Exhibit 32

          Certification Pursuant to 18 U.S.C. Section 1350, as Adopted
           Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002
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In connection  with the  accompanying  Quarterly  Report of Farmers Capital Bank
Corporation  on Form 10-Q for the period ended  September 30, 2004 as filed with
the Securities and Exchange  Commission on the date hereof (the "Report"),  each
of the  undersigned  hereby  certifies  in his  capacity  as  officer of Farmers
Capital Bank Corporation,  pursuant to Section 906 of the  Sarbanes-Oxley Act of
2002, 18 U.S.C. Section 1350, that:

     1)   the Report fully  complies with the  requirements  of Section 13(a) or
          15(d) of the Securities Exchange Act of 1934; and

     2)   the  information  contained  in the  Report  fairly  presents,  in all
          material respects,  the financial  condition and results of operations
          of the Company.




Date:  November 8, 2004                       /s/ G. Anthony Busseni
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                                              G. Anthony Busseni
                                              President and CEO



Date:     11-8-04                             /s/ C Douglas Carpenter
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                                              C. Douglas Carpenter
                                              Vice President, Secretary, and CFO


A signed  original of this  written  statement  required by Section 906 has been
provided to Farmers  Capital  Bank  Corporation  and will be retained by Farmers
Capital Bank Corporation and furnished to the Securities and Exchange Commission
or its staff upon request.