<ARTICLE> 9 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY INFORMATION EXTRACTED FROM AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <CIK> 0000709337 <NAME> FARMERS ATIONAL BANC CORP <MULTIPLIER> 1,000 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-1997 <PERIOD-START> JAN-01-1997 <PERIOD-END> JUN-30-1997 <CASH> 13,689 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 1,710 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 62,308 <INVESTMENTS-CARRYING> 1,554 <INVESTMENTS-MARKET> 1,554 <LOANS> 268,938 <ALLOWANCE> 3,273 <TOTAL-ASSETS> 353,634 <DEPOSITS> 288,856 <SHORT-TERM> 21,772 <LIABILITIES-OTHER> 359 <LONG-TERM> 4,994 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 24,194 <OTHER-SE> 13,459 <TOTAL-LIABILITIES-AND-EQUITY> 353,634 <INTEREST-LOAN> 11,474 <INTEREST-INVEST> 1,903 <INTEREST-OTHER> 0 <INTEREST-TOTAL> 13,377 <INTEREST-DEPOSIT> 5,356 <INTEREST-EXPENSE> 5,811 <INTEREST-INCOME-NET> 7,566 <LOAN-LOSSES> 350 <SECURITIES-GAINS> 3 <EXPENSE-OTHER> 4,745 <INCOME-PRETAX> 3,237 <INCOME-PRE-EXTRAORDINARY> 3,237 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 2,196 <EPS-PRIMARY> .66 <EPS-DILUTED> .66 <YIELD-ACTUAL> 8.14 <LOANS-NON> 881 <LOANS-PAST> 528 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 3,198 <CHARGE-OFFS> 351 <RECOVERIES> 76 <ALLOWANCE-CLOSE> 3,273 <ALLOWANCE-DOMESTIC> 3,273 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0