<ARTICLE>   9
<PERIOD-TYPE>                                     6-MOS
<FISCAL-YEAR-END>                                 DEC-31-1998
<PERIOD-START>                                    JAN-1-1998
<PERIOD-END>                                      JUN-30-1998
<CASH>                                                   154,842
<INT-BEARING-DEPOSITS>                                     9,833
<FED-FUNDS-SOLD>                                          47,000
<TRADING-ASSETS>                                               0
<INVESTMENTS-HELD-FOR-SALE>                              377,712
<INVESTMENTS-CARRYING>                                   377,712
<INVESTMENTS-MARKET>                                     377,712
<LOANS>                                                2,907,802
<ALLOWANCE>                                               42,256
<TOTAL-ASSETS>                                         4,504,403
<DEPOSITS>                                             3,852,327
<SHORT-TERM>                                              47,680
<LIABILITIES-OTHER>                                       54,602
<LONG-TERM>                                              170,928
<COMMON>                                                 111,980
<PREFERRED-MANDATORY>                                          0
<PREFERRED>                                                    0
<OTHER-SE>                                               313,675
<TOTAL-LIABILITIES-AND-EQUITY>                         4,504,403
<INTEREST-LOAN>                                          129,582
<INTEREST-INVEST>                                         21,604
<INTEREST-OTHER>                                          14,647
<INTEREST-TOTAL>                                         165,833
<INTEREST-DEPOSIT>                                        75,378
<INTEREST-EXPENSE>                                        81,163
<INTEREST-INCOME-NET>                                     84,670
<LOAN-LOSSES>                                              6,013
<SECURITIES-GAINS>                                           175
<EXPENSE-OTHER>                                           62,343
<INCOME-PRETAX>                                           39,637
<INCOME-PRE-EXTRAORDINARY>                                39,637
<EXTRAORDINARY>                                                0
<CHANGES>                                                      0
<NET-INCOME>                                              26,397
<EPS-PRIMARY>                                                0.59
<EPS-DILUTED>                                                0.59
<YIELD-ACTUAL>                                               4.25
<LOANS-NON>                                                9,229
<LOANS-PAST>                                               6,399
<LOANS-TROUBLED>                                             637
<LOANS-PROBLEM>                                                0
<ALLOWANCE-OPEN>                                          39,877
<CHARGE-OFFS>                                              4,653
<RECOVERIES>                                               1,019
<ALLOWANCE-CLOSE>                                         42,256
<ALLOWANCE-DOMESTIC>                                      42,256
<ALLOWANCE-FOREIGN>                                            0
<ALLOWANCE-UNALLOCATED>                                        0