED-MANDATORY> 0 0
<PREFERRED> 0 0
<COMMON> 56,539 28,163
<OTHER-SE> 114,005 157,054
<TOTAL-LIABILITIES-AND-EQUITY> 2,353,653 2,434,163
<INTEREST-LOAN> 27,432 26,560
<INTEREST-INVEST> 11,225 10,890
<INTEREST-OTHER> 3,587 4,216
<INTEREST-TOTAL> 42,244 41,666
<INTEREST-DEPOSIT> 16,055 17,791
<INTEREST-EXPENSE> 17,801 19,239
<INTEREST-INCOME-NET> 24,443 22,427
<LOAN-LOSSES> 850 1,513
<SECURITIES-GAINS> (1,049) (420)
<EXPENSE-OTHER> 11,922 12,202
<INCOME-PRETAX> 15,473 14,132
<INCOME-PRE-EXTRAORDINARY> 10,270 9,323
<EXTRAORDINARY> 0 0
<CHANGES> 0 0
<NET-INCOME> 10,270 9,323
<EPS-BASIC> 0.192 0.173 <F1>
<EPS-DILUTED> 0.186 0.167 <F1>
<YIELD-ACTUAL> 4.47 3.94
<LOANS-NON> 4,437 7,801
<LOANS-PAST> 66 401
<LOANS-TROUBLED> 5,626 3,905
<LOANS-PROBLEM> 0 0
<ALLOWANCE-OPEN> 55,820 54,375
<CHARGE-OFFS> 1,568 2,282
<RECOVERIES> 564 1,166
<ALLOWANCE-CLOSE> 55,666 54,772
<ALLOWANCE-DOMESTIC> 0 0
<ALLOWANCE-FOREIGN> 0 0
<ALLOWANCE-UNALLOCATED> 55,666 54,772
<FN>
<F1> EPS primary and EPS diluted have been restated to reflect a
two-for-one stock split in November 1999. The March 31, 1999 Financial
Data Schedule has been restated.
</FN>