<ARTICLE> 9 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <CIK> 0000709337 <NAME> FARMERS NATIONAL BANC CORP <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> DEC-31-1997 <PERIOD-START> JAN-01-1997 <PERIOD-END> MAR-31-1997 <CASH> 11,196 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 9,099 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 52,291 <INVESTMENTS-CARRYING> 1,468 <INVESTMENTS-MARKET> 1,468 <LOANS> 263,098 <ALLOWANCE> 3,232 <TOTAL-ASSETS> 343,259 <DEPOSITS> 290,047 <SHORT-TERM> 15,359 <LIABILITIES-OTHER> 1,865 <LONG-TERM> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 24,201 <OTHER-SE> 11,787 <TOTAL-LIABILITIES-AND-EQUITY> 343,259 <INTEREST-LOAN> 5,677 <INTEREST-INVEST> 859 <INTEREST-OTHER> 0 <INTEREST-TOTAL> 6,536 <INTEREST-DEPOSIT> 2,647 <INTEREST-EXPENSE> 2,835 <INTEREST-INCOME-NET> 3,701 <LOAN-LOSSES> 150 <SECURITIES-GAINS> 3 <EXPENSE-OTHER> 2,437 <INCOME-PRETAX> 1,478 <INCOME-PRE-EXTRAORDINARY> 1,478 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 1,009 <EPS-PRIMARY> .30 <EPS-DILUTED> .30 <YIELD-ACTUAL> 8.24 <LOANS-NON> 598 <LOANS-PAST> 868 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 3,198 <CHARGE-OFFS> 147 <RECOVERIES> 31 <ALLOWANCE-CLOSE> 3,232 <ALLOWANCE-DOMESTIC> 3,232 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0