<ARTICLE> 9 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY INFORMATION EXTRACTED FROM AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <CIK> 0000709337 <NAME> FARMERS NATIONAL BANC CORP <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> DEC-31-1999 <PERIOD-START> JAN-01-1999 <PERIOD-END> MAR-31-1999 <CASH> 12,265 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 4,778 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 82,217 <INVESTMENTS-CARRYING> 2,699 <INVESTMENTS-MARKET> 2,699 <LOANS> 290,422 <ALLOWANCE> 3,774 <TOTAL-ASSETS> 400,305 <DEPOSITS> 316,199 <SHORT-TERM> 29,441 <LIABILITIES-OTHER> 2,599 <LONG-TERM> 3,553 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 32,545 <OTHER-SE> 15,968 <TOTAL-LIABILITIES-AND-EQUITY> 400,305 <INTEREST-LOAN> 6,064 <INTEREST-INVEST> 1,235 <INTEREST-OTHER> 0 <INTEREST-TOTAL> 7,299 <INTEREST-DEPOSIT> 2,683 <INTEREST-EXPENSE> 3,033 <INTEREST-INCOME-NET> 4,266 <LOAN-LOSSES> 210 <SECURITIES-GAINS> 3 <EXPENSE-OTHER> 2,610 <INCOME-PRETAX> 1,846 <INCOME-PRE-EXTRAORDINARY> 1,846 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 1,260 <EPS-PRIMARY> .34 <EPS-DILUTED> .34 <YIELD-ACTUAL> 7.81 <LOANS-NON> 596 <LOANS-PAST> 329 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 3,689 <CHARGE-OFFS> 183 <RECOVERIES> 58 <ALLOWANCE-CLOSE> 3,774 <ALLOWANCE-DOMESTIC> 3,774 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0