<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM
AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<CIK> 0000709337
<NAME> FARMERS NATIONAL BANC CORP
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-START>                             JAN-01-1995
<PERIOD-END>                               DEC-31-1995
<CASH>                                          14,766
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                14,630
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     46,480
<INVESTMENTS-CARRYING>                             853
<INVESTMENTS-MARKET>                               853
<LOANS>                                        232,160
<ALLOWANCE>                                      2,911
<TOTAL-ASSETS>                                 314,229
<DEPOSITS>                                     267,955
<SHORT-TERM>                                    11,596
<LIABILITIES-OTHER>                              1,701
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                        20,171
<OTHER-SE>                                      13,806
<TOTAL-LIABILITIES-AND-EQUITY>                 314,229
<INTEREST-LOAN>                                 18,580
<INTEREST-INVEST>                                3,381
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                                21,961
<INTEREST-DEPOSIT>                               9,200
<INTEREST-EXPENSE>                               9,688
<INTEREST-INCOME-NET>                           12,273
<LOAN-LOSSES>                                      270
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  8,119
<INCOME-PRETAX>                                  5,226
<INCOME-PRE-EXTRAORDINARY>                       5,226
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     3,576
<EPS-PRIMARY>                                     2.22
<EPS-DILUTED>                                     2.22
<YIELD-ACTUAL>                                    7.88
<LOANS-NON>                                        125
<LOANS-PAST>                                     1,384
<LOANS-TROUBLED>                                    75
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 2,746
<CHARGE-OFFS>                                      276
<RECOVERIES>                                       171
<ALLOWANCE-CLOSE>                                2,911
<ALLOWANCE-DOMESTIC>                             2,911
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0