EXHIBIT 99.1




FOR IMMEDIATE RELEASE
- ---------------------



                                                          CONTACT:  Diane Iseman
                                       Vice President - Corporate Communications
                                                                   (316)383-1489
                                                    Diane.Iseman@intrustbank.com


         INTRUST Financial Corp. plans to go private, remain independent

WICHITA, Kan. - 12/11/2002 - The Board of Directors of INTRUST Financial Corp.
(OTC Bulletin Board: IFNC) announced today that it has unanimously authorized a
"going private" transaction that will allow INTRUST to deregister with the
Securities and Exchange Commission (SEC). The Board believes that the cost of
being a public company is not justified by the benefits, given the limited
trading activity of its securities.

"We believe this transaction will ensure that INTRUST remains independent, which
is in the best interests of our customers, employees, and the communities we
serve," said Charles Q. "Charlie" Chandler, IV, president, INTRUST Financial
Corp.

The proposed transaction is anticipated to reduce the number of shareholders of
record to fewer than 300. This transaction, when coupled with the redemption of
the 1998 Trust Preferred Securities in the first quarter of 2003, will
facilitate the deregistration with the SEC. The transaction will be structured
as a cash-out merger with a wholly-owned subsidiary of INTRUST to be formed for
this purpose. Under the terms of the proposed transaction, it is anticipated
that approximately 6 percent of INTRUST's common stock will be converted into
the right to receive cash. Shareholders owning less than 1,000 shares of
INTRUST's common stock will be entitled to receive cash of $152 per share for
all of their shares. The closing price of INTRUST's common stock on December 9,
2002, the last trading day before this transaction was authorized, was $129.50.
Shareholders owning 1,000 shares or more will continue to hold their shares.

Complete transaction details will be found in documents that will soon be filed
with the SEC. A final proxy statement will be mailed to each shareholder as soon
as it is approved. INTRUST plans to hold a special shareholder meeting and
consummate the proposed transaction during the first quarter of 2003; no date
has yet been set.

Since 1876, INTRUST has grown to become a leading financial services provider in
the Midwest with assets of $2.4 billion. With a long-standing commitment to
exceptional service, quality products and cutting-edge technology, INTRUST is
the resource for personal and business financial services. INTRUST is
convenient, with a nationally recognized Internet banking site
(www.intrustbank.com), 42 neighborhood branches in Kansas and Oklahoma,
including branches with extended hours inside grocery stores, more than 100
ATMs, and a 24-hour phone bank. INTRUST also offers a wide range of wealth
management services, including private trust, brokerage services and
employer-sponsored retirement plans.

This press release is only a description of a proposed transaction and is not a
solicitation of a proxy or an offer to acquire any shares of common stock. It
may contain forward-looking statements that involve assumptions and potential
risks and uncertainties. INTRUST's future results could differ materially from
those discussed herein. Readers should not place undue reliance on any
forward-looking statements, which are applicable only as of the date hereof.

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