<ARTICLE> 9
<MULTIPLIER> 1000
       
                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-START>                             JAN-01-1995
<PERIOD-END>                               JUN-30-1995
<CASH>                                         155,345
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    720,615
<INVESTMENTS-CARRYING>                         788,864
<INVESTMENTS-MARKET>                           788,690
<LOANS>                                      2,689,498
<ALLOWANCE>                                     42,438
<TOTAL-ASSETS>                               4,459,243
<DEPOSITS>                                   3,908,297
<SHORT-TERM>                                    98,357
<LIABILITIES-OTHER>                             34,399
<LONG-TERM>                                     35,368
<COMMON>                                        20,030
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<OTHER-SE>                                     362,792
<TOTAL-LIABILITIES-AND-EQUITY>               4,459,243
<INTEREST-LOAN>                                110,907
<INTEREST-INVEST>                               46,572
<INTEREST-OTHER>                                   880
<INTEREST-TOTAL>                               158,359
<INTEREST-DEPOSIT>                              68,528
<INTEREST-EXPENSE>                              71,646
<INTEREST-INCOME-NET>                           86,713
<LOAN-LOSSES>                                    1,476
<SECURITIES-GAINS>                                 551
<EXPENSE-OTHER>                                 46,940
<INCOME-PRETAX>                                 48,136
<INCOME-PRE-EXTRAORDINARY>                      48,136
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    27,946
<EPS-PRIMARY>                                     0.79
<EPS-DILUTED>                                     0.79
<YIELD-ACTUAL>                                     431
<LOANS-NON>                                     19,157
<LOANS-PAST>                                     9,885
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                42,107
<CHARGE-OFFS>                                    2,670
<RECOVERIES>                                     1,525
<ALLOWANCE-CLOSE>                               42,438
<ALLOWANCE-DOMESTIC>                            30,809
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                         11,629