<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-START> JAN-01-2000 <PERIOD-END> JUN-30-2000 <CASH> 46,204 <INT-BEARING-DEPOSITS> 1,725 <FED-FUNDS-SOLD> 6,525 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 311,202 <INVESTMENTS-CARRYING> 15,088 <INVESTMENTS-MARKET> 15,076 <LOANS> 1,156,029 <ALLOWANCE> 12,171 <TOTAL-ASSETS> 1,610,413 <DEPOSITS> 1,244,976 <SHORT-TERM> 0 <LIABILITIES-OTHER> 218,224 <LONG-TERM> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 1,458 <OTHER-SE> 145,755 <TOTAL-LIABILITIES-AND-EQUITY> 1,610,413 <INTEREST-LOAN> 44,496 <INTEREST-INVEST> 9,647 <INTEREST-OTHER> 528 <INTEREST-TOTAL> 54,671 <INTEREST-DEPOSIT> 22,685 <INTEREST-EXPENSE> 27,608 <INTEREST-INCOME-NET> 27,063 <LOAN-LOSSES> 1,144 <SECURITIES-GAINS> (185) <EXPENSE-OTHER> 19,288 <INCOME-PRETAX> 14,435 <INCOME-PRE-EXTRAORDINARY> 9,823 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 9,823 <EPS-BASIC> 0.45 <EPS-DILUTED> 0.45 <YIELD-ACTUAL> 4.08 <LOANS-NON> 1,643 <LOANS-PAST> 2,415 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 10,128 <CHARGE-OFFS> 804 <RECOVERIES> 209 <ALLOWANCE-CLOSE> 12,171 <ALLOWANCE-DOMESTIC> 12,171 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0