<ARTICLE> 9 <CIK> 0000710507 <NAME> First Banks, Inc. <MULTIPLIER> 1,000 <PERIOD-TYPE> 9-mos <FISCAL-YEAR-END> Dec-31-1997 <PERIOD-START> Jan-01-1997 <PERIOD-END> Sep-30-1997 <CASH> 126,420 <INT-BEARING-DEPOSITS> 6,525 <FED-FUNDS-SOLD> 104,300 <TRADING-ASSETS> 3,681 <INVESTMENTS-HELD-FOR-SALE> 674,580 <INVESTMENTS-CARRYING> 19,507 <INVESTMENTS-MARKET> 0 <LOANS> 2,890,518 <ALLOWANCE> (50,740) <TOTAL-ASSETS> 3,957,208 <DEPOSITS> 3,502,986 <SHORT-TERM> 55,049 <LIABILITIES-OTHER> 46,557 <LONG-TERM> 83,156 <PREFERRED-MANDATORY> 0 <PREFERRED> 60,175 <COMMON> 5,915 <OTHER-SE> 203,370 <TOTAL-LIABILITIES-AND-EQUITY> 3,957,208 <INTEREST-LOAN> 187,431 <INTEREST-INVEST> 24,988 <INTEREST-OTHER> 4,400 <INTEREST-TOTAL> 216,819 <INTEREST-DEPOSIT> 100,920 <INTEREST-EXPENSE> 114,466 <INTEREST-INCOME-NET> 102,353 <LOAN-LOSSES> 9,125 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 75,396 <INCOME-PRETAX> 37,577 <INCOME-PRE-EXTRAORDINARY> 37,577 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 24,240 <EPS-PRIMARY> 866.22 <EPS-DILUTED> 830.02 <YIELD-ACTUAL> 8.31 <LOANS-NON> 27,430 <LOANS-PAST> 2,018 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 32,209 <ALLOWANCE-OPEN> 46,781 <CHARGE-OFFS> 12,710 <RECOVERIES> 7,544 <ALLOWANCE-CLOSE> 50,740 <ALLOWANCE-DOMESTIC> 50,740 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0