UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d)
OF THE SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of Earliest Event Reported):
November 16, 2005
BRITTON & KOONTZ CAPITAL CORPORATION
(Exact Name of Registrant as Specified in its Charter)
Mississippi 0-22606 64-0665423
(State or Other Jurisdiction (Commission File Number) (IRS Employer
of Incorporation) Identification No.)
500 Main Street, Natchez, Mississippi 39120
(Address of Principal Executive Offices)
(601) 445-5576
Registrant's Telephone Number, Including Area Code:
Check the appropriate box below if the 8-K filing is intended to simultaneously
satisfy the filing obligation of the registrant under any of the following
provisions:
[ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR
230.425)
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange
Act (17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange
Act (17 CFR 240.13e-4(c))
Item 8.01 Other Events.
On November 16, 2005, Britton & Koontz Capital Corporation issued a
press release announcing the declaration of a quarterly cash dividend on its
common stock of $.18 per share. The press release is filed as Exhibit 99.1 to
this Form 8-K.
Item 9.01 Financial Statements and Exhibits.
(c) Exhibits
99.1 Press Release issued by Britton & Koontz Capital
Corporation dated November 16, 2005.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned thereto duly authorized.
BRITTON & KOONTZ CAPITAL CORPORATION
November 16, 2005 /s/ W. Page Ogden
____________________________________
W. Page Ogden
Chairman and Chief Executive Officer
Exhibits Index
Exhibit
Number Item
99.1 Press Release issued by Britton & Koontz Capital Corporation
dated November 16, 2005.
EXHIBIT 99.1
EXHIBIT 99.1
Britton & Koontz Capital Corporation
500 Main Street 601-445-5576
P O Box 1407 601-445-2481 Fax
Natchez, MS 39121 corporate@bkbank.com
FOR IMMEDIATE RELEASE: FOR MORE INFORMATION:
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November 16, 2005 W. Page Ogden, President & CEO
(NASDAQ - BKBK) William M. Salters, CFO
BRITTON & KOONTZ DECLARES QUARTERLY DIVIDEND
Natchez, Mississippi - The Board of Directors of Britton & Koontz
Capital Corporation (Nasdaq: BKBK, "B&K Capital" or "the Company") on November
15, 2005, declared a quarterly dividend of $0.18 per share to shareholders of
record as of November 30, 2005, and payable December 15, 2005. This dividend,
when added with previous dividends paid in 2005, represents a 7.8% increase over
the amount paid in 2004.
Britton & Koontz Capital Corporation, headquartered in Natchez,
Mississippi, is the parent company of Britton & Koontz Bank, N.A. which operates
three full service offices in Natchez, two in Vicksburg, Mississippi, and one in
Baton Rouge, Louisiana. The Company also owns Britton & Koontz Title Insurance
Agency, Inc. which was established to issue title insurance on properties in the
State of Mississippi. As of September 30, 2005, the Company reported assets of
$397.6 million and equity of $31.6 million. The Company's stock is traded on
NASDAQ under the symbol BKBK and the transfer agent is American Stock Transfer &
Trust Company. Total shares outstanding at November 1, 2005, were 2,116,316.
Forward Looking Statements
This news release contains statements regarding the projected
performance of Britton & Koontz Capital and its subsidiaries. These statements
constitute forward-looking information within the meaning of the Private
Securities Litigation Reform Act. Actual results may differ materially from the
projections provided in this release since such projections involve significant
known and unknown risks and uncertainties. Factors that might cause such
differences include, but are not limited to: competitive pressures among
financial institutions increasing significantly; economic conditions, either
nationally or locally, in areas in which the Company conducts operations being
less favorable than expected; and legislation or regulatory changes which
adversely affect the ability of the combined Company to conduct business
combinations or new operations. The Company disclaims any obligation to update
such factors or to publicly announce the results of any revisions to any of the
forward-looking statements included herein to reflect future events or
developments.
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