<ARTICLE>                                       9
<LEGEND>
This schedule contains summary financial information extracted from the
accompanying financial statements and is qualified in its entirety by
reference to such financial statements.
</LEGEND>
<MULTIPLIER>                                1,000


                                  
<PERIOD-TYPE>                        9-MOS
<FISCAL-YEAR-END>                    DEC-31-1999
<PERIOD-START>                       JAN-01-1999
<PERIOD-END>                         SEP-30-1999
<CASH>                                     41,669
<INT-BEARING-DEPOSITS>                         86
<FED-FUNDS-SOLD>                          265,000
<TRADING-ASSETS>                                0
<INVESTMENTS-HELD-FOR-SALE>               703,276
<INVESTMENTS-CARRYING>                          0
<INVESTMENTS-MARKET>                            0
<LOANS>                                 1,336,578
<ALLOWANCE>                                55,719
<TOTAL-ASSETS>                          2,385,360
<DEPOSITS>                              2,013,444
<SHORT-TERM>                              151,774
<LIABILITIES-OTHER>                        48,036
<LONG-TERM>                                     0
<PREFERRED-MANDATORY>                           0
<PREFERRED>                                     0
<COMMON>                                   28,185
<OTHER-SE>                                143,921
<TOTAL-LIABILITIES-AND-EQUITY>          2,385,360
<INTEREST-LOAN>                            79,732
<INTEREST-INVEST>                          33,293
<INTEREST-OTHER>                           12,330
<INTEREST-TOTAL>                          125,355
<INTEREST-DEPOSIT>                         51,722
<INTEREST-EXPENSE>                         56,123
<INTEREST-INCOME-NET>                      69,232
<LOAN-LOSSES>                               4,013
<SECURITIES-GAINS>                         (2,230)
<EXPENSE-OTHER>                            35,055
<INCOME-PRETAX>                            43,732
<INCOME-PRE-EXTRAORDINARY>                 14,945
<EXTRAORDINARY>                                 0
<CHANGES>                                       0
<NET-INCOME>                               14,945
<EPS-BASIC>                                0.54 <F1>
<EPS-DILUTED>                                0.51 <F1>
<YIELD-ACTUAL>                               4.09
<LOANS-NON>                                 4,654
<LOANS-PAST>                                1,109
<LOANS-TROUBLED>                            4,178
<LOANS-PROBLEM>                                 0
<ALLOWANCE-OPEN>                           54,375
<CHARGE-OFFS>                               6,186
<RECOVERIES>                                3,517
<ALLOWANCE-CLOSE>                          55,719
<ALLOWANCE-DOMESTIC>                            0
<ALLOWANCE-FOREIGN>                             0
<ALLOWANCE-UNALLOCATED>                    55,719
<FN>
<F1> EPS primary and EPS diluted have been restated to reflect a
two-for-one stock split in November 1999.  Prior Financial Data
Schedules have not been restated.
</FN>