<ARTICLE> 9 <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> DEC-31-1997 <PERIOD-START> APR-01-1997 <PERIOD-END> JUN-30-1997 <CASH> 250,510 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 51,000 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 1,005,416 <INVESTMENTS-CARRYING> 192,092 <INVESTMENTS-MARKET> 193,802 <LOANS> 3,510,174 <ALLOWANCE> 45,473 <TOTAL-ASSETS> 5,129,929 <DEPOSITS> 4,523,375 <SHORT-TERM> 78,547 <LIABILITIES-OTHER> 46,324 <LONG-TERM> 31,042 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 23,301 <OTHER-SE> 427,340 <TOTAL-LIABILITIES-AND-EQUITY> 5,129,929 <INTEREST-LOAN> 143,945 <INTEREST-INVEST> 37,163 <INTEREST-OTHER> 2,170 <INTEREST-TOTAL> 183,278 <INTEREST-DEPOSIT> 75,236 <INTEREST-EXPENSE> 77,401 <INTEREST-INCOME-NET> 105,877 <LOAN-LOSSES> 3,100 <SECURITIES-GAINS> 2,169 <EXPENSE-OTHER> 60,269 <INCOME-PRETAX> 60,269 <INCOME-PRE-EXTRAORDINARY> 60,269 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 41,375 <EPS-PRIMARY> 0.98 <EPS-DILUTED> 0.98 <YIELD-ACTUAL> 4.55 <LOANS-NON> 12,897 <LOANS-PAST> 11,825 <LOANS-TROUBLED> 5,306 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 46,022 <CHARGE-OFFS> 4,631 <RECOVERIES> 982 <ALLOWANCE-CLOSE> 45,473 <ALLOWANCE-DOMESTIC> 36,817 <ALLOWANCE-FOREIGN> 53 <ALLOWANCE-UNALLOCATED> 8,603