<ARTICLE> 9
<RESTATED> 
<MULTIPLIER> 1,000
       
                                                                       
<PERIOD-TYPE>                   YEAR                   YEAR                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1997             DEC-31-1996             DEC-31-1995
<PERIOD-START>                             JAN-01-1997             JAN-01-1996             JAN-01-1995
<PERIOD-END>                               DEC-31-1997             DEC-31-1996             DEC-31-1995
<CASH>                                          60,109                  69,406                  62,381
<INT-BEARING-DEPOSITS>                           4,985                   4,199                   8,288
<FED-FUNDS-SOLD>                                 2,880                       0                   4,800
<TRADING-ASSETS>                                     0                       0                       0
<INVESTMENTS-HELD-FOR-SALE>                    396,631                 244,415                 244,193
<INVESTMENTS-CARRYING>                         460,063                 459,746                 504,509
<INVESTMENTS-MARKET>                           462,086                 457,189                 503,568
<LOANS>                                      1,937,744               1,778,130               1,531,174
<ALLOWANCE>                                     19,766                  19,324                  18,152
<TOTAL-ASSETS>                               2,929,315               2,584,638               2,364,307
<DEPOSITS>                                   2,242,478               2,104,783               1,962,760
<SHORT-TERM>                                   193,918                  15,030                 120,774
<LIABILITIES-OTHER>                             28,031                  27,287                  23,236
<LONG-TERM>                                    193,054                  40,880                   5,261
<PREFERRED-MANDATORY>                                0                       0                       0
<PREFERRED>                                          0                       0                       0
<COMMON>                                        22,437                  22,437                  22,437
<OTHER-SE>                                     249,397                 238,921                 229,839
<TOTAL-LIABILITIES-AND-EQUITY>               2,929,315               2,584,638               2,364,307
<INTEREST-LOAN>                                155,676                 138,654                 128,582
<INTEREST-INVEST>                               43,893                  43,177                  45,600
<INTEREST-OTHER>                                   242                     498                   1,519
<INTEREST-TOTAL>                               199,811                 182,629                 175,701
<INTEREST-DEPOSIT>                              91,486                  80,712                  73,821
<INTEREST-EXPENSE>                             102,753                  88,325                  82,418
<INTEREST-INCOME-NET>                           97,058                  94,004                  93,283
<LOAN-LOSSES>                                    6,929                   4,501                   4,125
<SECURITIES-GAINS>                               6,686                   1,403                   (603)
<EXPENSE-OTHER>                                 65,909                  63,589                  62,062
<INCOME-PRETAX>                                 44,063                  39,655                  37,500
<INCOME-PRE-EXTRAORDINARY>                      30,534                  27,583                  25,526
<EXTRAORDINARY>                                      0                       0                       0
<CHANGES>                                            0                       0                       0
<NET-INCOME>                                    30,534                  27,583                  25,526
<EPS-PRIMARY>                                     1.40                    1.26                    1.16
<EPS-DILUTED>                                     1.39                    1.25                    1.16
<YIELD-ACTUAL>                                    7.92                    7.89                    8.04
<LOANS-NON>                                      7,952                   7,906                   7,419
<LOANS-PAST>                                    12,097                  12,044                   7,881
<LOANS-TROUBLED>                                    67                     280                     803
<LOANS-PROBLEM>                                      0                       0                       0
<ALLOWANCE-OPEN>                                19,324                  18,152                  17,337
<CHARGE-OFFS>                                    7,318                   4,234                   4,170
<RECOVERIES>                                       831                     905                     860
<ALLOWANCE-CLOSE>                               19,766                  19,324                  18,152
<ALLOWANCE-DOMESTIC>                            16,557                  16,383                  12,146
<ALLOWANCE-FOREIGN>                                  0                       0                       0
<ALLOWANCE-UNALLOCATED>                          3,209                   2,941                   6,006