<ARTICLE> 9
<CIK> 0000701347
<NAME> CPB INC.
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1998
<PERIOD-START>                             JAN-01-1998
<PERIOD-END>                               SEP-30-1998
<CASH>                                          48,362
<INT-BEARING-DEPOSITS>                             114
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    237,262
<INVESTMENTS-CARRYING>                         122,258
<INVESTMENTS-MARKET>                           125,995
<LOANS>                                      1,061,283
<ALLOWANCE>                                     20,197
<TOTAL-ASSETS>                               1,517,472
<DEPOSITS>                                   1,191,172
<SHORT-TERM>                                    31,188
<LIABILITIES-OTHER>                             24,480
<LONG-TERM>                                    120,894
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         6,740
<OTHER-SE>                                     142,908
<TOTAL-LIABILITIES-AND-EQUITY>               1,517,472
<INTEREST-LOAN>                                 68,107
<INTEREST-INVEST>                               15,376
<INTEREST-OTHER>                                   822
<INTEREST-TOTAL>                                84,305
<INTEREST-DEPOSIT>                              29,088
<INTEREST-EXPENSE>                              35,367
<INTEREST-INCOME-NET>                           48,938
<LOAN-LOSSES>                                    5,400
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                 38,786
<INCOME-PRETAX>                                 18,079
<INCOME-PRE-EXTRAORDINARY>                      11,293
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    11,293
<EPS-PRIMARY>                                     1.08
<EPS-DILUTED>                                     1.07
<YIELD-ACTUAL>                                    4.66
<LOANS-NON>                                     17,709
<LOANS-PAST>                                     4,961
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                19,164
<CHARGE-OFFS>                                    4,848
<RECOVERIES>                                       481
<ALLOWANCE-CLOSE>                               20,197
<ALLOWANCE-DOMESTIC>                            14,422
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          5,775