WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.

  


<ARTICLE>                                            9
<CIK>                                          0000714310       
           
       
                             
<PERIOD-TYPE>                                  9-MOS
<FISCAL-YEAR-END>                              DEC-31-1998
<PERIOD-START>                                 JAN-01-1998
<PERIOD-END>                                   SEP-30-1998
<CASH>                                         121,656
<INT-BEARING-DEPOSITS>                         0
<FED-FUNDS-SOLD>                               40,000
<TRADING-ASSETS>                               1,409
<INVESTMENTS-HELD-FOR-SALE>                    891,161
<INVESTMENTS-CARRYING>                         139,041
<INVESTMENTS-MARKET>                           141,072
<LOANS>                                        3,732,856
<ALLOWANCE>                                    47,308
<TOTAL-ASSETS>                                 5,042,980
<DEPOSITS>                                     4,344,721
<SHORT-TERM>                                   63,671
<LIABILITIES-OTHER>                            47,219
<LONG-TERM>                                    82,966
<PREFERRED-MANDATORY>                          0
<PREFERRED>                                    0
<COMMON>                                       23,287
<OTHER-SE>                                     481,116
<TOTAL-LIABILITIES-AND-EQUITY>                 5,042,980
<INTEREST-LOAN>                                226,597
<INTEREST-INVEST>                              47,421
<INTEREST-OTHER>                               4,191
<INTEREST-TOTAL>                               278,209
<INTEREST-DEPOSIT>                             106,113
<INTEREST-EXPENSE>                             113,050
<INTEREST-INCOME-NET>                          165,159
<LOAN-LOSSES>                                  8,825
<SECURITIES-GAINS>                             1,023
<EXPENSE-OTHER>                                91,280
<INCOME-PRETAX>                                96,559
<INCOME-PRE-EXTRAORDINARY>                     96,559
<EXTRAORDINARY>                                0
<CHANGES>                                      0
<NET-INCOME>                                   71,954
<EPS-PRIMARY>                                  1.36
<EPS-DILUTED>                                  1.35
<YIELD-ACTUAL>                                 4.68
<LOANS-NON>                                    5,756
<LOANS-PAST>                                   9,997
<LOANS-TROUBLED>                               5,158
<LOANS-PROBLEM>                                0
<ALLOWANCE-OPEN>                               46,372
<CHARGE-OFFS>                                  9,922
<RECOVERIES>                                   2,033
<ALLOWANCE-CLOSE>                              47,308
<ALLOWANCE-DOMESTIC>                           36,799
<ALLOWANCE-FOREIGN>                            105
<ALLOWANCE-UNALLOCATED>                        10,404