SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 16, 1999 (November 17, 1999) Trustco Bank Corp NY (Exact name of registrant as specified in its charter) New York (State or other jurisdiction of incorporation) 0-10592 14-1630287 (Commission File Number) (IRS Employer Identification No.) 192 Erie Boulevard, Schenectady, New York 12305 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (518) 377-3311 TrustCo Bank Corp NY Item 5. Other Events A press release was issued on November 16, 1999, declaring a quarterly cash dividend of $0.15 per share, payable January 3, 2000, to the shareholders of record at the close of business on December 10, 1999. Attached is the press release labeled as exhibit 99(a). Item 7 (c) Exhibits Reg S-K Exhibit No. Description 99(a) Press release dated November 16, 1999, declaring a quarterly cash dividend of $0.15 per share, payable January 3, 2000. 2 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Date: November 16, 1999 TrustCo Bank Corp NY (Registrant) By:/s/ Robert T. Cushing Robert T. Cushing Vice President and Chief Financial Officer 3 Exhibits Index The following exhibit is filed herewith: Reg S-K Exhibit No. Description Page __________________ ____________________________ __________ 99(a) Press release dated 5 November 16, 1999 declaring a quarterly cash dividend of $0.15 per share, payable January 3, 2000. 4 TRUSTCO Exhibit 99(a) Bank Corp NY News Release ________________________________________________________________________ 192 Erie Boulevard, Schenectady, New York, 12305 (518) 377-3311 Fax: (518) 381-3668 William F. Terry Senior Vice President and Secretary 518-381-3611 FOR IMMEDIATE RELEASE: TRUSTCO DECLARES CASH DIVIDEND Schenectady, New York - November 16, 1999 On November 16, 1999 the Board of Directors of the Company declared a quarterly dividend of $0.15 per share, payable January 3, 2000, to the shareholders of record at the close of business on December 10, 1999. TrustCo is a $2.4 billion bank holding company and through its subsidiary bank, Trustco Bank, National Association, operates 53 bank offices in Albany, Columbia, Greene, Rensselaer, Saratoga, Schenectady, Schoharie, Warren and Washington counties. In addition, Trustco Bank operates a full service Trust Department with $1.28 billion of assets under management. The common shares of TrustCo are traded on the Nasdaq National Market tier of the Nasdaq Stock Market under the symbol TRST. # # # 5