<ARTICLE> 9
<MULTIPLIER> 1,000
       
                                                 
<PERIOD-TYPE>                   9-MOS                   
<FISCAL-YEAR-END>                          DEC-31-1994  
<PERIOD-START>                             JAN-01-1994  
<PERIOD-END>                               SEP-30-1994       
<CASH>                                         106,441                 
<INT-BEARING-DEPOSITS>                               0                 
<FED-FUNDS-SOLD>                                36,875                 
<TRADING-ASSETS>                                     0                 
<INVESTMENTS-HELD-FOR-SALE>                    399,669                 
<INVESTMENTS-CARRYING>                         869,935                 
<INVESTMENTS-MARKET>                           846,888                 
<LOANS>                                      2,028,649                 
<ALLOWANCE>                                     35,890                 
<TOTAL-ASSETS>                               3,525,398                 
<DEPOSITS>                                   3,180,735                 
<SHORT-TERM>                                    37,056                 
<LIABILITIES-OTHER>                             24,585                 
<LONG-TERM>                                      2,378                 
<COMMON>                                        13,308                 
<PREFERRED-MANDATORY>                                0                 
<PREFERRED>                                          0                 
<OTHER-SE>                                     267,330                 
<TOTAL-LIABILITIES-AND-EQUITY>               3,525,398                 
<INTEREST-LOAN>                                111,985                 
<INTEREST-INVEST>                               56,172                 
<INTEREST-OTHER>                                 1,203                 
<INTEREST-TOTAL>                               169,360                 
<INTEREST-DEPOSIT>                              63,867                 
<INTEREST-EXPENSE>                              64,743                 
<INTEREST-INCOME-NET>                          104,617                 
<LOAN-LOSSES>                                    2,700                 
<SECURITIES-GAINS>                               5,212                 
<EXPENSE-OTHER>                                 53,696                 
<INCOME-PRETAX>                                 64,843                 
<INCOME-PRE-EXTRAORDINARY>                      64,843                 
<EXTRAORDINARY>                                      0                 
<CHANGES>                                            0                 
<NET-INCOME>                                    43,069                 
<EPS-PRIMARY>                                     1.60                 
<EPS-DILUTED>                                     1.60                 
<YIELD-ACTUAL>                                    4.49                 
<LOANS-NON>                                     23,015                 
<LOANS-PAST>                                     3,944                 
<LOANS-TROUBLED>                                     0                 
<FN>
<F1> LOANS-PROBLEM only provided at year-end
</FN>
<LOANS-PROBLEM>                                      0                
<ALLOWANCE-OPEN>                                37,905            
<CHARGE-OFFS>                                    3,610            
<RECOVERIES>                                     1,594            
<ALLOWANCE-CLOSE>                               35,890            
<ALLOWANCE-DOMESTIC>                            23,911            
<ALLOWANCE-FOREIGN>                                  0            
<ALLOWANCE-UNALLOCATED>                         11,979