<ARTICLE> 9 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-1998 <PERIOD-START> JAN-1-1998 <PERIOD-END> JUN-30-1998 <CASH> 154,842 <INT-BEARING-DEPOSITS> 9,833 <FED-FUNDS-SOLD> 47,000 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 377,712 <INVESTMENTS-CARRYING> 377,712 <INVESTMENTS-MARKET> 377,712 <LOANS> 2,907,802 <ALLOWANCE> 42,256 <TOTAL-ASSETS> 4,504,403 <DEPOSITS> 3,852,327 <SHORT-TERM> 47,680 <LIABILITIES-OTHER> 54,602 <LONG-TERM> 170,928 <COMMON> 111,980 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <OTHER-SE> 313,675 <TOTAL-LIABILITIES-AND-EQUITY> 4,504,403 <INTEREST-LOAN> 129,582 <INTEREST-INVEST> 21,604 <INTEREST-OTHER> 14,647 <INTEREST-TOTAL> 165,833 <INTEREST-DEPOSIT> 75,378 <INTEREST-EXPENSE> 81,163 <INTEREST-INCOME-NET> 84,670 <LOAN-LOSSES> 6,013 <SECURITIES-GAINS> 175 <EXPENSE-OTHER> 62,343 <INCOME-PRETAX> 39,637 <INCOME-PRE-EXTRAORDINARY> 39,637 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 26,397 <EPS-PRIMARY> 0.59 <EPS-DILUTED> 0.59 <YIELD-ACTUAL> 4.25 <LOANS-NON> 9,229 <LOANS-PAST> 6,399 <LOANS-TROUBLED> 637 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 39,877 <CHARGE-OFFS> 4,653 <RECOVERIES> 1,019 <ALLOWANCE-CLOSE> 42,256 <ALLOWANCE-DOMESTIC> 42,256 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0