Exhibit 23.2 - CONSENT OF INDEPENDENT CERTIFIED PUBLIC ACCOUNTANTS










     We have issued our report dated March 2, 1994, accompanying the
consolidated financial statements incorporated by reference of First
Commonwealth Financial Corporation and subsidiaries on Form 10K for the year
ended December 31, 1994.  We hereby consent to the Incorporation by
reference of said reports in the Registration Statement of First
Commonwealth Financial Corporation and subsidiaries on Form S-8 
(File No. 33-55687) and the related prospectus.



                                                   Jarrett Stokes & Kelly

Indiana, Pennsylvania
March 23, 1995