<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM AND IS
QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<CIK> 0000709337
<NAME> FARMERS NATIONAL BANC CORP
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               DEC-31-1996
<CASH>                                          13,302
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                 5,667
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     45,612
<INVESTMENTS-CARRYING>                           1,468
<INVESTMENTS-MARKET>                             1,468
<LOANS>                                        266,702
<ALLOWANCE>                                      3,198
<TOTAL-ASSETS>                                 338,112
<DEPOSITS>                                     283,811
<SHORT-TERM>                                    17,771
<LIABILITIES-OTHER>                              1,722
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                        24,254
<OTHER-SE>                                      10,555
<TOTAL-LIABILITIES-AND-EQUITY>                 338,112
<INTEREST-LOAN>                                 21,519
<INTEREST-INVEST>                                3,358
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                                24,877
<INTEREST-DEPOSIT>                              10,118
<INTEREST-EXPENSE>                              10,756
<INTEREST-INCOME-NET>                           14,121
<LOAN-LOSSES>                                      655
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  8,883
<INCOME-PRETAX>                                  6,061
<INCOME-PRE-EXTRAORDINARY>                       6,061
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     4,131
<EPS-PRIMARY>                                     1.22
<EPS-DILUTED>                                     1.22
<YIELD-ACTUAL>                                    8.13
<LOANS-NON>                                          0
<LOANS-PAST>                                     2,098
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 2,911
<CHARGE-OFFS>                                      552
<RECOVERIES>                                       184
<ALLOWANCE-CLOSE>                                3,198
<ALLOWANCE-DOMESTIC>                             3,198
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0