<ARTICLE> 9
<MULTIPLIER> 1000
       
                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-START>                             JAN-01-1995
<PERIOD-END>                               MAR-31-1995
<CASH>                                         131,359
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                40,000
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    484,091
<INVESTMENTS-CARRYING>                         822,206
<INVESTMENTS-MARKET>                           803,586
<LOANS>                                      2,248,208
<ALLOWANCE>                                     37,087
<TOTAL-ASSETS>                               3,824,126
<DEPOSITS>                                   3,424,447
<SHORT-TERM>                                    39,586
<LIABILITIES-OTHER>                             35,781
<LONG-TERM>                                      2,212
<COMMON>                                        17,229
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<OTHER-SE>                                     304,871
<TOTAL-LIABILITIES-AND-EQUITY>               3,824,126
<INTEREST-LOAN>                                 46,379
<INTEREST-INVEST>                               19,293
<INTEREST-OTHER>                                   375
<INTEREST-TOTAL>                                66,047
<INTEREST-DEPOSIT>                              27,857
<INTEREST-EXPENSE>                              28,493
<INTEREST-INCOME-NET>                           37,554
<LOAN-LOSSES>                                      519
<SECURITIES-GAINS>                                 537
<EXPENSE-OTHER>                                 19,703
<INCOME-PRETAX>                                 22,048
<INCOME-PRE-EXTRAORDINARY>                      22,048
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    14,718
<EPS-PRIMARY>                                     0.48
<EPS-DILUTED>                                     0.48
<YIELD-ACTUAL>                                    4,46
<LOANS-NON>                                     17,852
<LOANS-PAST>                                     5,741
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0<F1>
<ALLOWANCE-OPEN>                                37,320
<CHARGE-OFFS>                                    1,008
<RECOVERIES>                                       775
<ALLOWANCE-CLOSE>                               37,087
<ALLOWANCE-DOMESTIC>                            25,358
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                         11,729
<FN>
<F1>LOANS-PROBLEM only provided at year-end
</FN>