WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.

  

<ARTICLE>                     9
<CIK>                         0000714310

       
                 
<PERIOD-TYPE>                 3-MOS
<FISCAL-YEAR-END>             DEC-31-1999
<PERIOD-START>                JAN-01-1999
<PERIOD-END>                  MAR-31-1999
<CASH>                        154,338
<INT-BEARING-DEPOSITS>        0
<FED-FUNDS-SOLD>              85,000
<TRADING-ASSETS>              1,472
<INVESTMENTS-HELD-FOR-SALE>   950,509
<INVESTMENTS-CARRYING>        339,724
<INVESTMENTS-MARKET>          332,381
<LOANS>                       4,050,573
<ALLOWANCE>                   50,075
<TOTAL-ASSETS>                5,706,352
<DEPOSITS>                    4,681,694
<SHORT-TERM>                  56,517
<LIABILITIES-OTHER>           58,473
<LONG-TERM>                   343,933
<PREFERRED-MANDATORY>         0
<PREFERRED>                   0
<COMMON>                      24,432
<OTHER-SE>                    541,303
<TOTAL-LIABILITIES-AND-EQUITY>5,706,352
<INTEREST-LOAN>               78,409
<INTEREST-INVEST>             18,532
<INTEREST-OTHER>              807
<INTEREST-TOTAL>              97,748
<INTEREST-DEPOSIT>            33,099
<INTEREST-EXPENSE>            37,710
<INTEREST-INCOME-NET>         60,038
<LOAN-LOSSES>                 2,000
<SECURITIES-GAINS>            1,974
<EXPENSE-OTHER>               29,655
<INCOME-PRETAX>               40,344
<INCOME-PRE-EXTRAORDINARY>    40,344
<EXTRAORDINARY>               0
<CHANGES>                     0
<NET-INCOME>                  25,348
<EPS-PRIMARY>                 0.44
<EPS-DILUTED>                 0.43
<YIELD-ACTUAL>                4.60
<LOANS-NON>                   6,641
<LOANS-PAST>                  13,079
<LOANS-TROUBLED>              5,096
<LOANS-PROBLEM>               0
<ALLOWANCE-OPEN>              49,868
<CHARGE-OFFS>                 2,633
<RECOVERIES>                  840
<ALLOWANCE-CLOSE>             50,075
<ALLOWANCE-DOMESTIC>          38,726
<ALLOWANCE-FOREIGN>           146
<ALLOWANCE-UNALLOCATED>       11,203