<ARTICLE> 9 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-1999 <PERIOD-START> JAN-1-1999 <PERIOD-END> JUN-30-1999 <CASH> 162,137 <INT-BEARING-DEPOSITS> 13,597 <FED-FUNDS-SOLD> 32,000 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 501,980 <INVESTMENTS-CARRYING> 501,980 <INVESTMENTS-MARKET> 501,980 <LOANS> 3,793,009 <ALLOWANCE> 54,004 <TOTAL-ASSETS> 5,603,996 <DEPOSITS> 4,700,628 <SHORT-TERM> 190,142 <LIABILITIES-OTHER> 67,543 <LONG-TERM> 165,877 <COMMON> 143,261 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <OTHER-SE> 336,545 <TOTAL-LIABILITIES-AND-EQUITY> 5,603,996 <INTEREST-LOAN> 160,472 <INTEREST-INVEST> 20,922 <INTEREST-OTHER> 19,219 <INTEREST-TOTAL> 200,613 <INTEREST-DEPOSIT> 87,690 <INTEREST-EXPENSE> 94,815 <INTEREST-INCOME-NET> 105,798 <LOAN-LOSSES> 6,670 <SECURITIES-GAINS> 4,008 <EXPENSE-OTHER> 93,970 <INCOME-PRETAX> 47,738 <INCOME-PRE-EXTRAORDINARY> 47,738 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 33,315 <EPS-BASIC> 0.58 <EPS-DILUTED> 0.58 <YIELD-ACTUAL> 4.30 <LOANS-NON> 4,361 <LOANS-PAST> 9,231 <LOANS-TROUBLED> 103 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 51,084 <CHARGE-OFFS> 4,767 <RECOVERIES> 1,017 <ALLOWANCE-CLOSE> 54,004 <ALLOWANCE-DOMESTIC> 54,004 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0