Exhibit 99(i) [SDNB Letterhead] August 10, 1995 NOTICE OF AMENDMENT OF SDNB FINANCIAL CORP. SUBSCRIPTION OFFERING To Rights Holders Who Have Already Exercised Subscription Rights: SDNB Financial Corp. (the "Company") has elected to amend the terms of its offering (the "Subscription Offering") of up to 769,582 shares of its Common Stock, no par value per share, to holders of record of the Common Stock on May 5, 1995, to extend the offering and to pay commissions on subscriptions. Unless otherwise specified, capitalized terms used but not defined herein shall have the same meaning as set forth in the Company's original Prospectus, dated May 30, 1995. The Company believes that the Subscription Offering and the agreement by WHR to invest an additional amount based upon the aggregate subscriptions received in the Subscription Offering present an unusual capital raising opportunity for the Company. In order to take full advantage of that opportunity, the Company has elected to amend the Subscription Offering by extending the offering to September 21, 1995 (which date, as it may be extended by the Company to October 5, 1995, is the "New Expiration Date") and by paying commissions on subscriptions. Enclosed is a new Prospectus, dated August 9, 1995, which incorporates the amendments to the Subscription Offering. All other offering materials (including the form of Subscription Warrant) and all other terms of the Subscription Offering (including the ability of a Rights Holder, before the New Expiration Date, to revoke completed subscriptions received or in transit prior to July 21, 1995, the date of the amendment of the Subscription Offering) remain unchanged. As a Rights Holder who exercised Subscription Rights on or before July 21, 1995, you have the right to revoke your completed subscriptions or to confirm your intention to exercise such subscriptions. Accordingly, please indicate your decision on the enclosed confirmation form and return the form to the Subscription Agent in the enclosed, postage-paid envelope on or before the New Expiration Date. If the Subscription Agent has not received a completed confirmation form from you by the New Expiration Date, your completed subscriptions will be presumed to be revoked and the Subscription Agent will promptly return your aggregate Subscription Price, without interest. Very truly yours, Murray L. Galinson President and Chief Executive Officer CONFIRMATION OF EXERCISED SUBSCRIPTIONS Name of Rights Holder:__________________________________________ Number of Exercised Subscription Rights:________________________ [ ] I hereby affirmatively confirm my intention to exercise the foregoing Subscription Rights. [ ] I hereby revoke my exercise of the foregoing Subscription Rights. I understand that by revoking my completed subscriptions: (i) such subscriptions will be declared invalid by the Subscription Agent; and (ii) the Subscription Agent will promptly return to me the aggregate Subscription Price paid for such Subscription Rights, without interest. Date:__________ Rights Holder's Signature:________________________